SlideShare a Scribd company logo

Dr. Thorsten Guthke, 4o Συνέδριο Επαγγελματικής Ασφάλισης

Ομιλία - Παρουσίαση: “Running a multi-employer fund in the EU today: Challenges as we head from the past to the future” Dr. Thorsten Guthke, Head of European Office, SOKA-BAU HIORP

1 of 10
Download to read offline
Running a multi-employer fund in the
EU today: Challenges as we head from
the past to the future
Dr. Thorsten Guthke
Head of European Office
4
ULAK
[Paid Leave Scheme and
Vocational Training Scheme]
Established: 1949
ZVK
[Occupational Pension Fund]
Established: 1957
SOKA BAU
(ZDB)
(HDB) (IG BAU)
SOKA-BAU: A multi-employer fund - and a
Paritarian Institution
23 February 2023 Running a multi-employer fund in the EU today
Pay-as-you-go: Characteristics
 Based on a generally binding collective agreement
 Mandatory for all employers and employees in the scope
 Funded by employers
 Defined Benefit
 Amount of pension benefit depends on pension age and
duration of employment
23 February
2023
Occupational Pension Schemes in the German
Construction Industry
3
Funded System: Social Partner Solution
Solving New Challenges
2016: Tarifrente Bau
Demographic
change
European
and national
legislation
Alignment of
East and
West
Germany
23 February
2023
- Fully funded
- Entitlements vest
immediately
- Individual pension
account
- Enlargement of scope:
includes apprentices
4
Occupational Pension Schemes in the German
Construction Industry
PAYG and funded: Numbers and figures
83,000 employers in the
construction industry
795,000 active workers
employed
1,480,000 members
accrue entitlements
340,000 beneficiaries
receive Rentenbeihilfe
or Tarifrente Bau
23 February
2023
Occupational Pension Schemes in the German
Construction Industry
5
Rentenbeihilfe and Tarifrente Bau:
Contributions
23 February
2023
Occupational Pension Schemes in the German
Construction Industry
6
Contributions
Blue collar 3.2 % of gross
salary*
White collar 67 € per month
Apprentices 20 € per month
* The percentage for all
schemes carried out by
SOKA-BAU is 20.8 %
Ad

Recommended

Key Data About the Swiss Pension System
Key Data About the Swiss Pension SystemKey Data About the Swiss Pension System
Key Data About the Swiss Pension SystemMarco Vinci
 
Aristotelis Botzios - CRES
Aristotelis Botzios - CRESAristotelis Botzios - CRES
Aristotelis Botzios - CRESWWW.ERFC.GR
 
23rd_esg_autumn_package_2023.pptx
23rd_esg_autumn_package_2023.pptx23rd_esg_autumn_package_2023.pptx
23rd_esg_autumn_package_2023.pptxShamshunNahar
 
Dgempl social agenda_35_en_accessible
Dgempl social agenda_35_en_accessibleDgempl social agenda_35_en_accessible
Dgempl social agenda_35_en_accessiblemasciamanzon
 
presentation-ccmi-group-iii-july-14-2015.ppt
presentation-ccmi-group-iii-july-14-2015.pptpresentation-ccmi-group-iii-july-14-2015.ppt
presentation-ccmi-group-iii-july-14-2015.pptAshenafiGirma4
 
Legal challenges in establishing organised electricity markets and market cou...
Legal challenges in establishing organised electricity markets and market cou...Legal challenges in establishing organised electricity markets and market cou...
Legal challenges in establishing organised electricity markets and market cou...Florence Shool of Regulation
 

More Related Content

Similar to Dr. Thorsten Guthke, 4o Συνέδριο Επαγγελματικής Ασφάλισης

EPC CoC 10th Newsletter
EPC CoC 10th NewsletterEPC CoC 10th Newsletter
EPC CoC 10th NewsletterKiril Raytchev
 
Short-Time Work in Germany: Dynamics and regulations
Short-Time Work in Germany: Dynamics and regulationsShort-Time Work in Germany: Dynamics and regulations
Short-Time Work in Germany: Dynamics and regulationsOECD Berlin Centre
 
eu_investor_presentation_01aug2022rev.pdf
eu_investor_presentation_01aug2022rev.pdfeu_investor_presentation_01aug2022rev.pdf
eu_investor_presentation_01aug2022rev.pdffuckyou344285
 
 Ievads par Energiesprong/Vācijas tirgus attīstību/ Vācijas finansējuma shēmu
 Ievads par Energiesprong/Vācijas tirgus attīstību/ Vācijas finansējuma shēmu  Ievads par Energiesprong/Vācijas tirgus attīstību/ Vācijas finansējuma shēmu
 Ievads par Energiesprong/Vācijas tirgus attīstību/ Vācijas finansējuma shēmu Ekonomikas ministrija/ Dzīvo siltāk
 
Austrian Pension System: Strong Opportunities for Fund Raising
Austrian Pension System: Strong Opportunities for Fund RaisingAustrian Pension System: Strong Opportunities for Fund Raising
Austrian Pension System: Strong Opportunities for Fund RaisingMarco Vinci
 
Managing Complex PPP Infrastructure Projects in Belgium and the Netherlands
Managing Complex PPP Infrastructure Projects in Belgium and the NetherlandsManaging Complex PPP Infrastructure Projects in Belgium and the Netherlands
Managing Complex PPP Infrastructure Projects in Belgium and the NetherlandsDieter Veestraeten
 
European funds - an opportunity we must take advantage of
European funds - an opportunity we must take advantage ofEuropean funds - an opportunity we must take advantage of
European funds - an opportunity we must take advantage ofCírculo de Empresarios
 
Global ESCO Network Newsletter - Issue # 1 - Efficiency Valuation Organizatio...
Global ESCO Network Newsletter - Issue # 1 - Efficiency Valuation Organizatio...Global ESCO Network Newsletter - Issue # 1 - Efficiency Valuation Organizatio...
Global ESCO Network Newsletter - Issue # 1 - Efficiency Valuation Organizatio...Kiril Raytchev
 
Tax Aspects of Gender Budgeting - Margit SCHRATZENSTALLER (Austria)
Tax Aspects of Gender Budgeting - Margit SCHRATZENSTALLER (Austria)Tax Aspects of Gender Budgeting - Margit SCHRATZENSTALLER (Austria)
Tax Aspects of Gender Budgeting - Margit SCHRATZENSTALLER (Austria)OECD Governance
 
Interim report 1 January - 31 March 2023
Interim report 1 January - 31 March 2023Interim report 1 January - 31 March 2023
Interim report 1 January - 31 March 2023Työeläkeyhtiö Elo
 
presentation EFSI workshop 20151001 FINAL
presentation EFSI workshop  20151001 FINALpresentation EFSI workshop  20151001 FINAL
presentation EFSI workshop 20151001 FINALAlessandro Carano
 
ESCAPE Kick-off meeting - WP1 (Feb 2019 - 2nd day)
ESCAPE Kick-off meeting - WP1 (Feb 2019 - 2nd day) ESCAPE Kick-off meeting - WP1 (Feb 2019 - 2nd day)
ESCAPE Kick-off meeting - WP1 (Feb 2019 - 2nd day) ESCAPE EU
 
Subvenciones programas Europeos
Subvenciones programas Europeos Subvenciones programas Europeos
Subvenciones programas Europeos YesEuropa
 
Synergies between ESIF funds, Horizon 2020 and other research programmes
Synergies between ESIF funds, Horizon 2020 and other research programmesSynergies between ESIF funds, Horizon 2020 and other research programmes
Synergies between ESIF funds, Horizon 2020 and other research programmesParma Couture
 
Cross-border renewables auctions: Germany’s opening of the EEG
Cross-border renewables auctions: Germany’s opening of the EEGCross-border renewables auctions: Germany’s opening of the EEG
Cross-border renewables auctions: Germany’s opening of the EEGLeonardo ENERGY
 
2015 07-24 presentation IBP
2015 07-24 presentation IBP 2015 07-24 presentation IBP
2015 07-24 presentation IBP Victor Maziarchuk
 
Euro area-european-union-enhancing-european-cooperation-oecd-economic-survey-...
Euro area-european-union-enhancing-european-cooperation-oecd-economic-survey-...Euro area-european-union-enhancing-european-cooperation-oecd-economic-survey-...
Euro area-european-union-enhancing-european-cooperation-oecd-economic-survey-...OECD, Economics Department
 

Similar to Dr. Thorsten Guthke, 4o Συνέδριο Επαγγελματικής Ασφάλισης (20)

EPC CoC 10th Newsletter
EPC CoC 10th NewsletterEPC CoC 10th Newsletter
EPC CoC 10th Newsletter
 
Short-Time Work in Germany: Dynamics and regulations
Short-Time Work in Germany: Dynamics and regulationsShort-Time Work in Germany: Dynamics and regulations
Short-Time Work in Germany: Dynamics and regulations
 
eu_investor_presentation_01aug2022rev.pdf
eu_investor_presentation_01aug2022rev.pdfeu_investor_presentation_01aug2022rev.pdf
eu_investor_presentation_01aug2022rev.pdf
 
 Ievads par Energiesprong/Vācijas tirgus attīstību/ Vācijas finansējuma shēmu
 Ievads par Energiesprong/Vācijas tirgus attīstību/ Vācijas finansējuma shēmu  Ievads par Energiesprong/Vācijas tirgus attīstību/ Vācijas finansējuma shēmu
 Ievads par Energiesprong/Vācijas tirgus attīstību/ Vācijas finansējuma shēmu
 
Austrian Pension System: Strong Opportunities for Fund Raising
Austrian Pension System: Strong Opportunities for Fund RaisingAustrian Pension System: Strong Opportunities for Fund Raising
Austrian Pension System: Strong Opportunities for Fund Raising
 
Managing Complex PPP Infrastructure Projects in Belgium and the Netherlands
Managing Complex PPP Infrastructure Projects in Belgium and the NetherlandsManaging Complex PPP Infrastructure Projects in Belgium and the Netherlands
Managing Complex PPP Infrastructure Projects in Belgium and the Netherlands
 
European funds - an opportunity we must take advantage of
European funds - an opportunity we must take advantage ofEuropean funds - an opportunity we must take advantage of
European funds - an opportunity we must take advantage of
 
Global ESCO Network Newsletter - Issue # 1 - Efficiency Valuation Organizatio...
Global ESCO Network Newsletter - Issue # 1 - Efficiency Valuation Organizatio...Global ESCO Network Newsletter - Issue # 1 - Efficiency Valuation Organizatio...
Global ESCO Network Newsletter - Issue # 1 - Efficiency Valuation Organizatio...
 
Tax Aspects of Gender Budgeting - Margit SCHRATZENSTALLER (Austria)
Tax Aspects of Gender Budgeting - Margit SCHRATZENSTALLER (Austria)Tax Aspects of Gender Budgeting - Margit SCHRATZENSTALLER (Austria)
Tax Aspects of Gender Budgeting - Margit SCHRATZENSTALLER (Austria)
 
Interim report 1 January - 31 March 2023
Interim report 1 January - 31 March 2023Interim report 1 January - 31 March 2023
Interim report 1 January - 31 March 2023
 
presentation EFSI workshop 20151001 FINAL
presentation EFSI workshop  20151001 FINALpresentation EFSI workshop  20151001 FINAL
presentation EFSI workshop 20151001 FINAL
 
ESCAPE Kick-off meeting - WP1 (Feb 2019 - 2nd day)
ESCAPE Kick-off meeting - WP1 (Feb 2019 - 2nd day) ESCAPE Kick-off meeting - WP1 (Feb 2019 - 2nd day)
ESCAPE Kick-off meeting - WP1 (Feb 2019 - 2nd day)
 
Subvenciones programas Europeos
Subvenciones programas Europeos Subvenciones programas Europeos
Subvenciones programas Europeos
 
Synergies between ESIF funds, Horizon 2020 and other research programmes
Synergies between ESIF funds, Horizon 2020 and other research programmesSynergies between ESIF funds, Horizon 2020 and other research programmes
Synergies between ESIF funds, Horizon 2020 and other research programmes
 
G316268.pdf
G316268.pdfG316268.pdf
G316268.pdf
 
G316268.pdf
G316268.pdfG316268.pdf
G316268.pdf
 
Cross-border renewables auctions: Germany’s opening of the EEG
Cross-border renewables auctions: Germany’s opening of the EEGCross-border renewables auctions: Germany’s opening of the EEG
Cross-border renewables auctions: Germany’s opening of the EEG
 
Estimation of the costs of work-related injuries and diseases in five countries
Estimation of the costs of work-related injuries and diseases in five countriesEstimation of the costs of work-related injuries and diseases in five countries
Estimation of the costs of work-related injuries and diseases in five countries
 
2015 07-24 presentation IBP
2015 07-24 presentation IBP 2015 07-24 presentation IBP
2015 07-24 presentation IBP
 
Euro area-european-union-enhancing-european-cooperation-oecd-economic-survey-...
Euro area-european-union-enhancing-european-cooperation-oecd-economic-survey-...Euro area-european-union-enhancing-european-cooperation-oecd-economic-survey-...
Euro area-european-union-enhancing-european-cooperation-oecd-economic-survey-...
 

More from Starttech Ventures

Γιάννης Χονδρέλης, 11th Clinical Research Conference
Γιάννης Χονδρέλης, 11th Clinical Research ConferenceΓιάννης Χονδρέλης, 11th Clinical Research Conference
Γιάννης Χονδρέλης, 11th Clinical Research ConferenceStarttech Ventures
 
Γιώργος Βαρδαμίδης, 11th Clinical Research Conference
Γιώργος Βαρδαμίδης, 11th Clinical Research ConferenceΓιώργος Βαρδαμίδης, 11th Clinical Research Conference
Γιώργος Βαρδαμίδης, 11th Clinical Research ConferenceStarttech Ventures
 
Παναγιώτης Παπαναγιώτου, 8th MedTech Conference
Παναγιώτης Παπαναγιώτου, 8th MedTech ConferenceΠαναγιώτης Παπαναγιώτου, 8th MedTech Conference
Παναγιώτης Παπαναγιώτου, 8th MedTech ConferenceStarttech Ventures
 
Θεοδόσιος Μπίσδας, 8th MedTech Conference
Θεοδόσιος Μπίσδας, 8th MedTech ConferenceΘεοδόσιος Μπίσδας, 8th MedTech Conference
Θεοδόσιος Μπίσδας, 8th MedTech ConferenceStarttech Ventures
 
Γιώργος Μοσχοβάκης, 8th MedTech Conference
Γιώργος Μοσχοβάκης, 8th MedTech ConferenceΓιώργος Μοσχοβάκης, 8th MedTech Conference
Γιώργος Μοσχοβάκης, 8th MedTech ConferenceStarttech Ventures
 
Θανάσης Πετμεζάς, 8th MedTech Conference
Θανάσης Πετμεζάς, 8th MedTech ConferenceΘανάσης Πετμεζάς, 8th MedTech Conference
Θανάσης Πετμεζάς, 8th MedTech ConferenceStarttech Ventures
 
Λεωνίδας Βαλάσας, 8th MedTech Conference
Λεωνίδας Βαλάσας, 8th MedTech ConferenceΛεωνίδας Βαλάσας, 8th MedTech Conference
Λεωνίδας Βαλάσας, 8th MedTech ConferenceStarttech Ventures
 
Νικόλαος Κουρεντζής, 8th MedTech Conference
Νικόλαος Κουρεντζής, 8th MedTech ConferenceΝικόλαος Κουρεντζής, 8th MedTech Conference
Νικόλαος Κουρεντζής, 8th MedTech ConferenceStarttech Ventures
 
Στέργιος Μπακάλης & Γεώργιος Μπήτρος, 4o Συνέδριο Επαγγελματικής Ασφάλισης
Στέργιος Μπακάλης & Γεώργιος Μπήτρος, 4o Συνέδριο Επαγγελματικής ΑσφάλισηςΣτέργιος Μπακάλης & Γεώργιος Μπήτρος, 4o Συνέδριο Επαγγελματικής Ασφάλισης
Στέργιος Μπακάλης & Γεώργιος Μπήτρος, 4o Συνέδριο Επαγγελματικής ΑσφάλισηςStarttech Ventures
 
Ηλίας Γεωργουλέας, 4o Συνέδριο Επαγγελματικής Ασφάλισης
Ηλίας Γεωργουλέας,  4o Συνέδριο Επαγγελματικής ΑσφάλισηςΗλίας Γεωργουλέας,  4o Συνέδριο Επαγγελματικής Ασφάλισης
Ηλίας Γεωργουλέας, 4o Συνέδριο Επαγγελματικής ΑσφάλισηςStarttech Ventures
 
Ηλίας Λεκκός, 4o Συνέδριο Επαγγελματικής Ασφάλισης
Ηλίας Λεκκός,  4o Συνέδριο Επαγγελματικής ΑσφάλισηςΗλίας Λεκκός,  4o Συνέδριο Επαγγελματικής Ασφάλισης
Ηλίας Λεκκός, 4o Συνέδριο Επαγγελματικής ΑσφάλισηςStarttech Ventures
 
Ανδρέας Χατζηκύρου, 4o Συνέδριο Επαγγελματικής Ασφάλισης
Ανδρέας Χατζηκύρου, 4o Συνέδριο Επαγγελματικής ΑσφάλισηςΑνδρέας Χατζηκύρου, 4o Συνέδριο Επαγγελματικής Ασφάλισης
Ανδρέας Χατζηκύρου, 4o Συνέδριο Επαγγελματικής ΑσφάλισηςStarttech Ventures
 
Μάνος Δροσατάκης, 4o Συνέδριο Επαγγελματικής Ασφάλισης
Μάνος Δροσατάκης,  4o Συνέδριο Επαγγελματικής ΑσφάλισηςΜάνος Δροσατάκης,  4o Συνέδριο Επαγγελματικής Ασφάλισης
Μάνος Δροσατάκης, 4o Συνέδριο Επαγγελματικής ΑσφάλισηςStarttech Ventures
 
Βύρων Κοτζαμάνης, 4o Συνέδριο Επαγγελματικής Ασφάλισης
Βύρων Κοτζαμάνης,  4o Συνέδριο Επαγγελματικής ΑσφάλισηςΒύρων Κοτζαμάνης,  4o Συνέδριο Επαγγελματικής Ασφάλισης
Βύρων Κοτζαμάνης, 4o Συνέδριο Επαγγελματικής ΑσφάλισηςStarttech Ventures
 
Tim Currell, 4o Συνέδριο Επαγγελματικής Ασφάλισης
Tim Currell,  4o Συνέδριο Επαγγελματικής ΑσφάλισηςTim Currell,  4o Συνέδριο Επαγγελματικής Ασφάλισης
Tim Currell, 4o Συνέδριο Επαγγελματικής ΑσφάλισηςStarttech Ventures
 
Δημήτρης Αλεξάνδρου
Δημήτρης ΑλεξάνδρουΔημήτρης Αλεξάνδρου
Δημήτρης ΑλεξάνδρουStarttech Ventures
 
Δημήτριος Τσεκούρας
Δημήτριος ΤσεκούραςΔημήτριος Τσεκούρας
Δημήτριος ΤσεκούραςStarttech Ventures
 
Κωνσταντίνος Ουζούνης
Κωνσταντίνος ΟυζούνηςΚωνσταντίνος Ουζούνης
Κωνσταντίνος ΟυζούνηςStarttech Ventures
 
Νικόλαος Πολύζος
Νικόλαος ΠολύζοςΝικόλαος Πολύζος
Νικόλαος ΠολύζοςStarttech Ventures
 

More from Starttech Ventures (20)

Γιάννης Χονδρέλης, 11th Clinical Research Conference
Γιάννης Χονδρέλης, 11th Clinical Research ConferenceΓιάννης Χονδρέλης, 11th Clinical Research Conference
Γιάννης Χονδρέλης, 11th Clinical Research Conference
 
Γιώργος Βαρδαμίδης, 11th Clinical Research Conference
Γιώργος Βαρδαμίδης, 11th Clinical Research ConferenceΓιώργος Βαρδαμίδης, 11th Clinical Research Conference
Γιώργος Βαρδαμίδης, 11th Clinical Research Conference
 
Παναγιώτης Παπαναγιώτου, 8th MedTech Conference
Παναγιώτης Παπαναγιώτου, 8th MedTech ConferenceΠαναγιώτης Παπαναγιώτου, 8th MedTech Conference
Παναγιώτης Παπαναγιώτου, 8th MedTech Conference
 
Θεοδόσιος Μπίσδας, 8th MedTech Conference
Θεοδόσιος Μπίσδας, 8th MedTech ConferenceΘεοδόσιος Μπίσδας, 8th MedTech Conference
Θεοδόσιος Μπίσδας, 8th MedTech Conference
 
Γιώργος Μοσχοβάκης, 8th MedTech Conference
Γιώργος Μοσχοβάκης, 8th MedTech ConferenceΓιώργος Μοσχοβάκης, 8th MedTech Conference
Γιώργος Μοσχοβάκης, 8th MedTech Conference
 
Θανάσης Πετμεζάς, 8th MedTech Conference
Θανάσης Πετμεζάς, 8th MedTech ConferenceΘανάσης Πετμεζάς, 8th MedTech Conference
Θανάσης Πετμεζάς, 8th MedTech Conference
 
Λεωνίδας Βαλάσας, 8th MedTech Conference
Λεωνίδας Βαλάσας, 8th MedTech ConferenceΛεωνίδας Βαλάσας, 8th MedTech Conference
Λεωνίδας Βαλάσας, 8th MedTech Conference
 
Νικόλαος Κουρεντζής, 8th MedTech Conference
Νικόλαος Κουρεντζής, 8th MedTech ConferenceΝικόλαος Κουρεντζής, 8th MedTech Conference
Νικόλαος Κουρεντζής, 8th MedTech Conference
 
Στέργιος Μπακάλης & Γεώργιος Μπήτρος, 4o Συνέδριο Επαγγελματικής Ασφάλισης
Στέργιος Μπακάλης & Γεώργιος Μπήτρος, 4o Συνέδριο Επαγγελματικής ΑσφάλισηςΣτέργιος Μπακάλης & Γεώργιος Μπήτρος, 4o Συνέδριο Επαγγελματικής Ασφάλισης
Στέργιος Μπακάλης & Γεώργιος Μπήτρος, 4o Συνέδριο Επαγγελματικής Ασφάλισης
 
Ηλίας Γεωργουλέας, 4o Συνέδριο Επαγγελματικής Ασφάλισης
Ηλίας Γεωργουλέας,  4o Συνέδριο Επαγγελματικής ΑσφάλισηςΗλίας Γεωργουλέας,  4o Συνέδριο Επαγγελματικής Ασφάλισης
Ηλίας Γεωργουλέας, 4o Συνέδριο Επαγγελματικής Ασφάλισης
 
Ηλίας Λεκκός, 4o Συνέδριο Επαγγελματικής Ασφάλισης
Ηλίας Λεκκός,  4o Συνέδριο Επαγγελματικής ΑσφάλισηςΗλίας Λεκκός,  4o Συνέδριο Επαγγελματικής Ασφάλισης
Ηλίας Λεκκός, 4o Συνέδριο Επαγγελματικής Ασφάλισης
 
Ανδρέας Χατζηκύρου, 4o Συνέδριο Επαγγελματικής Ασφάλισης
Ανδρέας Χατζηκύρου, 4o Συνέδριο Επαγγελματικής ΑσφάλισηςΑνδρέας Χατζηκύρου, 4o Συνέδριο Επαγγελματικής Ασφάλισης
Ανδρέας Χατζηκύρου, 4o Συνέδριο Επαγγελματικής Ασφάλισης
 
Μάνος Δροσατάκης, 4o Συνέδριο Επαγγελματικής Ασφάλισης
Μάνος Δροσατάκης,  4o Συνέδριο Επαγγελματικής ΑσφάλισηςΜάνος Δροσατάκης,  4o Συνέδριο Επαγγελματικής Ασφάλισης
Μάνος Δροσατάκης, 4o Συνέδριο Επαγγελματικής Ασφάλισης
 
Βύρων Κοτζαμάνης, 4o Συνέδριο Επαγγελματικής Ασφάλισης
Βύρων Κοτζαμάνης,  4o Συνέδριο Επαγγελματικής ΑσφάλισηςΒύρων Κοτζαμάνης,  4o Συνέδριο Επαγγελματικής Ασφάλισης
Βύρων Κοτζαμάνης, 4o Συνέδριο Επαγγελματικής Ασφάλισης
 
Tim Currell, 4o Συνέδριο Επαγγελματικής Ασφάλισης
Tim Currell,  4o Συνέδριο Επαγγελματικής ΑσφάλισηςTim Currell,  4o Συνέδριο Επαγγελματικής Ασφάλισης
Tim Currell, 4o Συνέδριο Επαγγελματικής Ασφάλισης
 
Ilias E. Xirouhakis
Ilias E. XirouhakisIlias E. Xirouhakis
Ilias E. Xirouhakis
 
Δημήτρης Αλεξάνδρου
Δημήτρης ΑλεξάνδρουΔημήτρης Αλεξάνδρου
Δημήτρης Αλεξάνδρου
 
Δημήτριος Τσεκούρας
Δημήτριος ΤσεκούραςΔημήτριος Τσεκούρας
Δημήτριος Τσεκούρας
 
Κωνσταντίνος Ουζούνης
Κωνσταντίνος ΟυζούνηςΚωνσταντίνος Ουζούνης
Κωνσταντίνος Ουζούνης
 
Νικόλαος Πολύζος
Νικόλαος ΠολύζοςΝικόλαος Πολύζος
Νικόλαος Πολύζος
 

Recently uploaded

KKrish - DOVE Leadership Program Concept
KKrish - DOVE Leadership Program ConceptKKrish - DOVE Leadership Program Concept
KKrish - DOVE Leadership Program ConceptKarthik Krishna
 
DAY 05 Book of Revelation 2-18-24 PPT.pptx
DAY 05 Book of Revelation 2-18-24 PPT.pptxDAY 05 Book of Revelation 2-18-24 PPT.pptx
DAY 05 Book of Revelation 2-18-24 PPT.pptxFamilyWorshipCenterD
 
Instructional Supervision - By Dr. Cherinet Aytenfsu Weldearegay.pdf
Instructional Supervision - By Dr. Cherinet Aytenfsu Weldearegay.pdfInstructional Supervision - By Dr. Cherinet Aytenfsu Weldearegay.pdf
Instructional Supervision - By Dr. Cherinet Aytenfsu Weldearegay.pdfaytenfsuc
 
West Africa Scene Setting African Continental Master Plan (CMP) for electrici...
West Africa Scene Setting African Continental Master Plan (CMP) for electrici...West Africa Scene Setting African Continental Master Plan (CMP) for electrici...
West Africa Scene Setting African Continental Master Plan (CMP) for electrici...Francois Stepman
 
AWS RDS Data API and CloudTrail. Who drop the table_.pdf
AWS RDS Data API and CloudTrail. Who drop the table_.pdfAWS RDS Data API and CloudTrail. Who drop the table_.pdf
AWS RDS Data API and CloudTrail. Who drop the table_.pdfVladimir Samoylov
 
Present and Future Requisites for Prosperity in the Caribbean
Present and Future Requisites for Prosperity in the CaribbeanPresent and Future Requisites for Prosperity in the Caribbean
Present and Future Requisites for Prosperity in the CaribbeanCaribbean Development Bank
 
VAWC-RA-9262 Anti Violence Against Women and THeir Children
VAWC-RA-9262 Anti Violence Against Women and THeir ChildrenVAWC-RA-9262 Anti Violence Against Women and THeir Children
VAWC-RA-9262 Anti Violence Against Women and THeir Childrendilgpitogo2023
 
Supporting Resilient Prosperity in the Caribbean
Supporting Resilient Prosperity in the CaribbeanSupporting Resilient Prosperity in the Caribbean
Supporting Resilient Prosperity in the CaribbeanCaribbean Development Bank
 
ONLINE RESORT BOOKING SYSTEM WEBSITE 1.pptx
ONLINE RESORT BOOKING SYSTEM WEBSITE 1.pptxONLINE RESORT BOOKING SYSTEM WEBSITE 1.pptx
ONLINE RESORT BOOKING SYSTEM WEBSITE 1.pptxDivyaPatel621561
 
Teams Nation 2024 - #Copilot & Teams or Just Premium.pptx
Teams Nation 2024 - #Copilot & Teams or Just Premium.pptxTeams Nation 2024 - #Copilot & Teams or Just Premium.pptx
Teams Nation 2024 - #Copilot & Teams or Just Premium.pptxKai Stenberg
 
1.2 Ingredients Used for Sandwiches 1.3 Culinary Terms.pptx
1.2 Ingredients Used for Sandwiches 1.3 Culinary Terms.pptx1.2 Ingredients Used for Sandwiches 1.3 Culinary Terms.pptx
1.2 Ingredients Used for Sandwiches 1.3 Culinary Terms.pptxNinia
 
Space expansion: cultural considerations, long term perspectives, and spiritu...
Space expansion: cultural considerations, long term perspectives, and spiritu...Space expansion: cultural considerations, long term perspectives, and spiritu...
Space expansion: cultural considerations, long term perspectives, and spiritu...Giulio Prisco
 
Partnerships for Resilient Prosperity in the Caribbean
Partnerships for Resilient Prosperity in the CaribbeanPartnerships for Resilient Prosperity in the Caribbean
Partnerships for Resilient Prosperity in the CaribbeanCaribbean Development Bank
 
Scaling up renewable energy investments in West Africa
Scaling up renewable energy investments in West AfricaScaling up renewable energy investments in West Africa
Scaling up renewable energy investments in West AfricaFrancois Stepman
 

Recently uploaded (15)

KKrish - DOVE Leadership Program Concept
KKrish - DOVE Leadership Program ConceptKKrish - DOVE Leadership Program Concept
KKrish - DOVE Leadership Program Concept
 
DAY 05 Book of Revelation 2-18-24 PPT.pptx
DAY 05 Book of Revelation 2-18-24 PPT.pptxDAY 05 Book of Revelation 2-18-24 PPT.pptx
DAY 05 Book of Revelation 2-18-24 PPT.pptx
 
Instructional Supervision - By Dr. Cherinet Aytenfsu Weldearegay.pdf
Instructional Supervision - By Dr. Cherinet Aytenfsu Weldearegay.pdfInstructional Supervision - By Dr. Cherinet Aytenfsu Weldearegay.pdf
Instructional Supervision - By Dr. Cherinet Aytenfsu Weldearegay.pdf
 
West Africa Scene Setting African Continental Master Plan (CMP) for electrici...
West Africa Scene Setting African Continental Master Plan (CMP) for electrici...West Africa Scene Setting African Continental Master Plan (CMP) for electrici...
West Africa Scene Setting African Continental Master Plan (CMP) for electrici...
 
AWS RDS Data API and CloudTrail. Who drop the table_.pdf
AWS RDS Data API and CloudTrail. Who drop the table_.pdfAWS RDS Data API and CloudTrail. Who drop the table_.pdf
AWS RDS Data API and CloudTrail. Who drop the table_.pdf
 
Present and Future Requisites for Prosperity in the Caribbean
Present and Future Requisites for Prosperity in the CaribbeanPresent and Future Requisites for Prosperity in the Caribbean
Present and Future Requisites for Prosperity in the Caribbean
 
VAWC-RA-9262 Anti Violence Against Women and THeir Children
VAWC-RA-9262 Anti Violence Against Women and THeir ChildrenVAWC-RA-9262 Anti Violence Against Women and THeir Children
VAWC-RA-9262 Anti Violence Against Women and THeir Children
 
Auditorium Session 1 - Connection - Inclusion
Auditorium Session 1 - Connection - InclusionAuditorium Session 1 - Connection - Inclusion
Auditorium Session 1 - Connection - Inclusion
 
Supporting Resilient Prosperity in the Caribbean
Supporting Resilient Prosperity in the CaribbeanSupporting Resilient Prosperity in the Caribbean
Supporting Resilient Prosperity in the Caribbean
 
ONLINE RESORT BOOKING SYSTEM WEBSITE 1.pptx
ONLINE RESORT BOOKING SYSTEM WEBSITE 1.pptxONLINE RESORT BOOKING SYSTEM WEBSITE 1.pptx
ONLINE RESORT BOOKING SYSTEM WEBSITE 1.pptx
 
Teams Nation 2024 - #Copilot & Teams or Just Premium.pptx
Teams Nation 2024 - #Copilot & Teams or Just Premium.pptxTeams Nation 2024 - #Copilot & Teams or Just Premium.pptx
Teams Nation 2024 - #Copilot & Teams or Just Premium.pptx
 
1.2 Ingredients Used for Sandwiches 1.3 Culinary Terms.pptx
1.2 Ingredients Used for Sandwiches 1.3 Culinary Terms.pptx1.2 Ingredients Used for Sandwiches 1.3 Culinary Terms.pptx
1.2 Ingredients Used for Sandwiches 1.3 Culinary Terms.pptx
 
Space expansion: cultural considerations, long term perspectives, and spiritu...
Space expansion: cultural considerations, long term perspectives, and spiritu...Space expansion: cultural considerations, long term perspectives, and spiritu...
Space expansion: cultural considerations, long term perspectives, and spiritu...
 
Partnerships for Resilient Prosperity in the Caribbean
Partnerships for Resilient Prosperity in the CaribbeanPartnerships for Resilient Prosperity in the Caribbean
Partnerships for Resilient Prosperity in the Caribbean
 
Scaling up renewable energy investments in West Africa
Scaling up renewable energy investments in West AfricaScaling up renewable energy investments in West Africa
Scaling up renewable energy investments in West Africa
 

Dr. Thorsten Guthke, 4o Συνέδριο Επαγγελματικής Ασφάλισης

  • 1. Running a multi-employer fund in the EU today: Challenges as we head from the past to the future Dr. Thorsten Guthke Head of European Office
  • 2. 4 ULAK [Paid Leave Scheme and Vocational Training Scheme] Established: 1949 ZVK [Occupational Pension Fund] Established: 1957 SOKA BAU (ZDB) (HDB) (IG BAU) SOKA-BAU: A multi-employer fund - and a Paritarian Institution 23 February 2023 Running a multi-employer fund in the EU today
  • 3. Pay-as-you-go: Characteristics  Based on a generally binding collective agreement  Mandatory for all employers and employees in the scope  Funded by employers  Defined Benefit  Amount of pension benefit depends on pension age and duration of employment 23 February 2023 Occupational Pension Schemes in the German Construction Industry 3
  • 4. Funded System: Social Partner Solution Solving New Challenges 2016: Tarifrente Bau Demographic change European and national legislation Alignment of East and West Germany 23 February 2023 - Fully funded - Entitlements vest immediately - Individual pension account - Enlargement of scope: includes apprentices 4 Occupational Pension Schemes in the German Construction Industry
  • 5. PAYG and funded: Numbers and figures 83,000 employers in the construction industry 795,000 active workers employed 1,480,000 members accrue entitlements 340,000 beneficiaries receive Rentenbeihilfe or Tarifrente Bau 23 February 2023 Occupational Pension Schemes in the German Construction Industry 5
  • 6. Rentenbeihilfe and Tarifrente Bau: Contributions 23 February 2023 Occupational Pension Schemes in the German Construction Industry 6 Contributions Blue collar 3.2 % of gross salary* White collar 67 € per month Apprentices 20 € per month * The percentage for all schemes carried out by SOKA-BAU is 20.8 %
  • 7. Risk Management  Risk strategy  Risk-bearing capacity  Most services are internal  Strategic asset allocation  Self-developed ALM-model  ESG score: external & internal data  Regulatory risks  EIOPA Stress Tests:  cash-flow approach 23 February 2023 Running a multi-employer fund in the EU today 7
  • 8. Own Risk Assessment Risk  Identification  Analysis  Communication  Control Risk reports to BaFin: 1 x / year Risk Management & Compliance Committee 23 February 2023 Running a multi-employer fund in the EU today 8
  • 9. Political situation 23 February 2023 Running a multi-employer fund in the EU today 9 IORPs not for profit Mandatory affiliation EIOPA: Technical Advice on IORP 2 Paritarian structure Collective agreements Backed by numerous employers Growth driver Financial stability National social & labour law Societal benefit !
  • 10. Eυχαριστώ πολύ Thank you for your attention! 23 February 2023 10 Running a multi-employer fund in the EU today Dr. Thorsten Guthke SOKA-BAU Rue De Pascale 4 - 6 1040 Brussels +32 (0)2 520.40.03 TGuthke@soka-bau.de