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PRESENTED BY
SUMEDH GHARAT
SWAPNIL BHOSALE
SWAPNIL MAGAR
TANMOY TRIVEDI
TANVI NARKHEDE
TIJO THOMAS
PESTLE Analysis
of Bank...
Contents
 Introduction
 SWOT Analysis
 Political Analysis
 Economical Analysis
 Social Analysis
 Technological Analy...
Introduction
MOTTO : UNITY IN DIVERSITY
GOV: Constitutional Parliamentary Republic.
PRESIDENT : Jacob Zuma DEPUTY PRESIDEN...
SWOT Analysis
S
• Combined local currency, RSA banks have a good track
record of performance and have shown resilient core...
Political Analysis
The Republic of South Africa is a
parliamentary representative
democratic republic.
South Africans also...
Economical Analysis
Natural resources : South Africa is one of the world's leading mining and mineral-
processing countrie...
Continued ……
Currency of RSA is South African RAND
Analysis of GDP and PCI :
2008 2009 2010 2011 2012
GDP 5.5 3.6 -1.5 3.5...
Social Analysis
With a growing
population of 50
million and 11
official languages,
RSA has became
an intensively
divertive...
Technological Analysis
Computerization
Networked PC’s
Currency
Counters
Satellite Banking
Security
Concerns
Biometrics
Wor...
Continued…….
Other Facilities :
IT
Phone banking
Internet Banking
System Generated Messages
Integrated Applications SOA
Technologies Provider
Electronics Devices
IAfrica
MAGAZET
Dream Oval
GrinTek
Telecommunication
MTN
Neotel
Vodacom
ESKOM
So...
Legal Analysis
 The Code of Banking Practice (CoBP) recognizes that consumer protection is
an essential element of a dive...
Legal Acts
Promotion of Access
to Information Act of
2000
Promotion of
Equality and
Prevention of Unfair
Discrimination Ac...
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Pestle analysis

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Pestle analysis

  1. 1. PRESENTED BY SUMEDH GHARAT SWAPNIL BHOSALE SWAPNIL MAGAR TANMOY TRIVEDI TANVI NARKHEDE TIJO THOMAS PESTLE Analysis of Banking Sector in South Africa
  2. 2. Contents  Introduction  SWOT Analysis  Political Analysis  Economical Analysis  Social Analysis  Technological Analysis  Legal Analysis  Environmental Analysis  References
  3. 3. Introduction MOTTO : UNITY IN DIVERSITY GOV: Constitutional Parliamentary Republic. PRESIDENT : Jacob Zuma DEPUTY PRESIDENT : Kgalema Mahlangu. SPEAKER OF THE NATIONAL ASSSEMBLY : Max Sisulu 7.80 0.9 1 0.3 Ethnic Groups Black African Coloured Indian or Asian Others CAPITAL : Pretoria (Executive) : Bloemfontein ( Judicial ) : Cape Town (Legislative ) LARGEST CITY: Johannesburg OFFICIAL LANGUAGES : Southern Ndebele Tsonga ,Tswana. Famous Banks : ABS, FNB, Standard Bank, Nedbank, Capitec, FirstRand, etc.
  4. 4. SWOT Analysis S • Combined local currency, RSA banks have a good track record of performance and have shown resilient core earnings W • Weak GDP O • Rapid infrastructure development, Internship support for entrepreneurs T • High transport costs, local telephone completion rate is under 30 percent compared to the 70 percent in OECD countries
  5. 5. Political Analysis The Republic of South Africa is a parliamentary representative democratic republic. South Africans also elect provincial legislatures which govern each of the country's nine provinces. From 1990s the African National Congress (ANC) has dominated South Africa's politics. The judiciary is independent of the executive and the legislature powers. Government is three-tiered, with representatives elected at the national, provincial and local levels. President is the head of the government.
  6. 6. Economical Analysis Natural resources : South Africa is one of the world's leading mining and mineral- processing countries. 1) Discovered diamonds and Gold which was biggest discovery of all 2) Estimated share of world platinum production amounted to 77% Agriculture and food processing : 1) Contributes 2.6% of GDP for the nation. 2) The food sub-sector contributes 1.4% to total employment, and 11.5% within the manufacturing sector Manufacturing : The manufacturing industry contributes little to the economy, provides just 15% of GDP
  7. 7. Continued …… Currency of RSA is South African RAND Analysis of GDP and PCI : 2008 2009 2010 2011 2012 GDP 5.5 3.6 -1.5 3.5 2.5 Per Capita income 5,598 5,758 7,266 7,943 7,508 •Macroeconomic balances fall within IMF norms quickly after the democratic elections of 1994 • The Reserve Bank after a long period of successive Repo (bank) rate hikes from April 2005 began cutting its key Repo rate lower to 7 percent at end December 2009
  8. 8. Social Analysis With a growing population of 50 million and 11 official languages, RSA has became an intensively divertive nation Majority of black people South Africa's retail banks need to adopt a customer-centric approach to retain and grow their customer base. 87.9% of Black residents are Christian and 71.8% of White residents are Christian.
  9. 9. Technological Analysis Computerization Networked PC’s Currency Counters Satellite Banking Security Concerns Biometrics World Wide Space Websites Electronic Transfer ATM’s
  10. 10. Continued……. Other Facilities : IT Phone banking Internet Banking System Generated Messages Integrated Applications SOA
  11. 11. Technologies Provider Electronics Devices IAfrica MAGAZET Dream Oval GrinTek Telecommunication MTN Neotel Vodacom ESKOM Software Softline Sage Group IDX Dimension Data StatSoft MWEB Networking ISP Kenya USKO Hutspace Craft Silcon
  12. 12. Legal Analysis  The Code of Banking Practice (CoBP) recognizes that consumer protection is an essential element of a diverse, dynamic and challenging banking environment. Although it is voluntary, all member banks of The Banking Association South Africa abide by The Code of Banking Practice.  The Code of Banking Practice refers to issues that may be subject to legislation or regulation, which may change and will take preference over The Code. The Code of Banking Practise  The CoBP applies to the relationships between personal and small business customers and their banks.
  13. 13. Legal Acts Promotion of Access to Information Act of 2000 Promotion of Equality and Prevention of Unfair Discrimination Act of 2000 Financial Intelligence Centre Act (FICA) of 2001 Financial Advisory and Intermediary Services Act (FAIS) of 2002 Financial Services Ombud Schemes Act of 2004 National Credit Act (2005) Consumer Protection Act (2008)

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