Are You a Micro, Small or Medium Enterprise??? Let’s have a look at it.. !!!

1. DO YOU FALL UNDER
MSME CATEGORY??

2. Are You a Micro, Small or Medium Enterprise???
Let’s have a look at it.. !!!
As per MSMED Act 2006, parameters to identify MSME are…
Manufacturing
Enterprises
(Investment in Plant &
machinery)
Service Enterprises
(Investment in
Equipment)
Micro Enterprises Less than 25 lakhs Micro Enterprises Less than 10 lakhs
Small Enterprises 25 lakhs to 5 crores Small Enterprises 10 lakhs to 2 crores
Medium Enterprises 5 to 10 crores Medium Enterprises 2 to 5 crores
Now you must have got where do you fall in..
Lets see what is your contribution to our economy

3. MSME: A HELPING HAND
your contribution towards economy…

4. MSME to Indian Economy
Most of us do not have a clear idea about these sector that is an enormous
contributors to the economy.. Lets have a look at their stand…
•Contribution to GDP
•Ancillary to large Industries
•Shiners from a large crowd
•Steps in international market
•Backbone of economy
Lets have a look how to get registered your business as MSME
Government has taken several steps to boost this sector, but 70% of them could not avail the benefits and that’s because
they are not registered as MSME

5. REGISTRATION OF MSME
Get registered and avail all schemes and benefits…

6. Registration of MSMEs
MSME registration is not statutory, but it is beneficial as it provides a range of benefits and other
support to the enterprises that are registered.
After registrations, any enterprise becomes qualified to reap the benefits offered under MSMES Act
So, if you want to get your business registered as MSME, you need to file your business with
Udhyor Aadhaar Memorandum (UAM) once your business has started operations, so that
using the UAM number you can access other services.
Earlier it was a two way process:
• EM – I = Registration before setup of unit
• EM – II = Registration after commencement of operations
But after amendments, the EM-I is abolished and EM-II has been replaced by UAM

7. Benefits from Central Government
• Easy sanction of bank loans
• Lower rates of interest
• Excise exemption scheme
• Exempt under Direct tax Laws and statutory support
• Reservations
Benefits from State Government
• Development of specialized industrial estate
• Tax subsidies
• Power tariff subsidies
• Capital investment subsidies and other support
Now, once you are registered, you can reap the benefits offered by different schemes by MSME ministries and other
government bodies

8. SCHEMES FOR MSME
Initiatives to enhance MSMEs …

9. MAKE IN INDIA
Recent initiatives by Government bodies are aimed towards encouraging entrepreneurs and
empowering MSMEs to overcome hurdles and flourish.
Initiatives such as Make in India, MUDRA, CGTMSE, etc introduced by the Government will
further encourage entrepreneurs and accelerate growth across sectors.
• Domestic manufacturing and thus set up of more units creating jobs opportunities
• More investments means access of finance in the sector
• Upgradation of technology
• Quicker ways of project clearance
Make in India is a campaign whose mission is to manufacture products in India and focuses on
helping and attracting companies to invest and put up their units of manufacturing in India.

10. • Security free financial aid up to 10 lakhs.
• Increase liquidity and access of funds
• To be repaid in suitable installments with suitable memorandum periods as per cash flow of the
business
MUDRA
Mudra Bank is Micro Units Development Refinance Agency which will act as a regulator of all ‘Micro-
Finance Institutions’.
• Loan up to 1 crore to start up/ existing business as Term Loan or Working Capital Loan
• Eligible to Manufacturing and Service sectors
• Collateral free loan
• Loans with less risk as the lender is supported by the scheme in case of default of borrower
CGTMSE
Ministry of MSMEs and SIDBI established a trust named CGTMSE (Credit Guarantee Fund Trust for Micro
and Small Enterprises). Its main objective is giving importance to project viability rather than financial capability.
MSMEs are still not able to push themselves forward to showcase their potential. There are still obstacles in their path...

11. MSME: KEY CONCERNS
Key hindrances faced…

12. Concerns to the sector
Whatever yardstick one uses, the importance of MSMEs cannot be overlooked. They are
showing the results much below their potential, mainly because they are unable to showcase
their strength.
• Easy Access to Finance
• Bank reluctance in offering loans/ credit
• Lack of access to new technology
• Poor Infrastructure
• Immense Competition
• Lack of Management Skill
• Challenge of identifying market
For benefits out of the schemes to reach to this sector, there should be
• Proper co-ordination implementation of the schemes
• Awareness to them

13. Address
502-602, Aniket, CG Road, Ahmedabad, India-380009
Phone Number
+95120-15794
Email Address
info@capitaworld.com
Website
https://www.capitaworld.com/