1. Dear Corporate Recruiting Team,
Determined both by my personal interest in economic business and by a mixture of
interconnected experiences, I have found myself keenly interested in pursuing career
in Finance and Banking industry, especially in Retail Banking and Commercial Banking.
That career goal has been accomplished in November 2016 by being hired by Bank of
America as Financial Center Bank Teller in New York, NY. Daily responsibilities include,
but not limited to, prioritizing client’s financial inquiries by engaging with clients to provide
personalized banking service. I have measured client’s credit through thorough
interpretation of his/her credit report. I have been trained to efficiently process financial
transactions involving cash handling. Through my performance, Bank of America has not
only given me comprehensive employment benefits, but also given me insight of banking
operations and knowledge of financial processing. Working for the company I share
values with gives me much significant incentive to thrive and outperform.
A successful, valuable banking requires comprehensive education and accumulated
experience in related fields such as finance, sales and compliance.
Working as Licensed Sales Agent at Allstate was my first full-time employment. I had
worked in 4-person team to cross-sell and conclude auto and home insurance
applications. I had performed statistical analysis for premium-to-coverage ratio, which
had trained me to become fully sufficient in Microsoft Word, Excel and PowerPoint.
Competitive team environment and commission-intensive sales achievement had given
me sufficient experience in insurance law, customer service and sales.
Working as Financial Analyst at Argus Merchant Services in Wall Street, New York, had
involved both individual tasks and teamwork in connecting diversified businesses with
evaluated sales projects. I had performed transaction statement analysis, client support
and merchant processing. Daily work had also enhanced my computer skills on
Microsoft software and Stat Tool. I had strengthened knowledge in business
administration, corporate finance, project management and portfolio management.
Back to Summer 2015, I had the first internship as International Trade Intern at Bank
of China. It had given me intense teamwork related to account management,
international economics, international banking, documentation, trading cash flow and
foreign exchange operations. Multi-lingual advantage had stood out, qualifying me for
being chosen as the only one English-Chinese Translator for financial documents.
The rotational internship as Corporate Banking Intern at Bank of East Asia, on the other
hand, had given me sufficient knowledge mixed with group work projects related to
microeconomics, corporate finance, credit compliance, documentation, financial
statement and underwriting. During the internship, I was unanimously selected to be
the Assistant Translator for internal remote conferences to support diversified corporate
stockholders such as Sumitomo Mitsui Banking Corporation from Japan.

2. Education wise, from 2012 to 2016, I had completed Bachelor’s Degree in the Ohio
State University in Economics with International Business track. Economics had
fulfilled my knowledge from economic theories, financial modeling to econometrics.
College education had also enhanced my computer skills on not only Microsoft software
but also statistical analyzer such as Stat Tool and Mat Lab.
Moreover, the International Business track had enlightened me on international trade
with cross-cultural interactions and motivated me to self-study Japanese, a third
language skill following native Mandarin and fluent English. The coursework required
to study in team and I had regularly debriefed my learning outcome through
presentation. In October 2015, I participated in Bloomberg Market Concepts Project
(BMC) to have deeper insight on, respectively, Economics, Equity, Fixed Income and
Stocks. Certificate awarded upon completion of the program.
One of the most significant extracurricular activities was that I had become Elected
President from 2013 to 2016 of Purchasing Supply Management Association (PSMA).
PSMA is one of the most popular student-run, non-profit organizations in the Ohio State
University concentrating on supply chain management. I had led the members to host
regular campus-wide networking events with school alumni as well as leadership
retreats for new recruits. On behalf of the organization, I had also frequently consulted
with the Program Advisor regarding financing and marketing events.
Based on my highlighted experiences together with my academic performance, I strive
to contribute with professionalism and passion to the best of my capability.