This paper makes an attempt to find out the various types of training programmes offered by the Government Self help groups and Private self help groups and at the same time the level of awareness and the importance of training programmes on its members. Employability is the most imperative factor in every human’s life, it is the way to earn income and to run livelihood. But due to rapid growth of population in the country, or in state it is becoming difficult for the Government to provide employment opportunities to the young youth’s living in the village, state or in district. Government is trying to motivate the youth to start up new ventures and to be self employed which would create employment opportunities further. Government of India as well as Maharashtra is trying to motivate women, youth and other individuals to start up new ventures, to create their own self employment .

1. http://www.iaeme.com/IJM/index.asp 27 editor@iaeme.com
International Journal of Management (IJM)
Volume 7, Issue 3, March-April 2016, pp. 27-33, Article ID: IJM_07_03_004
Available online at
http://www.iaeme.com/IJM/issues.asp?JType=IJM&VType=7&IType=3
Journal Impact Factor (2016): 8.1920 (Calculated by GISI) www.jifactor.com
ISSN Print: 0976-6502 and ISSN Online: 0976-6510
© IAEME Publication
A STUDY ON IMPORTANCE OF TRAINING
PROGRAMMES AND ITS IMPACT ON SHG
MEMBERS WITH SPECIAL REFERENCE
TO PUNE CITY
Porinita Banerjee
Assistant Professor, AKI’s PIMSE, Pune-India
Dr Shivaji N.Borhade
Faculty Incharge & Head, Department of Commerce Co-ordinator,
Ph. D Programme Yashwantrao Mohite College of Arts Sciences and Commerce,
Pune, India
ABSTRACT
This paper makes an attempt to find out the various types of training
programmes offered by the Government Self help groups and Private self help
groups and at the same time the level of awareness and the importance of
training programmes on its members. Employability is the most imperative
factor in every human’s life, it is the way to earn income and to run livelihood.
But due to rapid growth of population in the country, or in state it is becoming
difficult for the Government to provide employment opportunities to the young
youth’s living in the village, state or in district. Government is trying to
motivate the youth to start up new ventures and to be self employed which
would create employment opportunities further. Government of India as well
as Maharashtra is trying to motivate women, youth and other individuals to
start up new ventures, to create their own self employment .Thus, Self help
groups’ are the part and process of the said programme. To provide solution
to the unemployment by providing various types of training to its members
Key words: Self Help Group, Employment, Training.
Cite this Article: Porinita Banerjee and Dr Shivaji N.Borhade, A Study on
Importance of Training Programmes and Its Impact on SHG Members with
Special Reference to Pune City. International Journal of Management, 7(3),
2016, pp. 27-33.
http://www.iaeme.com/IJM/issues.asp?JType=IJM&VType=7&IType=3

2. Porinita Banerjee and Dr Shivaji N.Borhade
http://www.iaeme.com/IJM/index.asp 28 editor@iaeme.com
INTRODUCTION
Poverty and unemployment are the major problems of any under developed country,
to which India is no exception. Poverty is the root cause of various issues and
challenges before the Indian economy. The poor and women have to struggle in
having access to credit. The perceptible gap in financing genuine credit needs of the
poor especially women in the rural sector gave birth to the idea of organizing Self-
Help Groups (SHGs). ”. This initiative has been taken to eradicate poverty, empower
women, access to credit facility and also to provide employment to the rural women
which will all together improve the economic condition of the women in India. In
India it came with the establishment of SEWA (Self Employment Women
Association) in 1974 in Gujarat. The concept of micro- finance owes its origin to the
birth of Grameen Bank in Bangladesh. The micro –finance programme has been
implemented through participating commercial banks, regional banks and cooperative
banks. NANARD also provides financial assistance to the NGOs involved in micro
finance lending. Though there is no subsidy to the borrowers by lending institution
nut NABARD provides 100% refinance facility. In India National Bank for
Agriculture and Rural Developmen t(NABARD) was initiated in 1986-87. But the
actual effort was taken with the implementation of SHG Bank Linkage Programme in
1991-92 with the Banks.
Micro Finance: A Micro finance institution is an organization that provides
microfinance services, ranging from small non scaled organization bank, financial
NGO, or credit cooperative that provides financial services to the poor. According to
MUHAMMED YUNUS, (Founder of Grameen Bank & Nobel Prize winner) “
Poverty is not created by the poor, it is created by the structure of society and the
policies pursued by society.
Self Help Group: A Self Help Group ( SHG) is registered group of autonomous,
nonpolitical micro entrepreneurs having homogenous social and economical
background voluntarily coming together to save a small amount on regular basis ,
which is deposited in a common fund to meet members’ future contingencies and to
provide collateral free loans decided by the group members. These Groups are
recognized as a useful tool to help the poor and an alternative mechanism to meet the
urgent credit needs of poor group members through saving habit. The group members
use collective wisdom and peer pressure to ensure proper end- use of credit and timely
repayment thereof. It also enhances the equality of status of women as participants
decision-makers and beneficiaries in the democratic, economic, social and cultural
spheres of life. The basic principles of the Self Help Groups are group approach,
mutual trust, organization of small and manageable groups, group cohesiveness, sprit
of thrift, demand based lending, collateral free, women friendly loan, peer group
pressure in repayment, skill training capacity building and empowerment.
Self Help Group Members’ Training: The main objective of the training is to bring
out the hidden talents and the capacity of all the SHG members through systematic
modular training. Various kinds of training programmes are offered to the members to
make them employable and self independent. The cost of the training differs from one
another and trainee members need to pay the specific cost associated to the training
programmes irrespective of the size of Self Help Group. The training commences
immediately after group formation.

3. A Study on Importance of Training Programmes and Its Impact on SHG Members with
Special Reference to Pune City
http://www.iaeme.com/IJM/index.asp 29 editor@iaeme.com
OBJECTIVES
 To identify the various training programs offered by the SHGs to its members.
 To analyze the views on level of awareness and importance of training programmes
among SHG Members.
RESEARCH METHODOLOGY
 Scope of the Study: The scope of the study was defined at two levels i.e Service
level and Geographical level.
 Service Scope: The study was carried out for Self Help Group Members only.
 Geographical scope: The geographical scope of the study was restricted to Pune city
located in Maharashtra State.
 Research Design: The present study is an empirical study based on survey method.
First hand data were collected from the field through interview schedule and
observation method.
 Sampling Unit: The sampling unit for the study comprised of the SHG members and
beneficiaries in Pune City.
 Sample Size & Period of the Study: For the research study the researcher has
divided the entire population in terms of non overlapping and mutually exclusive four
geographical strata of Pune city with the help of map, viz Eastern zone, Western
Zone, South Zone and North Zone. Based on the research plan 200 questionnaires
were distributed amongst the Government SHG members and Private SHG members,
but 155 respondents have filled the questionnaire properly and been selected for this
study by using Disproportion stratified random sampling technique. Out of 155
respondents 80 are from Government SHGs and 75 are from Private SHGs. The data
used for this study were collected from August –January 2016.
 Tools used for analysis: The researcher has applied the following tools in the present
study. They are (a) percentage analysis, (b) chi-square analysis
FORMULATION OF HYPOTHESIS
After analyzing the various factors relating to the study and the variables taken up for
the study, I formulated the following Hypothesis.
Ho: There is no significant association between the respondent’s level of awareness
and importance of training programmes offered by various SHGs.
H1: There is a significant association between the respondent’s level of awareness
and importance of training programmes offered by SHGs.
REVIEW OF LITERATURE:
The researcher has collected the literature pertaining to the present study through
various reports and other published sources. They have highlighted various aspects of
Self Help Groups’ performance. And impact of training programmes on its members.
Hence, the researcher has taken following types of review to justify the problem
selected for research.
 Deogratias B. Aikaruwa, Gerald A. Sumari, Grace N. Maleko has published a paper
on “Social Functionality of Self Help Groups in Tanzania” Journal of Business
Administration and Education ISSN 2201-2958 Volume 5, Number 2, 2014, 99-136,
has stated in the study that SHGs are institutions that suit the life situations of many
people who are generally poor and are vulnerable to different socio – economic
difficulties that are common amongst themselves. It offers various services to their

4. Porinita Banerjee and Dr Shivaji N.Borhade
http://www.iaeme.com/IJM/index.asp 30 editor@iaeme.com
members including support to individual economic activities in terms of financial
assistance, imparting knowledge and technical skills; assist individual investments
both in financial and human capital; help in asset creation thus improving the living
standards of the members and create social networks and thus building social capital
amongst the members.
 Dr. Devaki Kutty has published a paper on “Redesigning women self help group
training program for self employment” Tactful Management Research Journal ”
ISSN: 2319-7943. She concludes in her study that the SHG membership enables the
poor to be bankable and meaningful inclusion would make them self reliant.
Synthesizing SHG program with skillfully designed training program can bequeath
entrepreneurial qualities as well.
 Prof.V.V.Bidnur has published a paper on “Role of self help group in women's life
with reference to Sangli Miraj and Kupwad Corporation area” In this paper the author
states that SHG movement in India has been working in the right direction and it is a
great yardstick to empower more and more women in social, cultural, economic,
political and legal matters, for the interest of the family in particular and the nation in
general.
 Deshmukh-Randive (2004) has studied the impact of SHG in Andhra Pradesh.
The study reveals that the SHG members after joining the group has been benefitted
innumerably ,there is a great change in their economic activity, their savings, income,
financial assets has increased exponentially after joining SHGs. Apart from economic
progress, the group members have become socially aware which has resulted in better
family planning and adoption of healthy habits.
TABLE. 1 Training Programmes provided by SHGs
Sr.no Types of Training
No. of
respondents
availed training
Percentage %
1 Tailoring 26 16.77
2 Embriodery 17 10.97
3 Computer 8 5.16
4 Bookkeeping & Accounting 5 3.23
5 Dairy 6 3.87
6 Production & sale of Agarbatti 5 3.23
7 Production & sale of Composite mannure 8 5.16
8 Production & sale of Soap & Detergent 7 4.52
9 Beautian training 10 6.45
10 Bakery items 5 3.23
11 Candle & Diya making 9 5.81
12 Production & sale of Papad 8 5.16
13 Production & sale of Sambhar Masala & other spices 9 5.81
14 Fashion designing 8 5.16
15 Mehendi Kon Making 7 4.52
16 Bag Making 5 3.23
17 English Speaking training 2 1.29
18 Human Right Training 2 1.29
19 LIC Jivan Bima Agent training 3 1.94
20 Health check-up training 2 1.29
21 Others 3 1.94
Total 155

5. A Study on Importance of Training Programmes and Its Impact on SHG Members with
Special Reference to Pune City
http://www.iaeme.com/IJM/index.asp 31 editor@iaeme.com
Graphical Representation
(Source: Primary Field survey, 2015-2016)
16.77
10.97
5.16
3.23
3.87
3.23
5.164.52
6.453.23
5.81
5.16
5.81
5.16
4.52
3.23
1.29
1.29 1.94 1.29 1.94 Tailoring
Embriodery
Computer
Bookkeeping & Accounting
Dairy
Production & sale of Agarbatti
Production & sale of Composite mannure
Production & sale of Soap & Detergent
Beautian training
Bakery items
Candle & Diya making
Production & sale of Papad
Production & sale of Sambhar Masala & other spices
Fasahion designing
Mehendi Kon Making
Bag Making
English Speaking training
Human Right Training
LIC Jivan Bima Agent training
Health check-up training
Others
0.00
2.00
4.00
6.00
8.00
10.00
12.00
14.00
16.00
18.00
Series1

6. Porinita Banerjee and Dr Shivaji N.Borhade
http://www.iaeme.com/IJM/index.asp 32 editor@iaeme.com
INTERPRETATION
The above analysis shows that out of the various training programmes offered by the
SHGs majority of the respondents have availed tailoring training , 16.77% of the
respondent have availed that followed by Embroidery 10.97%,Beautian training
6.45%, Candle & Diya making & Production & sale of Sambhar Masala & other
spices 5.81%, Computer, Production & sale of Composite manure, Production & sale
of Papad & Fashion designing 5.16%, Production & sale of Soap & Detergent &
Mehendi Kon Making 4.52%, Dairy 3.87%, Bookkeeping & Accounting, Production
& sale of Agarbatti, Bakery items, Bag Making 3.23%,LIC Jivan Bima Agent training
& Others1.94% and lastly English Speaking training, Human Right Training & Health
check-up training with 1.29%.
TABLE 2
Views on Level of awareness and importance of training programes among SHG members
Level of
Importance
Respondents Level of awareness
TOTAL
HA A PA NA
Very important 22 18.00 18.00 10.00 68
Important 20 16.00 12.00 4.00 52
Not at all important 14 15.00 4.00 2.00 35
Total 56 49.00 34.00 16.00 155
Statistical Inference
Chi square
value
Significant Value
Degree of
freedom
Decision Result
15.909 0.014 6
Null hypothesis
rejected
Significant
(Source: Primary Data)
Abb: HA: Highly Aware, A-Aware, PA-Partly Aware, NA- Not aware
Significant-(Significant value <0.05), Not Significant-(Significant value>-0.05)
INTERPRETATION
From the above analysis it is very clear that the significant value of 0.014 is less that
0.05, thus Null Hypothesis is rejected and the results that there is a significant
association between the respondents level of awareness about the importance of
training programmes offered by SHGs.
CONCLUSION
Thus the above study states that the various types of training programmes offered by
the SHGs have great impact on its members. Training and Development function
plays a significant role in energizing and empowering group members by increasing
their skills through innovative and productive programmes. These programmes
enables Women to have more exposure in social, economical, political, educational
and technical aspects .Thus Private as well as government SHGs should promote
training related to entrepreneurship skills, managerial skills, marketing skills etc. and
the present scenario paves a way for the overall upliftment of women in India

7. A Study on Importance of Training Programmes and Its Impact on SHG Members with
Special Reference to Pune City
http://www.iaeme.com/IJM/index.asp 33 editor@iaeme.com
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[2] Aasha Kapur Mehta, Amita Shah., Chronic Poverty in India: Incidence, Causes
and Policies, World Development, Vol. 3, Great Britain, 2003
[3] Banerjee, A. and Duáo, E. 2009. The Experimental Approach to Development
Economics. Annual Review of Economics 1, 151-178
[4] Heckman, J., Ichimura, H., and Todd, P. 1997. Matching as an Econometric
Evaluation Estimator: Evidence from Evaluating a Job Training Programme.
Review of Economic Studies 64, 605-654
[5] www.nabard.com
[6] www.microfinancegateway.org
[7] Manish Roy Tirkey and Dr. Enid Masih, Women Empowerment Through Self
Help Groups A Study of Lucknow District). International Journal of
Management, 4(2), 2013, pp. 169-175.
[8] Dr. R. Khader Mohideen and S. Amirthavalli, Impact of Micro Finance Through
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7(2), 2016, pp. 134 - 141.