3. 3
GlobalATM forecast
2015 2016 2017 2018 2019 2020
3.2
3.4
3.6
3.8 3.9
4.1
Source: RBR, 2016
• Global ATM count forecast to reach 4m within 3 years despite the rise in
internet and mobile banking.
• It is the most widely used channel for banking transactions, but also the
most expensive self-service channel.
4. 4
From OS/2 to Windows
30 years ago
Message based ATMs, few
transactions available Windows-Based
Improved design but often still the
same services as 30 years ago!
5. 5
Challenges
Time to market
Customer experience
Niche competition
Marketing & sales
Loyalty
Generating revenue
Cross-sell & up-sell online
Reducing costs to service
Customer satisfaction
Enhancing security
New innovations
Siloed back office systems &
operations
8. 8
Standard product highlight features
• Instant product acceptance
• Instant account opening
• Person to person mobile payments
• Personalised domestic or international
transfers
• Card to card transfers
• Bill presentment and payment
• Prepaid cards recharge
• Electronic cheque purchase &
redemption
• Card-less ATM access
• Mobile top-up
• FX cash withdrawal
• Camera security
9. 9
Product benefits
• Instant product acceptance
• Greater personalisation, segmenting
and targeting
• Swift new product delivery
• Multi-channel fraud protection
• In-house screen design
• Increased customer product ratio
• EMV, 3DES , PCI compliant
• Multichannel integration and interconnectivity
• Cross-selling capabilities
• Proactive monitoring to optimise network
availability
• Acquisition of contact details, interests and leads
• Advanced functionalities
10. 10
Key figures
Banks already using
CR2’s ATM solution 110
Integrated back
office systems 65
Languages
deployed 65