Annual report analysis

1. An analysis of AB
Bank’s Annual Report
2016
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2. Cursors
of
Busines
s
Jabed
Hossain(52)
Salma
Islam(24)
Anjan Kumar
Das(54)
Tamanna
Nigar
Tuli(29)
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3. Contents
 Vision, Mission & Core Values
 Strategic Priorities
 Products & Services
 Message from the Chairman
 Key Performance Indicator (KPI)
 Shareholders’ Information
 Shareholders’ Pattern
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4. Economic Impact Report
Directors` Report 2016
Financial / Business Reports
Notes & Disclosure
CSR & Green Banking
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5. Vision, Mission & Core Values
 Vision
To be the trendsetter for innovative banking with excellence & perfection
 Mission
To be the best performing bank in the country
 Core values
Compliance
Customers
Shareholders
Team members
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6. Strategic Priorities
Diversified portfolio
Strengthen service quality
Focus on alternative delivery channels
Upgrade IT infrastructure
Convert human resources to human capital
Emphasize on asset quality
Balance sheet consolidation
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7. Products & Services
 Corporate & Structured Finance
 Small & Medium Enterprise (SME) Products
 Retail Products
 Deposit Products
 Service Products
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8.  Islami Banking
 1.Deposit products
 2.Investment products
 Treasury and Foreign Exchange Products
 1.Fixed income market
 2.FX market
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9. Message from the Chairman
Global Economy
Crude Oil
Remittance Inflows Suffer Set Back
Inflation & Monetary Policy
The Chairman also added some challenges AB may face in 2017 due to –
i) Uncertainties of Business
ii) Reduction of Interest Rates
iii) Constraints of the bank in undertaking large loan disbursement
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10. Key Performance Indicator (KPI)
ITEMS Effect Amount Amount in 2016 Amount in 2015
NAVPS Increase Tk. 0.48 Tk. 34.30 Tk. 33.82
PAT Increase 3% Tk. 1,305m Tk. 1,270m
Total Assets Increase 10% Tk. 3,14,836m Tk. 2,85,010m
Loans &Advances Increase 4% Tk. 2,18,769m Tk. 2,09,725m
Total Deposits Increase 15% Tk. 2,45,641m Tk. 2,13,819m
Total Capital Increase 8% Tk. 30,640m Tk. 28,333m
Cost of Fund Decrease 1.7% 8.06% 9.75%
CRAR Decrease 0.3% 10.79% 11.09%
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11. Shareholders’ Information 11

12. 12

13. 13

14. 14

15. 15

16. Shareholders’ Pattern 16

17. 17

18. 18

19. Economic Impact Report 19

20. 20

21. 21

22. 22

23. Directors’ Report 2016
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24. 24

25. 25

26. 26

27. Financial/Business Reports 27

28. 28

29. 29

30. 30

31. 31

32. 32

33. 33

34. 34

35. Notes & Disclosure
 Provident Fund
 Staff Gratuity
 Superannuation Fund
 Statutory Reserve
 Retain Earnings
 Minority Interest
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36.  Cash Reserve Ratio (CRR)
 Statutory Liquidity Ratio (SLR)
 Classified Loans
 Earning Per Share
 Net Income Per Share
 Price Earning Ratio (Times)
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37. Corporate Social Responsibility (CSR)
 Education
 Art and Culture Preservation
 Sports Arena
 Ethical Human Resource
Practices
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38.  Environmental efforts
 Prime Minister relief fund
 Free Friday clinic
 Shishu Kishor Sonkolon
 Autism welfare Foundation
 Rabindra Mela 2016
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39. Green Banking
Reduce, reuse and recycle in AB'S slogan on green
banking.
Climate risk fund
Green Marketing
Disclosure and reporting of Green Marketing
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40. Thanks a lot all of
you.
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