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Andrew Fell, Harnessing the Customer Experience via New Technology
1. Click to edit Master title style 1
Honour the Human Spirit….
& Own Digital
Andy Fell
General Manager
St.George Retail Banking Australia
September 2014
@GreenDragonFell
2. St.George Retail Banking….since 1937
St.George Retail Banking
• 219 Branches
• 2,100,000 Customers
• 43% Customers Digitally Active
• 632 ATMs
Our Key Market Differentiators
Our Values
Western Australia
8 Branches
72k Customers
Queensland
37 Branches
263k Customers
New South Wales &
Australian Capital Territory
174 Branches
1.8m Customers
Helping people achieve their dreams
Bank SA
Bank of Melbourne
3. #EpicJourneyofTransformation
Helping people achieve their dreams
Start Making Headlines
Owning Sydney & Canberra - Fastest Growing Bank in QLD & WA - No.1 in NSW
First Truly Mobile Bank
Winning Edges
Simplicity – making it easier
MyBank
Home Loans
Always On
FreshStart
Raving Fan
Revolution
People & Culture
People Development - EDGE
Leadership & Talent Development
Fast, Agile and Quirky
Innovation
Mobility
Premises
SME
Thought
Must Dos
16. We want to lead the mobility revolution in banking
2.5 billion people
connected online
144 billion emails sent
every day
17% of global internet
traffic is now via mobile
2002: One million units
sold in one year
2012: Two million
units sold in one day
Why…
17. How we use our time
More time in waiting: Nine million Australians commute every
day and spend an average of 8 days commuting per year
6am 9am 11am 1pm 3pm 5pm 7pm 10pm
Mobile
Online
Online and mobile banking usage
Number
of logins
Top ranked ‘dead time’ mobile
activities
1. Accessing social
networks
2. Web searching / news
4. Mobile banking
3. Online video
5. Checking weather
18. Banking on digital…
350% increase in
customers mobile
banking since 2009
77% increase in number of
internet banking transactions
since 2009, now at 1.2m
transactions per day
350%
77%
10%
10% decrease in
in-branch transactions,
year on year
19. Who’s doing it best
Results achieved:
Online membership increased 300%
Weekly sales increased 30%
Two million App downloads in the first six
months
Launched ‘My Starbucks Idea’ website to
collaborate with customers and seek
feedback
Is one of the top-five most liked and
followed consumer brands in the world