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John K. Bahr,  WMS Certified Investment Management Consultant Raymond James Private Client Group 249 E NC Hwy 54, Ste. 300 Durham, NC 27713 888-228-0931  [email_address] www.MyFamilyFoundation.org Helping People Retire Comfortably
What Makes Us Unique? ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
 
Your Wealth Management Team   Raymond James   Private Money Managers Alternative Investment Specialist Insurance Specialists Corporate Trust Services Concentrated Stock Specialist Trading and Research  Client and Family John Bahr & Team Local CPA Local Attorney
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Charitable Partners Program ,[object Object],[object Object],[object Object]
Common Investor Mistakes   ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Individual Investor Behavior Stocks Bonds Stocks Bonds Net Flows by Broad Investment Categories at Major Inflection Points in the Market Greed 2000 Fear 2002 Investors have historically added funds to asset classes that have performed well recently, often as those asset classes are taking a turn for the worse. THE RESULT:  Many individuals investors buy high and sell low. Past performance does not guarantee future results. As of 12/31/02 ($ billions) Source: Investment Company Institute
Written Goals = Success! ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
The Smith Family ,[object Object]
Family Security ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Estate Planning - Personal ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
We Provide Accountability ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Step 1: Discovery    Define Success We will work closely with you to: Fully Understand Where You Are Now B Clarify Where You Want To Go Our Objective :  Develop a clear understanding of what is important to you and how we can help you. A For illustrative purposes only.  Investing involves risk and you may incur a profit or a loss
Case Study:   Correcting Common Mistakes:  A Proven Approach to Portfolio Construction   In order to manage risk to achieve long term financial goals, we follow a disciplined four step process:  Step 1   Step 2   Step 3   Step 4 Diversification among different asset classes may lower overall volatility, but does not ensure a profit or guarantee against a loss. Develop a sense of the future through forward looking risk, return and correlation assumptions for different investment options  Construct an asset allocation diversification approach for effective overall risk management  Search for and hire best-of-class managers for our clients that have compensated investors for taking active risk  Continuously monitor allocation, managers and progress towards client goals
Step 2: Diagnose & Organize ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Step 3: Plan Development ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Tracking “How much is enough?” ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],Confidence & Comfort (in “balance”) High level of confidence and Peace of Mind How do we track “How much is enough? Central to the Wealthcare process is  the Confidence calculation .  This analysis  simultaneously evaluates your goals, your investment allocation   and your assets  to determine how confident you can be that your goals will be met.  The Wealthcare process subjects your goals and investment strategy to this sophisticated ‘stress testing’ process which simulates 1000 market environments, both good and bad.  Your Confidence or Comfort is the percentage of the 1000 simulations that achieve your goals. For example, if you  achieved all of your goals or more  in 830 of 1000 tests your confidence is 83%.
Commitment to Communication ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Keys to Our Relationship Our goal: Your 100% satisfaction with the advice and service you receive. ,[object Object],Introductions ,[object Object],[object Object],[object Object],Communication ,[object Object],[object Object],Disclosure Confidentiality
Summary – A Wealth of Values ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
John K. Bahr,  WMS Certified Investment Management Consultant Raymond James Private Client Group 249 E NC Hwy 54, Ste. 300 Durham, NC 27713 888-228-0931  [email_address]

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Retirement Planning

  • 1. John K. Bahr, WMS Certified Investment Management Consultant Raymond James Private Client Group 249 E NC Hwy 54, Ste. 300 Durham, NC 27713 888-228-0931 [email_address] www.MyFamilyFoundation.org Helping People Retire Comfortably
  • 2.
  • 3.  
  • 4. Your Wealth Management Team Raymond James Private Money Managers Alternative Investment Specialist Insurance Specialists Corporate Trust Services Concentrated Stock Specialist Trading and Research Client and Family John Bahr & Team Local CPA Local Attorney
  • 5.
  • 6.
  • 7.
  • 8. Individual Investor Behavior Stocks Bonds Stocks Bonds Net Flows by Broad Investment Categories at Major Inflection Points in the Market Greed 2000 Fear 2002 Investors have historically added funds to asset classes that have performed well recently, often as those asset classes are taking a turn for the worse. THE RESULT: Many individuals investors buy high and sell low. Past performance does not guarantee future results. As of 12/31/02 ($ billions) Source: Investment Company Institute
  • 9.
  • 10.
  • 11.
  • 12.
  • 13.
  • 14. Step 1: Discovery  Define Success We will work closely with you to: Fully Understand Where You Are Now B Clarify Where You Want To Go Our Objective : Develop a clear understanding of what is important to you and how we can help you. A For illustrative purposes only. Investing involves risk and you may incur a profit or a loss
  • 15. Case Study: Correcting Common Mistakes: A Proven Approach to Portfolio Construction In order to manage risk to achieve long term financial goals, we follow a disciplined four step process: Step 1 Step 2 Step 3 Step 4 Diversification among different asset classes may lower overall volatility, but does not ensure a profit or guarantee against a loss. Develop a sense of the future through forward looking risk, return and correlation assumptions for different investment options Construct an asset allocation diversification approach for effective overall risk management Search for and hire best-of-class managers for our clients that have compensated investors for taking active risk Continuously monitor allocation, managers and progress towards client goals
  • 16.
  • 17.
  • 18.
  • 19.
  • 20.
  • 21.
  • 22. John K. Bahr, WMS Certified Investment Management Consultant Raymond James Private Client Group 249 E NC Hwy 54, Ste. 300 Durham, NC 27713 888-228-0931 [email_address]