Includes investment planning and its process. Investment strategy at early 30s.

1. EARLY AGE 30s
INVESTMENT PLANNING
Prepared by-
Geetashree Gogoi

2. What is Investment planning?
Identifying financial goals and creating a plan to invest in
achieving them.
Identify Goals
Create Plans
Invest
accordingly

3. What are the steps involved?
Know when & how
you are saving Set your goals
Know your
Risk appetite
Learn about
Investment
options
Asset allocation
Build your
portfolio

4. Why should you invest in early 30s?
• By 30s, most people would be getting ready to
settle down and start a family.
• Buying your own house will be your first
motive.
• More contribution towards family, hence, Risk
appetite will decrease to moderate.
• There will be a stable income followed by
increments, saving amount can be slowly
increased.
• Best time to start planning retirement benefits.

5. Goals at early 30s
Retirement planning
Planning for child’s education
For buying house
For child’s marriage
Emergency fund
Vehicle
Insurance- Life and health

6. Must Do’s
• Analyze your total Income and expenditure for a month
to know the appropriate amount for investment.
• Be a regular investor.
• Make best use of time value and compounding.
• Invest a part of total investment in more liquid funds.
• Avoid breaking retirement plans at the time of
emergencies.
• Build a strong and diverse portfolio.
• Try your best to increase amount of investment every
time little by little.

7. Instruments to invest in
National pension System
Public Provident Fund
Government Bonds
Equity Shares
Gold and other jewellery
Real Estate
National Savings Certificate
Fixed Deposits

8. THANK YOU