This document discusses private lending as an investment opportunity that provides high returns through secured loans to real estate investors. It outlines the basics of private lending, including how loans are typically structured at 60% loan-to-value backed by real estate collateral. Benefits highlighted are monthly payments, lower risk due to collateral, and borrower demand for fast access to capital. Risks addressed include potential late payments and defaults, though protective equity provides downside protection. The document pitches private lending as a safer, more passive investment than stocks with potential for higher returns. It concludes by asking the reader if they know someone who may want to take advantage of this opportunity.