3. The next 20 minutes or so
TU & me
Callcredit in 2014
Investigations into Master Data Management
My approach
The result
Comparison to best practice
Lessons learnt
4. TransUnion
We’re a data company…
• Second largest provider of credit reports in
the UK
• Globally we have data on 1 in 7 people
• Relationships with all major UK lenders
• Acquired by GTCR in 2014
• Sold to TransUnion in April for £1bn
5. Me…
• Joined Callcredit in 2014
• Direct report to CFO
• Operations/Sales & Client
Management/Finance
• Past roles: MIS Manager DWP,
Head of R&D Stickyeyes, 10
years at BT
• Chartered IT Professional
• TOGAF Architect
6. The
world
in 2014
Disconnected
fulfilment –
sales-> setup -
>billing
Inconsistent
client names
Naming by
convention
Regulation
Very complex
products
Very flexible
contracting
Accurate MI
but doesn’t
mean what
you think…
MDM project
run by Group
Legal
7. Cost Savings = Cost per mail piece *
Number of returned mail pieces
Incremental cost of an email: £0
Reduce call center agent time
searching for client information
from 5 min to 2 min
Only measurable if no other
changes take place
Master Data – the silver bullet
• Lots of vendors
• Best practice: engage a consultancy
• Wholesale business change – data
stewards, governance boards, top down
driven change
• Typical cost upwards of £1m
• Typical return in 2-3 years
• High failure rate of projects
• Uncertain value proposition
• Lots of competing investment demands
8. Data Management Is A Good Thing
But what’s the problem?
• Lack of data knowledge
• Data quality is someone else’s problem
• Much work being done on interlinked
spreadsheets
• Manually intensive … but need the knowledge
in people’s heads
• Clients complain about invoices
• Every client gets a bespoke service
• Sales pipeline is full of smoke
You can’t
handle
the truth!
I want the
truth!
You want
answers?
10. The Spark
• A developer spent a week shadowing commercial finance with
no specific objective
• She built a few reports and made some stuff work better
• A month later she came back with a client list in MDS with an
Excel front end to simplify client name matching
• It made commercial finance’s life easier
• A BI consultant running the weekly sales forecasts started
using it: if customer names didn’t match they were not
included in the forecast
• Commercial finance became data stewards: we started
governing our commercial data
11. Benefits
• No cost savings
• Commercial Finance saved time which
they spent adding value in other ways
• End of month bespoke billing became
easier
• Steadily increasing accuracy of pipeline
reporting
• Usage of client reports increased with
less queries through to Billing and BI
• 360o pictures of clients and products
became possible… and fast
• Avoided lots of politics about data
ownership
12. Comparison to best practice
• We sort of have formal data
governance…
• Data steward is not a label but
stewardship is part of people’s job –
policed by exception reporting
• No change programme – no benefits
tracking
• No single agreed owner of definitions
• Tightly coupled with an enterprise
data warehouse
• Minimal system integration
13. Make people’s
jobs easier
Lessons Learnt Start with the
business process
Frame the business problem
in terms that you can address
You need a problem …
and people who care
Usetechtosolvethe
problemnotcreateit
You need to know
How to use
the technology
Evolution not revolution
Educate
Educate
Educate