This document outlines the confidentiality terms and use of an informational presentation by Equities First Holdings (Australia) Pty Ltd. It states that the presentation content is proprietary and intended for professional investors in the UK and EU. The document also provides contact information for Equities First Holdings' Australian headquarters for any questions.

3. Confidentiality Disclaimer & Terms of Use
This informational presentation was created by Equities First Holdings (Australia) Pty Ltd (AFSL No.: 387079), a wholly owned
subsidiary of Equities First Holdings, LLC (EFH). Its contents are confidential and intended for use only by the intended recipient.
By accessing this presentation, you represent and warrant that you (a) are not under the age of 18; (b) are not a direct competitor of
Equities First Holdings; (c) have full power and authority to enter into this Agreement and in doing so will not violate any other
agreement to which you are a party; and (d) understand that this presentation in no way constitutes any business offer, stated or
implied. Content included in this presentation is intended solely for Professional Investors in the United Kingdom and European Union
nations, and may not be appropriate or functional for use outside those jurisdictions.
This presentation and all content included in this presentation, including the logo, articles, information, documentation, other text and
graphics (collectively, the "Presentation Content") is the intellectual property of Equities First Holdings, LLC and/or its affiliates or third
party licensors. The Presentation Content available in this presentation are protected by U.S. and international trademark, trade dress,
copyright, and patent laws. The posting of information, documentation, and other content does not constitute a waiver of any of
Equities First Holdings’ affiliates, and/or a third party licensor's proprietary rights in such content. You agree not to delete any
copyright or similar notice from any information, documentation, and other content you obtain from this presentation. You may view,
print, copy, and download portions of the Presentation Content solely in connection with your use of the Presentation, and solely for
your own individual, internal, non-commercial use or records. You may not sell, republish, frame in another presentation, or use on
another media, any of the information, documentation, and other content, or any portion thereof, posted in or on this Presentation
without the prior written consent of Equities First Holdings. Equities First Holdings and its affiliates reserve the right to revoke this
authorization at any time.
"Equities First Holdings," the Equities First Holdings logo, and other names of Equities First Holdings’ products, and services referenced
herein are trademarks or registered trademarks of Equities First Holdings, LLC or one of its affiliated companies. All other products,
services, and company names mentioned herein are the trademarks of their respective owners.
Questions regarding this presentation or its content can be directed to the Equities First Holdings’ Australian Headquarters:
Equities First Holdings (Australia) Pty Ltd
33.01 Chifley Tower
2 Chifley Square
Sydney NSW 2000
auinfo@equitiesfirst. com

4. About Us

5. Equities First Holdings is a global leader in alternative financing solutions, committed to empowering our clients and helping them swiftly meet their personal and professional
goals by supplying capital against publicly traded securities. Since our inception in 2002, we have delivered more than $1 billion to clients through our secure, transparent,
funding process, and with a perfect track record of not only delivering funds on time, but also returning collateral upon repayment, Equities First Holdings truly offers a
higher level of lending.
$1 billion+
FUNDS DELIVERED TO CLIENTS
650 +
TRANSACTIONS EXECUTED
100 %
ON-TIME FUNDING AND COLLATERAL
RETURN

6. Where we are

7. Equities First Holdings can accept shares on most major exchanges around the world to
collateralise a transaction. To meet demand, we operates 8 offices around the globe.
This flexibility enables us to work with clients closely, to ensure our services truly meet
their needs.
• Sydney • Geneva • London • Bangkok
• Perth • Singapore • Hong Kong • Indianapolis

8. Our Partners

9. We understand security is extremely important to our clients, and it is something we take very seriously. Equities First Holdings partners with leading global law firms and
financial institutions to ensure all transactions are executed and managed properly. Equities First Holdings holds an Australian Financial Services License (ASFL:
387079), so our clients can be assured they will receive the institutional support that is expected with financing transactions.
O’Melveny & Myers
Morgan, Lewis & Bockius
IceMiller
LEGAL COUNSEL
Bank of New York Mellon
Deutsche Bank
HSBC (Australia)
CUSTODIAN ACCOUNTS
Credit Suisse
Bank of New York Mellon
Bloomberg Tradebook
KEY TRADING PARTNERS

10. The EFH Advantage

11. Along with our straightforward process, Equities First Holdings proudly offers clients extremely competitive financing terms as well as full retention of all market appreciation
upon transaction maturity.
up to
75%
LOAN-TO-VALUE RATIOS
3-4%
FIXED INTEREST RATE
100 %
MARKET APPRECIATION RETENTION

12. In our continuous pursuit to deliver value to our clients, Equities First Holdings offers financing transactions that are non purpose, so funds can be used for any reason –
personal or professional. And, with our non-recourse function, the only exposure a client has to EFH is the collateral transferred. Understanding market neutrality is of the
utmost importance, EFH employs trading strategies that are market-neutral. We do not engage in short selling nor do we lend collateral to short sellers.
non-purpose
USE YOUR MONEY HOW YOU SEE FIT
non-recourse
CLIENTS ONLY PERSONAL LIABILITY IS
COLLATERAL TRANSFERRED
non-toxic
TRANSACTIONS ARE DESIGNED TO BE
MARKET NEUTRAL

13. Finding capital can be difficult. At Equities First Holdings, our goal is make it easy for our clients to secure the financing they need to meet their goals. Our efficient process
makes it possible for clients to quickly access capital, and unlike other financing institutions, our straightforward process is easy to navigate and offers comfort through its
transparency. All of this, paired with the security of a partner with more than a decade of transactional expertise and success gives clients the assurance they are enjoying a
higher level of lending.
efficient
INITIAL TERMS DELIVERED IN 24 HOURS
FUNDING FROM FIRST CONTACT IN 7 DAYS
transparent
NO RED TAPE
WHAT YOU SEE IS WHAT YOU GET
secure
A TRUSTED PARTNER THAT DELIVERS
TIME AND TIME AGAIN

14. How it works

15. The Equities First Holdings process is incredibly transparent and straightforward. We have a streamlined due diligence process that enables us to appropriately evaluate a client’s collateral
and efficiently deliver funding. Unlike other financing vehicles, there is no unnecessary red tape to cut through or arbitrary processing to endure. Our clients enjoy the confidence of a
partner with more than a decade of alternative lending experience, and from first contact to final funding – the entire process can be completed in as few as 7 business
days.
1 CONTACT US The first step in the EFH transaction process is to contact us with details regarding your proposed collateral and the amount of funding you require.
2 VALUATION PROCESS Once it is determined an EFH solution is right for you, we will determine the loan terms and calculate a loan-to-value ratio and a fixed interest rate.
3 AGREEMENT & TRANSFER If all terms are agreeable, sign the EFH agreement and transfer the agreed upon collateral to an EFH custodian account.
4
FUNDING EFH funds transactions using a delivery-versus-payment method, which means collateral and loan proceeds are transferred into holding accounts
simultaneously. EFH funds all transactions via our own capital – we never sell a clients collateral to fund the transaction.
5 COLLATERAL RETURN Throughout the lifecycle of the financing term, interest-only payments are made. At the conclusion of the financing period, the respective
collateral is returned in full, upon repayment of the principal funding.

16. Contact us

17. Andrew Stevens
Director
Equities First Holdings (Australia) Pty Ltd
Level 24, Allendale Square
77 St Georges Terrace, Perth, WA 6000
p: +61 08 6141 3222
m: +61 432 466 686
e: astevens@equitiesfirst.com
find us online at equitiesfirst.com