An expert on credit testified before Congress and co-authored the Credit Card Accountability Responsibility and Disclosure (CARD) Act. He is now co-authoring and championing the "Larry Chiang Electronic Credit Score Protection Act" which aims to update antiquated credit laws from the 1970s regarding interest rates and credit reporting. The proposed "Larry Chiang Electronic Credit Score Protection Act" is not yet an actual bill or law that has been passed.

2. Expert Credit Witnessin Congress;Co-Authored the Credit Card CARD Act Co-Authoring& Championing,“Larry ChiangElectronic CreditCard CARD Score Protection Act”

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8. Complaining viaemail, phone or Internet hurts you Antiquated laws from the 1970s "Larry Chiang Electronic Credit Score Protection Act“ is not a bill or an Act yet