1. Zaineb Fawad
Unit 20/8 Moresby CT Craigieburn VIC 3064, Melbourne, Australia
Email: zaineb.fawad@gmail.com Mobile: +61 478 077 429
Commerce graduate seeking employment in a dynamic organisation
Personable and astute student with proven time management and collaboration skills. Understanding of general
employability skills and the importance of working as part of a team, learning from others and developing as a
professional. As a graduate looking for first employment in Australia a position that requires a dedicated, young and
enthusiastic employee
EDUCATION
PROFESSIONAL
Association of Chartered Certified Accountants (ACCA)
Part qualified ACCA student (Papers passed include Financial and Management Accounting, Audit and People’s
Management)
ACADEMIC
Bachelor of Commerce (Major subjects include Accounts, Commerce and Economics)
PRACTICAL EXPERIENCE- SUMMARY
Emirates NBD (October 2015 to February 2016)
Working experience of acting as one stop shop for Account Opening Processor with Emirates NDB (largest bank asset
wise in Middle East). Managing process by reviewing account opening applications against bank’s policies, managing
customers’ accounts status in the system, preparing and circulating MIS to higher ups
Price Water House and Coopers (PWC) Big 4 audit firm (January 2013 to March 2013)
Audit trainee gained practical knowledge of the application of International Financial Reporting Standards (IFRS) and
International Standards on Auditing (ISA)
PRACTICAL EXPERIENCE
Emirates NBD
Apply up-to-date knowledge of procedures and practices relevantto own area of work in order to ensure accurate work
completion and compliance
• Service Delivery: Ensure that all processingservices arevalidated/approved and executed in order to deliver service
to customers (internal/external) as per stipulated standards
• Complianceand Control:Implement complianceand control procedures in order to ensurethatall tasksareperformed
as per procedural requirements
• Problem Resolution: Address and resolve day-to-day problems in order to achieve timely and satisfactory solutions
• Custodianship: Act as a custodian of confidential/legal documents, records and other materials so as to safeguard
against misuse or possible losses
• Reports/Returns: Prepare / compile / analyseappropriateinformation required for reports/returns and ensure their
accuracy and timeliness prior to submission to Management for further action
• Supervision / Guidance: Provide necessary supervision and guidance to the staff for effective completion of tasks
Preparing daily MIS report to timely update senior, area sales and relationship managers
• Capturing new accounts in the report
• Maintaining existing accounts’s status in the report
• Preparing and maintining centralized MIS for all observation pertain to the account opening

2. Reviewing of account opening for identifying discrepancies in the documentation
 Providing complete support to all the concerned units with regard to accounts’ status and queries
• Effectively communicating findings to relationship managers and the respective department for necessary
action/rectification
• Reporting of discrepancies observed in latest signatories to department for rectification
• Finding out the compliance issues in the reviewed documents
PRACTICAL EXPERIENCE
Price Water House and Coopers (PWC)
Practical experienceof workingwith the Big 4 auditfirmPWC for a period of two months as auditinternee where I was
exposed to multiple sectors such as financial, hospitality, health care and educational sector.
 Handle responsibilities of short-term audit plans and verification tests by applying generally accepted accounting
principles and International Standards on Auditing (ISA)
 Preparation of basic stand aloneand consolidated financial statements in the lightof International Financial
Reporting Standards (IFRS)
 Handleother essential tasks under the supervision of senior auditor such as internal control tests on financial
statements closingprocess,receipts and disbursements and purchases
 Perform verification of fixed assets and other commercial purchases of the clients
 Examination and analysisof the journal entries and ledgers, bank statements, inventories,expenditures and other
accountingand financial records to ensurefinancial recordingaccuracy and complia ncewith the local and
international standards. Major clients worked on were
o Abu Dhabi Commercial Bank (ADCB)
o Abu Dhabi National Hotel (Holding Company of major hotels in Abu Dhabi such as Hilton)
o New Medical Centre (NMC)
o Khalifia University
PERSONAL ATTRIBUTES AND SOFTWARE SKILLS
Personal Attributes
 Effective Communication Skills: Articulatecommunicator with appreciation for the different communication styles
required when working with other team members or with clients
 Honest and Reliable: Strong morals and ethics ensurehonesty, reliability and ability to undertake tasks responsibly
 Flexible: Understanding of need to remain flexible to support last-minute demands and changes. Comfortable in
changing environments and situations, ensuring ability to remain flexible and adaptable at all times
Software Skills
Gained practical knowledge and developed skills on the application of the following IT soft wares
Microsoft Word ~ Microsoft Excel ~ Microsoft Outlook ~ Finacle ~Sigcap~ Sibel Crm
PROFESSIONAL REFERENCES
Availableon request