Indian overseas bank

1. INDIAN OVERSEAS BANK
AS MERCHANT BANKER
PRESENTED BY
NOOR
JAFAR
MAQSOOD

2. MERCHANT BANKING
• A merchant bank is a financial institution providing capital to companies in the form
of share ownership instead of loans. A merchant bank also provides advisory on
corporate matters to the firms in which they invest.
• A merchant bank typically works with companies that may not be large enough to
raise funds from the public through an Initial Public Offering (IPO).
• Merchant banks help corporations issue securities through private placements, which
require less regulatory disclosure and are sold to sophisticated investors.

3. INDIAN OVERSEAS BANK
• Indian Overseas Bank (IOB) is a major public sector bank based in Chennai (Madras).
• 3700 domestic branches, including 1150 branches in Tamil Nadu, 3 extension counters, and eight
branches and offices overseas.
• IOB has branches in Singapore, Hong Kong, Colombo, Seoul, and Bangkok. It has representative offices
in Guangzhou, Vietnam, and Dubai. IOB also is part-owner of a joint-venture bank in Malaysia.

4. JOINT VENTURE/ TIE-UPS
• IOB entered into Non Life Insurance Business with Universal Sompo General Insurance (USGI) Company
Limited with equity participation of 19% along with Allahabad Bank, Karnataka Bank and Dabur
Investments.
• Indian Overseas Bank (IOB) has tie up with Apollo Munich Health Insurance to provide specialised
health and personal accident products to its customers

5. SWOT ANALYSIS
STRENGTHS
 Overseas banking expertise
 Strong foreign exchange operations
 Dedicated IT department
 Banking schemes with social approach like agriculture seed bank
 Offers services like Loans, Credit Cards, Savings, Investment vehicles
 IOB is present in countries like Singapore, Malaysia, Sri Lanka

6. WEAKNESSES
 Less penetration in India
 Few no. of branches across the country as compared to other brands
 Low visibility in advertising and branding
OPPURTUNITIES
 Mobile Banking, Internet banking
 Expansion into rural areas and retail banking
 Doing aggressive marketing in order to improve brand value

7. THREATS
 Economic crisis and fluctuating markets
 Highly competitive environment
 Stringent Banking Norms laid by RB

8. SERVICES OFFERED BY IOB
 Personal Banking
- Saving Account
- Current Account
- Term Loans
 NRI Accounts
- USD
- EUR
- AUD

9.  Mobile Banking
 Internet Banking
 Corporate Banking
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10. COMPETITORS
1) Indian Bank
2) Andhra Bank
3) Canara Bank
4) ICICI
5) SBI
6) Bank Of Baroda

11. THANK YOU