2. Service Learning
WHAT’S OFFERED AT FORDHAM EXPERIENCE
∙ 30 Volunteer Hours ∙ Involvement
∙ Partner Organization ∙ Bethex Federal Credit Union
∙ Two Written Reflections ∙ Reflecting
∙ One Graded Credit ∙ Way More Than One Credit
bethexfcu.org concoursefund.org
3. ‘Micro’Credit Union Locations
Problem
one Asset Size
•$33M - $9.1M
Failing ‘Micro’credit Unions •$8.1M - $988K
Who • Faith Based Credit Unions •$851K - $682K
Where • BX • BK • Harlem •$548K - $370K
Why • Lack of Volunteers
•$332K - $264K
•$257K - $136K
•$124K - $60,000
wecare4cu.org concoursefund.org
4. Unbanked Populations NYC
Problem
two
Unbanked & Underbanked
Who • Minorities
Where • Low Income Clusters
Why • Bank Fees
Source: NYC office of financial empowerment concoursefund.org
6. On the Horizon • Using ACH Technology to Promote Inclusion
Unbanked and Bank Branches Automated Clearing House
Credit Union • Check Casher Partnership
concoursefund.org