The Government programs may not sometimes cover all the insurances in a foreign country. Emergency medical evacuation is almost never covered. Even if you're traveling on business, you may have significant gaps in your coverage.
TataKelola dan KamSiber Kecerdasan Buatan v022.pdf
What insurance coverage should students have while studying abroad?
1. WHAT KIND OF INSURANCE
COVERAGE SHOULD STUDENTS
HAVE WHILE STUDYING ABROAD?
Texila American University http://www.tauedu.org
2. International Health Insurance
Many international students have appropriate
insurance protection. The Government programs
may not sometimes cover all the insurances in a
foreign country. Emergency medical evacuation is
almost never covered. Even if you're traveling on
business, you may have significant gaps in your
coverage.
Texila American University http://www.tauedu.org
3. International Health Insurance
Obtaining healthcare in some parts of the world
can be tricky or complicated at times. Some
hospitals won't provide any treatment--or won't
allow patients to be discharged--until the hospital
has received a guarantee of payment.
Texila American University http://www.tauedu.org
4. International Health Insurance
Such guarantees are commonly provided by travel
insurers, in conjunction with assistance providers, but
rarely by other insurers or managed care plans.
Texila American University http://www.tauedu.org
5. International Health Insurance
All students are required to verify international
health insurance coverage as part of the education
abroad application process. International Health
cum Medicine Insurances plays a vital role for the
students who wish to pursue the studies in foreign
countries.
Texila American University http://www.tauedu.org
6. International Health Insurance
Additionally, students are required to have
emergency medical evacuation insurance. Students
will be enrolled in a medical evacuation policy
provided by CISI as part of their education abroad
program. Students participating on all other
education abroad programs are required to
purchase emergency insurance.
Texila American University http://www.tauedu.org
7. International Health Insurance
Many needs are not visually apparent, so the more
you are able to share with your Education Abroad
Advisor, the more he or she will be able to utilize
available resources and knowledge to identify
appropriate program options
Texila American University http://www.tauedu.org
8. International Health Insurance
The ISO also strongly encourages students with
special needs to involve the Student Disability
Access Center, doctor(s), and counselors in the
planning process.
Texila American University http://www.tauedu.org