Ladies, We Can Do So Much More Than Manage Bill Pay! Studies have shown that while women are increasingly in charge of online bill pay, they rarely make big decisions about investing and wealth building. This is so patronizing! It is as if women are no more than personal secretaries in their own homes, managing bills and checking accounts but not investments or investment accounts. Why!? Is it because the finance industry largely ignores us? Is it because we have not been empowered to do more? Marketers have a term for the financial decision-maker in the home: the Chief Home Officer. Increasingly that person is a woman! So how do we empower ourselves when it comes to family wealth-building and get in the driver's seat? Women can learn to step up in ways that empower everyone in the family, meanwhile giving their children a solid financial education by example. Natali talks about mobilizing women to understand the entire financial picture for their family and learn to make empowered decisions.

1. N A T A L I M O R R I S . C O M
N A T A L I @ M O R R I S . N E T
N ATA L I
M O R R I S

2. J I M R O H N T O N Y R O B B I N S N A P O L E O N H I L L

3. E L I Z A B E T H
W A R R E N

4. N O . 1 P R E D I C T O R O F F I N A N C I A L R U I N : M O T H E R H O O D

5. C B S 2 0 1 0

6. O N
A V E R A G E ,
G I R L S
W H O
W R I T E
T H E I R
N A M E S A T
T H E T O P
O F T H E I R
S A T S ,
R E C E I V E
L O W E R
S C O R E S
T H A N
B O Y S

7. GENDERED
WORDS
F I R E M A N
P O S T M A N
C H A I R M A N
D E L I V E R Y M A N
F R E S H M A N
M A I L M A N
P O L I C E M A N

8. ☞ Oh Michael wouldn’t know how to
pay all of our bills. I do all of that.
☞ My husband handles the
investments. I pay the bills.
☞ I do all the budgeting at home.
I’m good at finding bargains.
MOMMY MONEY TALK

9. KEEP
CALM
AND BE
FRUGAL

12. “ O H Y E A H , W E ’ R E G O O D , I ’ V E G O T I T H A N D L E D ”

14. ☞ “Wealth consciousness is simply the expansion of your
consciousness and awareness into the wealthy parts
of your Self. That is why all you need to increase your
wealth consciousness is within you already. You are
already wealthy, but you have been taught to choose
not to experience your wealth. This insight changes
everything. Like wealthy people, you can now know
how to start experiencing the wealthy you – and
choose to do so.”
D AV I D C A M E R O N G I K A N D I
A happy pocket full of money: infinite wealth and abundance in the here and now
WEALTH
CONSCIOUSNESS

15. FRACTIONAL-
RESERVE BANKING

16. OUR ECONOMY
M O N E Y T H A T E X I S T S I N
P H Y S I C A L F O R M
$1.2 Trillion
M O N E Y T H A T I S
C I R C U L A T I N G I N O U R
E C O N O M Y
$14.1 Trillion

17. FRACTIONAL-RESERVE
BANKING
A C C O U N T
N U M B E R
D E P O S I
T
I N T E R E S
T O U T
L O A N
I N T E R E S
T I N
R E S E R V E
S
Deposit 1 100.00 5.00
Loan 1 90.00 5.40 10.00
Deposit 2 90.00 4.50
Loan 2 81.00 4.86 9.00
Deposit 3 81.00 4.05
Loan 3 72.90 4.37 8.10
Deposit 4 72.90 3.65
Loan 4 65.61 3.94 7.29
Deposit 5 65.61 3.28
Loan 5 59.05 3.54 6.56

18. Loan 65 0.11 0.01 0.01
Deposit 66 0.11 0.01
Loan 66 0.10 0.01 0.01
Deposit 67 0.10 0.00
Loan 67 0.09 0.01 0.01
Deposit 68 0.09 0.00
T O T A L S 999.23 49.96 899.23 53.95 99.91
FRACTIONAL-RESERVE
BANKING

19. LIMITING
BELIEFS
ABOUT
WEALTH &
WORTH

20. LIMITING BELIEFS ABOUT
WEALTH & WORTH
☞ Motherhood holds me back.
☞ I am less valuable to the workforce as a
mother.
☞ I cannot be the breadwinner in my family
because I am the mother.
☞ I have to choose between career and
motherhood.
☞ I would have accomplished so much more
if I had not had children.

21. ☞ I can’t afford it.
☞ They can afford it.
☞ Must be nice to have that…
☞ We don’t do this job to get rich.
☞ I don’t have the money for good investments.
☞ I don’t know how to make money.
☞ I don’t have a head for business.
☞ This is what they pay.
OTHER COMMON
LIMITING BELIEFS ABOUT
WEALTH & WORTH

23. N A T A L I M O R R I S . C O M
N A T A L I @ M O R R I S . N E T
T H A N K Y O U !