This presentation provides an overview of the banking industry in Bangladesh. It discusses the historical background of banking after independence, including the six commercial banks and three foreign banks established. It also outlines the current state of the industry, including state-owned commercial banks, private commercial banks, foreign commercial banks and specialized banks. Key points about the Central Bank of Bangladesh and functions of commercial banks are summarized. The presentation also discusses Islamic banks, specialized banks, developments in the sector like e-banking and mobile banking, and challenges faced by the banking industry in Bangladesh such as an underdeveloped business environment.

2. UNIVERSITY OF SCIENCE AND TECHNOLOGY CHITTAGONG
FACULTY OF BUSINESS ADMINISTRATION
PRESENTATION ON
PRINCIPLES OF BANKING
PRESENTED BY
MD. EMON PATWARY
ID NO. 1434
FBA, USTC
PRESENTED TO
NOEL MOHAMMAD FUHAD
ASST. FACULTY
FBA, USTC

4. Contributing 80%

5. HISTORICAL BACKGROUND
After The
Independence
Six
Commercial
Banks
Two
Specialized
Banks
Three
Foreign
Banks

6. Rupali
Bank
Bangladesh Shilpa
Bank
HISTORICAL BACKGROUND
Grindlays Bank
American Express Bank
CreditAgricole Indosues
Bank

7. CURRENT STATUS OF BANKING INDUSTRY OF BD
State Owned Commercial Banks Private Commercial Banks

8. CURRENT STATUS OF BANKING INDUSTRY OF BD
Foreign Commercial Banks Non-Scheduled Banks
Ansar VDp Unnayan Bank
Karmashangostan Bank
Grameen Bank
Jubilee Bank
Palli Sanchay Bank

9. CENTRAL BANK OF BANGLADESH
Traditional Function
Issuing Note
Bankers to Banker
Senior of All Bank
Government’s Bank
Credit Control
Keeping Reserve
Non-Traditional Function
Development
Priority Sector
Training

10. COMMERTIAL BANKS OF BANGLADESH

11. FUNCTIONS OF COMMERCIAL BANKS OF BD
Primary Secondary
• Accepting Deposit
• Lending Money

12. ISLAMIC BANKS OF BANGLADESH

13. INTEREST
ISLAMIC BANKS OF BANGLADESH
Money
Transfer
Profit
Sharing
General
Banking

14. SPECIALIZED BANKS OF BANGLADESH

15. Agricultural Activities
Real Estate Activities
Industrial Activities
Prioritized Sector
SPECIALIZED BANKS OF BANGLADESH
Focuses
On

16. DEVELOPMENT IN BANKING SECTOR OF BD
Expansion of Bank Branches
E-Banking System
Mobile Banking
M-Banking System
High Quality Of Services
Other Facilities

17. MOBILE BANKING IN BANGLADESH

18. CHALLENGES IN BANKING SECTOR OF BD
Undeveloped Business Environment
Lack of Capital
Liquidity Crisis
High Interest Rate
Unorganized Share Market
Lack Of Modern Technology

19. CONCLUSION
Banking Industry
Dominates the
Financial Sector
Macroeconomic
Development Largely
Depends on the
Soundness of This
Industry

20. Any Question ?