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Employees and Employers
             Benefit from Eldercare Support

Learn About This Leading National Eldercare Assistance Program
The Keys to Successful Eldercare Assistance




              This Is Our Mission at




2
How We Help Employees
    Who Are Caring for an Elderly Loved One

              We educate caregivers so they
              understand all their options.

              We coordinate the search for
              appropriate services in their area.

              We facilitate connections to
              needed services at discount prices.




3
How We Help Employers
    Who Face Increased Costs Due to Eldercare Stress

                  We educate employers about
                  caregiver stress in the workplace.

                  We coordinate a comprehensive
                  eldercare assistance program.

                  We facilitate resolution of eldercare
                  issues to relieve caregiver stress.




4
Do You and Your Employees Need Eldercare Support?

YES, if your employees are missing work,       Aging with Grace is the leading national
     arriving late or leaving early due to     eldercare assistance program that works
     eldercare responsibilities.               with employers, employees and employee
                                               benefits consultants to address eldercare
YES, if your business is incurring expense
                                               stress in the workplace.
     and disruption to find substitutes for
     absent caregivers
YES, if employees have less energy,
     creativity and productivity as a result
     of caregiving
YES, if caregiving makes some employees
     unavailable for assignments that
     would benefit your business.
Aging with Grace has provided eldercare
services to tens of thousands of individuals
and families in the last six years.




     5
Why Do Eldercare Issues Cause Stress for Employees?

• Eldercare issues appear suddenly after an
  accident or illness.
• Families have to make quick decisions for
  which they have little or no preparation
  or education.
• Families often lack the expertise to assess
  an elderly person’s needs or ability to live
  safely at home.
• Families have little knowledge of
  community and government resources.
• Families have no idea where to turn for
  assistance to make sense of their
  eldercare options.
• Most eldercare givers juggle caregiving
  with full-time jobs, as well as parenting.




     6
Why Do Employers Need to Address Eldercare Stress?

• Caregiving costs U.S. employers $33.6        • Adult caregivers younger than 30 are
  billion in lost productivity each year. *      more than 61 percent more likely than
                                                 non-caregivers to have high blood
• The percentage of adult children taking
                                                 pressure or recurring neck or back pain.
  care of their parents has tripled since
                                                 ***
  1994. **
                                               • Caregivers in all age groups are more
• Approximately 9.7 million adult children
                                                 likely than non-caregivers to report that
  over the age of 50 care for their parents.
                                                 they do not feel well-rested at work after
  **
                                                 performing caregiving at home the
• Americans who work a full time job and         previous night or day. ***
  care for an elderly or disabled family
  member suffer from poorer physical
  health than those who work full time but     * Source: National Council on Aging
  do not have caregiving responsibilities.     ** Source: University of Michigan and U.S.
  ***                                             Health & Retirement Study

• Caregivers employed full time across all     *** Source: Gallup-Healthways Well-Being Index
  age groups are substantially more likely
  to experience physical health issues than
  non-caregiving counterparts. ***

     7
How Does Caregiver Stress Affect Employees?

Signs of caregiver stress include:


• Reduced energy and productivity        • Feelings of being overwhelmed
• Ongoing emotional strain               • Depression, especially for caregivers of
                                           dementia patients
• Withdrawal
                                         • Feelings that caregiving is a second job
• Sleeplessness or sleeping difficulty
                                           with no relief or breaks
• Lack of concentration
• Weight loss or gain
• Drug or alcohol abuse
• Eating disorders
• Mood swings
• Chronic fatigue




     8
How Does Caregiver Stress Affect Employers?

Signs of caregiver stress include:


• Lack of productivity
• Increased absenteeism
• Late arrivals and early departures by
  employees
• Workday interruptions
• Lack of concentration by employees
• Increased use of sick days or unpaid
  time off
• Requests to shift from full-time to part-
  time
• Reluctance of employees to take on new
  responsibilities or a promotion
• Employees quitting their jobs

     9
Economic Impact on Employees Is Great

• 66 percent of working caregivers say they      • Caregivers who are 50 or older average a
  have had to go in late, leave early or take      $303,880 financial loss per person in lost
  time off to perform caregiving. *                wages, pensions and Social Security
                                                   benefits over a lifetime. **
• Nearly 40 percent of working caregivers
  report that caregiving affects their ability   * Source: National Alliance for Caregiving 2009
  to advance on the job.**                       ** Source: MetLife Mature Market Institute &
                                                 New York Medical College’s Center for Long-
• 29 percent say they passed up a
                                                 Term-Care Research and Policy
  promotion due to caregiving
  commitments.**
• 20 percent say they have had to take a
  leave of absence to perform caregiving
  duties. *
• 12 percent say they have had to give up
  working entirely to perform caregiving. *




     10
Economic Impact on Employers Is Far-Reaching

• The growth of eldercare responsibilities     • 52 percent of women (2,187,282) and 34
  among adult children is having negative        percent of men (953,431) have
  impact on businesses in all fields.            experienced workday interruptions as a
                                                 result of caregiving. ***
• 68 percent of family caregivers caring for
  someone over the age of 50 are also          • 25 percent of employees responsible for
  working outside the home. *                    the care of relatives who live more than
                                                 an hour away miss at least one day of
• Caregiving costs U.S. employers $33.6
                                                 work per month. *
  billion in lost productivity each year. *
                                               • Caregiver responsibilities make some
• Replacing workers who are absent for
                                                 employees unavailable for assignments or
  caregiving costs businesses $6.6 billion a
                                                 promotions that would benefit a
  year. *
                                                 business.
• 70 percent of caregiving workers report it   * Source: National Council on Aging
  has had some adverse effect on their
  work. **                                     ** Source: National Alliance for Caregiving 2009
                                               *** Source: MetLife Mature Market Institute &
                                               National Alliance for Caregiving, 2006.




     11
Aging with Grace Offers a Comprehensive Package

More and more employers are                  • The eldercare experts provide clear
finding that by taking care of                 answers to the complex questions and
employees’ needs they are taking               challenges of eldercare.
care of their business.
                                             • The Aging with Grace website provides
• Increased caregiving responsibilities        quick access to information and advice at
  among working men and women have led         any hour of the day.
  forward-thinking employers to offer
  eldercare services to help employees
  manage this work/life issue.
• Aging with Grace offers a comprehensive
  eldercare assistance program for working
  caregivers that places resources and
  support a phone call away.
• The program provides employees
  unlimited telephone access to experts in
  the eldercare field.




     12
Hands-On, Reliable Assistance by Phone or Online

The Aging with Grace Eldercare                • Discounts are available for services and
Assistance Program gives caregivers             programs from participating providers
a way to get fast, reliable answers             negotiated by Aging with Grace.
from eldercare experts.
                                              • Quality assurance programs guarantee
• Caregivers have telephone access to           member satisfaction and provider
  experienced eldercare advocates for           quality.
  assistance with immediate needs and
  long-term planning.
• An Online Provider Directory on the
  Aging with Grace website provides a
  searchable list of trusted providers in
  your local area.
• The Online Provider Directory can be
  searched by Zip code, mileage limits and
  by services offered.
• The directory includes contact
  information and a link to each provider’s
  website.

     13
Website Is One-Stop, High-Tech Resource

The Aging with Grace website —              • The complimentary Aging with Grace
www.agingwithgrace.net — collects             “Caregiver Tool Kit” is available as an
vital caregiving information in one           easy download.
easy-to-use Internet location.
                                            • A monthly caregiver newsletter provides
• Resource hotlinks connect caregivers to     up-to-date information on eldercare
  the expertise of eldercare agencies and     topics on the website or by email.
  organizations ranging from the American
  Society on Aging to the National Family
  Caregivers Association.
• Hotlinks also connect to caregiver
  resources, veterans resources, Medicare
  information and financial, legal and
  health planning services.
• A Caregiver Support Library for members
  offers current and timely articles on
  eldercare issues.




     14
How the Aging with Grace Process Works

The Aging with Grace Eldercare
Assistance program provides hands-
on, personal support for caregivers
and their families.
• When a caregiver contacts Aging with
  Grace, he/she speaks with an elder
  advocate to identify concerns.
• The elder advocate assesses care options
  and evaluates financial options.
• The advocate creates an action plan to
  address the caregiver’s immediate and
  long-term needs.
• The advocate and caregiver review
  Medicare or Medicaid eligibility.
• The advocate explores availability of
  veterans benefits if the client needing
  assistance is a veteran or the spouse of a
  veteran.

     15
How Aging with Grace Assists Veterans

Because eldercare is expensive,                  • The benefit can help pay for such out-of
Aging with Grace helps veterans and                pocket medical expenses as adult day
their families identify financial                  services, home care, family caregivers, in-
resources.                                         home safety equipment, assisted living,
                                                   nursing home care, Medicare premiums
• Veterans Benefits Consultants help
                                                   or medical co-pays.
  veterans or spouses of veterans apply for
  health or pension benefits that can help       • To help caregivers explore this benefit,
  pay for short- or long-term care.                Aging with Grace offers a “V.A. Aid &
                                                   Attendance Self-Help Guide” as a
• Veterans Benefits Consultants help
                                                   download on its website.
  determine if clients are eligible for rarely
  used Veterans Benefits to help pay for         • The website also offers a “self pre-
  non-reimbursed monthly medical                   qualification form” to determine
  expenses.                                        eligibility for the Aid & Attendance
                                                   Benefit.
• The Non-Service Connected Disability
  Pension Benefit, also known as the
  "Veterans Aid and Attendance Benefit,"
  can provide additional monthly income
  up to $1,949 a month.


     16
In-Home Support Technology

The Aging with Grace Eldercare                • A free Medication Safety Program that
Assistance program offers a wide                helps monitor the safety of medications
range of in-home support
                                              • A CareJournal tool that provides a
technology through its website.
                                                private place to let out feelings, including
Features include:
                                                anger, frustration, grief or joy
• An electronic Personal Health Record
                                              • Direct access to the Aging with Grace
  that goes with you wherever you go
                                                CareConnection online caregiver
• An affordable Personal Alert System that      community to share with people who are
  ensures a person is not alone in an           facing the same caregiver challenges
  emergency
                                              • A Caregiver R&R section that provides an
• A CareCalendar tool that provides access      opportunity to relieve the tensions of a
  to an online calendar to help people keep     day
  important dates such as doctor
  appointments, birthdays, anniversaries
  and caregiver schedules that can be
  shared with family and other people




     17
Group Services Benefit Both Employees and Employers

Aging with Grace is the leading                • Group services increase productivity and
national eldercare assistance                    decrease workday interruptions.
program that works with employers,
                                               • Group services enable employers to do
employees, labor unions and
                                                 well by doing good.
employee benefits consultants to
relieve eldercare stress in the
workplace.
• We understand the needs and objectives
  of all three groups and the impact of this
  rapidly growing problem on the economic
  health of industry and businesses today.
• By offering Aging with Grace, an
  employer, labor union or organization
  can take a proactive approach to
  eldercare.
• Group services reduce the effects of
  employee health issues related to
  caregiver stress.


     18
Caregiver Stress Is Costly: Yearly Economic Impact


    Problem                             Impact
    Replacing Employees                 $6.6 billion
    Absenteeism                         $5.1 billion
    Partial Absenteeism                 $1.9 billion
    Workday Interruptions               $6.3 billion
    Eldercare Crisis                    $3.8 billion
    Supervisor Time                     $1.8 billion
    Unpaid Leave                        $3.4 billion
    Full-Time to Part-Time              $4.8 billion
    Total:                              $33.6 billion

    Source: National Council on Aging


    19
The Keys to Successful Eldercare




            Brought to You by




          Call or e-mail Aging with Grace
                   410-329-6472
             info@agingwithgrace.net
             www.agingwithgrace.net
20

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Aging with Grace Eldercare Assistance ProgramPpt Final

  • 1. Employees and Employers Benefit from Eldercare Support Learn About This Leading National Eldercare Assistance Program
  • 2. The Keys to Successful Eldercare Assistance This Is Our Mission at 2
  • 3. How We Help Employees Who Are Caring for an Elderly Loved One We educate caregivers so they understand all their options. We coordinate the search for appropriate services in their area. We facilitate connections to needed services at discount prices. 3
  • 4. How We Help Employers Who Face Increased Costs Due to Eldercare Stress We educate employers about caregiver stress in the workplace. We coordinate a comprehensive eldercare assistance program. We facilitate resolution of eldercare issues to relieve caregiver stress. 4
  • 5. Do You and Your Employees Need Eldercare Support? YES, if your employees are missing work, Aging with Grace is the leading national arriving late or leaving early due to eldercare assistance program that works eldercare responsibilities. with employers, employees and employee benefits consultants to address eldercare YES, if your business is incurring expense stress in the workplace. and disruption to find substitutes for absent caregivers YES, if employees have less energy, creativity and productivity as a result of caregiving YES, if caregiving makes some employees unavailable for assignments that would benefit your business. Aging with Grace has provided eldercare services to tens of thousands of individuals and families in the last six years. 5
  • 6. Why Do Eldercare Issues Cause Stress for Employees? • Eldercare issues appear suddenly after an accident or illness. • Families have to make quick decisions for which they have little or no preparation or education. • Families often lack the expertise to assess an elderly person’s needs or ability to live safely at home. • Families have little knowledge of community and government resources. • Families have no idea where to turn for assistance to make sense of their eldercare options. • Most eldercare givers juggle caregiving with full-time jobs, as well as parenting. 6
  • 7. Why Do Employers Need to Address Eldercare Stress? • Caregiving costs U.S. employers $33.6 • Adult caregivers younger than 30 are billion in lost productivity each year. * more than 61 percent more likely than non-caregivers to have high blood • The percentage of adult children taking pressure or recurring neck or back pain. care of their parents has tripled since *** 1994. ** • Caregivers in all age groups are more • Approximately 9.7 million adult children likely than non-caregivers to report that over the age of 50 care for their parents. they do not feel well-rested at work after ** performing caregiving at home the • Americans who work a full time job and previous night or day. *** care for an elderly or disabled family member suffer from poorer physical health than those who work full time but * Source: National Council on Aging do not have caregiving responsibilities. ** Source: University of Michigan and U.S. *** Health & Retirement Study • Caregivers employed full time across all *** Source: Gallup-Healthways Well-Being Index age groups are substantially more likely to experience physical health issues than non-caregiving counterparts. *** 7
  • 8. How Does Caregiver Stress Affect Employees? Signs of caregiver stress include: • Reduced energy and productivity • Feelings of being overwhelmed • Ongoing emotional strain • Depression, especially for caregivers of dementia patients • Withdrawal • Feelings that caregiving is a second job • Sleeplessness or sleeping difficulty with no relief or breaks • Lack of concentration • Weight loss or gain • Drug or alcohol abuse • Eating disorders • Mood swings • Chronic fatigue 8
  • 9. How Does Caregiver Stress Affect Employers? Signs of caregiver stress include: • Lack of productivity • Increased absenteeism • Late arrivals and early departures by employees • Workday interruptions • Lack of concentration by employees • Increased use of sick days or unpaid time off • Requests to shift from full-time to part- time • Reluctance of employees to take on new responsibilities or a promotion • Employees quitting their jobs 9
  • 10. Economic Impact on Employees Is Great • 66 percent of working caregivers say they • Caregivers who are 50 or older average a have had to go in late, leave early or take $303,880 financial loss per person in lost time off to perform caregiving. * wages, pensions and Social Security benefits over a lifetime. ** • Nearly 40 percent of working caregivers report that caregiving affects their ability * Source: National Alliance for Caregiving 2009 to advance on the job.** ** Source: MetLife Mature Market Institute & New York Medical College’s Center for Long- • 29 percent say they passed up a Term-Care Research and Policy promotion due to caregiving commitments.** • 20 percent say they have had to take a leave of absence to perform caregiving duties. * • 12 percent say they have had to give up working entirely to perform caregiving. * 10
  • 11. Economic Impact on Employers Is Far-Reaching • The growth of eldercare responsibilities • 52 percent of women (2,187,282) and 34 among adult children is having negative percent of men (953,431) have impact on businesses in all fields. experienced workday interruptions as a result of caregiving. *** • 68 percent of family caregivers caring for someone over the age of 50 are also • 25 percent of employees responsible for working outside the home. * the care of relatives who live more than an hour away miss at least one day of • Caregiving costs U.S. employers $33.6 work per month. * billion in lost productivity each year. * • Caregiver responsibilities make some • Replacing workers who are absent for employees unavailable for assignments or caregiving costs businesses $6.6 billion a promotions that would benefit a year. * business. • 70 percent of caregiving workers report it * Source: National Council on Aging has had some adverse effect on their work. ** ** Source: National Alliance for Caregiving 2009 *** Source: MetLife Mature Market Institute & National Alliance for Caregiving, 2006. 11
  • 12. Aging with Grace Offers a Comprehensive Package More and more employers are • The eldercare experts provide clear finding that by taking care of answers to the complex questions and employees’ needs they are taking challenges of eldercare. care of their business. • The Aging with Grace website provides • Increased caregiving responsibilities quick access to information and advice at among working men and women have led any hour of the day. forward-thinking employers to offer eldercare services to help employees manage this work/life issue. • Aging with Grace offers a comprehensive eldercare assistance program for working caregivers that places resources and support a phone call away. • The program provides employees unlimited telephone access to experts in the eldercare field. 12
  • 13. Hands-On, Reliable Assistance by Phone or Online The Aging with Grace Eldercare • Discounts are available for services and Assistance Program gives caregivers programs from participating providers a way to get fast, reliable answers negotiated by Aging with Grace. from eldercare experts. • Quality assurance programs guarantee • Caregivers have telephone access to member satisfaction and provider experienced eldercare advocates for quality. assistance with immediate needs and long-term planning. • An Online Provider Directory on the Aging with Grace website provides a searchable list of trusted providers in your local area. • The Online Provider Directory can be searched by Zip code, mileage limits and by services offered. • The directory includes contact information and a link to each provider’s website. 13
  • 14. Website Is One-Stop, High-Tech Resource The Aging with Grace website — • The complimentary Aging with Grace www.agingwithgrace.net — collects “Caregiver Tool Kit” is available as an vital caregiving information in one easy download. easy-to-use Internet location. • A monthly caregiver newsletter provides • Resource hotlinks connect caregivers to up-to-date information on eldercare the expertise of eldercare agencies and topics on the website or by email. organizations ranging from the American Society on Aging to the National Family Caregivers Association. • Hotlinks also connect to caregiver resources, veterans resources, Medicare information and financial, legal and health planning services. • A Caregiver Support Library for members offers current and timely articles on eldercare issues. 14
  • 15. How the Aging with Grace Process Works The Aging with Grace Eldercare Assistance program provides hands- on, personal support for caregivers and their families. • When a caregiver contacts Aging with Grace, he/she speaks with an elder advocate to identify concerns. • The elder advocate assesses care options and evaluates financial options. • The advocate creates an action plan to address the caregiver’s immediate and long-term needs. • The advocate and caregiver review Medicare or Medicaid eligibility. • The advocate explores availability of veterans benefits if the client needing assistance is a veteran or the spouse of a veteran. 15
  • 16. How Aging with Grace Assists Veterans Because eldercare is expensive, • The benefit can help pay for such out-of Aging with Grace helps veterans and pocket medical expenses as adult day their families identify financial services, home care, family caregivers, in- resources. home safety equipment, assisted living, nursing home care, Medicare premiums • Veterans Benefits Consultants help or medical co-pays. veterans or spouses of veterans apply for health or pension benefits that can help • To help caregivers explore this benefit, pay for short- or long-term care. Aging with Grace offers a “V.A. Aid & Attendance Self-Help Guide” as a • Veterans Benefits Consultants help download on its website. determine if clients are eligible for rarely used Veterans Benefits to help pay for • The website also offers a “self pre- non-reimbursed monthly medical qualification form” to determine expenses. eligibility for the Aid & Attendance Benefit. • The Non-Service Connected Disability Pension Benefit, also known as the "Veterans Aid and Attendance Benefit," can provide additional monthly income up to $1,949 a month. 16
  • 17. In-Home Support Technology The Aging with Grace Eldercare • A free Medication Safety Program that Assistance program offers a wide helps monitor the safety of medications range of in-home support • A CareJournal tool that provides a technology through its website. private place to let out feelings, including Features include: anger, frustration, grief or joy • An electronic Personal Health Record • Direct access to the Aging with Grace that goes with you wherever you go CareConnection online caregiver • An affordable Personal Alert System that community to share with people who are ensures a person is not alone in an facing the same caregiver challenges emergency • A Caregiver R&R section that provides an • A CareCalendar tool that provides access opportunity to relieve the tensions of a to an online calendar to help people keep day important dates such as doctor appointments, birthdays, anniversaries and caregiver schedules that can be shared with family and other people 17
  • 18. Group Services Benefit Both Employees and Employers Aging with Grace is the leading • Group services increase productivity and national eldercare assistance decrease workday interruptions. program that works with employers, • Group services enable employers to do employees, labor unions and well by doing good. employee benefits consultants to relieve eldercare stress in the workplace. • We understand the needs and objectives of all three groups and the impact of this rapidly growing problem on the economic health of industry and businesses today. • By offering Aging with Grace, an employer, labor union or organization can take a proactive approach to eldercare. • Group services reduce the effects of employee health issues related to caregiver stress. 18
  • 19. Caregiver Stress Is Costly: Yearly Economic Impact Problem Impact Replacing Employees $6.6 billion Absenteeism $5.1 billion Partial Absenteeism $1.9 billion Workday Interruptions $6.3 billion Eldercare Crisis $3.8 billion Supervisor Time $1.8 billion Unpaid Leave $3.4 billion Full-Time to Part-Time $4.8 billion Total: $33.6 billion Source: National Council on Aging 19
  • 20. The Keys to Successful Eldercare Brought to You by Call or e-mail Aging with Grace 410-329-6472 info@agingwithgrace.net www.agingwithgrace.net 20