This paper reviews research on hypothermia and the mammalian diving reflex and their role in human survival of cold-water immersion incidents. It finds that hypothermia, through reduced metabolic rate and oxygen consumption, and the diving reflex, through bradycardia and reduced blood flow, both enhance oxygen supply to vital organs. Studies suggest that survival depends on both mechanisms, as neither alone provides adequate protection during hypoxia. However, the relationship between the two processes and the effect of victim age require more research to improve rescue and medical response.