This presentation highlights key policy areas as part of helping people around working including Americans assess either Donald Trump or Joe Biden.

1. P A U L Y O U N G C P A C G A
S E P T E M B E R 1 3 , 2 0 2 0
WHAT’S NEXT
FOR UNITED
STATES

2. Paul Young CPA CGA – Bio
September 9, 2014
• CPA, CGA
• Financial Solutions
• SME – Risk Management
• SME – Emerging Technology
• SME – Business Process Change
• SME – Close, Consolidate and
Reporting
• SME – Public Policy
• SME – Financial Solutions
• SME – Supply Chain Management
Contact – Paul.Young@ca.ibm.com

3. Agenda
• United States Middle Class
• USA / Income Inequality
• Job Quality / USA
• Job Quality by President
• FDI by year / Analysis
• GDP Sector / USA
• Economic Zones / Low Income
• USA / Green Economy
• Infrastructure
• Education
• Healthcare
• Housing
• Foreign Affairs and Policies
• Post-Secondary Education
• Budget Deficit / Federally
• Kamala Harris
• Foreign Policies and Affairs
• Crime / Punishment
• Environment

4. United States Middle Class
Source - https://www.pewsocialtrends.org/2020/01/09/trends-in-income-and-wealth-inequality/

5. Income Inequality
Source - https://www.pewresearch.org/fact-tank/2020/02/07/6-facts-about-economic-inequality-in-the-u-s/

6. USA Job Quality Index
Source - https://www.jobqualityindex.com/

7. Job Quality by President

8. FDI / USA
FDI into USA
Source - https://www.bea.gov/news/2019/direct-investment-country-and-industry-2018

9. GDP by Sector
Source - https://www.statista.com/statistics/248004/percentage-added-to-the-us-gdp-by-industry/
2019 2016

10. Economic Zones
@AOC I think there needs to be GAO performance audits of many of the @realDonaldTrump including the economic
zones.
https://www.slideshare.net/paulyoungcga/opportunity-zones-usa-analysis-and-commentary
Joe Biden Economic Zones
Source - https://joebiden.com/racial-economic-equity/
• There are many issues facing local government including affordable housing, cost of living, crumbling infrastructure,
fiscal management cycle, and other areas - https://www.slideshare.net/paulyoungcga/what-is-happening-with-united-
states-cities-and-local-government

11. USA Green Economy
Source - https://www.cnn.com/2020/07/14/politics/joe-biden-clean-energy-plan/index.html
• USA is a carbon sink -
https://www.slideshare.net/paulyoungcga/electricty-
the-grid-whats-next-for-co2-emissions
• Green economy in the USA is already $1.3 trillion per
year - https://phys.org/news/2019-10-green-
economy-worth-trillion-year.html
• Clean technology
• Must be viable
• Requires raw materials, smelting, fabrication,
delivery and installation
• Source -
https://www.slideshare.net/paulyoungcga/
canada-clean-technolgy-and-the-green-
economy
• USA generates nearly 62% from non-clean sources -
https://www.slideshare.net/paulyoungcga/power-
generation-canada-and-the-world
• USA would have to move these load factors to
nuclear, hydro, and other options

12. USA Infrastructure
Source -
https://www.brookings.edu/research/shifting-into-
an-era-of-repair-us-infrastructure-spending-
trends/
Source - https://joebiden.com/infrastructure/
• Post COVID19 – Infrastructure spending proposal -
https://www.bloomberg.com/news/articles/2020-06-
16/trump-team-weighs-1-trillion-for-infrastructure-
to-spur-economy
• Funding new infrastructure will require a series of
fees - https://www.blog.invesco.us.com/us-
infrastructure-spending-may-lead-to-compelling-
investment-opportunities/
• Infrastructure bill passed -
https://www.mercurynews.com/2020/07/01/house-
approves-1-5t-bill-to-fix-us-infrastructure/
• Oversight into spending is required by GAO -
https://budget.house.gov/publications/report/st
rong-infrastructure-and-healthy-economy-
require-federal-investment

13. Education and Healthcare
Source - https://www.businessinsider.com/us-
ranks-27th-for-healthcare-and-education-2018-
9
Joe Biden / Education
Source - https://joebiden.com/education/ or https://www.wusa9.com/article/news/nation-
world/trump-vs-biden-2020-election/507-19d28b86-cd57-4567-a007-2d7e16145352
• USA has a very solid educational system -
https://ceoworld.biz/2020/05/10/ranked-worlds-best-
countries-for-education-system-2020/
• USA trails countries like Canada in terms of education -
https://www.kelownanow.com/watercooler/news/news/Ed
ucation/Canada_stays_near_top_of_rankings_in_global_edu
cation_survey/
• USA has a solid university system -
https://www.universityworldnews.com/post.php?story=201
90912131138561
• Human capital related issues will need to be address by
countries around the world -
https://www.slideshare.net/paulyoungcga/automation-and-
human-capital-management-human-resources

14. Healthcare
Source - https://worldpopulationreview.com/country-
rankings/best-healthcare-in-the-world
2020 Ranking
Source - https://www.bloomberg.com/news/articles/2016-
09-29/u-s-health-care-system-ranks-as-one-of-the-least-
efficient
• Healthcare is going to face many challenges over the next decade or so. It will be important for governments around the world come up with innovated
solutions - https://www.slideshare.net/paulyoungcga/whats-next-for-global-healthcare-post-covid19
• Co-Pay/Healthcare reforms - https://www.pgpf.org/blog/2020/07/how-does-the-us-healthcare-system-compare-to-other-countries
https://www.wellsteps.com/blog/2020/01/02/benefits-of-wellness-lower-health-care-costs/
• Joe Biden and healthcare “Biden campaign officials say the health care plan serves as a transitional piece of legislation that could pave the path to a Medicare-
for-All single payer system in the future. ” - https://www.nbcnews.com/politics/meet-the-press/blog/meet-press-blog-latest-news-analysis-data-driving-
political-discussion-n988541/ncrd1030086#blogHeader
• ObamaCare Failures - https://www.marketwatch.com/story/7-obamacare-failures-that-have-hurt-americans-2016-03-24

15. Housing
Source - https://www.curbed.com/2019/5/15/18617763/affordable-housing-policy-rent-real-estate-apartment
• The prospects aren’t much better for renters,
either. Approximately 18.5 million households were
spending more than half their income on housing in
2016. There’s not a single county nationwide where
a minimum wage earner working 40 hours per
week can afford a "modest" two-bedroom
apartment without being cost-burdened, according
to government standards Source
https://www.politifact.com/article/2019/dec/30/fa
cts-housing-affordability-united-states/
• USA has similar issues with Canada which include
the cost of land, availability of land, cost of lumber,
taxes, etc. -
https://www.slideshare.net/paulyoungcga/latest-
news-housing-canada-june-2020
• Obama and housing foreclosure -
https://www.theatlantic.com/politics/archive/2016
/12/obamas-failure-to-mitigate-americas-
foreclosure-crisis/510485/ and Wealth -
https://jacobinmag.com/2017/12/obama-
foreclosure-crisis-wealth-inequality

16. Foreign Affairs and Policies
• Trade imbalances with countries - https://www.census.gov/foreign-trade/statistics/highlights/top/top2006yr.html
• Foreign Policies and Affairs
• Top presidents – Foreign Policies and Affairs -
https://www.theatlantic.com/international/archive/2011/07/the-best-and-worst-foreign-policy-presidents-of-
the-past-century/242781/
• Need for a new foreign policy direction - https://www.rand.org/blog/2020/05/why-the-united-states-will-
need-a-new-foreign-policy.html
• Biden approach will be similar to that of Obama - https://www.tabletmag.com/sections/israel-middle-
east/articles/biden-foreign-policy
• Trump isolated the USA with his bullying tactics - https://foreignpolicy.com/2019/06/28/to-g-20-leaders-
trumps-bully-boy-routine-has-grown-old-japan-g-20-summit-osaka-trump-putin-china-india-germany-japan/
• USA needs to move away from NWO – Biden in the past has supported expanding USA role with the United
Nations - https://www.democratsagainstunagenda21.com/vp-joe-biden-and-the-new-world-order.html
• USA will need to review its immigration policy -
https://www.forbes.com/sites/andyjsemotiuk/2019/08/23/immigrants-troubled-by-trumps-new-immigration-
policy-restrictions/#56cbfbd53b34
• Proper support for ICE - https://www.americanimmigrationcouncil.org/research/the-cost-of-immigration-
enforcement-and-border-security - Kamala Harris has raised issues with ICE -
https://www.foxnews.com/politics/kamala-harris-ice-kkk-senate-hearing. ICE enforces laws. Kamala Harris was
a former DA which meant she enforced laws.

17. Post-Secondary Education
Source - https://www.statista.com/statistics/238109/tuition-and-fees-in-the-us/
• One oddity of America’s higher-education system is
that it is actually three different systems
masquerading as one: There is one system of public
colleges; another of private, nonprofit institutions;
and one made up of for-profit colleges. -
https://www.theatlantic.com/education/archive/201
8/09/why-is-college-so-expensive-in-
america/569884/
• Free Education would cost the treasury nearly $80B
per year -
https://www.nytimes.com/2019/07/19/business/tui
tion-free-college.html
• States are struggling with debt, taxation policy and
the delivery of social programs
• Less spending by states means more pressure
on higher tuition rates -
https://www.cbpp.org/research/state-budget-
and-tax/a-lost-decade-in-higher-education-
funding

18. USA Budget Deficit
• Currently there is nearly 4 trillion deficit due to COVID19 –
• Democrats would look at deep cuts to the Military -
https://www.defensenews.com/congress/2020/07/20/defund-pentagon-effort-holds-message-for-
biden/
• There has been no budget surplus since 2001
• USA needs to bring in more tax fairness as well as focus on value for money when it comes to
delivering of social programs - https://www.slideshare.net/paulyoungcga/designing-social-programs-
and-tax-fairness-policies
• Fitch has raised concerns about the debt - https://www.fitchratings.com/research/sovereigns/fitch-
revises-united-states-outlook-to-negative-affirms-at-aaa-31-07-2020
• Biden plans additional spending - https://justthenews.com/politics-policy/elections/bidens-
spending-proposals-could-top-10-trillion-draws-ire-trump-campaign It is unclear how Biden plans to
pay for the new spending
• Source - https://www.thebalance.com/us-deficit-by-year-3306306

19. The real Kamala Harris
Kamala Harris
DA - https://theappeal.org/kamala-harris-criminal-justice-record-killed-her-presidential-run/
Policies - https://spotlightonpoverty.org/kamala-harris/ Kamala is supporter of Bernie Sanders free stuff
policies
Banking - https://www.jacobinmag.com/2017/08/kamala-harris-trump-obama-california-attorney-general
or https://www.sfchronicle.com/politics/article/Kamala-Harris-mortgage-meltdown-record-under-
13730708.php or https://www.latimes.com/politics/la-pol-ca-senate-harris-banks-20161016-snap-
story.html

20. Foreign Policies and Affairs
• Joe Biden and Iran - https://www.theatlantic.com/politics/archive/2015/07/joe-bidens-new-mission-selling-
the-iran-deal/449295/
• Trump has broker agreements (Israel and Bahrain, Israel and UAE) -
https://www.slideshare.net/paulyoungcga/foreign-policies-and-affairs-middle-east-238466898 or
https://www.timesofisrael.com/biden-critics-of-iran-deal-dont-get-it/#gs.g0wusp
• Success/failures - https://www.theatlantic.com/international/archive/2011/07/the-best-and-worst-foreign-
policy-presidents-of-the-past-century/242781/
• Obama failures - https://time.com/76868/obama-foreign-policy-cynicism/
• Biden Foreign policies - https://thehill.com/policy/international/194889-was-biden-always-wrong
• Biden on Trade - https://www.cato.org/blog/joe-bidens-so-so-record-trade
• USA/Trump has been cleaning up trade - https://www.slideshare.net/paulyoungcga/trade-united-states

21. Crime and Punishment
• There needs to be more audits including fixing DA that are allowing partisan politics to dictate their
prosecution of criminals
• DA - https://www.governing.com/topics/politics/gov-prosecutors-elections-district-attorney-races.html
• Neither Trump nor Obama got public safety completely right - https://www.brennancenter.org/our-
work/analysis-opinion/crime-down-does-president-trump-deserve-credit
• Public safety - https://www.slideshare.net/paulyoungcga/public-safety-crime-and-punishment
• Fixing and unfair legal system - https://obamawhitehouse.archives.gov/blog/2015/07/15/president-obama-
our-criminal-justice-system-isnt-smart-it-should-be
• Trump introduced opportunity zones - https://www.forbes.com/sites/morgansimon/2019/03/30/what-
you-need-to-know-about-opportunity-zones/#5ef49ff06ae2
• More performance audits of key policies like opportunity zones -
https://home.kpmg/us/en/home/insights/2020/01/tnf-kpmg-report-analysis-and-observations-
about-final-regulations-and-future-of-opportunity-zone-investments.html

22. Environment
• Obama and Biden - https://grist.org/article/biden_factsheet/
• USA generates nearly 45% from clean sources
• Electrical producers are moving away from large scale nuclear powerplants to small plants -
https://www.scientificamerican.com/article/first-u-s-small-nuclear-reactor-design-is-approved/ or
https://www.opb.org/article/2020/09/03/us-first-ever-ok-small-commercial-nuclear-reactor/
• https://www.eia.gov/outlooks/steo/report/electricity.php
• The big issues are that many States are pushing for wind and solar. There are many issues with wind and solar
including the need for backup power systems - https://energy.economictimes.indiatimes.com/news/oil-and-
gas/u-s-natural-gas-output-demand-to-fall-in-2021-after-hitting-records-in-2020-eia/74094895

23. Environment
• Obama and Biden - https://grist.org/article/biden_factsheet/
• Trump - https://www.brookings.edu/policy2020/votervital/what-is-the-trump-administrations-track-
record-on-the-environment/
Summary
The next USA government needs to bring in more balanced when it comes to Economy and the Environment -
https://www.slideshare.net/paulyoungcga/climate-change-and-the-environment-how-do-we-resolve

24. USA
• USA will need to address many issues of social policies like income transfers, education, social policy, and healthcare
• USA GDP was seeing a growth in manufacturing. USA needs to continue to push for near shoring of manufacturing
• USA will need to have all levels of governments to embrace more operational and performance audits -
https://www.slideshare.net/paulyoungcga/internal-audit-and-performance-base-auditing
• USA will need to work with G7 and G20 to reform global organizations like the UN, WHO, WTO and other organizations
- https://www.slideshare.net/paulyoungcga/2019-election-global-trade-barriers-and-protection-wto-canada-
september-2019
• USA needs to reform its tax act - https://www.slideshare.net/paulyoungcga/are-wealth-tax-a-good-idea and
https://www.slideshare.net/paulyoungcga/designing-social-programs-and-tax-fairness-policies
• USA needs to reform its criminal justice system - https://www.slideshare.net/paulyoungcga/crime-and-public-safety-
how-to-fix-a-broken-public-safety-and-legal-system
• Automation will continue to rise - https://www.slideshare.net/paulyoungcga/whats-next-for-automation-private-and-
public-sector
• Government will need to have the right balance between the environment and GDP as part of supporting both the
economy and the environment - https://www.slideshare.net/paulyoungcga/global-economy-whats-next
• All parties need to put partisan politics aside and work together as part of supporting Americans -
https://www.pewresearch.org/fact-tank/2020/07/14/as-the-u-s-copes-with-multiple-crises-partisans-disagree-
sharply-on-severity-of-problems-facing-the-nation/