Case study on how we helped a couple to work out whether they could retire early based on their accumulated pensions and savings. We did this by developing comprehensive financial plan based around their resources now and into the future, taking as little risk as possible.
Obtaining a loan can be a lot easier if you are properly prepared and can provide the lenders the documents they need to evaluate the loan request. This webinar will discuss the various documents lenders like to see and how to prepare the loan request.
Robert Feinholz: Planning for a 30 year retirementForman Bay LLC
Robert Feinholz: Planning for a 30 year retirement.
Funding a 30-year retirement will take financial planning prowess as you juggle the effects of inflation, distributions, taxes, asset allocation, and expenditures. Are you up to the task?
Robert Feinholz: The art of managing retirement assumptionsForman Bay LLC
Robert Feinholz: The art of managing retirement assumptions
A retirement plan is built on a set of assumptions that can’t be validated until it’s too late. One key to successful retirement planning is carefully setting assumptions and revising them often.
Obtaining a loan can be a lot easier if you are properly prepared and can provide the lenders the documents they need to evaluate the loan request. This webinar will discuss the various documents lenders like to see and how to prepare the loan request.
Robert Feinholz: Planning for a 30 year retirementForman Bay LLC
Robert Feinholz: Planning for a 30 year retirement.
Funding a 30-year retirement will take financial planning prowess as you juggle the effects of inflation, distributions, taxes, asset allocation, and expenditures. Are you up to the task?
Robert Feinholz: The art of managing retirement assumptionsForman Bay LLC
Robert Feinholz: The art of managing retirement assumptions
A retirement plan is built on a set of assumptions that can’t be validated until it’s too late. One key to successful retirement planning is carefully setting assumptions and revising them often.
Case study on how we helped a retired executive who needed to work out whether he had enough put aside to continue with his lifestyle in retirement and also whether he could afford to purchase a property abroad. By creating a comprehensive financial plan we were able to show him that he had enough accumulated to afford to fund his lifestyle and buy the property. We also helped him to simplify his financial affairs.
Case study on how we helped a couple deal with the implications of a serious illness to the husband. We saw them through the process of re-assessing their financial situation, making claims to various insurance companies and putting their future finances on a secure footing.
Case study on how we advised a client on the rights to her spouse’s pensions on divorce and then built these assets into a comprehensive financial plan which enabled her to achieve her long-term goals.
Case study on how we helped a business couple to prepare their business for sale so that they could stop working and start doing the things they really wanted to do with their lives. As part of the process we helped them understand how much money would be needed to fund their desired lifestyle without ever running out of money.
Forward-‐thinking defined contribution retirement plan sponsors are recognizing the benefits of communicating to employees in a language
they can understand: monthly income. Investment solutions focused on income fundamentally improve the participant experience and ultimately deliver better outcomes.
How financial planning aided a business hit by credit crunchFrank Nolan
A construction company fell on hard times after the crash and was struggling with debt. The firm needed help and turned to Accredited Financial Planning Firm Navigator in Northern Ireland.
Case study on how we helped a retired executive who needed to work out whether he had enough put aside to continue with his lifestyle in retirement and also whether he could afford to purchase a property abroad. By creating a comprehensive financial plan we were able to show him that he had enough accumulated to afford to fund his lifestyle and buy the property. We also helped him to simplify his financial affairs.
Case study on how we helped a couple deal with the implications of a serious illness to the husband. We saw them through the process of re-assessing their financial situation, making claims to various insurance companies and putting their future finances on a secure footing.
Case study on how we advised a client on the rights to her spouse’s pensions on divorce and then built these assets into a comprehensive financial plan which enabled her to achieve her long-term goals.
Case study on how we helped a business couple to prepare their business for sale so that they could stop working and start doing the things they really wanted to do with their lives. As part of the process we helped them understand how much money would be needed to fund their desired lifestyle without ever running out of money.
Forward-‐thinking defined contribution retirement plan sponsors are recognizing the benefits of communicating to employees in a language
they can understand: monthly income. Investment solutions focused on income fundamentally improve the participant experience and ultimately deliver better outcomes.
How financial planning aided a business hit by credit crunchFrank Nolan
A construction company fell on hard times after the crash and was struggling with debt. The firm needed help and turned to Accredited Financial Planning Firm Navigator in Northern Ireland.
An easy to understand guide to investing in securities like stocks, bonds and mutual funds for your financial future. This is material taken from chapter two of my book, "Figuring Out Wall Street".
Case study on how we developed a comprehensive financial plan for a trust, which satisfied the trustees’ need to diversify assets and look after the interests of the beneficiaries in a tax efficient manner.
Most people, during their career, accumulate a number of different pension plans.
Keeping your pension savings in a number of different plans may result in lost investment opportunities and unnecessary exposure to risk. However not all consolidation of pensions will be in your best interests. You should always look carefully into the possible benefits and drawbacks and if unsure seek professional advice.
Please reword these paragraphs in your own words and do not use th.docxmattjtoni51554
Please reword these paragraphs in your own words and do not use the same words as in the paragraphs.
Focus on Personal Finance, Ch. 1
· 1-The eight components of personal financial planning are obtaining, planning, saving, borrowing, spending, managing risk, investing, and retirement and estate planning. The obtaining component relates to acquiring resources through employment and investments. The planning component involves budgeting while considering future events that may impact an individual's financial position. The saving component creates a financial safety net for the individual that allows for large expenses that could be either planned (tuition) or unplanned (hospital bills). The borrowing component allows for financial smoothing. In situations when the individual does not have liquid cash available for current expenses, they can borrow funds and repay the lender in the future when they have cash available. The spending component is the use of the acquired and saved resources. The managing risk component involves the consideration of many different variables in order to mitigate risk exposure in a way that appropriately meets risk appetite. Each individual has a different risk appetite based on variables such as their age, income, health, etc. The investing component relates to allocating resources in a way that allows them to grow and produce return. Retirement and estate planning involves making decisions to secure a financially stable life after retirement.
I believe the most important component is risk management. Every individual must consider their risk appetite. If the individual is young with very few expenses, it would make sense for them to make investments that have a relatively higher risk exposure because they have a long investment horizon and can recover losses in the long run. However if an individual is nearing retirement and has many expenses, they cannot afford to take on excess risk and would probably prefer to plan for retirement and save. Each individuals risk appetite will affect how the approach the other components of financial planning.
Focus on Personal Finance, Ch. 2
· 2-Budgeting and financial planning can make or break a relationship. Everyone hears about people that are fighting over money all the time, this is simply because the couple doesn't sit down and discuss their financial issues and talk about ways to fix it. When people can come together and put a budget together that can be agreed upon and have legitimate financial plans, this can release tons of stress in a relationship. There are all kinds of different people and the ways in which people deal with money are also very different, so coming up with a good financial plan and a good budget will help a relationship stand on a more solid foundation financially. This type of planning will also give both parties something to hold them accountable for if they stray off path.
Focus on Personal Finance, Ch. 11
· 3-Once we establish our comf.
A retirement plan is built on a set of assumptions that can't be validated until it's too late. One key to successful retirement planning is carefully setting assumptions and revising them often.