SlideShare a Scribd company logo
1 of 28
Click to edit Master title style 1 
Honour the Human Spirit…. 
& Own Digital 
Andy Fell 
General Manager 
St.George Retail Banking Australia 
September 2014 
@GreenDragonFell
St.George Retail Banking….since 1937 
St.George Retail Banking 
• 219 Branches 
• 2,100,000 Customers 
• 43% Customers Digitally Active 
• 632 ATMs 
Our Key Market Differentiators 
Our Values 
Western Australia 
8 Branches 
72k Customers 
Queensland 
37 Branches 
263k Customers 
New South Wales & 
Australian Capital Territory 
174 Branches 
1.8m Customers 
Helping people achieve their dreams 
Bank SA 
Bank of Melbourne
#EpicJourneyofTransformation 
Helping people achieve their dreams 
Start Making Headlines 
Owning Sydney & Canberra - Fastest Growing Bank in QLD & WA - No.1 in NSW 
First Truly Mobile Bank 
Winning Edges 
Simplicity – making it easier 
MyBank 
Home Loans 
Always On 
FreshStart 
Raving Fan 
Revolution 
People & Culture 
People Development - EDGE 
Leadership & Talent Development 
Fast, Agile and Quirky 
Innovation 
Mobility 
Premises 
SME 
Thought 
Must Dos
Service Revolution: “We are people helping people”
We’ve started a Revolution!
Supporting people to adapt
Engaging with community
Engaging with community
We are People helping People….
119 FreshStart branches 
complete for SBG
Burwood, NSW
#Magic #WOW+1! 
Bondi Beach, NSW 
Darlinghurst NSW 
Darlinghurst NSW 
Brisbane, QLD: Automated Cash Branch 
Darlinghurst NSW
Dragon Lounge
We want to lead the mobility revolution in banking 
2.5 billion people 
connected online 
144 billion emails sent 
every day 
17% of global internet 
traffic is now via mobile 
2002: One million units 
sold in one year 
2012: Two million 
units sold in one day 
Why…
How we use our time 
More time in waiting: Nine million Australians commute every 
day and spend an average of 8 days commuting per year 
6am 9am 11am 1pm 3pm 5pm 7pm 10pm 
Mobile 
Online 
Online and mobile banking usage 
Number 
of logins 
Top ranked ‘dead time’ mobile 
activities 
1. Accessing social 
networks 
2. Web searching / news 
4. Mobile banking 
3. Online video 
5. Checking weather
Banking on digital… 
350% increase in 
customers mobile 
banking since 2009 
77% increase in number of 
internet banking transactions 
since 2009, now at 1.2m 
transactions per day 
350% 
77% 
10% 
10% decrease in 
in-branch transactions, 
year on year
Who’s doing it best 
Results achieved: 
 Online membership increased 300% 
 Weekly sales increased 30% 
 Two million App downloads in the first six 
months 
 Launched ‘My Starbucks Idea’ website to 
collaborate with customers and seek 
feedback 
 Is one of the top-five most liked and 
followed consumer brands in the world
Alison Smith 
has entered the branch
Who’s doing it best….
Banking on digital
Banking on digital
Banking on digital….. A World’s First
A new way of operating 
“Focused on Mobility” 
“Anywhere, anytime 
banking”
Helping to do more business 
Innovative learnings from Barclays … 
… supporting all of our 
customers to do more 
business. 
St.George Mobile PayWay
We’re leading the way in wearable technology 
Photo courtesy of afr.com
Andrew Fell, Harnessing the Customer Experience via New Technology

More Related Content

Similar to Andrew Fell, Harnessing the Customer Experience via New Technology

Procurement essentials 1 martin newman uk
Procurement essentials 1 martin newman ukProcurement essentials 1 martin newman uk
Procurement essentials 1 martin newman ukshelley_shellwill
 
Silvrr company profile malaysia
Silvrr company profile malaysiaSilvrr company profile malaysia
Silvrr company profile malaysiaJen Wai Lee
 
National Sales Leadership Conference 27th May 2015.
National Sales Leadership Conference 27th May 2015.National Sales Leadership Conference 27th May 2015.
National Sales Leadership Conference 27th May 2015.Syl Cotter
 
Digital Business Britain Manifesto - Penny Power
Digital Business Britain Manifesto - Penny PowerDigital Business Britain Manifesto - Penny Power
Digital Business Britain Manifesto - Penny PowerPenny Power
 
Finance @ Google Belgium ABN AMRO Jessica Niewierra def handouts 27 06-18pptx
Finance @ Google Belgium ABN AMRO Jessica Niewierra def handouts 27 06-18pptxFinance @ Google Belgium ABN AMRO Jessica Niewierra def handouts 27 06-18pptx
Finance @ Google Belgium ABN AMRO Jessica Niewierra def handouts 27 06-18pptxABN AMRO
 
Mobile Marketing in 2014
Mobile Marketing in 2014Mobile Marketing in 2014
Mobile Marketing in 2014Helen Keegan
 
BrightTALK Presentation Is Asia a lucrative market for the wealth management ...
BrightTALK Presentation Is Asia a lucrative market for the wealth management ...BrightTALK Presentation Is Asia a lucrative market for the wealth management ...
BrightTALK Presentation Is Asia a lucrative market for the wealth management ...Dominic Gamble
 
Introduction To Microcredit And Microfinance
Introduction To Microcredit And MicrofinanceIntroduction To Microcredit And Microfinance
Introduction To Microcredit And Microfinancepeter_nakamura
 
Leo Money - Hult Prize Idea
Leo Money - Hult Prize IdeaLeo Money - Hult Prize Idea
Leo Money - Hult Prize IdeaEstrella Spaans
 
Bank of America Case Study - Enterprise Architecture in Mobile Banking
Bank of America Case Study - Enterprise Architecture in Mobile BankingBank of America Case Study - Enterprise Architecture in Mobile Banking
Bank of America Case Study - Enterprise Architecture in Mobile BankingMichael Greene
 
Lesara Culture Code
Lesara Culture CodeLesara Culture Code
Lesara Culture CodeLesara
 
PropertyGuru - Lessons in Building a Leading Property Portal Group in Sth Eas...
PropertyGuru - Lessons in Building a Leading Property Portal Group in Sth Eas...PropertyGuru - Lessons in Building a Leading Property Portal Group in Sth Eas...
PropertyGuru - Lessons in Building a Leading Property Portal Group in Sth Eas...Property Portal Watch
 
Banking Innovation Forum 13042018 ABN AMRO
Banking Innovation Forum 13042018 ABN AMROBanking Innovation Forum 13042018 ABN AMRO
Banking Innovation Forum 13042018 ABN AMROABN AMRO
 
The EBI Network
The EBI NetworkThe EBI Network
The EBI NetworkRyan Lilly
 
CharityWorks Digital Learning Session
CharityWorks Digital Learning SessionCharityWorks Digital Learning Session
CharityWorks Digital Learning SessionJo Kerr
 
Spinglo- The Social Media as your Business - The Social Media that pays you
Spinglo- The Social Media as your Business - The Social Media that pays youSpinglo- The Social Media as your Business - The Social Media that pays you
Spinglo- The Social Media as your Business - The Social Media that pays youSpinglo/Synkronice UK
 
Mobile Money and Social Media in Africa.
Mobile Money and Social Media in Africa.Mobile Money and Social Media in Africa.
Mobile Money and Social Media in Africa.BSP Media Group
 
Revenue Sharing Social Media to users- Spinglo
Revenue Sharing Social Media to users- SpingloRevenue Sharing Social Media to users- Spinglo
Revenue Sharing Social Media to users- SpingloSpinglo/Synkronice UK
 

Similar to Andrew Fell, Harnessing the Customer Experience via New Technology (20)

Procurement essentials 1 martin newman uk
Procurement essentials 1 martin newman ukProcurement essentials 1 martin newman uk
Procurement essentials 1 martin newman uk
 
Silvrr company profile malaysia
Silvrr company profile malaysiaSilvrr company profile malaysia
Silvrr company profile malaysia
 
National Sales Leadership Conference 27th May 2015.
National Sales Leadership Conference 27th May 2015.National Sales Leadership Conference 27th May 2015.
National Sales Leadership Conference 27th May 2015.
 
Digital Business Britain Manifesto - Penny Power
Digital Business Britain Manifesto - Penny PowerDigital Business Britain Manifesto - Penny Power
Digital Business Britain Manifesto - Penny Power
 
The 10 most influential voices in banking
The 10 most influential voices in bankingThe 10 most influential voices in banking
The 10 most influential voices in banking
 
Finance @ Google Belgium ABN AMRO Jessica Niewierra def handouts 27 06-18pptx
Finance @ Google Belgium ABN AMRO Jessica Niewierra def handouts 27 06-18pptxFinance @ Google Belgium ABN AMRO Jessica Niewierra def handouts 27 06-18pptx
Finance @ Google Belgium ABN AMRO Jessica Niewierra def handouts 27 06-18pptx
 
USSTUDYTOURMASTER
USSTUDYTOURMASTERUSSTUDYTOURMASTER
USSTUDYTOURMASTER
 
Mobile Marketing in 2014
Mobile Marketing in 2014Mobile Marketing in 2014
Mobile Marketing in 2014
 
BrightTALK Presentation Is Asia a lucrative market for the wealth management ...
BrightTALK Presentation Is Asia a lucrative market for the wealth management ...BrightTALK Presentation Is Asia a lucrative market for the wealth management ...
BrightTALK Presentation Is Asia a lucrative market for the wealth management ...
 
Introduction To Microcredit And Microfinance
Introduction To Microcredit And MicrofinanceIntroduction To Microcredit And Microfinance
Introduction To Microcredit And Microfinance
 
Leo Money - Hult Prize Idea
Leo Money - Hult Prize IdeaLeo Money - Hult Prize Idea
Leo Money - Hult Prize Idea
 
Bank of America Case Study - Enterprise Architecture in Mobile Banking
Bank of America Case Study - Enterprise Architecture in Mobile BankingBank of America Case Study - Enterprise Architecture in Mobile Banking
Bank of America Case Study - Enterprise Architecture in Mobile Banking
 
Lesara Culture Code
Lesara Culture CodeLesara Culture Code
Lesara Culture Code
 
PropertyGuru - Lessons in Building a Leading Property Portal Group in Sth Eas...
PropertyGuru - Lessons in Building a Leading Property Portal Group in Sth Eas...PropertyGuru - Lessons in Building a Leading Property Portal Group in Sth Eas...
PropertyGuru - Lessons in Building a Leading Property Portal Group in Sth Eas...
 
Banking Innovation Forum 13042018 ABN AMRO
Banking Innovation Forum 13042018 ABN AMROBanking Innovation Forum 13042018 ABN AMRO
Banking Innovation Forum 13042018 ABN AMRO
 
The EBI Network
The EBI NetworkThe EBI Network
The EBI Network
 
CharityWorks Digital Learning Session
CharityWorks Digital Learning SessionCharityWorks Digital Learning Session
CharityWorks Digital Learning Session
 
Spinglo- The Social Media as your Business - The Social Media that pays you
Spinglo- The Social Media as your Business - The Social Media that pays youSpinglo- The Social Media as your Business - The Social Media that pays you
Spinglo- The Social Media as your Business - The Social Media that pays you
 
Mobile Money and Social Media in Africa.
Mobile Money and Social Media in Africa.Mobile Money and Social Media in Africa.
Mobile Money and Social Media in Africa.
 
Revenue Sharing Social Media to users- Spinglo
Revenue Sharing Social Media to users- SpingloRevenue Sharing Social Media to users- Spinglo
Revenue Sharing Social Media to users- Spinglo
 

More from Knowledge Group

Joint Presentation - Part 1: The Future Evolution of E-Banking & Cyber Securi...
Joint Presentation - Part 1: The Future Evolution of E-Banking & Cyber Securi...Joint Presentation - Part 1: The Future Evolution of E-Banking & Cyber Securi...
Joint Presentation - Part 1: The Future Evolution of E-Banking & Cyber Securi...Knowledge Group
 
Technology Risk Management Simulation - Mahesh
Technology Risk Management Simulation - Mahesh Technology Risk Management Simulation - Mahesh
Technology Risk Management Simulation - Mahesh Knowledge Group
 
National Strategies against Cyber Attacks - Philip Victor
National Strategies against Cyber Attacks - Philip VictorNational Strategies against Cyber Attacks - Philip Victor
National Strategies against Cyber Attacks - Philip VictorKnowledge Group
 
Managing & Securing the Online and Mobile banking - Chew Chee Seng
Managing & Securing the Online and Mobile banking - Chew Chee SengManaging & Securing the Online and Mobile banking - Chew Chee Seng
Managing & Securing the Online and Mobile banking - Chew Chee SengKnowledge Group
 
Cyber Security Transformation - A New Approach for 2015 & Beyond - Daryl Pereira
Cyber Security Transformation - A New Approach for 2015 & Beyond - Daryl PereiraCyber Security Transformation - A New Approach for 2015 & Beyond - Daryl Pereira
Cyber Security Transformation - A New Approach for 2015 & Beyond - Daryl PereiraKnowledge Group
 
Cyber Security Landscape and Systems Resiliency – Challenges & Priorities - T...
Cyber Security Landscape and Systems Resiliency – Challenges & Priorities - T...Cyber Security Landscape and Systems Resiliency – Challenges & Priorities - T...
Cyber Security Landscape and Systems Resiliency – Challenges & Priorities - T...Knowledge Group
 
Addressing Cyber Threats in The Banking Sector - Lt Col (R) Sazali Bin Sukardi
Addressing Cyber Threats in The Banking Sector - Lt Col (R) Sazali Bin SukardiAddressing Cyber Threats in The Banking Sector - Lt Col (R) Sazali Bin Sukardi
Addressing Cyber Threats in The Banking Sector - Lt Col (R) Sazali Bin SukardiKnowledge Group
 
Evaluating Cloud Computing Risk :Recounting PBB’s Journey into the Cloud - Ke...
Evaluating Cloud Computing Risk :Recounting PBB’s Journey into the Cloud - Ke...Evaluating Cloud Computing Risk :Recounting PBB’s Journey into the Cloud - Ke...
Evaluating Cloud Computing Risk :Recounting PBB’s Journey into the Cloud - Ke...Knowledge Group
 
Suresh - Mobile Banking (Corporate Banking Stream)
Suresh - Mobile Banking (Corporate Banking Stream) Suresh - Mobile Banking (Corporate Banking Stream)
Suresh - Mobile Banking (Corporate Banking Stream) Knowledge Group
 
Leonard - (Security & Risk Stream) Discovering Optimum Risk Solution for Banks
Leonard - (Security & Risk Stream)  Discovering Optimum Risk Solution for BanksLeonard - (Security & Risk Stream)  Discovering Optimum Risk Solution for Banks
Leonard - (Security & Risk Stream) Discovering Optimum Risk Solution for BanksKnowledge Group
 
Daryl Pereira(Compliance & Regulations Stream) Learning From The Expert – Mo...
Daryl Pereira(Compliance & Regulations Stream)  Learning From The Expert – Mo...Daryl Pereira(Compliance & Regulations Stream)  Learning From The Expert – Mo...
Daryl Pereira(Compliance & Regulations Stream) Learning From The Expert – Mo...Knowledge Group
 
Lisa Shipley (Fraud & AML Stream)- Extending the PCI Boundary to Reduce Fraud
Lisa Shipley (Fraud & AML Stream)- Extending the PCI Boundary to Reduce FraudLisa Shipley (Fraud & AML Stream)- Extending the PCI Boundary to Reduce Fraud
Lisa Shipley (Fraud & AML Stream)- Extending the PCI Boundary to Reduce FraudKnowledge Group
 
Harry Singh (Security & Risk Management Stream)- Managing Technology Risk in...
Harry Singh (Security & Risk Management Stream)-  Managing Technology Risk in...Harry Singh (Security & Risk Management Stream)-  Managing Technology Risk in...
Harry Singh (Security & Risk Management Stream)- Managing Technology Risk in...Knowledge Group
 
Steven Gan - Signifying The Need for Speed Banking
Steven Gan - Signifying The Need for Speed BankingSteven Gan - Signifying The Need for Speed Banking
Steven Gan - Signifying The Need for Speed BankingKnowledge Group
 
David Wortley - Gamification Is Not Funny!
David Wortley - Gamification Is Not Funny!David Wortley - Gamification Is Not Funny!
David Wortley - Gamification Is Not Funny!Knowledge Group
 
Aman Narain, Viva La Revolution -How Banking Should and Will be Disrupted an...
Aman Narain,  Viva La Revolution -How Banking Should and Will be Disrupted an...Aman Narain,  Viva La Revolution -How Banking Should and Will be Disrupted an...
Aman Narain, Viva La Revolution -How Banking Should and Will be Disrupted an...Knowledge Group
 

More from Knowledge Group (16)

Joint Presentation - Part 1: The Future Evolution of E-Banking & Cyber Securi...
Joint Presentation - Part 1: The Future Evolution of E-Banking & Cyber Securi...Joint Presentation - Part 1: The Future Evolution of E-Banking & Cyber Securi...
Joint Presentation - Part 1: The Future Evolution of E-Banking & Cyber Securi...
 
Technology Risk Management Simulation - Mahesh
Technology Risk Management Simulation - Mahesh Technology Risk Management Simulation - Mahesh
Technology Risk Management Simulation - Mahesh
 
National Strategies against Cyber Attacks - Philip Victor
National Strategies against Cyber Attacks - Philip VictorNational Strategies against Cyber Attacks - Philip Victor
National Strategies against Cyber Attacks - Philip Victor
 
Managing & Securing the Online and Mobile banking - Chew Chee Seng
Managing & Securing the Online and Mobile banking - Chew Chee SengManaging & Securing the Online and Mobile banking - Chew Chee Seng
Managing & Securing the Online and Mobile banking - Chew Chee Seng
 
Cyber Security Transformation - A New Approach for 2015 & Beyond - Daryl Pereira
Cyber Security Transformation - A New Approach for 2015 & Beyond - Daryl PereiraCyber Security Transformation - A New Approach for 2015 & Beyond - Daryl Pereira
Cyber Security Transformation - A New Approach for 2015 & Beyond - Daryl Pereira
 
Cyber Security Landscape and Systems Resiliency – Challenges & Priorities - T...
Cyber Security Landscape and Systems Resiliency – Challenges & Priorities - T...Cyber Security Landscape and Systems Resiliency – Challenges & Priorities - T...
Cyber Security Landscape and Systems Resiliency – Challenges & Priorities - T...
 
Addressing Cyber Threats in The Banking Sector - Lt Col (R) Sazali Bin Sukardi
Addressing Cyber Threats in The Banking Sector - Lt Col (R) Sazali Bin SukardiAddressing Cyber Threats in The Banking Sector - Lt Col (R) Sazali Bin Sukardi
Addressing Cyber Threats in The Banking Sector - Lt Col (R) Sazali Bin Sukardi
 
Evaluating Cloud Computing Risk :Recounting PBB’s Journey into the Cloud - Ke...
Evaluating Cloud Computing Risk :Recounting PBB’s Journey into the Cloud - Ke...Evaluating Cloud Computing Risk :Recounting PBB’s Journey into the Cloud - Ke...
Evaluating Cloud Computing Risk :Recounting PBB’s Journey into the Cloud - Ke...
 
Suresh - Mobile Banking (Corporate Banking Stream)
Suresh - Mobile Banking (Corporate Banking Stream) Suresh - Mobile Banking (Corporate Banking Stream)
Suresh - Mobile Banking (Corporate Banking Stream)
 
Leonard - (Security & Risk Stream) Discovering Optimum Risk Solution for Banks
Leonard - (Security & Risk Stream)  Discovering Optimum Risk Solution for BanksLeonard - (Security & Risk Stream)  Discovering Optimum Risk Solution for Banks
Leonard - (Security & Risk Stream) Discovering Optimum Risk Solution for Banks
 
Daryl Pereira(Compliance & Regulations Stream) Learning From The Expert – Mo...
Daryl Pereira(Compliance & Regulations Stream)  Learning From The Expert – Mo...Daryl Pereira(Compliance & Regulations Stream)  Learning From The Expert – Mo...
Daryl Pereira(Compliance & Regulations Stream) Learning From The Expert – Mo...
 
Lisa Shipley (Fraud & AML Stream)- Extending the PCI Boundary to Reduce Fraud
Lisa Shipley (Fraud & AML Stream)- Extending the PCI Boundary to Reduce FraudLisa Shipley (Fraud & AML Stream)- Extending the PCI Boundary to Reduce Fraud
Lisa Shipley (Fraud & AML Stream)- Extending the PCI Boundary to Reduce Fraud
 
Harry Singh (Security & Risk Management Stream)- Managing Technology Risk in...
Harry Singh (Security & Risk Management Stream)-  Managing Technology Risk in...Harry Singh (Security & Risk Management Stream)-  Managing Technology Risk in...
Harry Singh (Security & Risk Management Stream)- Managing Technology Risk in...
 
Steven Gan - Signifying The Need for Speed Banking
Steven Gan - Signifying The Need for Speed BankingSteven Gan - Signifying The Need for Speed Banking
Steven Gan - Signifying The Need for Speed Banking
 
David Wortley - Gamification Is Not Funny!
David Wortley - Gamification Is Not Funny!David Wortley - Gamification Is Not Funny!
David Wortley - Gamification Is Not Funny!
 
Aman Narain, Viva La Revolution -How Banking Should and Will be Disrupted an...
Aman Narain,  Viva La Revolution -How Banking Should and Will be Disrupted an...Aman Narain,  Viva La Revolution -How Banking Should and Will be Disrupted an...
Aman Narain, Viva La Revolution -How Banking Should and Will be Disrupted an...
 

Recently uploaded

The Vietnam Believer Newsletter_May 13th, 2024_ENVol. 007.pdf
The Vietnam Believer Newsletter_May 13th, 2024_ENVol. 007.pdfThe Vietnam Believer Newsletter_May 13th, 2024_ENVol. 007.pdf
The Vietnam Believer Newsletter_May 13th, 2024_ENVol. 007.pdfbelieveminhh
 
Pre Engineered Building Manufacturers Hyderabad.pptx
Pre Engineered  Building Manufacturers Hyderabad.pptxPre Engineered  Building Manufacturers Hyderabad.pptx
Pre Engineered Building Manufacturers Hyderabad.pptxRoofing Contractor
 
Horngren’s Cost Accounting A Managerial Emphasis, Canadian 9th edition soluti...
Horngren’s Cost Accounting A Managerial Emphasis, Canadian 9th edition soluti...Horngren’s Cost Accounting A Managerial Emphasis, Canadian 9th edition soluti...
Horngren’s Cost Accounting A Managerial Emphasis, Canadian 9th edition soluti...ssuserf63bd7
 
Abortion pills in Jeddah ! +27737758557, cytotec pill riyadh. Saudi Arabia" A...
Abortion pills in Jeddah ! +27737758557, cytotec pill riyadh. Saudi Arabia" A...Abortion pills in Jeddah ! +27737758557, cytotec pill riyadh. Saudi Arabia" A...
Abortion pills in Jeddah ! +27737758557, cytotec pill riyadh. Saudi Arabia" A...bleessingsbender
 
JIND CALL GIRL ❤ 8272964427❤ CALL GIRLS IN JIND ESCORTS SERVICE PROVIDE
JIND CALL GIRL ❤ 8272964427❤ CALL GIRLS IN JIND ESCORTS SERVICE PROVIDEJIND CALL GIRL ❤ 8272964427❤ CALL GIRLS IN JIND ESCORTS SERVICE PROVIDE
JIND CALL GIRL ❤ 8272964427❤ CALL GIRLS IN JIND ESCORTS SERVICE PROVIDEkajalroy875762
 
Shots fired Budget Presentation.pdf12312
Shots fired Budget Presentation.pdf12312Shots fired Budget Presentation.pdf12312
Shots fired Budget Presentation.pdf12312LR1709MUSIC
 
Jual obat aborsi Hongkong ( 085657271886 ) Cytote pil telat bulan penggugur k...
Jual obat aborsi Hongkong ( 085657271886 ) Cytote pil telat bulan penggugur k...Jual obat aborsi Hongkong ( 085657271886 ) Cytote pil telat bulan penggugur k...
Jual obat aborsi Hongkong ( 085657271886 ) Cytote pil telat bulan penggugur k...Klinik kandungan
 
How does a bike-share company navigate speedy success? - Cyclistic
How does a bike-share company navigate speedy success? - CyclisticHow does a bike-share company navigate speedy success? - Cyclistic
How does a bike-share company navigate speedy success? - CyclisticChristofer Vizcaino
 
Falcon Invoice Discounting: The best investment platform in india for investors
Falcon Invoice Discounting: The best investment platform in india for investorsFalcon Invoice Discounting: The best investment platform in india for investors
Falcon Invoice Discounting: The best investment platform in india for investorsFalcon Invoice Discounting
 
Putting the SPARK into Virtual Training.pptx
Putting the SPARK into Virtual Training.pptxPutting the SPARK into Virtual Training.pptx
Putting the SPARK into Virtual Training.pptxCynthia Clay
 
PHX May 2024 Corporate Presentation Final
PHX May 2024 Corporate Presentation FinalPHX May 2024 Corporate Presentation Final
PHX May 2024 Corporate Presentation FinalPanhandleOilandGas
 
2024 May - Clearbit Integration with Hubspot - Greenville HUG.pptx
2024 May - Clearbit Integration with Hubspot  - Greenville HUG.pptx2024 May - Clearbit Integration with Hubspot  - Greenville HUG.pptx
2024 May - Clearbit Integration with Hubspot - Greenville HUG.pptxBoundify
 
Goa Call Girls Just Call 👉📞90042XXXX7 Top Class Call Girl Service Available
Goa Call Girls Just Call 👉📞90042XXXX7 Top Class Call Girl Service AvailableGoa Call Girls Just Call 👉📞90042XXXX7 Top Class Call Girl Service Available
Goa Call Girls Just Call 👉📞90042XXXX7 Top Class Call Girl Service AvailableCall Girls Mumbai
 
A DAY IN THE LIFE OF A SALESPERSON .pptx
A DAY IN THE LIFE OF A SALESPERSON .pptxA DAY IN THE LIFE OF A SALESPERSON .pptx
A DAY IN THE LIFE OF A SALESPERSON .pptxseemajojo02
 
QSM Chap 10 Service Culture in Tourism and Hospitality Industry.pptx
QSM Chap 10 Service Culture in Tourism and Hospitality Industry.pptxQSM Chap 10 Service Culture in Tourism and Hospitality Industry.pptx
QSM Chap 10 Service Culture in Tourism and Hospitality Industry.pptxDitasDelaCruz
 
Getting Real with AI - Columbus DAW - May 2024 - Nick Woo from AlignAI
Getting Real with AI - Columbus DAW - May 2024 - Nick Woo from AlignAIGetting Real with AI - Columbus DAW - May 2024 - Nick Woo from AlignAI
Getting Real with AI - Columbus DAW - May 2024 - Nick Woo from AlignAITim Wilson
 
Asansol Call Girl Just Call♥️ 8084732287 ♥️Top Class Call Girl Service Available
Asansol Call Girl Just Call♥️ 8084732287 ♥️Top Class Call Girl Service AvailableAsansol Call Girl Just Call♥️ 8084732287 ♥️Top Class Call Girl Service Available
Asansol Call Girl Just Call♥️ 8084732287 ♥️Top Class Call Girl Service Availablepr788182
 
obat aborsi bandung wa 081336238223 jual obat aborsi cytotec asli di bandung9...
obat aborsi bandung wa 081336238223 jual obat aborsi cytotec asli di bandung9...obat aborsi bandung wa 081336238223 jual obat aborsi cytotec asli di bandung9...
obat aborsi bandung wa 081336238223 jual obat aborsi cytotec asli di bandung9...yulianti213969
 

Recently uploaded (20)

WheelTug Short Pitch Deck 2024 | Byond Insights
WheelTug Short Pitch Deck 2024 | Byond InsightsWheelTug Short Pitch Deck 2024 | Byond Insights
WheelTug Short Pitch Deck 2024 | Byond Insights
 
The Vietnam Believer Newsletter_May 13th, 2024_ENVol. 007.pdf
The Vietnam Believer Newsletter_May 13th, 2024_ENVol. 007.pdfThe Vietnam Believer Newsletter_May 13th, 2024_ENVol. 007.pdf
The Vietnam Believer Newsletter_May 13th, 2024_ENVol. 007.pdf
 
Home Furnishings Ecommerce Platform Short Pitch 2024
Home Furnishings Ecommerce Platform Short Pitch 2024Home Furnishings Ecommerce Platform Short Pitch 2024
Home Furnishings Ecommerce Platform Short Pitch 2024
 
Pre Engineered Building Manufacturers Hyderabad.pptx
Pre Engineered  Building Manufacturers Hyderabad.pptxPre Engineered  Building Manufacturers Hyderabad.pptx
Pre Engineered Building Manufacturers Hyderabad.pptx
 
Horngren’s Cost Accounting A Managerial Emphasis, Canadian 9th edition soluti...
Horngren’s Cost Accounting A Managerial Emphasis, Canadian 9th edition soluti...Horngren’s Cost Accounting A Managerial Emphasis, Canadian 9th edition soluti...
Horngren’s Cost Accounting A Managerial Emphasis, Canadian 9th edition soluti...
 
Abortion pills in Jeddah ! +27737758557, cytotec pill riyadh. Saudi Arabia" A...
Abortion pills in Jeddah ! +27737758557, cytotec pill riyadh. Saudi Arabia" A...Abortion pills in Jeddah ! +27737758557, cytotec pill riyadh. Saudi Arabia" A...
Abortion pills in Jeddah ! +27737758557, cytotec pill riyadh. Saudi Arabia" A...
 
JIND CALL GIRL ❤ 8272964427❤ CALL GIRLS IN JIND ESCORTS SERVICE PROVIDE
JIND CALL GIRL ❤ 8272964427❤ CALL GIRLS IN JIND ESCORTS SERVICE PROVIDEJIND CALL GIRL ❤ 8272964427❤ CALL GIRLS IN JIND ESCORTS SERVICE PROVIDE
JIND CALL GIRL ❤ 8272964427❤ CALL GIRLS IN JIND ESCORTS SERVICE PROVIDE
 
Shots fired Budget Presentation.pdf12312
Shots fired Budget Presentation.pdf12312Shots fired Budget Presentation.pdf12312
Shots fired Budget Presentation.pdf12312
 
Jual obat aborsi Hongkong ( 085657271886 ) Cytote pil telat bulan penggugur k...
Jual obat aborsi Hongkong ( 085657271886 ) Cytote pil telat bulan penggugur k...Jual obat aborsi Hongkong ( 085657271886 ) Cytote pil telat bulan penggugur k...
Jual obat aborsi Hongkong ( 085657271886 ) Cytote pil telat bulan penggugur k...
 
How does a bike-share company navigate speedy success? - Cyclistic
How does a bike-share company navigate speedy success? - CyclisticHow does a bike-share company navigate speedy success? - Cyclistic
How does a bike-share company navigate speedy success? - Cyclistic
 
Falcon Invoice Discounting: The best investment platform in india for investors
Falcon Invoice Discounting: The best investment platform in india for investorsFalcon Invoice Discounting: The best investment platform in india for investors
Falcon Invoice Discounting: The best investment platform in india for investors
 
Putting the SPARK into Virtual Training.pptx
Putting the SPARK into Virtual Training.pptxPutting the SPARK into Virtual Training.pptx
Putting the SPARK into Virtual Training.pptx
 
PHX May 2024 Corporate Presentation Final
PHX May 2024 Corporate Presentation FinalPHX May 2024 Corporate Presentation Final
PHX May 2024 Corporate Presentation Final
 
2024 May - Clearbit Integration with Hubspot - Greenville HUG.pptx
2024 May - Clearbit Integration with Hubspot  - Greenville HUG.pptx2024 May - Clearbit Integration with Hubspot  - Greenville HUG.pptx
2024 May - Clearbit Integration with Hubspot - Greenville HUG.pptx
 
Goa Call Girls Just Call 👉📞90042XXXX7 Top Class Call Girl Service Available
Goa Call Girls Just Call 👉📞90042XXXX7 Top Class Call Girl Service AvailableGoa Call Girls Just Call 👉📞90042XXXX7 Top Class Call Girl Service Available
Goa Call Girls Just Call 👉📞90042XXXX7 Top Class Call Girl Service Available
 
A DAY IN THE LIFE OF A SALESPERSON .pptx
A DAY IN THE LIFE OF A SALESPERSON .pptxA DAY IN THE LIFE OF A SALESPERSON .pptx
A DAY IN THE LIFE OF A SALESPERSON .pptx
 
QSM Chap 10 Service Culture in Tourism and Hospitality Industry.pptx
QSM Chap 10 Service Culture in Tourism and Hospitality Industry.pptxQSM Chap 10 Service Culture in Tourism and Hospitality Industry.pptx
QSM Chap 10 Service Culture in Tourism and Hospitality Industry.pptx
 
Getting Real with AI - Columbus DAW - May 2024 - Nick Woo from AlignAI
Getting Real with AI - Columbus DAW - May 2024 - Nick Woo from AlignAIGetting Real with AI - Columbus DAW - May 2024 - Nick Woo from AlignAI
Getting Real with AI - Columbus DAW - May 2024 - Nick Woo from AlignAI
 
Asansol Call Girl Just Call♥️ 8084732287 ♥️Top Class Call Girl Service Available
Asansol Call Girl Just Call♥️ 8084732287 ♥️Top Class Call Girl Service AvailableAsansol Call Girl Just Call♥️ 8084732287 ♥️Top Class Call Girl Service Available
Asansol Call Girl Just Call♥️ 8084732287 ♥️Top Class Call Girl Service Available
 
obat aborsi bandung wa 081336238223 jual obat aborsi cytotec asli di bandung9...
obat aborsi bandung wa 081336238223 jual obat aborsi cytotec asli di bandung9...obat aborsi bandung wa 081336238223 jual obat aborsi cytotec asli di bandung9...
obat aborsi bandung wa 081336238223 jual obat aborsi cytotec asli di bandung9...
 

Andrew Fell, Harnessing the Customer Experience via New Technology

  • 1. Click to edit Master title style 1 Honour the Human Spirit…. & Own Digital Andy Fell General Manager St.George Retail Banking Australia September 2014 @GreenDragonFell
  • 2. St.George Retail Banking….since 1937 St.George Retail Banking • 219 Branches • 2,100,000 Customers • 43% Customers Digitally Active • 632 ATMs Our Key Market Differentiators Our Values Western Australia 8 Branches 72k Customers Queensland 37 Branches 263k Customers New South Wales & Australian Capital Territory 174 Branches 1.8m Customers Helping people achieve their dreams Bank SA Bank of Melbourne
  • 3. #EpicJourneyofTransformation Helping people achieve their dreams Start Making Headlines Owning Sydney & Canberra - Fastest Growing Bank in QLD & WA - No.1 in NSW First Truly Mobile Bank Winning Edges Simplicity – making it easier MyBank Home Loans Always On FreshStart Raving Fan Revolution People & Culture People Development - EDGE Leadership & Talent Development Fast, Agile and Quirky Innovation Mobility Premises SME Thought Must Dos
  • 4.
  • 5. Service Revolution: “We are people helping people”
  • 6. We’ve started a Revolution!
  • 10. We are People helping People….
  • 11.
  • 12. 119 FreshStart branches complete for SBG
  • 14. #Magic #WOW+1! Bondi Beach, NSW Darlinghurst NSW Darlinghurst NSW Brisbane, QLD: Automated Cash Branch Darlinghurst NSW
  • 16. We want to lead the mobility revolution in banking 2.5 billion people connected online 144 billion emails sent every day 17% of global internet traffic is now via mobile 2002: One million units sold in one year 2012: Two million units sold in one day Why…
  • 17. How we use our time More time in waiting: Nine million Australians commute every day and spend an average of 8 days commuting per year 6am 9am 11am 1pm 3pm 5pm 7pm 10pm Mobile Online Online and mobile banking usage Number of logins Top ranked ‘dead time’ mobile activities 1. Accessing social networks 2. Web searching / news 4. Mobile banking 3. Online video 5. Checking weather
  • 18. Banking on digital… 350% increase in customers mobile banking since 2009 77% increase in number of internet banking transactions since 2009, now at 1.2m transactions per day 350% 77% 10% 10% decrease in in-branch transactions, year on year
  • 19. Who’s doing it best Results achieved:  Online membership increased 300%  Weekly sales increased 30%  Two million App downloads in the first six months  Launched ‘My Starbucks Idea’ website to collaborate with customers and seek feedback  Is one of the top-five most liked and followed consumer brands in the world
  • 20. Alison Smith has entered the branch
  • 21. Who’s doing it best….
  • 24. Banking on digital….. A World’s First
  • 25. A new way of operating “Focused on Mobility” “Anywhere, anytime banking”
  • 26. Helping to do more business Innovative learnings from Barclays … … supporting all of our customers to do more business. St.George Mobile PayWay
  • 27. We’re leading the way in wearable technology Photo courtesy of afr.com