1. iServe Companies
San Diego Corporate Headquarters
Why ?
NMLS #2914
Company Overview
2012

2. The Team
originate more.
fund more.
make more.
am part of a great team.
“Great Teamwork is the only way we
create the breakthroughs that define
our careers.”
– Pat Riley
“Talent wins games, but teamwork and
intelligence wins championships”
– Michael Jordan
Slide 2

3. Bu lding a Better Company
iServe Residential Lending, LLC was established in early 2004 as a
multi-state direct lender. We can assist you in building your business by
providing you the needed stability which is so often missing today. With
a management team with more than 100 years of combined mortgage
banking experience, iServe maintains an excellent reputation among its
peers and business partners as being a quality organization
implementing comprehensive underwriting due diligence and integrity.
The discipline incorporated in our operations has allowed us to
successfully navigate through these turbulent times.
Philosophy
Our company’s philosophy is simple: provide superior service, great
technology, and a full range of competitive loan offerings to our
borrowers. Our borrowers have entrusted us with one of the most
important financial decisions of their life – we take that seriously and
strive to make their home financing experience enjoyable.
iServe Residential Lending’s goal is to emerge as one of the
leading mortgage bankers in the industry. Our nationwide
strength has afforded us the ability to develop many deep
investor relationships…so we are able to provide your
borrowers with more product choices and pricing options.
Slide 3

4. The R ght Choice
With a wide variety of investor options and the ability to
broker a deal if needed, your borrowers can find the right
product at the right price.
• Conventional / Conventional High Balance
• FHA (credit as low as 580) / FHA High Balance
• VA
• USDA Rural Development
• Jumbo
• Homepath
• HARP 2.0 options
• Expanded DTI Ratios as Determined by DU
• Investors with up to 10 financed properties
• The ability to broker in the unlikely event that
there is a product we cannot offer directly
Slide 4

5. Speed and T meliness
• Conventional and Conventional High Balance
loans close within 21 days
• Superior operations support and process with
24-48 hour underwriting.
• Electronic disclosure process
• Appraisals are ordered through our local fee
panel for quick turnaround
• Online origination system with integrated lock
and eligibility engine for 24/7 access to your
pipeline
• Smartphone app for pricing and pipeline tools
Slide 5

6. Strength and Stab lity
• Well-capitalized, diverse parent company with
Wall Street roots
• Innovative marketing strategies with a dynamic
CRM platform integrated with our LOS
• Your own branded web presence, with the
ability to offer B2B websites that drive leads to
you
• Dedicated licensing department to handle all
State Licensing and Compliance for an easy,
seamless transition
• The security and stability of a big lender.
• Dedicated and responsive support team
Slide 6

7. Success and Prof t
• Proprietary REO sourcing for your Realtors
drives more loans to you.
• Branch Managers: Flexible revenue
opportunities and the ability to set your own
branch margins.
• Branch Managers: Keep 100% of your branch
profits
• Flexible revenue opportunities and the ability to
set your own branch margins
• W-2 employee with 401K, group health, dental,
vision and disability benefits
• Support for all accounting, human resources,
payroll, licensing and operations
• We’re not your competition - we are committed
to retail branching so you can capture more
market share. Branching is our business!
Slide 7

8. Experience • Comm tment • Knowledge
Ready to take the
next step?
For more information, contact:
West: Allen Friedman
415.298.2500
afriedman@iservelending.com
East: Ken Michael
615.869.0396
kmichael@iservelending.com
or apply online at:
www.joiniserve.com
NMLS ID 2914. Licensed and Supervised by the Arizona State Banking Department Mortgage Banking License BK-0906322. Licensed by the
Department of Corporations under the California Residential Mortgage Lending Act, CRML License 413-0646, Colorado Supervised Lender
License # 988552; Florida, Mortgage Lender License # ML0400224; Georgia Residential Mortgage Lender, License # 19613; Idaho Mortgage
Slide 8 Lender License # 4043; Maryland Mortgage Lender License # 11855; Nevada Mortgage Banker License # 3488; North Carolina Mortgage
Lender License # L-124394; New Mexico, Registered Mortgage Loan Company License # 02080; Oregon, Mortgage Lender License # ML-
3238; Tennessee Certificate Registration # 000003929; Texas Mortgage Banker Registration # 83950; Utah License # 5747610-MLCO;
Virginia Mortgage Lender License # MC-3220; Washington Consumer Loan License # CL-2914