2. InteliSpend™ Value Map
What we do.
Benefit
Prepaid for Business • InteliSpend is uniquely suited for bringing prepaid to
businesses
Deepest product • You don’t have to “make do” with one-size-fits-all,
platform means more vanilla gift cards or “off-the-shelf” program
intelligent solutions managers
• InteliSpend has the unique ability and depth to
create a solution that exactly matches your business
need
CONFIDENTIAL & PROPRIETARY
3. Deepest product platform in the market.
Unique Patented Top-tier
Network DirectSpend® Program
Flexibility (RAN) Management
DirectSpend is a merchant acceptance process that allows you to decide where the card can be spent
and is protected by U.S. Patent Numbers 5,689,100 and 5,956,695 Canada Patent Number 2,215,969.
CONFIDENTIAL & PROPRIETARY
4. Why we are different.
Unique Patented Top-tier
Network DirectSpend® Program
Flexibility (RAN) Management
•We don’t have to sell “our” solution – •Economic benefit means more •We can make the simple easy, and
we can create the right solution for rewards, more participants, more the complex manageable for clients
your unique program power for limited budgets •Excellence in execution = less pain
•Our clients come to us with a huge •Strategic benefit lets clients control for clients
range of challenges that often where cards redeem: filter out •Deeper operational capability gives
require very tailored solutions. Each competitors or categories, or steer greater program flexibility and
network has particular specialties spend to partners or themselves effectiveness
and focus •Experiential benefit uses select •Rock-solid stability
•By working with all four, we have the merchant sets to keep rewards
ability to purposefully match the meaningful (and effective) – an
right network to a specific offering. excuse to indulge
It is just one element of how we
craft the most intelligent solutions
for our clients
DirectSpend is a merchant acceptance process that allows you to decide where the card can be spent
and is protected by U.S. Patent Numbers 5,689,100 and 5,956,695 Canada Patent Number 2,215,969.
CONFIDENTIAL & PROPRIETARY
6. Intelligent solutions. From rewards to payments.
Unique
Network
Flexibility
Employee Sales & General General
Rewards & Dealer Consumer
Reward Wellness Per Diem Expense Payroll Purpose Payments
Recognition Incentives Promotions Management Reloadable
Top-tier Patented
Program DirectSpend®
Management (RAN)
DirectSpend is a merchant acceptance process that allows you to decide where the card can be spent and is protected
by US Patent Numbers 5,689,100 and 5,956,695.
CONFIDENTIAL & PROPRIETARY
8. Solution options.
These cards can be spent anywhere. Several have been
Universal optimized for specific uses such as employee wellness,
Cards consumer promotions and expense management.
Our cards with prebuilt themes are engaging and
Theme able to meet a variety of needs. Standard and
Cards custom options are available.
Fully This option opens up all sorts of possibilities for solving
Custom tough challenges. It gives you the ability to hand-select
Cards merchants for your own, one-of-a-kind product.
Reward cards are issued in connection with a loyalty, award or promotion program.
CONFIDENTIAL & PROPRIETARY
10. Multi-networks.
• Longstanding working relationship with InteliSpend
• Brand cache within certain populations
• Exclusive acceptance at some high-end merchants
• Greater flexibility to address super-custom needs and RAN programs
• Private label capability puts network bug on back for total client or program
branding
• Innovators in the space – PayPal rails, Swagg, etc.
• Focus on applications such as wellness; offers additional wrap-around
services like research and marketing materials
• MasterCard Marketplace
• Powerful brand internationally with great acceptance worldwide
• Specific models for applications such as expense management
• Preferred brand in consumer promotion space
American Express®-branded prepaid cards issued by InteliSpend Prepaid Solutions, LLC or ULC.
Discover® and the Discover acceptance mark are service marks used by InteliSpend Prepaid Solutions, LLC under license from Discover Financial Services.
Award card is issued by MetaBank™, member FDIC, pursuant to license by MasterCard International Incorporated. MasterCard is a registered trademark of
MasterCard International Incorporated.
Award card is issued by MetaBank™, member FDIC, pursuant to a license from Visa U.S.A. Inc.
CONFIDENTIAL & PROPRIETARY
11. Patented DirectSpend®
DirectSpend is a merchant acceptance process that allows you to decide where the card can be spent
and is protected by U.S. Patent Numbers 5,689,100 and 5,956,695 Canada Patent Number 2,215,969.
CONFIDENTIAL & PROPRIETARY
12. The engine behind innovation.
reduce costs strategic control meaningful experiences
dining, theater, entertainment
airfare,
accommodations, cruise
DirectSpend®
lines,
car rental,
Unique,
travel services & vacation patented
packages
technology
electronics, apparel, jewelry, gift,
home & garden, sporting goods,
toys & luggage
DirectSpend is a merchant acceptance process that allows you to decide where the card can be spent
and is protected by U.S. Patent Numbers 5,689,100 and 5,956,695 Canada Patent Number 2,215,969.
CONFIDENTIAL & PROPRIETARY
13. DirectSpend® (RAN)
Economic
•Commissions garnered from participating merchants
•High reward levels
•Potential to pass more rewards to cardholders
Strategic
•Choose exactly where cards are spent
•Channel spend to you or a strategic partner
•Filter out competition
Experiential
•Create more memorable experiences by directing spend
•Initiates purchase anticipation while carried in wallet
•Reward not spent on everyday needs
•Cardholders experience 3X impact in certain reward applications
Merchant-Funded Discounts
•Create unique programs using only specific merchants
•Consolidate current programs to eliminate several single-merchant cards
•Custom design rewards that provide the most economic benefit
•Invent new rewards with our proprietary agreements with 200 top-tier merchants
DirectSpend is a merchant acceptance process that allows you to decide where the card can be spent
and is protected by U.S. Patent Numbers 5,689,100 and 5,956,695 Canada Patent Number 2,215,969.
CONFIDENTIAL & PROPRIETARY
15. Top-Tier program management.
• Defining client needs
• Providing product solutions
Account Executive • Managing all client needs regarding pricing and contractual
terms
• Strategizing new opportunities
• Coordinating new programs & training
• Delivering ongoing support for program updates
Account Manager • Managing reporting requests & historical data
• Answering payment requests
• Coordinate business reviews
• Liaison between Account Manager and Production Teams
• Client contact for programs
Production Specialist • Managing artwork and PDFs for approvals
• Facilitating any changes to existing programs
CONFIDENTIAL & PROPRIETARY 15
16. It’s more than plastic.
Participants Cardholder Support Communication Network Merchant Partnerships
Branding Card Collateral Security Fraud/Overdraft Lost/Stolen
Program Management Reporting Fulfillment, Shipping Options Cardholder Website
It’s your custom solution.
CONFIDENTIAL & PROPRIETARY
18. Unique
Unique solutions for Network
Flexibility
your unique challenge.
Prepaid for
Business
Deepest product
platform means
more intelligent
Top-tier
solutions Patented
Program DirectSpend®
Management (RAN)
DirectSpend is a merchant acceptance process that allows you to decide where the card can be spent
and is protected by U.S. Patent Numbers 5,689,100 and 5,956,695 Canada Patent Number 2,215,969.
CONFIDENTIAL & PROPRIETARY
What does InteliSpend do?We specialize in prepaid card solutions for businessInteliSpend has a unique business model that allows us to take on challenges that other companies can’t. We offer businesses the most intelligent and effective prepaid solutions on the market Intelligent solutions?We are able to deliver specifically tailored solutions because of our unmatched product versatility and depth. We have:The industry gold-standard in program management Patented DirectSpend process that allows creation of multi-merchant or strategically filtered cardsThe ability to offer solutions across all four networks, choosing the best fit based on client needNo one else brings that trifecta to the table for clients. It is that product excellence that gives meaning to our tagline “Currency Evolved.”
Our clients come to us with a huge range of challenges that often require very tailored solutions. Each of the networks have particular specialties. By working with all four, we have the ability to purposefully match the network to a specific offering. It is just one element of how we craft the most intelligent solutions for our clients.Each of the networks have strong offerings in the market, but they have also chosen to focus on specific areas and have different levels of depth depending on that focus For example:Visa has a unique expense management offering that uses a different economic model to best serve that type of product MasterCard has a deep commitment to the Wellness space that includes great marketing materials available to support program implementation Discover really understands RAN products and has significant flexibility in creating unique multi-merchant solutions American Express maintains a brand cache important to certain populations and clients
