Aliat provides HR, payroll, benefits, and compliance services for small to mid-sized businesses to help them focus on their core business instead of administrative tasks. They offer various plan levels including basic payroll and HR, compliance, advanced options, and premier benefits. Their goal is to save businesses time and money while providing world-class healthcare coverage and reducing risks.
2. To help small to mid-sized businesses
compete with larger businesses by allowing
them to focus on their core business instead
of HR-related functions. We lower
operational costs, boost efficiency, and
provide affordable, world class healthcare.
Our Mission
3. Your very own “back office” HR Department
that manages the non-revenue producing
administrative functions (such as payroll, HR
and benefits) of your company, and allows you
to focus on growing your business’ bottom line.
By joining Aliat, your team gets access to great
health insurance at affordable rates, and you can
count on us to streamline your back office, stay
compliant with employee regulations and keep
your business protected.
Who is Aliat?
4. Your Small Business Ally
Payroll? HR? Compliance? Benefits? You didn’t start your small business to be
an administrative expert and do mountains of paperwork. Aliat gives you the
back-end strength of a big business, so you can do more of what you love.
5. Why Small Business?
There are 28 million small businesses that don’t have
access to the benefits that typical large enterprises enjoy,
making it much harder for them to succeed and thrive.
6. Organizational Drag
Small & Mid-Sized Business
Owners spend up to 32% of their
workday handling tedious , non-
value-added administrative
busywork such as payroll, taxes,
benefits, compliance, workers’
compensation and other HR
administration tasks.
Problem 1: Time
32%
Busywork
12%
Core business
10%
Managing down
7%
Managing
Up
1%
Training &
Development
38%
Managing across
-Harvard Business Review
7. Medical Cost Inflation
Increasing employee benefits costs
Technology / data risks
Legal liability / lawsuits
Attracting & retaining talent / skilled staff
Broad economic uncertainty
Understanding / complying with laws / regulations
Cash flow risks / capital access
Top Cost Concerns for Small to Mid-sized businesses
Problem 2: Money
-Travelers
8. Employee health benefits are the second largest
operating cost for many companies… and growing!
5% of the working
population
accounts for 50%
of healthcare costs
$3 TRILLION BENEFITS MARKET
To deal with these
rising costs, 34% of
small businesses
report holding off on
hiring a new employee
while 12% report they
had to lay off an
employee.
-PwC
9. HEALTHCARE COLLATERAL DAMAGE
$1 M less saved for retirement by average
baby boomer family due to 20+ year
wage stagnation / decline.
-Time
70% of American households have less than
1K in savings.
-Forbes
Average premiums for a family plan have
increased 31% in inflation-adjusted terms
since 2006, to $18,000 a year in 2016.
-Kaiser Family Foundation
The high cost of health care is the primary
reason wages have been suppressed for the
middle class.
-Rand Study
Only 29% small businesses offer their
employees health insurance due to
affordability.
-Gallup
15% of small business owners have curtailed
hiring in the past two years, 16% have
reduced benefits in other areas, and 19%
have cut back on capital or non-capital
investment.
-Gallup
10. THE SYSTEM IS BROKEN
Small businesses are one of its biggest casualties.
Healthcare spending continues to outpace the economy,
with the medical cost trend hovering between 6 and 7%
for several years now. Despite efforts over the years,
employers continue to struggle with escalating
healthcare costs and chronic employee conditions.
Even the "new normal" is not sustainable.
11. Benefits, payroll, HR & compliance support combined with a new
healthcare marketplace that keeps your healthcare costs under control.
Our Strategy
Provide a world class customer service team – backed with our HR, payroll,
benefits and compliance software in one integrated platform.
Provide the best and most affordable healthcare coverage to small to mid-
sized businesses.
Implement health management strategies that have proven effective in
engaging employees and containing cost.
We save you time, money and give you peace of mind.
We reduce your business risks.
We believe successful partnerships are built on transparency. That means
one simple price - no hidden fees, no marked-up costs and no fine print.
13. A PEO with the Best Value of Healthcare
Spend 30% less
on administrative
costs
Reduce HR labor
costs by 29%
Spend 50% less
than using
multiple vendors
See 20%
performance
increase from
employees
Have 25%
more time to
focus on core
business
With our guarantee of the best healthcare plan and quality of service among
our competitors, your business can attract and retain your industry’s top talent.
On average, SMBs also:
14. Administrative Plans & Pricing
Core
Basic Payroll
Basic HR
Compliance
Retirement Plans
HSA options
Access to medical,
dental and vision plans
Flex
Core +
Advanced or Basic
Payroll
Advanced or Basic HR &
Compliance
Voluntary Benefits
Accident
Critical illness
Hospital confinement
Pet insurance
Disability
STD & LTD options
Plus
Flex +
Advanced Payroll
Advanced HR
Compliance Plus
Life Insurance
A 10k life policy is included for
all employees, with employee
buy up options or a group term
life policy
Cafeteria Plan
Flexible Spending
Accounts
Qualified Medical Expenses
Elder & child dependent care
Commuter benefits: Mass
transit & parking
Health Pro
Teladoc:
24/7/365 doctor access
Employee Assistance
Program
Incentivized Health
Program: Life in Motion
Wellness Webinars
Hands-On Health & Wellness
coaching
Weekly employee
engagement tips
Wellness academy access
Wellness prizes / incentives
Online Gamefield Wellness
Platform for your whole
company
All-In
Plus+
Advanced Payroll
Advanced HR
Compliance
Premiere Cigna Benefits &
Freedom to Fly Rate
Guarantee
Health Pro
15. Plan Details
BASIC PAYROLL
*Cloud Based Best-in-Class
Payroll Software
*Dedicated Payroll Specialist
for questions and support
*Cloud Based Employee
Hiring and Onboarding
Software
*Direct Deposit
*Employee Self Service
Portal
*Cloud Based Payroll
*Processing Portal
*Wage garnishments
*Unemployment
Management
*On Demand Reports
*Vacation Tracking and
Leave Requests
BASIC HR
*Handbook Creation and
Review
*HR Compliance
Notifications & Updates
*Cloud Based HR Law and
Policy Library
*Dedicated HR specialist for
questions and support
*An HR Pro to advise you on
tough employment issues
*Direct email and phone
numbers to our team of HR
Pros
*Document Center
*Monthly HR newsletters to
keep you up to date
*HRIS Platform
*Law Change Notifications
COMPLIANCE
*Workers' Comp
*COBRA Admin
*Employment Practices
Liability Insurance
*Cloud Based W2 and i9
verifications
*Risk Management
*Tax Payments
*Payroll Related Tax Filings
*Detailed Reporting
*ACA, HIPPA, and ERISA
Compliant
ADVANCED PAYROLL
*Time Tracking Software and
web based time clock
*Dedicated Account
Manager for questions and
support
*Prepaid Debit Card Options
*Payroll Pro for questions
and support
*Custom reporting options
*Time Sheet Importing
Options
*Customizable payroll setup
to fit your business's needs
ADVANCED HR
*24/7 On Demand Access to
HR Pros
*Unlimited HR consulting
from our HR Pro
*Recruiting Software
*Unlimited National
Background Checks
*HR policy, form and
template creation and
review
*Harassment trainings
*Customized Company
Culture Handbook
*Hiring help: job description
creation, offer letter
templates, interview
question creation, and
unlimited consultations
*HR Law Compliance Audits
and Improvement Consults
to ensure your business is
covered
16. +
Benefit Elections
Medical
Cigna Medical
Client-Sponsored Medical
Dental
Vision
Supplemental
Voluntary
Group Term Life
401K
STD/LTD
FSA
Accident
Critical illness
Hospital confinement
Pet insuranceFreedom to Fly Healthcare Rate
Guarantee for all Cigna Clients!
