1. Personal Finance
• Responsible Savings –
Learn Early
Have a parent or guardian
take you to a bank to open
a savings account.

2. Personal Finance
It’s very important to
keep a transaction
register. Transaction
registers keep detailed
information of the
balances and
transactions in your
account. For example
you open an account
with $300 then deposit
$25 twice monthly (see
example at the top right).
Another example of a
transaction register
(bottom right).
Date Descrip
tion
Dep Wd $300
1/15/14 Deposit $25 $325
1/30/14 Deposit $25 $350
2/15/14 Deposit $25 $375

3. Personal Finance
As one learns responsible
savings they can achieve life
goals such as affording their
first car or paying for college.
Next may be paying for a
wedding , purchasing a
home, or starting a family.
Last and certainly not least is
financing their retirement.
There are several different
financial paths that will be
followed throughout one’s
life gaining knowledge and
making responsible financial
choices will lead to the
greatest success!