Gen Z, those aged 9-24, have significant spending power of over $145 billion that is growing as more enter the workforce. They want personalized banking experiences with relevant recommendations and 50% would accept part of their salary in cryptocurrency. Traditional banks remain "one-size-fits-all" while neobanks leverage technology to offer personalized services at lower costs and develop partnerships to serve customers faster. Excelon is a regulated digital banking solution positioned between traditional FIAT currencies and upcoming digital currencies like cryptocurrency, offering banking, crypto wallet, and exchange services to customers internationally through online, retail, and wholesale channels.

1. Digital Money, done right
www.excelon.io

2. Neobanks
• bridge the gap between the services that traditional
banks offer and the evolving expectations of
customers in the digital age.
• leverage technology and artificial intelligence to
offer personalised services to customers while
minimising operating costs.
• launch features and develop partnerships to serve
their customers much more quickly than traditional
banks.
What a neobank is?

3. Our customers are the next generation

4. Gen Z, or the generation that currently spans from nine to 24 years
old, has an enormous spending power of over $145bn — and that’s
only growing as more and more Gen Zers enter the workforce.
To be more specific:
• 25% of the global workforce will be generated by Gen Z in the
next couple of years, so the signs are obvious for us why we should
target them.
• 64% of Gen Z are looking for a personalised banking experience
“with product and service recommendations relevant to their unique
banking situation”.
• 50% of Gen Z (aged 25 and below) would be happy to receive 50
percent of their salaries in Bitcoin or any other crypto
What does Gen Z really want from a bank?
On the other hand, until today
traditional banks are still
a ‘one-size-fits-all’

5. Evolution of the money

6. Central Bank Digital Currency (CBDC)
Central bank digital currencies are
digital tokens, similar to
cryptocurrency, issued by a central
bank.
They are pegged to the value of that
country's fiat currency. Many countries
are developing CBDCs, and some
have even implemented them.

7. 7
Excelon is a fully regulated digital banking solution for the 21st Century Citizen
With a solid 3 years operational track record, its fully owned software solution and a
customer base of more than 20K, Excelon is in an inflection point to become a household
name in the new era of banking.
Uniquely positioned between the traditional FIAT (Euro, Gbp, etc) and the
upcoming Digital Money (crypto),
Excelon offers a unique blend of services for individuals and businesses to
conveniently access the new era of Digital Money as they move away from “old
school” banks.
About Excelon

8. 8
Offices
London Vilnius
Athens
A regulated financial services institution and BaaS provider
Founded
2018
Excelon today
UK & EEA E-money ops under an EMD license under Payrnet
Global Crypto Exchange Operations licensed by

9. 9
A Unique Niche with only a few players
Pure Crypto
Pure e-money
+ numerous regional
players
+ more than 1,000
exchanges
Positioned in the heart of New Money

10. Everyone using money!
• Early banking customers
• Crypto Enthusiasts
• Expats
• Professionals
• Freelancers
• Unbanked
• etc
Excelon Customers

11. 11
Excelon users geography / revenue
United Kingdom of Great Britain and Northern
Ireland (the)
29.4%
Greece
19.9%
Poland
12.0%
Spain
8.6%
France (la)
7.5%
Italy
5.7%
Germany
4.2%
Latvia
3.4%
Netherland
s (the)…
Belgium
1.4%
Czech
Republ
ic (the)
1.3%
Estonia
1.0%
Finland
0.8%
Austri
a…
Por
t…
B…
R… N…
U…
R…
C L
S
A
I S
United Kingdom of Great Britain and Northern Ireland (the)
Greece
Poland
Spain
France (la)
Italy
Germany
Latvia
Netherlands (the)
Belgium
Czech Republic (the)
Estonia
Finland
Austria
Portugal
Bulgaria
Réunion
Norway
Ukraine
Russian Federation (the)
International Customer Base
International Revenue

12. Excelon (XLON) Coin
E-Money Services Crypto Services XLON Chain
Our Services
12

13. Online B2B Retail
Our Distribution Channels
13
Wholesale
Consumer offering
• IBAN Accounts (Eur/ Gbp)
• Mastercard Debit
• Sepa/ Swift/ UKFP/ P2P
payments
• Crypto Wallet
• Crypto Exchange
• Defi Earn and Credit
Business offering
• IBAN Accounts (Eur/ Gbp)
• Mastercard Debit
• Sepa/ Swift/ UKFP/ P2P
payments
• Payment links/Qr Codes
• Tap to pay – Mobile POS
• Business Apps
Crypto to the Kiosk
• Sell Crypto at Kiosks
• Unique technology
implementation
• 10,000 points of sale at
launch
• Launch of service Q2/2022
Banking as a Service
• Offering our complete
offering as a service
• One API
• Out of the box solution

14. Our own Blockchain & Coin
14
XLON Coin loyalty scheme
• Secure
• Green
• Fast
• Smart
1. Free Cash Flow positive by Y2 post investment
2. Reasonable customer acquisition pace and
conservative customer profile
3. Future product development will further boost
the business
• Low Fees
• Compliant
• Governance
XLON Chain unique offering

15. Thank you