1.
Financing
Opportunity
–
$25,000,000
Headquarters
3000
Bethesda
Place
Suite
504
Winston
Salem,
NC
21703
Corporate
Facts
Founded:
2011
Employees:
7
Status:
Private
Stage:
Growth
Board
Of
Directors
Tony
Alford
Board
Member
Wachovia
Bank
NC,
A
Wells
Fargo
Company
Ron
Davis
Founder
Round
Table
Homes
LLC
Regional
developer
Stuart
Epperson
Sr.
Chairman
of
the
Board
Salem
Communications
Stuart
Epperson
Jr.
President,
Truth
Broadcasting
Contact
Information:
380
H
Knollwood
-­‐
#331
Winston-­‐Salem,
NC
27103
p.
336.285.0007
www.LordsonCapital.com
Business
Summary
Lordson
Capital
provides
a
process
to
Restore,
Renew,
and
Reset
the
existing
mortgage
market
through
the
acquisition,
service,
and
refinance
of
performing
Residential
mortgage
loans.
Lordson
Capital-­‐
As
easy
as
a,
b,
c…
a. Acquire
existing
performing
residential
mortgages
for
approximately
70%
of
current
market
value
of
homes.
Income
stream
begins
immediately
upon
acquisition
with
an
IRR
of
over
12%
which
is
split
between
lender
and
Lordson
Capital.
b. Service
the
Performing
loans
for
60-­‐360
days.
Each
homeowner
is
processed
through
our
Loan
Renewal
Program
by
a
personal
financial
coach.
c. Purchased
loans
are
refinanced
at
80
to
95%
new
loan
to
value,
which
results
in
an
additional
15-­‐30%
profit
on
principle
invested.
Kicker
paid
to
lender
of
70%
of
net
profit.
Value
Proposition
Value
Strategically
positioned
company,
leveraging
relationships
in
analytics,
property
value,
loan
servicing,
credit
coaching,
and
refinance.
Reliability
Cutting
edge
acquisition,
analytics,
servicing,
and
refinance
platforms
with
proven
track
records.
Diversification
Collateral
spread
throughout
US
Performance
Each
pool
is
purchased
with
a
known
performance
record
that
meets
specified
criteria.
Security
Collateral
evaluated
by
cutting
edge
analytics
technology.
Investor
secured
1st
deed
of
trust
on
collateral.
Convenience
24/7
Online
access
to
accounts
for
portfolio
monitoring.
Reporting
Big
5
Accounting
firm
Service
Offering
and
Go
To
Market
Strategy
Lordson
Capital
has
4
service
principles
• Provide
an
exit
for
mortgage
holder
to
liquidate
negative
equity
assets
• Provide
safe,
bullish
returns
to
investors
• Provide
state
of
the
art
loan
service,
reporting
and
fiduciary
management
process
• Provide
homeowners
a
solution
for
negative
equity
by
reducing
their
mortgage
debt
by
15%-­‐
40%

2.
Financing
Opportunity
–
$25,000,000
Case
Study
Amberwood
Atlanta,
GA
Principal
Balance
$280,000
Home
Value
$235,000
Lordson
Purchase
Price
$135,000
Immediate
ROI
12.28%
Refinance
at
85%
of
current
home
value
$200,175
Additional
ROI
from
refinance
45%
-­‐OR-­‐
$61,175
Portfolio
Evaluation
Sample
Principal
Balance
$59MM
Asset
Value
$30MM
Our
bid
price
$16MM
Internal
Rate
of
Return
12%
Bids
are
tendered
only
on
performing
portions
of
the
portfolio.
• Immediate
IRR
12%
• Purchase
price
to
current
collateral
value
less
than
70%.
• Analytics
module
Contact
Lordson
Capital
at
336.285.0007
ask
for
Ron
Davis.
Business
Model
Highlights
• Immediate
ROI
• Senior
Secure
Notes
• Time
Sensitive
Opportunity
• Scalable
Lordson Capital Cash Flow Diagram
!
! ! ! ! !
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!!!!!!!!!!!!!!!!!!!!!!!!!!!
!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
!
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!
!
!
! ! !
!
!
!
!
!
!
!
!
!
!
!
!
!
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!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
!
!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
Lender&
&Funds&
Lordson&Capital&
&Credit&Line&
Lordson&Capital&Real&Estate&Account&
(BB&T!Account!#!0005109287921)!
!
Assets&Accounts:&
6Non!Placed!Funds!
6Principal!Reduction!Payments&
Income&Accounts:&
6Interest!Payments!
6Refinanced!Loan!Payoffs!
Quarterly&Distributions&Starting&on&the&15
th
&Day&
Following&Completion&of&the&First&Full&Quarter&
After&Closing&
Purchase&Jointly&Approved&Note&Portfolio&&
Closed&Thru&an&Approved&Closing&Platform&of&either&a&
Title&Company&or&Law&Firm&&
&FCI&Lender&Services,&Inc.&&&&&&&&&&&Lordson&Capital&&
!!!!!!Loan!Servicing!Agent!!!!!!!!!!!!!!!!!Loan&Refi.&Program!
!!!!!!!!!!Collects!payments!!!!!!!!!!!!!!!!!!!!!!!!Simultaneously!!
!!!!!!!!!!Stores!documents!!!!!!!!!!!!!!!!!!Works!to!Refi.!Loans!
!
!
&Lender&&
• 60%!of!Interest!collected!from!mortgagee!
• 100%!Principal!Reduction!Payments!
(from!mortgagee)!
• 70%!of!Net!Proceeds!From!Loan!
Refinancing/Sales/Restructuring!
• Projected!annual!return!of!20635%!
!
Lordson&Capital&Operations&Account&
• 4%!Acquisition!and!Setup!Fee!of!Placed!
Funds!At!Closing!of!Portfolio!
• 40%!of!Interest!collected!from!mortgagee!
• 30%!of!Net!Proceeds!From!Loan!
Refinancing/Sales/Restructuring!
Management
Team
Tony
Alford
–
Advisor-­‐
Founder
and
President
of
PBA
Consultants,
INC.
Since
1983
has
worked
with
numerous
Fortune
500
companies.
Founder
of
the
Tony
and
Chris
Alford
Foundation;
a
501C
non-­‐
profit.
Ron
Davis
–
Chief
Financial
Officer-­‐
Served
as
Director
of
Operations
on
14
land
development
project
corporations,
22
years
as
an
owner/operator
of
a
nationally
recognized
specialty
retailer.
Todd
DeNeui
–
Chief
Executive
Officer-­‐
Experienced
real
estate
developer,
serves
on
the
board
of
the
Persecution
Project
Foundation,
and
advises
Global
Connections
International
(GCI)
Stuart
Epperson
Jr.
–
Director
of
Public
Relations-­‐
Founder
and
owner
of
Truth
Broadcasting
which
owns
and
operates
15
radio
stations.
Graham
Treakle
–
Chief
Operations
Office-­‐
Real
estate
investor
with
over
200
transactions.
Nationally
recognized
real
estate
trainer
on
the
subjects
of
foreclosure
and
short
sales.