1. Tanmay Kumar Email id : locatetanmay@gmail.com
Ph. no. : +919958349303
Personal Details
Date of Birth : 24-8-1991
Nationality : Indian
Objective
To work in a challenging and stimulating environment which will help me to acquire new skills.
Career Focus
A graduate in Quantitative Finance with experience in data analysis and predictive modeling.
I am looking to apply the skill set in a diverse set of situations.
Experience / Projects
Feb 2014 - Present - Deputy Manager- Risk Analytics (Religare Finvest Limited)
- Credit Risk Monitoring Framework
• Project aims at trying to identify stressed accounts / industries / customer types early by constant
vigilance
• Identified accounts to be visited every quarter
• Co-ordinated between zones and the central team for data requirement and analysis
• Compiled and circulated reports on learnings from the visits and identified the ways of
implementing the same by augmenting existing policy / triggers / portfolio caps
• The results of the pilot for Q3 were tabled in the Risk Management Committee meeting
- Recalibration of the Existing Behavioural Score Model
• Tested for strength of co-relation between existing variables and NPA accounts
• Re-assigned weightages and added / deleted variables based on Data Analysis and Business
Understanding
• The Model is currently being used to give Top Up Loans to High Score Customers and to filter out
customers to be visited by the collections team
- BAU Activities
• Data Set creation & MIS reporting
• Providing customized inputs to Business and Credit Heads to help them make informed decisions
Master’s Thesis : Credit Scorecards - Techniques Reviewed
• Discriminant Analysis
• Logistic Regression
• Neural Networks
October 2012 - Present - Associated with Chiara Reid - Journalist - Euro News, France
• Hindi Language Tutor
2011 - Research Paper for South Asian Economic Student Meet
• The aim of the paper was to look for alternative strategies/technologies which would help in job
creation along with growth in GDP
• Was selected to represent India and present this paper at the South Asian Economics Student
Meet 2011

2. Achievements
Deputy Manager- Risk Analytics (Religare Finvest Limited)
- Key Performance Attributes
• Recalibrated the existing B Score model, making it more accurate, the same was presented to
and appreciated by the CRO
• Part of the Best corporate team for Q3 Fy'15
• Played an active role in setting up the Credit Risk Monitoring Framework - which helped to see
early signs of stress - the same is now part of the quarterly reports shown to the Risk Management
Committee
• Integral Part of the Religare Enterprises Cricket team
- Research Responsibilities
- Extracurricular Activities
• Worked on a project to evaluate different business plans
• Plans evaluated on 12 weighted criteria including market size, risk, sustainability, creation of social
value, experience of management team, innovation, profitability, barriers to entry, direct and
indirect competition etc.
• It was adjudged the most versatile plan.
• Selected to represent Indiain the South Asian Economics Student meet 2010 - 2011,
•
held at New Delhi.
Active member of the College Economics Society - helping to organise and particpate in
discusssions and seminars by eminent figures like Jean Dreze.
• Played an active role in the say no to drugs campaign on the Delhi University campus through
• Actively associated with Becoming I Foundation, Delhi Chapter.
nukkad nataks and information dissemination.
Master’s Thesis : Credit Scorecards - Techniques Reviewed
B.A. (Honours) Economics, University of Delhi
Education
- MS Quantitative Finance EMLYON Business School, France (2012-2013)
• Options & Derivatives
• Time-Series Analysis
• Quantitative Risk measures
• Fixed Income Analysis
- B.A. (Honours) Economics, University of Delhi, India (2009-2012)
• Introductory Econometrics - Multivariable regressions and hypothesis testing
• Growth Models
• Functioning of the Indian Economy
Hobbies
• Writing - Written stories around dominant cultural/social values and their possible consequences in
extreme circumstances.
• Reading - Authors who provide di erent perspectives to look at the world like Schumpeter,
Heilbroner, and Rawls.
• Quizzing - Participated in and won many quizzes including a Second Prize in a state level
Environment quiz.
• Football - Represented Delhi in the 7 A side football nationals.