This document provides information on a $25 million financing opportunity from Lordson Capital, a private company founded in 2011 that provides mortgage acquisition and refinancing services. It summarizes Lordson Capital's process of acquiring performing residential mortgages at a discount, servicing the loans for 60-360 days to refinance them at a higher rate, generating returns of 12% on acquisition and 15-30% on refinancing. It includes information on Lordson Capital's management team and board of directors, as well as a case study and cash flow diagram outlining the benefits to lenders and operations.
Kansas City Transaction Advisory Services Practice | Private Equity’s Preferr...CBIZ, Inc.
The document discusses CBIZ CMF's private equity advisory services practice. It provides an overview of the middle market private equity landscape, noting increasing deal values and multiples. It then outlines CBIZ CMF's solutions for private equity firms and portfolio companies, including supporting transactions, transitions, and improving finance operations. Finally, it discusses some common post-transaction and pre-exit challenges private equity firms and portfolio companies face and the specialized skills CBIZ CMF provides.
Successfully Managing Customer Relationships and Product Portfolios Baker Hill
The document discusses successfully managing customer relationships and product portfolios through data-driven marketing. It notes that leadership wants growth but marketing lacks data and skills. The state of marketing is described, and the importance of understanding customer capacity and propensity is emphasized. A case study shows how continuous communications targeting products to customers based on their data increased balances, relationships, and adoption of services.
Breakout Session: Optimizing Your Debt-to-Equity RatioHealthegy
Presentation by Silicon Valley Bank at Medtech Conference 2016.
Participants:
Benjaman Johnson, Managing Director, Head of Life Science – Central US – Silicon Valley Bank
David Springer, President & CEO – Cayenne Medical
Powered by:
Healthegy
For more healthcare innovation
Visit us at Healthegy.com
The Need for Analytics and the Value of Understanding Profit RiskBaker Hill
The session will outline the reasons for implementing a data analytics program to identify strengths, weaknesses, opportunities and threats. We will investigate the method used in Baker Hill Analytics to calculate profitability at each level of the institution.
In a competitive environment, just giving the customer a good rate may not be enough. Financial institutions must value the complete relationship in order to understand how valuable that customer truly is.
Adam J Petriella is presenting an opportunity for investor participation in his commercial mortgage brokerage business, The Real Estate Finance Group. Commercial mortgage origination volumes are increasing and projected to continue rising through 2015, presenting an opportunity. However, hiring and stabilizing capable loan originators is challenging for commission-only sales organizations. The goal is to hire and develop 20 stabilized loan originators over 24 months. Offering draws and incentives could double the number of stabilized originators, growing profits faster. Petriella is requesting $250,000 in financing at 8% annual interest over 5 years to conservatively offer draws to top candidates and better position the company to take advantage of the growing commercial mortgage market.
The document discusses investment opportunities in real estate through JEDC, LLC. It notes that the current market presents opportunities for intelligent investors to buy property from motivated sellers at deep discounts. The business model involves using cash from investors to quickly buy discounted properties, creating a win-win scenario for sellers, investors, and the company. It evaluates potential investors and outlines sample deals, common questions, investment details, and next steps.
Kansas City Transaction Advisory Services Practice | Private Equity’s Preferr...CBIZ, Inc.
The document discusses CBIZ CMF's private equity advisory services practice. It provides an overview of the middle market private equity landscape, noting increasing deal values and multiples. It then outlines CBIZ CMF's solutions for private equity firms and portfolio companies, including supporting transactions, transitions, and improving finance operations. Finally, it discusses some common post-transaction and pre-exit challenges private equity firms and portfolio companies face and the specialized skills CBIZ CMF provides.
Successfully Managing Customer Relationships and Product Portfolios Baker Hill
The document discusses successfully managing customer relationships and product portfolios through data-driven marketing. It notes that leadership wants growth but marketing lacks data and skills. The state of marketing is described, and the importance of understanding customer capacity and propensity is emphasized. A case study shows how continuous communications targeting products to customers based on their data increased balances, relationships, and adoption of services.
Breakout Session: Optimizing Your Debt-to-Equity RatioHealthegy
Presentation by Silicon Valley Bank at Medtech Conference 2016.
Participants:
Benjaman Johnson, Managing Director, Head of Life Science – Central US – Silicon Valley Bank
David Springer, President & CEO – Cayenne Medical
Powered by:
Healthegy
For more healthcare innovation
Visit us at Healthegy.com
The Need for Analytics and the Value of Understanding Profit RiskBaker Hill
The session will outline the reasons for implementing a data analytics program to identify strengths, weaknesses, opportunities and threats. We will investigate the method used in Baker Hill Analytics to calculate profitability at each level of the institution.
In a competitive environment, just giving the customer a good rate may not be enough. Financial institutions must value the complete relationship in order to understand how valuable that customer truly is.
Adam J Petriella is presenting an opportunity for investor participation in his commercial mortgage brokerage business, The Real Estate Finance Group. Commercial mortgage origination volumes are increasing and projected to continue rising through 2015, presenting an opportunity. However, hiring and stabilizing capable loan originators is challenging for commission-only sales organizations. The goal is to hire and develop 20 stabilized loan originators over 24 months. Offering draws and incentives could double the number of stabilized originators, growing profits faster. Petriella is requesting $250,000 in financing at 8% annual interest over 5 years to conservatively offer draws to top candidates and better position the company to take advantage of the growing commercial mortgage market.
The document discusses investment opportunities in real estate through JEDC, LLC. It notes that the current market presents opportunities for intelligent investors to buy property from motivated sellers at deep discounts. The business model involves using cash from investors to quickly buy discounted properties, creating a win-win scenario for sellers, investors, and the company. It evaluates potential investors and outlines sample deals, common questions, investment details, and next steps.
The document analyzes data from 60 exited Digitally Native Vertical Brands (DNVBs) to understand factors that lead to successful brands and exits. It finds that DNVBs typically raised more capital than the valuation at exit, and that seed valuations are often too high given typical exit multiples of 2.6-4.2x revenues. It then outlines a framework and tool for Alpaca Ventures to evaluate potential DNVB investments, focusing on factors like ownership percentage, fund size, profitability, and growth rates needed to achieve fund-level returns. The tool allows testing scenarios by varying inputs to understand what assumptions are required for an investment to return the fund.
Go buyside United States Compensation StudyGoBuyside
GoBuyside is a 21st century recruitment platform that specializes in working with private equity firms, hedge funds, other investment managers, advisory platforms and Fortune 500 companies across a broad spectrum of geographies and mandates. Leveraging proprietary technology and a diligent approach, GoBuyside has an unparalleled competitive advantage in both sourcing and screening top-tier candidates. Over 500 clients entrust GoBuyside with their human capital needs and their talent network expands to over 15,000 firms and over 500 cities worldwide.
Charles Schwab is rated Outperform with a target price of $38 per share, representing 27.6% implied upside. It has the strongest franchise among peers and is best positioned to capitalize on secular tailwinds and benefit from higher interest rates. Consensus price target is $32, while RBC's price target and valuation see more upside for Charles Schwab given its business model and ability to leverage industry trends.
Herewith an update of some research of mine on the relative performance of Emerging or Early Stage Hedge funds versus that of their older typically larger brethren. Given the recent announcement by CalPERS that they are withdrawing from hedge funds I thought it might be germane to show that notwithstanding CalPERS exit there remain some signs of life for hedge funds yet.
PKF Francis Clark is hosting a seminar which brings together providers of business funding, including both debt and equity; business support agencies including grant specialists; our own corporate finance experts and business owners themselves to provide short, sharp presentations in order to assist business owners and managers in assessing which funding stream is right for them.
PKF Francis Clark is hosting a seminar which brings together providers of business funding, including both debt and equity; business support agencies including grant specialists; our own corporate finance experts and business owners themselves to provide short, sharp presentations in order to assist business owners and managers in assessing which funding stream is right for them.
Finance in the South West 2017 - Established (>2 Years) Session PKF Francis Clark
PKF Francis Clark is hosting a seminar which brings together providers of business funding, including both debt and equity; business support agencies including grant specialists; our own corporate finance experts and business owners themselves to provide short, sharp presentations in order to assist business owners and managers in assessing which funding stream is right for them.
RBC Capital Markets initiated coverage of The Blackstone Group LP with an Outperform rating and $32 price target. Blackstone generates strong performance across its private equity, credit, and real estate businesses, allowing it to consistently harvest assets and generate performance fees. Blackstone is also entering what could be a prolonged period of exits as investment cycles were extended by the financial crisis. Additionally, Blackstone has achieved the best capital raising efforts in the industry, raising over $90 billion in the past two years alone.
Commercial Lending Trends that Drive Sound Credit for High Performing PortfoliosBaker Hill
In this session, we will review current commercial lending trends, discuss proactive efficiency strategies and highlight a bank realizing gains based upon those strategies.
This document initiates coverage on discount brokers Schwab, E*Trade, and TD Ameritrade with favorable outlooks. The analyst forecasts 21.5% average earnings growth over three years given secular trends driving assets to discount brokers and forecast interest rate increases benefiting money market funds. Discount brokers are well-positioned to grow as investors take control of their finances through do-it-yourself investing enabled by technology. Younger investors and expected advisor departures from wirehouses could also fuel asset growth. Increased popularity of ETFs may lead to asset and revenue growth opportunities for discount brokers through custodial services and revenue sharing. Higher interest rates will significantly boost discount broker earnings.
This document is a presentation on term sheets for startups. It discusses what a term sheet is, why startups need them, and what to look for in a term sheet. Specifically, it notes that a term sheet lays out the main financial and legal terms of an investment, and is produced by the lead investor. It highlights several important terms for founders to understand, such as pre-emption rights, warrant pools, founder lock-ups, and information rights. It also emphasizes the importance for founders to understand the intentions and perspective of venture capital investors in order to best negotiate the terms.
Strategic Alignment, Structure, and Managing ChangeBaker Hill
When we talk about “centralizing” in business and commercial banking, its often received with a negative connotation. Centralization to many implies reorganizations and layoffs. This session is intended to educate attendees on centralization initiatives, communicate the potential upside, potential downside, and dispel myths that are often associated with this dichotomy. The session will also discuss if and when centralization efforts should be contemplated by financial institutions, steps/best practices in doing so, potential change management/cultural implications, and what parts of the organization should be involved. Lastly, the session will secondarily address portfolio segmentation efforts necessary to achieve efficiencies.
Adam J Petriella is presenting an opportunity for investor participation in his commercial real estate mortgage brokerage business. [1] Commercial mortgage origination volumes are increasing and projected to continue rising through 2015 as momentum builds. [2] Hiring and stabilizing loan originators is a challenge for commission-based organizations but offering draws and incentives could double the number of stabilized originators, growing the business faster. [3] Petriella is seeking $250,000 in financing to offer draws to candidates in order to hire and develop 20 stabilized originators over 24 months and take advantage of growing market opportunities.
The document discusses revenue royalty certificate (RRC) financing. [1] RRC allows firms to raise capital by having investors entitled to royalty payments based on the firm's revenue, similar to how Listerine, Sears, and Arby's have used it. [2] Benefits of RRC include little equity dilution, no required exit strategy, no reliance on valuation, and no need for director's guarantees. [3] RRC financing can be used for early stage funding, M&A, management buyouts/buyins, and business exits to facilitate funding for new purchasers.
RBS Business Capital is a leading commercial finance lender and wholly-owned subsidiary of The Royal Bank of Scotland Group. It provides asset-based lending solutions to companies nationwide and leverages the global capabilities of its parent company. RBS Business Capital offers flexible revolving and term loan facilities from $10-50 million tailored to working capital, acquisitions, recapitalizations, and other financing needs.
The document discusses strategies for recapitalizing and restructuring commercial real estate in a deleveraging market. It notes that over $1.7 trillion in commercial loans will mature in the next 5 years as the industry deleverages from too much debt. Options discussed include working with existing lenders through extensions, discounted payoffs, or debt restructures, as well as bringing in new equity partners or buying notes at a discount. The optimal strategy depends on factors like the senior lender's health, the owner's balance sheet, and ability to attract new capital.
This document discusses alternative investment opportunities in real estate that provide higher returns than traditional investments like stocks, bonds, and CDs. It outlines a private lending program where investors can earn 10% or more by lending money to a real estate company that buys undervalued properties, renovates them, and either sells them for a profit or keeps them as rentals. The company has successfully completed many deals over the past few years, earning average returns of 22.4% in 72 days by flipping houses or renting them out. The program allows passive investors to earn high returns with their money in a low-risk, secured investment.
Call 912-303-5065 to learn how to earn passive double digit rates of return by investing in short term deeds of trust (mortgages) secured by undervalued real estate assets with a trusted partner with a strong track record of success
The document summarizes a session on finance in Cornwall in 2019. It included presentations from various lenders on available funding options for businesses. Lloyds Bank discussed lending over $25 million to 92 Cornish businesses that year. Another presentation discussed using a commercial broker to access funding beyond a business's main bank. A third presentation was from a peer-to-peer lender on providing common-sense lending for rural and entrepreneurial businesses. The session aimed to bust myths around bank lending and provide businesses with information on alternative funding sources.
http://www.freegameplan.co/ Did you ever wish you could fire your boss? Are you looking for a new way to become financially free from all your struggles? Are you ready for the answer to your financial woes? You have come to the right place. Let me show you a way to have residual income for the rest of your life. Yes, enough to leave a legacy for your children and love ones. Your Personalized Game Plan Will:
• Develop a custom 5 to 10 year plan to true financial freedom
.Develop a 6 to 12 month plan for cash flow now
• Reveal how easily you can create positive cash-flow for life
• Uncover 'Hidden Assets' you may not know you already have
• Accurately predict whether your money will outlast you or not
• Offer 3 actionable 'right-now' options to secure your retirement
Schedule your FREE game plan today! There is absolutely no commitment. Nobody will come to your home, the Game Plan interview is done 100% over the telephone, and at a time that is convenient for you.*
http://www.freegameplan.co/
The document analyzes data from 60 exited Digitally Native Vertical Brands (DNVBs) to understand factors that lead to successful brands and exits. It finds that DNVBs typically raised more capital than the valuation at exit, and that seed valuations are often too high given typical exit multiples of 2.6-4.2x revenues. It then outlines a framework and tool for Alpaca Ventures to evaluate potential DNVB investments, focusing on factors like ownership percentage, fund size, profitability, and growth rates needed to achieve fund-level returns. The tool allows testing scenarios by varying inputs to understand what assumptions are required for an investment to return the fund.
Go buyside United States Compensation StudyGoBuyside
GoBuyside is a 21st century recruitment platform that specializes in working with private equity firms, hedge funds, other investment managers, advisory platforms and Fortune 500 companies across a broad spectrum of geographies and mandates. Leveraging proprietary technology and a diligent approach, GoBuyside has an unparalleled competitive advantage in both sourcing and screening top-tier candidates. Over 500 clients entrust GoBuyside with their human capital needs and their talent network expands to over 15,000 firms and over 500 cities worldwide.
Charles Schwab is rated Outperform with a target price of $38 per share, representing 27.6% implied upside. It has the strongest franchise among peers and is best positioned to capitalize on secular tailwinds and benefit from higher interest rates. Consensus price target is $32, while RBC's price target and valuation see more upside for Charles Schwab given its business model and ability to leverage industry trends.
Herewith an update of some research of mine on the relative performance of Emerging or Early Stage Hedge funds versus that of their older typically larger brethren. Given the recent announcement by CalPERS that they are withdrawing from hedge funds I thought it might be germane to show that notwithstanding CalPERS exit there remain some signs of life for hedge funds yet.
PKF Francis Clark is hosting a seminar which brings together providers of business funding, including both debt and equity; business support agencies including grant specialists; our own corporate finance experts and business owners themselves to provide short, sharp presentations in order to assist business owners and managers in assessing which funding stream is right for them.
PKF Francis Clark is hosting a seminar which brings together providers of business funding, including both debt and equity; business support agencies including grant specialists; our own corporate finance experts and business owners themselves to provide short, sharp presentations in order to assist business owners and managers in assessing which funding stream is right for them.
Finance in the South West 2017 - Established (>2 Years) Session PKF Francis Clark
PKF Francis Clark is hosting a seminar which brings together providers of business funding, including both debt and equity; business support agencies including grant specialists; our own corporate finance experts and business owners themselves to provide short, sharp presentations in order to assist business owners and managers in assessing which funding stream is right for them.
RBC Capital Markets initiated coverage of The Blackstone Group LP with an Outperform rating and $32 price target. Blackstone generates strong performance across its private equity, credit, and real estate businesses, allowing it to consistently harvest assets and generate performance fees. Blackstone is also entering what could be a prolonged period of exits as investment cycles were extended by the financial crisis. Additionally, Blackstone has achieved the best capital raising efforts in the industry, raising over $90 billion in the past two years alone.
Commercial Lending Trends that Drive Sound Credit for High Performing PortfoliosBaker Hill
In this session, we will review current commercial lending trends, discuss proactive efficiency strategies and highlight a bank realizing gains based upon those strategies.
This document initiates coverage on discount brokers Schwab, E*Trade, and TD Ameritrade with favorable outlooks. The analyst forecasts 21.5% average earnings growth over three years given secular trends driving assets to discount brokers and forecast interest rate increases benefiting money market funds. Discount brokers are well-positioned to grow as investors take control of their finances through do-it-yourself investing enabled by technology. Younger investors and expected advisor departures from wirehouses could also fuel asset growth. Increased popularity of ETFs may lead to asset and revenue growth opportunities for discount brokers through custodial services and revenue sharing. Higher interest rates will significantly boost discount broker earnings.
This document is a presentation on term sheets for startups. It discusses what a term sheet is, why startups need them, and what to look for in a term sheet. Specifically, it notes that a term sheet lays out the main financial and legal terms of an investment, and is produced by the lead investor. It highlights several important terms for founders to understand, such as pre-emption rights, warrant pools, founder lock-ups, and information rights. It also emphasizes the importance for founders to understand the intentions and perspective of venture capital investors in order to best negotiate the terms.
Strategic Alignment, Structure, and Managing ChangeBaker Hill
When we talk about “centralizing” in business and commercial banking, its often received with a negative connotation. Centralization to many implies reorganizations and layoffs. This session is intended to educate attendees on centralization initiatives, communicate the potential upside, potential downside, and dispel myths that are often associated with this dichotomy. The session will also discuss if and when centralization efforts should be contemplated by financial institutions, steps/best practices in doing so, potential change management/cultural implications, and what parts of the organization should be involved. Lastly, the session will secondarily address portfolio segmentation efforts necessary to achieve efficiencies.
Adam J Petriella is presenting an opportunity for investor participation in his commercial real estate mortgage brokerage business. [1] Commercial mortgage origination volumes are increasing and projected to continue rising through 2015 as momentum builds. [2] Hiring and stabilizing loan originators is a challenge for commission-based organizations but offering draws and incentives could double the number of stabilized originators, growing the business faster. [3] Petriella is seeking $250,000 in financing to offer draws to candidates in order to hire and develop 20 stabilized originators over 24 months and take advantage of growing market opportunities.
The document discusses revenue royalty certificate (RRC) financing. [1] RRC allows firms to raise capital by having investors entitled to royalty payments based on the firm's revenue, similar to how Listerine, Sears, and Arby's have used it. [2] Benefits of RRC include little equity dilution, no required exit strategy, no reliance on valuation, and no need for director's guarantees. [3] RRC financing can be used for early stage funding, M&A, management buyouts/buyins, and business exits to facilitate funding for new purchasers.
RBS Business Capital is a leading commercial finance lender and wholly-owned subsidiary of The Royal Bank of Scotland Group. It provides asset-based lending solutions to companies nationwide and leverages the global capabilities of its parent company. RBS Business Capital offers flexible revolving and term loan facilities from $10-50 million tailored to working capital, acquisitions, recapitalizations, and other financing needs.
The document discusses strategies for recapitalizing and restructuring commercial real estate in a deleveraging market. It notes that over $1.7 trillion in commercial loans will mature in the next 5 years as the industry deleverages from too much debt. Options discussed include working with existing lenders through extensions, discounted payoffs, or debt restructures, as well as bringing in new equity partners or buying notes at a discount. The optimal strategy depends on factors like the senior lender's health, the owner's balance sheet, and ability to attract new capital.
This document discusses alternative investment opportunities in real estate that provide higher returns than traditional investments like stocks, bonds, and CDs. It outlines a private lending program where investors can earn 10% or more by lending money to a real estate company that buys undervalued properties, renovates them, and either sells them for a profit or keeps them as rentals. The company has successfully completed many deals over the past few years, earning average returns of 22.4% in 72 days by flipping houses or renting them out. The program allows passive investors to earn high returns with their money in a low-risk, secured investment.
Call 912-303-5065 to learn how to earn passive double digit rates of return by investing in short term deeds of trust (mortgages) secured by undervalued real estate assets with a trusted partner with a strong track record of success
The document summarizes a session on finance in Cornwall in 2019. It included presentations from various lenders on available funding options for businesses. Lloyds Bank discussed lending over $25 million to 92 Cornish businesses that year. Another presentation discussed using a commercial broker to access funding beyond a business's main bank. A third presentation was from a peer-to-peer lender on providing common-sense lending for rural and entrepreneurial businesses. The session aimed to bust myths around bank lending and provide businesses with information on alternative funding sources.
http://www.freegameplan.co/ Did you ever wish you could fire your boss? Are you looking for a new way to become financially free from all your struggles? Are you ready for the answer to your financial woes? You have come to the right place. Let me show you a way to have residual income for the rest of your life. Yes, enough to leave a legacy for your children and love ones. Your Personalized Game Plan Will:
• Develop a custom 5 to 10 year plan to true financial freedom
.Develop a 6 to 12 month plan for cash flow now
• Reveal how easily you can create positive cash-flow for life
• Uncover 'Hidden Assets' you may not know you already have
• Accurately predict whether your money will outlast you or not
• Offer 3 actionable 'right-now' options to secure your retirement
Schedule your FREE game plan today! There is absolutely no commitment. Nobody will come to your home, the Game Plan interview is done 100% over the telephone, and at a time that is convenient for you.*
http://www.freegameplan.co/
Sperry & Sons - Private Lending Presentationsperryandsons
This document discusses private lending as an investment opportunity that provides high returns through secured loans to real estate investors. It outlines the basics of private lending, including how loans are typically structured at 60% loan-to-value backed by real estate collateral. Benefits highlighted are monthly payments, lower risk due to collateral, and borrower demand for fast access to capital. Risks addressed include potential late payments and defaults, though protective equity provides downside protection. The document pitches private lending as a safer, more passive investment than stocks with potential for higher returns. It concludes by asking the reader if they know someone who may want to take advantage of this opportunity.
This document discusses private lending as an investment opportunity. It defines private lending as individuals making loans secured by real estate to other individuals. The document outlines the benefits of private lending such as high returns, monthly payments, and low risk since the loans are secured by tangible property. It provides examples of typical private lending deals with 60% loan-to-value ratios, 6-36 month terms, 7-10% interest rates. While some loans may default, the document argues protective equity in the property value provides security for investors. In conclusion, private lending is presented as one of the safest, highest returning passive income opportunities available.
iServe Residential Lending is a nationwide mortgage lender established in 2004 that offers a variety of loan products through a team with over 100 years of combined experience. They aim to provide superior service and technology to borrowers through competitive loan options and fast closing times. As a full-service lender, iServe supports brokers and branch managers with marketing, licensing, accounting, and operations to help them succeed and earn profits.
NMBL Ventures acquires discounted mortgage notes with the goal of generating double-digit returns for investors. It works to keep homeowners in their homes through loan modifications or other strategies while also providing profitable exits for investors. The company is led by experienced former bank executives and asset managers who have expertise in acquiring, servicing, and liquidating real estate notes.
This document provides an overview of various types of bank financing options for small businesses, including lines of credit, term loans, SBA loans, commercial real estate loans, and equipment financing. It also discusses how to improve credit scores and the requirements for applying for business and residential loans. The presentation was given by Anna Xiaodan Zheng from Chase Business Banking to discuss financing options and requirements for Asian women business owners.
How to Split the Pie, Raise Money, and Reward Contributors (Idea To IPO)Roger Royse
What’s my startup worth? How much equity should founders have? How much equity should I give to employees and consultants? How much should I give to the venture capitalists?
Silicon Valley startup attorney Roger Royse of the Royse Law Firm discusses the basic valuation and ownership issues involved in a startup’s life, from formation to financing to exit, including how to value your company and the contributions of stakeholders and investors at each step with a particular emphasis on different models, best practices and traps to avoid.
Realty411 Featuring Tom Wilson from Wilson Investment Properties - THE ONLY F...Realty411 Magazine
Are you ready to take your real estate portfolio, business and life to a whole new level? If so, you are in the right place. Just download this issue today and get started on your road to financial freedom with real estate. SEE YOU AT THE TOP!
[On-Demand Webinar] How to Find and Perform Manufactured Growth OpportunitiesLorelei Bates
The document provides information about a webinar on manufactured growth opportunities in real estate investing. It introduces the speakers and their experience, then discusses strategies for adding value like additional bedrooms or renovations to increase property value and equity without buying new properties. It shows examples of properties identified through an online search tool that could provide manufactured growth opportunities. Financial analyses are presented comparing purchase and renovation costs to expected sale prices. The webinar encourages attendees to leverage manufactured growth to accelerate portfolio growth and cash flow.
Hard Asset Management Inc. aims to become the largest facility in the world for buying, selling, storing, and financing hard assets like precious metals and rare coins. It generates recurring revenue from these services and plans to capture 30-40% of the $72.6 billion global precious metals and rare coins market over the next 5-10 years. The company is led by CEO Christian Briggs, an experienced precious metals and rare coins industry veteran, and projects $3-6 million in revenue and low 4% tax rate in Puerto Rico in 2017.
This document presents a site development plan for expanding Madison Corporate Center by opening a new branch location. It provides an overview of the site selection, risks and opportunities, marketing strategy, financial projections, and conclusions. Key details include: the target market is small/medium businesses; the new location will leverage Capitol Bank's existing infrastructure; profitability is projected to turn positive after 14 months of operations and consolidated profits for the bank will increase by 24% after 3 years. The expansion is considered well capitalized and will improve the bank's return on equity by 400 basis points.
The document discusses hedge accounting strategies for credit unions, presenting case studies of two credit unions - ABC Credit Union and 123 Credit Union - that were seeking to hedge their portfolios of CDs against interest rate risk using cash flow hedges, and the different solutions for qualifying for hedge accounting based on the historical correlation of their balances to the hedge instrument benchmark rate. Key takeaways include using an advisor to properly plan and execute hedging strategies that qualify for hedge accounting, obtaining auditor approval, and ensuring hedge effectiveness is quantitatively assessed.
The document discusses various aspects of credit management and receivables management. It covers topics like determining credit policy, credit evaluation techniques, financing receivables, and controlling receivables. Credit policy involves balancing sales growth with costs of bad debts and investment in receivables. Methods for credit evaluation include traditional analysis of five C's (character, capacity, capital, collateral, conditions), numerical credit scoring, and risk classification. Receivables are monitored using days' sales outstanding, ageing schedules, and collection matrices.
1.
Financing
Opportunity
–
$25,000,000
Headquarters
3000
Bethesda
Place
Suite
504
Winston
Salem,
NC
21703
Corporate
Facts
Founded:
2011
Employees:
7
Status:
Private
Stage:
Growth
Board
Of
Directors
Tony
Alford
Board
Member
Wachovia
Bank
NC,
A
Wells
Fargo
Company
Ron
Davis
Founder
Round
Table
Homes
LLC
Regional
developer
Stuart
Epperson
Sr.
Chairman
of
the
Board
Salem
Communications
Stuart
Epperson
Jr.
President,
Truth
Broadcasting
Contact
Information:
380
H
Knollwood
-‐
#331
Winston-‐Salem,
NC
27103
p.
336.285.0007
www.LordsonCapital.com
Business
Summary
Lordson
Capital
provides
a
process
to
Restore,
Renew,
and
Reset
the
existing
mortgage
market
through
the
acquisition,
service,
and
refinance
of
performing
Residential
mortgage
loans.
Lordson
Capital-‐
As
easy
as
a,
b,
c…
a. Acquire
existing
performing
residential
mortgages
for
approximately
70%
of
current
market
value
of
homes.
Income
stream
begins
immediately
upon
acquisition
with
an
IRR
of
over
12%
which
is
split
between
lender
and
Lordson
Capital.
b. Service
the
Performing
loans
for
60-‐360
days.
Each
homeowner
is
processed
through
our
Loan
Renewal
Program
by
a
personal
financial
coach.
c. Purchased
loans
are
refinanced
at
80
to
95%
new
loan
to
value,
which
results
in
an
additional
15-‐30%
profit
on
principle
invested.
Kicker
paid
to
lender
of
70%
of
net
profit.
Value
Proposition
Value
Strategically
positioned
company,
leveraging
relationships
in
analytics,
property
value,
loan
servicing,
credit
coaching,
and
refinance.
Reliability
Cutting
edge
acquisition,
analytics,
servicing,
and
refinance
platforms
with
proven
track
records.
Diversification
Collateral
spread
throughout
US
Performance
Each
pool
is
purchased
with
a
known
performance
record
that
meets
specified
criteria.
Security
Collateral
evaluated
by
cutting
edge
analytics
technology.
Investor
secured
1st
deed
of
trust
on
collateral.
Convenience
24/7
Online
access
to
accounts
for
portfolio
monitoring.
Reporting
Big
5
Accounting
firm
Service
Offering
and
Go
To
Market
Strategy
Lordson
Capital
has
4
service
principles
• Provide
an
exit
for
mortgage
holder
to
liquidate
negative
equity
assets
• Provide
safe,
bullish
returns
to
investors
• Provide
state
of
the
art
loan
service,
reporting
and
fiduciary
management
process
• Provide
homeowners
a
solution
for
negative
equity
by
reducing
their
mortgage
debt
by
15%-‐
40%
2.
Financing
Opportunity
–
$25,000,000
Case
Study
Amberwood
Atlanta,
GA
Principal
Balance
$280,000
Home
Value
$235,000
Lordson
Purchase
Price
$135,000
Immediate
ROI
12.28%
Refinance
at
85%
of
current
home
value
$200,175
Additional
ROI
from
refinance
45%
-‐OR-‐
$61,175
Portfolio
Evaluation
Sample
Principal
Balance
$59MM
Asset
Value
$30MM
Our
bid
price
$16MM
Internal
Rate
of
Return
12%
Bids
are
tendered
only
on
performing
portions
of
the
portfolio.
• Immediate
IRR
12%
• Purchase
price
to
current
collateral
value
less
than
70%.
• Analytics
module
Contact
Lordson
Capital
at
336.285.0007
ask
for
Ron
Davis.
Business
Model
Highlights
• Immediate
ROI
• Senior
Secure
Notes
• Time
Sensitive
Opportunity
• Scalable
Lordson Capital Cash Flow Diagram
!
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!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
!
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!
!
! ! !
!
!
!
!
!
!
!
!
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!
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!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
!
!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
Lender&
&Funds&
Lordson&Capital&
&Credit&Line&
Lordson&Capital&Real&Estate&Account&
(BB&T!Account!#!0005109287921)!
!
Assets&Accounts:&
6Non!Placed!Funds!
6Principal!Reduction!Payments&
Income&Accounts:&
6Interest!Payments!
6Refinanced!Loan!Payoffs!
Quarterly&Distributions&Starting&on&the&15
th
&Day&
Following&Completion&of&the&First&Full&Quarter&
After&Closing&
Purchase&Jointly&Approved&Note&Portfolio&&
Closed&Thru&an&Approved&Closing&Platform&of&either&a&
Title&Company&or&Law&Firm&&
&FCI&Lender&Services,&Inc.&&&&&&&&&&&Lordson&Capital&&
!!!!!!Loan!Servicing!Agent!!!!!!!!!!!!!!!!!Loan&Refi.&Program!
!!!!!!!!!!Collects!payments!!!!!!!!!!!!!!!!!!!!!!!!Simultaneously!!
!!!!!!!!!!Stores!documents!!!!!!!!!!!!!!!!!!Works!to!Refi.!Loans!
!
!
&Lender&&
• 60%!of!Interest!collected!from!mortgagee!
• 100%!Principal!Reduction!Payments!
(from!mortgagee)!
• 70%!of!Net!Proceeds!From!Loan!
Refinancing/Sales/Restructuring!
• Projected!annual!return!of!20635%!
!
Lordson&Capital&Operations&Account&
• 4%!Acquisition!and!Setup!Fee!of!Placed!
Funds!At!Closing!of!Portfolio!
• 40%!of!Interest!collected!from!mortgagee!
• 30%!of!Net!Proceeds!From!Loan!
Refinancing/Sales/Restructuring!
Management
Team
Tony
Alford
–
Advisor-‐
Founder
and
President
of
PBA
Consultants,
INC.
Since
1983
has
worked
with
numerous
Fortune
500
companies.
Founder
of
the
Tony
and
Chris
Alford
Foundation;
a
501C
non-‐
profit.
Ron
Davis
–
Chief
Financial
Officer-‐
Served
as
Director
of
Operations
on
14
land
development
project
corporations,
22
years
as
an
owner/operator
of
a
nationally
recognized
specialty
retailer.
Todd
DeNeui
–
Chief
Executive
Officer-‐
Experienced
real
estate
developer,
serves
on
the
board
of
the
Persecution
Project
Foundation,
and
advises
Global
Connections
International
(GCI)
Stuart
Epperson
Jr.
–
Director
of
Public
Relations-‐
Founder
and
owner
of
Truth
Broadcasting
which
owns
and
operates
15
radio
stations.
Graham
Treakle
–
Chief
Operations
Office-‐
Real
estate
investor
with
over
200
transactions.
Nationally
recognized
real
estate
trainer
on
the
subjects
of
foreclosure
and
short
sales.