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Presentation on digital
payment system in
Bangladesh
Course:IB-404
Group Member
Name Id
MD Jasim Uddin ZH-030-071
Sakib Hossain ZH-030-073
Sharafat Hossain SM-030-097
Arnob Sarker JN-030-101
Digital payment
 It is the transfer of value from one payment account to another where both the
payer and the payee use a digital device such as a mobile phone, computer, or a
credit, debit, or prepaid card.
 sometimes also called an electronic payment.
 payments done through digital or online modes.
Electronic commerce payment system
 cash
 Checking transfer
 Credit cards
 Stored value
 Accumulating balance
Payment method
 Payment on delivery
 Payment at bank
 Advance Payment
 Stored value cards
Security schemes in e-commerce
 Authentication
 Encryption
 Integrity
 Non repudiation
Types of electronic payment system
 The credit card: A bank account that allows companies to process credit card
payment and receive fund from those transction.
Derivatives for using online credit card
 Cardholder
 Merchant
 Card issuer
 Acquirer
 Card brand
Online credit card transaction working process
Electronic payment method
 Digital wallet
 Digital cash
 Smart card
 Digital accumulating balance payment
 Electronic fund transfer
Issuses and challenges of electronic payment
system
 Lack of security
 Lack of trust
 Lack of awareness
 Highly expensive and time consuming
 Social equity
 Merchant risk
Thank you

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final slide 2.pptx

  • 1. Presentation on digital payment system in Bangladesh Course:IB-404
  • 2. Group Member Name Id MD Jasim Uddin ZH-030-071 Sakib Hossain ZH-030-073 Sharafat Hossain SM-030-097 Arnob Sarker JN-030-101
  • 3. Digital payment  It is the transfer of value from one payment account to another where both the payer and the payee use a digital device such as a mobile phone, computer, or a credit, debit, or prepaid card.  sometimes also called an electronic payment.  payments done through digital or online modes.
  • 4. Electronic commerce payment system  cash  Checking transfer  Credit cards  Stored value  Accumulating balance
  • 5. Payment method  Payment on delivery  Payment at bank  Advance Payment  Stored value cards
  • 6. Security schemes in e-commerce  Authentication  Encryption  Integrity  Non repudiation
  • 7. Types of electronic payment system  The credit card: A bank account that allows companies to process credit card payment and receive fund from those transction. Derivatives for using online credit card  Cardholder  Merchant  Card issuer  Acquirer  Card brand
  • 8. Online credit card transaction working process
  • 9. Electronic payment method  Digital wallet  Digital cash  Smart card  Digital accumulating balance payment  Electronic fund transfer
  • 10. Issuses and challenges of electronic payment system  Lack of security  Lack of trust  Lack of awareness  Highly expensive and time consuming  Social equity  Merchant risk