Financial Planning and Investing Management firm in NY. Helping professionals, entrepreneurs and startups reach their financial goals. Contact us at info@crystalbrookadvisors.com or schedule a free consultation: www.booknow.so/crystalbrookadvisors

1. Business Financial Planning
& Integrated Solutions
Peter J. Creedon CFP®, ChFC, CLU
Founder and CEO of Crystal Brook Advisors

2. Crystal Brook Advisors recognizes key financial issues do not
always fit into business or personal categories, but can straddle both
aspects of your life. We help you integrate them to achieve greater
fulfillment of both business and personal goals.

3. Personal & Business Financial Planning
Investment Planning
Protection Planning
Tax Planning
Retirement Planning
Estate Planning
Executive Compensation
Employee Benefit
Personal
Net Worth
College
Funding
Investment
Planning
Value of
Business
Business
Structure
Transfer of
Business
WE MAKE FINANCIAL PLANNING CRYSTAL CLEAR

4. Six-Step Financial Process
Adequate
Protection
Define business life
cycle needs and
personal goals
Gather
Information
Set Objectives
Develop
Alternatives
Select and Implement
Solutions Tailored to
Your Business Life
Cycle Stage
Monitor and
Revise Your Plan
WE MAKE FINANCIAL PLANNING CRYSTAL CLEAR

5. Professional Advisor Team Approach
Crystal Brook Advisors will work with your
accountant and lawyer to create a professional
advisor team. This offers you the advantage of
consistent and coordinated advice and guidance to
help achieve your goals.
Our approach offers you the
benefit of consistent and
coordinated advice and
guidance.
WE MAKE FINANCIAL PLANNING CRYSTAL CLEAR

6. We provide the information you need to make the right decisions and
to take appropriate action. First we need to identity your company’s
current position in the business life cycle and the issues you face.

7. The Business Life Cycle & The Key Issues
Startup
• Prepare business plan and select entity structure
• Improve cash flow
• Accumulate the finds for specific business needs
• Implement a business transition/succession plan in the event of catastrophe or a change of business structure
Growth
• Protect investment in your business, protect against business risk
• Manage business taxes
• Implement employee retirement plans
• Establish programs to attract and retain employees and key management
Mature
• Invest business cash reserves
• Business valuation
• Protect against impact of loss of key employee
Exit
• Retain business within the family or partnership or other business interests
• Sell at desired price
• Next venture
WE MAKE FINANCIAL PLANNING CRYSTAL CLEAR

8. Integrated Personal & Biz Solution
Managing Income & Assets
Know your current net worth & value of
your business
Track current income and expenses
Plan for emergencies
Project future net worth, income and
expenses
Manage business assets and cash flow
Protection Planning
Protect ability to meet accumulation and
education goals
Replace earning power if disabled
Meet potential long-term care costs
Provide for dependents in cash of death
Review or establish buy/sell agreement
Investment Planning
Review your investment portfolio and
analyze asset allocation
Accumulate money for education funding
Save for a special purpose
Manage debt
Provide key employee compensation
program
Income Tax Planning
Manage federal and state income taxes
Project federal and state taxes
Proactive tax management of your
personal and business finances
Review business structure
Retirement Planning
Help ensure adequate retirement
income based on business assets
Determine best retirement plan for
business
Manage pension distributions
Provide for medical care costs
Estate Planning
Reduce or freeze estate settlement costs
and inheritance taxation
Retain or transfer ownership of personal
and business assets
Establish business transition plan
WE MAKE FINANCIAL PLANNING CRYSTAL CLEAR

9. We will select one individual every week and
give a complimentary personalized guideline
from the Savvy Experts!
Share Your Year-End Financial Goal With Us On Twitter!
Contact us at for more info: info@crystalbrookadvisors.com

10. • Contact us at: info@crystalbrookadvisors.com
• Schedule a free consultation:
www.booknow.so/crystalbrookadvisors
Crystal Brook Advisors will help you reach your financial
goals with personalized service.