WealthTech Views Report: Looking into 2021, created by the Wealth Mosaic, provides insights and intelligence from technology thought leaders from across the globe on the main technology trends in wealth management they expect to see in the year ahead.
Contemi's Business Development Director, William Rouse, shared his insights into the challenges, opportunities and industry talking points for 2021.
As executives charged with the task of putting banking on a new commercial course,
you need to be armed with trustworthy, complete facts and analysis. For that, the
institution needs to adopt a business analytics framework. Decisions will then be based
on reliable information and predictive insight – adjusted for known risks across the
institution’s business units, functional areas and channels. For more info: www.nafcu.org/sas
Robo Advice: Revenge of the Incumbents (MyVest and Aite INVEST session)MyVest
After digital disruptors demonstrated the viability of automated advice, traditional firms are in the middle of responding to this threat and opportunity. MyVest’s CEO Anton Honikman will interview Aite Group’s Alois Pirker about his research into how incumbents are developing their digital wealth offerings. Alois will share how we are moving from the 2nd to the 3rd stage of robo-advice adoption, and his recommendations for how you can prepare for the future through making better use of segmentation, data, and differentiated advice.
Self-Service in Wealth Management: Remaining CompetitiveCapgemini
Globally, companies are using digital technology to transform the way they run operations. This transformation is being driven by the increased sophistication of new channels such a mobile and social media. Across financial services, banks, brokerages and insurance companies are leveraging these evolving technologies to enable self-service capabilities so customers can resolve issues or get information without interacting with a representative. This paper looks at self-service in wealth management and examines the impact to deliver a forward-looking cross-channel client experience.
The document discusses emerging payment solutions for online and offline merchants in response to shifts in consumer behavior toward ecommerce and social media. It outlines challenges merchants face in accepting various payment methods and compliance issues. New companies like Braintree and OzForex provide payment processing solutions tailored for small/medium businesses to simplify acceptance of cards, mobile payments, and international transactions. Square and Yapstone's mobile-based offerings allow merchants to accept non-cash payments using smartphones and tablets, helping brick-and-mortar stores adapt to changing consumer preferences. These solutions aim to minimize merchant pain points and capitalize on growing payment volumes totaling over $900 billion annually worldwide.
This document discusses markers of success for FinTech attackers and imperatives for banks in response to the FinTech threat. It finds that while banks still have advantages like regulation and credit issuance, FinTech attackers have opportunities due to new technologies, data availability, and demographic shifts. Successful FinTech attackers will have advantaged customer acquisition, lower costs, innovative data use, focused propositions, leveraging existing infrastructure, and managing risks and regulators. Banks must adopt six digital imperatives to defend against FinTech attackers taking up to 40% of some banking revenues by 2025, including becoming more customer-centric, improving cost structures, leveraging data, developing platforms, partnering strategically, and transforming culture.
This document discusses the growth potential and business models of robo-advisors. It begins by asking how big and fast the robo-advisor industry can grow in the US, what business models may be successful, and where advice is headed in the future. It then examines the size and growth projections of the robo-advisor market, outlines different business models, and explores how advanced analytics could expand the scope of automated advice over time. The document concludes that while robo-advice has significant growth potential, many questions remain around which firms and models can succeed in this evolving space.
This document discusses how FinTech is shaping the financial services industry. Some key points:
1. More than 20% of financial services business is at risk from FinTech competitors by 2020 according to the report. Over half of respondents are unsure or unlikely to respond to blockchain technology.
2. Consumer banking and payments are seen as the sectors most likely to be disrupted over the next 5 years. Up to 22% of banking and payments business could be at risk by 2020.
3. Asset management and insurance are also facing increasing disruption from FinTech with up to 28% of their business at risk by 2020. Incumbents in these industries see more disruption potential than outsiders do.
4. Customer
As executives charged with the task of putting banking on a new commercial course,
you need to be armed with trustworthy, complete facts and analysis. For that, the
institution needs to adopt a business analytics framework. Decisions will then be based
on reliable information and predictive insight – adjusted for known risks across the
institution’s business units, functional areas and channels. For more info: www.nafcu.org/sas
Robo Advice: Revenge of the Incumbents (MyVest and Aite INVEST session)MyVest
After digital disruptors demonstrated the viability of automated advice, traditional firms are in the middle of responding to this threat and opportunity. MyVest’s CEO Anton Honikman will interview Aite Group’s Alois Pirker about his research into how incumbents are developing their digital wealth offerings. Alois will share how we are moving from the 2nd to the 3rd stage of robo-advice adoption, and his recommendations for how you can prepare for the future through making better use of segmentation, data, and differentiated advice.
Self-Service in Wealth Management: Remaining CompetitiveCapgemini
Globally, companies are using digital technology to transform the way they run operations. This transformation is being driven by the increased sophistication of new channels such a mobile and social media. Across financial services, banks, brokerages and insurance companies are leveraging these evolving technologies to enable self-service capabilities so customers can resolve issues or get information without interacting with a representative. This paper looks at self-service in wealth management and examines the impact to deliver a forward-looking cross-channel client experience.
The document discusses emerging payment solutions for online and offline merchants in response to shifts in consumer behavior toward ecommerce and social media. It outlines challenges merchants face in accepting various payment methods and compliance issues. New companies like Braintree and OzForex provide payment processing solutions tailored for small/medium businesses to simplify acceptance of cards, mobile payments, and international transactions. Square and Yapstone's mobile-based offerings allow merchants to accept non-cash payments using smartphones and tablets, helping brick-and-mortar stores adapt to changing consumer preferences. These solutions aim to minimize merchant pain points and capitalize on growing payment volumes totaling over $900 billion annually worldwide.
This document discusses markers of success for FinTech attackers and imperatives for banks in response to the FinTech threat. It finds that while banks still have advantages like regulation and credit issuance, FinTech attackers have opportunities due to new technologies, data availability, and demographic shifts. Successful FinTech attackers will have advantaged customer acquisition, lower costs, innovative data use, focused propositions, leveraging existing infrastructure, and managing risks and regulators. Banks must adopt six digital imperatives to defend against FinTech attackers taking up to 40% of some banking revenues by 2025, including becoming more customer-centric, improving cost structures, leveraging data, developing platforms, partnering strategically, and transforming culture.
This document discusses the growth potential and business models of robo-advisors. It begins by asking how big and fast the robo-advisor industry can grow in the US, what business models may be successful, and where advice is headed in the future. It then examines the size and growth projections of the robo-advisor market, outlines different business models, and explores how advanced analytics could expand the scope of automated advice over time. The document concludes that while robo-advice has significant growth potential, many questions remain around which firms and models can succeed in this evolving space.
This document discusses how FinTech is shaping the financial services industry. Some key points:
1. More than 20% of financial services business is at risk from FinTech competitors by 2020 according to the report. Over half of respondents are unsure or unlikely to respond to blockchain technology.
2. Consumer banking and payments are seen as the sectors most likely to be disrupted over the next 5 years. Up to 22% of banking and payments business could be at risk by 2020.
3. Asset management and insurance are also facing increasing disruption from FinTech with up to 28% of their business at risk by 2020. Incumbents in these industries see more disruption potential than outsiders do.
4. Customer
ASI Pitch Deck Crowdfunder Campaign 2020-01-10RonNewton9
This document introduces Intelligent Decision Tools, a software solution that provides automated personalized financial advice through a rules-based expert system. It aims to simplify the financial advice process for advisors and institutions by simulating how human advisors work through concise question-and-answer sessions. The software analyzes user profiles and situations to provide compliant recommendations. It addresses issues like a shortage of experienced advisors and inconsistent advice. Intelligent Decision Tools is presented as filling a new category of automated personalized advice that could benefit advisors, firms, employers and consumers. The document provides an overview of how the software works and its potential benefits, users, markets, and a 5-year financial forecast projecting strong revenue growth.
How to Manage Increasing Data Compliance Issues in Community BanksColleen Beck-Domanico
During one of RMA’s Credit Risk Management Audio Conferences, H. Walter Young, chief liquidity risk officer, M&T Bank and chief data officer, CCAR, shared strategies and best practices for community banks facing increased data compliance and integrity issues, once deemed as “big bank issues."
1. Fintech is leading five transformations in the financial services industry: (1) startups are stepping between banks and customers, (2) robo-advisors are replacing human advisors, (3) startups are distributing insurance without agents, (4) POS technology is going mobile, and (5) blockchain is streamlining processes.
2. These transformations threaten traditional financial institutions with reduced profits and market share, but also provide opportunities to partner with or acquire startups to address customer needs.
3. Regardless of timing, fintech poses a threat as it is disrupting areas like banking, payments, lending, and wealth management.
World Payments Report 2014 Key Findings PresentationCapgemini
Ten years after publishing the first World Payments Report, Capgemini and RBS continue to provide insight into global and regional non-cash payment trends. In this presentation from the World Payments Report 2014, we explore what is driving payments growth, the increasing overlap of key regulatory and industry initiatives, the increased cascade effect, and innovation and transformation in payments processing. Visit www.worldpaymentsreport.com for more information.
The document provides an overview of the current global Islamic fintech landscape, estimating the 2020 Islamic fintech transaction volume within OIC countries to be $49 billion, with 241 Islamic fintech firms identified globally operating across various sectors. It outlines the enabling technologies and segments within the Islamic fintech ecosystem such as payments, deposits and lending, digital assets, and more. Several case studies of leading Islamic fintech firms are also highlighted to showcase success factors and stages of funding.
WealthTech - Robo-Advisors & digital brokeragesKannagi Mishra
WealthTech is a booming field under FinTech industry. This article talks about how technology has disrupted the value chain within the wealth & asset management, particularly Robo-Advisor & Digital Brokerage segment
FinTech outlook for 2017 report discussing trends, opportunities and challengesMEDICI admin
The report is intended for readers who want to better understand the dramatic changes that have begun to take place—and that are accelerating—in the global FinTech landscape. The payments industry, which is one of the focus areas of this report, has never been more exciting.
The report starts with the current state of FinTech and then provides an analysis of major emerging technologies and market forces that are shaping the FinTech market for 2017. It discusses the major opportunities and challenges faced by incumbents as well as FinTech startups. The report also provides a brief on the geographic split of payments volume, revenue and how they are expected to shift gradually by 2024.
Beyond Banking: New Business Models for the Digital EraJessica Wilkinson
The banking and financial services industry is undergoing a period of unprecedented disruption, which is re-shaping the competitive landscape.
Criterium Group believes we’re experiencing a fundamental change in how people manage, save and spend their money –which means banks and credit unions will need to re-imagine how they deliver value to customers and members.
We’re experiencing a disintegration of the financial industry. But disruption is exciting, not scary. As our relationship with money evolves, there are endless opportunities to delight customers and deliver value. However, competing in a digital age takes a completely different approach.
Criterium Group has considered the changing landscape from a competitive, financial, technological and operational perspective to re-design the traditional banking business model to win in a digital world.
This document provides an overview and analysis of Betterment, a robo-advisor startup. It discusses the wealth management industry landscape and how robo-advisors are targeting the underserved middle-income market segment. Betterment offers automated, low-cost investment management through an easy-to-use platform. The document analyzes Betterment's value proposition, performance and funding history. It also examines Betterment's future plans to expand into institutional and retirement services, and estimates the large total addressable market for robo-advisors. Competition in the robo-advisor space is also discussed.
The rise of robo advisors by planet of financerahulp9999
Robo-advisors are automated, algorithm-driven investment platforms that provide financial planning services with little human involvement. They have grown in popularity in recent years by removing advisory fees and providing convenient online access. The document discusses how some of the largest robo-advisor players like Betterment and Wealthfront have lowered costs and minimum investments compared to traditional advisors. It also notes that while robo-advisors can automate many functions, humans are still needed to build, regulate, and improve the algorithms over time.
Financial institutions are increasingly partnering with FinTech companies and embracing disruption to remain competitive in a changing landscape. The document discusses:
1) Most incumbents expect to increase FinTech partnerships in the next 3-5 years and adopt blockchain to remain innovative as nearly a quarter of revenues are at risk from standalone FinTech firms.
2) Financial institutions are learning to partner with and integrate FinTech innovations to access new technologies, data, and customers more quickly while managing cultural and regulatory challenges.
3) Emerging technologies like artificial intelligence, blockchain, and data analytics being adopted by FinTechs are enabling greater convergence between incumbents and startups by streamlining processes and improving customer experience.
Szilágyi Péter - Disintermediaton a pénzügyi szektorban. Régi versus új mediá...FinTechAkademia
Mit jelent valójában a disintermediation a pénzügyi szolgáltatások piacán? Mely országokban történt eddig a legjelentősebb változás? Kik az új szereplők, vagy melyek az új szerepek? Mi lett/lesz a hagyományos közvetítőkkel, szereplőkkel? Milyen szerepet játszanak a technológia és a fintech startup-ok a disintermediation folyamatában? Mi várható 5-10 éven belül a disintermediation eredményeként? Ezekre a kérdésekre keresi a válaszokat Szilágyi Péter a CEU docense.
In order to develop a fact-based perspective, The Economist Intelligence Unit (EIU), sponsored by Hewlett Packard Enterprise, has conducted parallel surveys of more than 100 senior bankers and 100 Fintech executives. The objective is to determine their respective views on the impact of Fintech, the strengths and weaknesses of the participants and the likely landscape for the retail banking industry over the next five years.
World-class Digital Order-To-Cash: Transforming Accounts Receivables For the ...emagia
Emagia provides a digital order-to-cash platform that automates accounts receivable processes through automation, analytics, and artificial intelligence. ConvaTec implemented Emagia's platform globally to standardize its order-to-cash processes across 100 countries. The implementation aims to increase cash application matching rates, reduce dispute resolution times, and lower accounts receivable operating costs by 40%.
A comprehensive overview of key industry trends driving innovation in the wealth management space and how the industry is reacting to the emergence of Robo Advisors and other Digital Wealth Management providers
We are excited to share with you our thoughts on financial technology ecosystem in 2017 and 2018. Please feel free to reach out to us if you would like a more detailed report.
This document discusses the rapidly changing landscape of technology in the financial services industry from 2020 and beyond. It identifies 10 key technology trends that will impact financial institutions, including the rise of fintech driving new business models, adoption of blockchain, increased use of customer data analytics, growth of cloud computing and cybersecurity risks. The document urges financial institution executives to develop clear technology strategies to navigate these changes and compete successfully in the future.
The Finance, The Digital & The Society - Smart Cities Summit 2018 - AlgiersSmart Algiers
The document discusses the development of fintech and its impact on traditional banking. It provides several case studies of fintech startups operating in areas like payments, lending, equity crowdfunding, and trade receivables. The second wave of fintech is growing quickly and banks are responding by either cooperating with fintech firms or developing modular offerings. The rest of the document focuses on Banxy, a new mobile-only bank launched by Natixis Algeria to provide a more accessible and convenient banking experience for customers.
ASI Pitch Deck Crowdfunder Campaign 2020-01-10RonNewton9
This document introduces Intelligent Decision Tools, a software solution that provides automated personalized financial advice through a rules-based expert system. It aims to simplify the financial advice process for advisors and institutions by simulating how human advisors work through concise question-and-answer sessions. The software analyzes user profiles and situations to provide compliant recommendations. It addresses issues like a shortage of experienced advisors and inconsistent advice. Intelligent Decision Tools is presented as filling a new category of automated personalized advice that could benefit advisors, firms, employers and consumers. The document provides an overview of how the software works and its potential benefits, users, markets, and a 5-year financial forecast projecting strong revenue growth.
How to Manage Increasing Data Compliance Issues in Community BanksColleen Beck-Domanico
During one of RMA’s Credit Risk Management Audio Conferences, H. Walter Young, chief liquidity risk officer, M&T Bank and chief data officer, CCAR, shared strategies and best practices for community banks facing increased data compliance and integrity issues, once deemed as “big bank issues."
1. Fintech is leading five transformations in the financial services industry: (1) startups are stepping between banks and customers, (2) robo-advisors are replacing human advisors, (3) startups are distributing insurance without agents, (4) POS technology is going mobile, and (5) blockchain is streamlining processes.
2. These transformations threaten traditional financial institutions with reduced profits and market share, but also provide opportunities to partner with or acquire startups to address customer needs.
3. Regardless of timing, fintech poses a threat as it is disrupting areas like banking, payments, lending, and wealth management.
World Payments Report 2014 Key Findings PresentationCapgemini
Ten years after publishing the first World Payments Report, Capgemini and RBS continue to provide insight into global and regional non-cash payment trends. In this presentation from the World Payments Report 2014, we explore what is driving payments growth, the increasing overlap of key regulatory and industry initiatives, the increased cascade effect, and innovation and transformation in payments processing. Visit www.worldpaymentsreport.com for more information.
The document provides an overview of the current global Islamic fintech landscape, estimating the 2020 Islamic fintech transaction volume within OIC countries to be $49 billion, with 241 Islamic fintech firms identified globally operating across various sectors. It outlines the enabling technologies and segments within the Islamic fintech ecosystem such as payments, deposits and lending, digital assets, and more. Several case studies of leading Islamic fintech firms are also highlighted to showcase success factors and stages of funding.
WealthTech - Robo-Advisors & digital brokeragesKannagi Mishra
WealthTech is a booming field under FinTech industry. This article talks about how technology has disrupted the value chain within the wealth & asset management, particularly Robo-Advisor & Digital Brokerage segment
FinTech outlook for 2017 report discussing trends, opportunities and challengesMEDICI admin
The report is intended for readers who want to better understand the dramatic changes that have begun to take place—and that are accelerating—in the global FinTech landscape. The payments industry, which is one of the focus areas of this report, has never been more exciting.
The report starts with the current state of FinTech and then provides an analysis of major emerging technologies and market forces that are shaping the FinTech market for 2017. It discusses the major opportunities and challenges faced by incumbents as well as FinTech startups. The report also provides a brief on the geographic split of payments volume, revenue and how they are expected to shift gradually by 2024.
Beyond Banking: New Business Models for the Digital EraJessica Wilkinson
The banking and financial services industry is undergoing a period of unprecedented disruption, which is re-shaping the competitive landscape.
Criterium Group believes we’re experiencing a fundamental change in how people manage, save and spend their money –which means banks and credit unions will need to re-imagine how they deliver value to customers and members.
We’re experiencing a disintegration of the financial industry. But disruption is exciting, not scary. As our relationship with money evolves, there are endless opportunities to delight customers and deliver value. However, competing in a digital age takes a completely different approach.
Criterium Group has considered the changing landscape from a competitive, financial, technological and operational perspective to re-design the traditional banking business model to win in a digital world.
This document provides an overview and analysis of Betterment, a robo-advisor startup. It discusses the wealth management industry landscape and how robo-advisors are targeting the underserved middle-income market segment. Betterment offers automated, low-cost investment management through an easy-to-use platform. The document analyzes Betterment's value proposition, performance and funding history. It also examines Betterment's future plans to expand into institutional and retirement services, and estimates the large total addressable market for robo-advisors. Competition in the robo-advisor space is also discussed.
The rise of robo advisors by planet of financerahulp9999
Robo-advisors are automated, algorithm-driven investment platforms that provide financial planning services with little human involvement. They have grown in popularity in recent years by removing advisory fees and providing convenient online access. The document discusses how some of the largest robo-advisor players like Betterment and Wealthfront have lowered costs and minimum investments compared to traditional advisors. It also notes that while robo-advisors can automate many functions, humans are still needed to build, regulate, and improve the algorithms over time.
Financial institutions are increasingly partnering with FinTech companies and embracing disruption to remain competitive in a changing landscape. The document discusses:
1) Most incumbents expect to increase FinTech partnerships in the next 3-5 years and adopt blockchain to remain innovative as nearly a quarter of revenues are at risk from standalone FinTech firms.
2) Financial institutions are learning to partner with and integrate FinTech innovations to access new technologies, data, and customers more quickly while managing cultural and regulatory challenges.
3) Emerging technologies like artificial intelligence, blockchain, and data analytics being adopted by FinTechs are enabling greater convergence between incumbents and startups by streamlining processes and improving customer experience.
Szilágyi Péter - Disintermediaton a pénzügyi szektorban. Régi versus új mediá...FinTechAkademia
Mit jelent valójában a disintermediation a pénzügyi szolgáltatások piacán? Mely országokban történt eddig a legjelentősebb változás? Kik az új szereplők, vagy melyek az új szerepek? Mi lett/lesz a hagyományos közvetítőkkel, szereplőkkel? Milyen szerepet játszanak a technológia és a fintech startup-ok a disintermediation folyamatában? Mi várható 5-10 éven belül a disintermediation eredményeként? Ezekre a kérdésekre keresi a válaszokat Szilágyi Péter a CEU docense.
In order to develop a fact-based perspective, The Economist Intelligence Unit (EIU), sponsored by Hewlett Packard Enterprise, has conducted parallel surveys of more than 100 senior bankers and 100 Fintech executives. The objective is to determine their respective views on the impact of Fintech, the strengths and weaknesses of the participants and the likely landscape for the retail banking industry over the next five years.
World-class Digital Order-To-Cash: Transforming Accounts Receivables For the ...emagia
Emagia provides a digital order-to-cash platform that automates accounts receivable processes through automation, analytics, and artificial intelligence. ConvaTec implemented Emagia's platform globally to standardize its order-to-cash processes across 100 countries. The implementation aims to increase cash application matching rates, reduce dispute resolution times, and lower accounts receivable operating costs by 40%.
A comprehensive overview of key industry trends driving innovation in the wealth management space and how the industry is reacting to the emergence of Robo Advisors and other Digital Wealth Management providers
We are excited to share with you our thoughts on financial technology ecosystem in 2017 and 2018. Please feel free to reach out to us if you would like a more detailed report.
This document discusses the rapidly changing landscape of technology in the financial services industry from 2020 and beyond. It identifies 10 key technology trends that will impact financial institutions, including the rise of fintech driving new business models, adoption of blockchain, increased use of customer data analytics, growth of cloud computing and cybersecurity risks. The document urges financial institution executives to develop clear technology strategies to navigate these changes and compete successfully in the future.
The Finance, The Digital & The Society - Smart Cities Summit 2018 - AlgiersSmart Algiers
The document discusses the development of fintech and its impact on traditional banking. It provides several case studies of fintech startups operating in areas like payments, lending, equity crowdfunding, and trade receivables. The second wave of fintech is growing quickly and banks are responding by either cooperating with fintech firms or developing modular offerings. The rest of the document focuses on Banxy, a new mobile-only bank launched by Natixis Algeria to provide a more accessible and convenient banking experience for customers.
The document discusses disruptions driving investment in the FinTech market. There is significant capital flowing into FinTech startups looking to challenge traditional financial institutions. The market is attracting attention due to tech-savvy millennials distrusting banks, the large size of the financial services market, and renewed interest from banks in innovating. The FinTech landscape can be divided into front office/consumer services and back office/legacy system modernization.
Solving Financial Constraints with Innovative Funding SolutionGilbert Tam 譚耀宗
This document discusses financial challenges facing small and medium enterprises (SMEs) in obtaining funding from traditional sources like banks. It introduces fintech platforms like Velotrade that use innovative methods to connect SMEs needing funding with investors online, providing more efficient, flexible funding options. Major hurdles for trade finance include fraud prevention and lack of standardized products, but emerging technologies like blockchain may help address these issues if widely adopted. Collaboration between banks and fintech is also emphasized as a way forward.
The document discusses how megatrends around demographics, technology, environment, and social values are reshaping the future of the investment management industry. It notes that an aging population, low birth rates, and high debt levels are creating challenges for retirement systems. Technological advances are impacting all aspects of life and disrupting business models. Resource constraints are altering investment opportunities. Younger generations want more transparency and personalization from financial services. The implications of these trends include changes to investor needs, opportunities for asset managers to expand their roles, and the need for flexibility and data-driven operations to serve a more diverse client base.
This document provides a strategic analysis for Broadridge to better communicate with future generations of investors. It analyzes market needs and trends influencing the finance industry, including the growing affluence and impact of millennials. Broadridge's offerings are described, including investor communications, global technology solutions, and wealth management services. Opportunities are identified for Broadridge to utilize video communications to enhance employee training, onboarding, and robo-advising services. Potential video technology acquisition targets are analyzed, with BLUERUSH recommended due to its capabilities and financial strengths.
The Financial Times, in partnership with HP, recently held an event in Milan to discuss new CIO strategies for the digital age. Topics discussed included customer engagement, consistent delivery of service across all channels, strategies for driving innovation and supporting business growth, and security concerns in an era of BYOD and cloud services.
This white paper highlight key discussion points from the event.
This document provides a program guide for the Dbriefs webcast series from July to September 2013. It outlines various webcast topics within the areas of Financial Executives, Industries, Markets, HR Executives, Technology Executives, Tax Executives, and Our Presenters. Some of the highlighted webcasts include discussions on emerging markets opportunities and competition, IT infrastructure transformation challenges, risk management lessons, executive compensation trends, cybersecurity issues for boards, and information reporting and withholding tax liabilities. The guide encourages subscribers to look ahead at emerging business trends and gain insights from these convenient live webcasts.
This document provides a program guide for the Dbriefs webcast series from July to September 2013. It outlines various webcast topics within the areas of financial executives, industries, markets, HR executives, technology executives, and tax executives. The webcasts will discuss emerging issues leaders need to address, including driving enterprise value, governance and risk, financial reporting, transactions and business events, and specific industry topics. The guide provides details on subscription information and accessing materials from past Dbriefs webcasts.
📗 Fintech Trends for 2022 – Building for Resilience & Security
Since we first published our white paper on the state of play for technology in modern financial services, a lot has gone on.
However, the overarching themes of this paper remain relevant: financial services and products must be based on trusted, secure and resilient tech for the exciting innovations in the industry to take hold.
Our Fintech Marketing Lead, Michael Jaiyeola, produces this paper in collaboration with our global fintech clients, internal engineering and project management teams and influential subject matter experts [see below].
👉 Discover 5 key tech trends shaping modern financial services.
👉 Learn how to bridge the gap between business and tech functions for strategic success.
“Here we bring you a report that describes some of the technologies needed to be competitive, agile and innovative in this new age of human-centric technology.”
@Phil Harrison, CCO Fintech Trifork & Erlang Solutions.
#emergingtech #financialservices #diversityandinclusion #womenintechnology #futureofwork #distributedcomputing #systemresilience #cybersecurity #web3 #blockchain #cbdc #payments #ai #embeddedfinance #opensourcesoftware #functionalprogramming #erlang #elixirlang
Transforming wealth management customer onboarding with the power of process automation, rules based straight thru processing and data driven real time intelligence.
Digitization is impacting the traditional business banking relationship management model in three key ways:
1. It is providing banks with improved business and customer insights through real-time, high-resolution data on customers.
2. It is allowing banks to reach out to customers more effectively through new digital channels.
3. It is increasing productivity for banks through greater process automation and virtualization.
Digitization is transforming other industries like retail banking through new customer value propositions, business models, and competitors. This disruption may also come to business banking through innovations in areas like lending. Overall, digitization raises questions about the assumptions behind traditional business banking models centered around relationship managers.
Mercer Capital's Value Focus: FinTech Industry | Fourth Quarter 2022 Mercer Capital
Mercer Capital’s quarterly newsletter, FinTech Watch, provides an overview of the FinTech industry, including public market performance, valuation multiples for public FinTech companies, and articles of interest from around the web. This newsletter focuses on FinTech segments, including payment processors, technology, and solutions companies, examining general economic and industry trends as well as a summary of M&A and venture capital activity.
North American banks must chart a new course to capture emerging opportunities. They must shift their operating philosophy from a product-oriented organization to a customer-driven organization and embrace and integrate new technologies, channels and strategies. Read this white paper to learn about the three building blocks for sustainable, competitive advantage for banks: optimization and simplification, agility, and continuous innovation. Adopt these building blocks and make your bank thrive in 2020.
This document brings together a set
of latest data points and publicly
available information relevant for
IoT & AR Services Industry. We are
very excited to share this content and
believe that readers will benefit from
this periodic publication immensely.
The document provides updates on solutions from various technology companies. It describes AMD releasing new 2nd Gen EPYC processors on Amazon Web Services that deliver more computing power. It also details AMD contributing a cloud-based HPC system to researchers combating COVID-19. Additionally, it outlines Alps Alpine presenting a touchless control panel proposal and boosting production of ventilator control devices.
Webinar: Accelerating digital transformation practical insightsThe Digital Insurer
The document discusses accelerating digital transformation for insurers. It includes an agenda for a panel discussion on practical insights for digital transformation. The panel will discuss how insurers can accelerate their digital transformation agendas in 2021, including through the use of new technologies, meeting increased customer expectations, and prioritizing speed, cost, or flexibility. A polling questions gauges participants' views on their firm's digital transformation progress and greatest needs. The discussion focuses on the impact of COVID-19 and priorities like IoT, AI, customer experience and digital strategy.
This document discusses 10 trends in the wealth management industry in 2017. It provides an overview of each trend, including background information, key drivers, and implications. Some of the major trends discussed include the continued focus on cybersecurity due to increasing digitization, the growing prominence of fiduciary duty due to regulatory focus, and increasing collaboration between incumbent wealth management firms and FinTech startups. The document aims to outline the strategic trends that will be critical for firms in the wealth management industry.
Global Processing Systems: Global Leader in Payment Processing SolutionsThe Technology Headlines
In today's market scenario, payment processors play a vital role in every business. Nowadays,people including entrepreneurs, employees, customers, and other business-related ones trust their money with payment processors. At the same time, they do not trust payment processor just like that. They always put their trust in reliable payment processors. If they do not consider any particular payment gateway reliable and trustworthy, then the whole reputation of that particular payment processing solution provider will be hampered. It is that sensitive.
Similar to WealthTech Views: Looking into 2021 from William Rouse, Contemi Solutions (20)
Financial Assets: Debit vs Equity Securities.pptxWrito-Finance
financial assets represent claim for future benefit or cash. Financial assets are formed by establishing contracts between participants. These financial assets are used for collection of huge amounts of money for business purposes.
Two major Types: Debt Securities and Equity Securities.
Debt Securities are Also known as fixed-income securities or instruments. The type of assets is formed by establishing contracts between investor and issuer of the asset.
• The first type of Debit securities is BONDS. Bonds are issued by corporations and government (both local and national government).
• The second important type of Debit security is NOTES. Apart from similarities associated with notes and bonds, notes have shorter term maturity.
• The 3rd important type of Debit security is TRESURY BILLS. These securities have short-term ranging from three months, six months, and one year. Issuer of such securities are governments.
• Above discussed debit securities are mostly issued by governments and corporations. CERTIFICATE OF DEPOSITS CDs are issued by Banks and Financial Institutions. Risk factor associated with CDs gets reduced when issued by reputable institutions or Banks.
Following are the risk attached with debt securities: Credit risk, interest rate risk and currency risk
There are no fixed maturity dates in such securities, and asset’s value is determined by company’s performance. There are two major types of equity securities: common stock and preferred stock.
Common Stock: These are simple equity securities and bear no complexities which the preferred stock bears. Holders of such securities or instrument have the voting rights when it comes to select the company’s board of director or the business decisions to be made.
Preferred Stock: Preferred stocks are sometime referred to as hybrid securities, because it contains elements of both debit security and equity security. Preferred stock confers ownership rights to security holder that is why it is equity instrument
<a href="https://www.writofinance.com/equity-securities-features-types-risk/" >Equity securities </a> as a whole is used for capital funding for companies. Companies have multiple expenses to cover. Potential growth of company is required in competitive market. So, these securities are used for capital generation, and then uses it for company’s growth.
Concluding remarks
Both are employed in business. Businesses are often established through debit securities, then what is the need for equity securities. Companies have to cover multiple expenses and expansion of business. They can also use equity instruments for repayment of debits. So, there are multiple uses for securities. As an investor, you need tools for analysis. Investment decisions are made by carefully analyzing the market. For better analysis of the stock market, investors often employ financial analysis of companies.
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2. We published our first ‘Looking into the year ahead,’ report in early 2020. It is
not surprising that at that point in time not one of the participants foresaw
a global pandemic coming that would disrupt the entire globe, both from
an economic and societal standpoint. From the range of questions we
asked that covered what challenges and opportunities they saw in the year
ahead, the key themes from the responses in 2020 were as follows:
• The ongoing challenge for some wealth management firms was to
consider investment in technology as a means of generating a positive
return on investment, as opposed to being a pure cost
• There was momentum in the desire to make sure that systems in both
the front and back office were connected to maximise the benefits of
technology
• There was a significant opportunity to use technology to meet the needs
of both clients and advisors in a fully holistic way, given the increasing
demands from the digital first generation
• Machine learning and artificial intelligence (AI) was starting to have an
impact in the wealth management sector however there was still some
way to go before it could achieve its full potential
We asked the same set of questions to a number of our clients this year
and as you will read, the disruption caused by Covid19 has accelerated the
digitization of the wealth management sector. This is especially with regards
to client engagement tools as they have become crucial for wealth managers
to operate in a lock-down environment. It is also clear that the use of machine
learning and AI is still in its early stages of adoption however it seems there
are an increasing number of use cases where it is making wealth managers’
lives easier. You can see the summary highlights of this year’s responses on
the next page.
You will also see in this report the output of the short survey we conducted
with clients of The Wealth Mosaic to enable us to gain insights into what they
are experiencing in the market today. As you will read from the results it was
interesting to see that most firms considered it relatively easy to transition to
remote working. However, for all the need to invest in technology, it seems
wealth management firms have become slower to make decisions which is
probably due to the significant disruption Covid-19 caused to their internal
organisations and how they engage with their clients. You can read the rest of
the results in the report. It is worth noting that we will now conduct this client
survey every year to accompany this report so we can track of the general
sentiment of the industry from a technology vendor perspective and share
these insights with the market.
Welcome Contents
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SIX Group
4-6
Point Group
27-30
Introduction
3
FundsDLT
13-15
Tradesocio
32-35
Contemi
8-12
Ortec Finance
21-25
InvestCloud
36-39
Our Services
40
Investor Connect Service
41
Our Report Programme
42
Our Business Needs
43
Report Survey
17-20
Welcome
2
3. Stephen Wall
Co-founder & Head of Marketplace
Email: stephen@thewealthmosaic.com
Simon Ramery
Co-founder & Director
Email: simon@thewealthmosaic.com
The Wealthtech Views Report: Looking into 2021 includes
views from thought leaders from seven technology solution
providers from across the globe.
The contributing firms include Contemi (Singapore), Finantix
(US), FundsDLT (Luxembourg), Ortec Finance (Netherlands),
Point Group (UK), Six Group (Switzerland), and Tradesocio (Dubai).
The technology vendors cover a cross-section of business needs,
wealth manager client types, and territories, therefore providing
some insights into the global market.
Each thought leader was asked the following questions:
1. Challenges: What do you see as the main technology and
technology-related challenges for the wealth management sector
through 2021?
2. Opportunities: What do you see as the main technology and
technology-related opportunities for the wealth management
sector through 2021?
3. Client focus: When considering your wealth management
clients and prospects, where are they currently focusing their
technology investments and resources: clients, advisers/staff or
their business infrastructure?
4. Excite: When you look at the technology capabilities and
resources now available to the wealth management sector, as a
solution provider, what excites you most in 2021?
5. Your focus for 2021: As a solution provider to the wealth
management sector, what will you be doing in 2021 to help your
clientsandprospectsmeettheir main technologyandtechnology-
related business needs?
Report Themes
As you will read, several clear themes come through from their
responses. At a high level, they include:
Wealth managers continue to struggle to implement new
technologies due to issues with legacy technologies and
managing the desired change internally
The pace of change and disruption in the sector is seen for
some wealth managers as over-whelming, causing inertia
Thereisstillsignificantopportunityforthewealthmanagement
sector to embrace and use AI, quantum computing and
machine learning technologies to enable them to assess and
use their data more effectively, both internally and for the
benefit of clients
The traditional wealth management model, based on in-
person meetings, is facing enormous challenges, especially
due to Covid-19, which is causing advisors to use technology so
they can engage with clients anytime, anywhere
The use of blockchain, smart contracts and tokenisation
is increasing in the sector as it can enable wide-ranging
structural change and create new business models for wealth
management
The ever-changing regulatory landscape continues to
challenge the global wealth management industry, especially
in the UK and Europe as a result of Brexit-related complexity
Introduction
Want to stay informed
on the developments in
the global Wealthtech
sector?
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4. 2. Introducing Contemi
Company overview
Contemi Solutions is a leading technology and digital
software solutions provider to the Asset & Wealth
Management, Capital Markets and Insurance sectors
across the UK, Europe, Asia, and Australia.
Contemi’s modern end-to-end technology solutions
help financial services firms to: harness the power of
innovation in the evolving world of cloud and digital
platforms, cost effectively streamline operations and
improve agility, and attract new growth.
With over two decades of experience in financial
services transformation, Contemi’s expertise covers:
digitalising Wealth Management lifecycle through its
award-winning, cloud-based Wealth Intelligence (WIN)
platform, end-to-end Insurance technology solutions
and post-trade automation.
For the wealth management industry, Contemi Wealth
Intelligence (WIN) offers a suite of fully integrated front,
middle and back office solutions: Client Onboarding
and Lifecycle Management, Client Portal, Portfolio
Management, Trading & Order Management, Fees &
Invoicing, Performance Measurement, Analytics and
Reporting, Custody & Settlement, Corporate Actions
Management and Banking & Cash Management.
The integrated Wealth Intelligence system provides
investment and wealth managers all the tools they
need to service and retain existing clients, remaining
compliant during a time of significant regulatory
change, whist facilitating significant improvements in
efficiency, supporting their growth, and allowing them
to ‘do more with less’.
Thought leader
Key business facts:
Founded
2001
HQ Address
11 New Bridge Road
#03-01
Singapore 059383
Company Size
200-500 employees
Website
www.contemi.com
Regional Presence
Asia, Eastern Europe,
Middle East,
Western Europe
A TWM Insight Report
William Rouse, Director, Europe – Contemi Solutions
William is solely responsible for new business
development in both the UK and European territories.
With the assistance of the solutions consultancy team
his key focus is developing commercial and strategic
partnerships across a multitude of areas within the
financial services industry.
He visualises his goal as enhancing the way that financial
services firms connect with their clients as well as
helping them become more efficient, transparent, and
dependable. With a proven ability to understand clients'
needs and focus on building relationships for the longer
term, William began his career in the financial services
sector in October 2008 as a stockbroker. Since then,
William has progressed through and held numerous
roles within the asset management and banking space
with a keen interest in wealth management.
Email: william.rouse@contemi.com
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5. A TWM Insight Report
*Q&A William Rouse
Challenges:Whatdoyouseeasthemaintechnology
and technology-related challenges for the wealth
management sector through 2021?
We, along with our clients, prospects, and market peers,
believe there are several technological challenges facing
the industry. But the availability of the appropriate
technology, as well as the associated costs, doesn’t rank
as highly as you’d think- even during these tumultuous
times. For now, we will focus on the five key challenges
that we have observed and are hearing from the wealth
management community:
1. Legacy technology transformation woes
We have seen that most organisations understand the
need for digital transformation but despite the intent
and obvious requirement, they find it incredibly difficult.
Common themes tend to be around prioritisation,
implementation and resource planning, as well as
building a feasible business case for change and the
associated organisational focus shift. Most importantly
however is the identification of specific functions that
require further enhancement or outsourcing.
2. Lack of clarity between evolving digital priorities
We have noticed that many firms find it challenging
to prioritise on a continual basis and strike a delicate
balance between often conflicting requirements amongst
multiple areas within the business.
3. Selecting the right technology partner
The majority of wealth management firms have long
acknowledged their struggle to select a technology
partner that can support their business through
technology change. Part of this issue is finding the right
organisation that they trust enough to manage such a
crucial component of the overall operation. Firms need
to invest time and effort into a diligent vendor-selection
process that holistically considers the most important
functional, technical, and commercial aspects of a
potential partnership.
4. Lack of integration
Integrating the latest technology solutions with aging
legacy systems is a huge burden and even bigger risk. A
typical result of this is information fragmentation across
disparate systems, meaning different departments in
the firm cannot freely access the data they need across
key functional areas, such as onboarding, compliance,
reporting etc. The use of multiple systems throughout
the lifecycle is costly, timely and more importantly, can
increase operational risk.
5. Transformation is undervalued
When engaging with clients, prospects, and other
market participants, we notice that they continue to
be overwhelmed with the pace of change within the
industry and in turn, still tend to overlook technology.
One potentially troublesome observation that we have
made is that some companies risk adopting a digital
strategy on the surface. They make the necessary
changes to give clients the impression of a business
ideally positioned for the digital age but underneath
the bonnet and at the very core the use of aging
platforms and the decision to ignore or downplay the
need for core modernisation is still prevalent.
Clearly, the remedy is to initially evaluate digital
opportunities worth pursuing and their impact in
the short, medium, and long term. Then consider the
impact on the resources required when delivering the
aforementioned solution(s). The most obvious but
sometimes overlooked step is to choose a partner that
will grow alongside you through the alignment of
interests as well as reduction of conflicts of interests.
Other important traits to consider take the shape of a
thorough and ongoing understanding and knowledge
bank for relevant regulatory requirements, as well as a
track record of successfully delivering solutions to the
market.
Opportunities: What do you see as the main
technology and technology-related opportunities
for the wealth management sector through 2021?
From our standpoint and as a leading fintech provider,
we see the rapid and ongoing need for firms to inject
flexibility into their client interactions as well as day to
day operations as an obvious opportunity during the
current climate. The ever-growing need to embrace
innovation in technology will always provide exciting
opportunities for the wealth management community,
this speaks for all areas of the operation, such as;
• Leveraging Data
Since wealth management is a data-rich domain,
technology can be leveraged to draw valuable insights
by collecting, storing, and analysing the reems of
data available. Wealth managers can benefit from
technology solutions like analytics, and other efficient
digital tools and platforms to extend their reach, fine-
tune their communication strategy, create tailored
experiences, and differentiate the offerings for their
clients.
• Streamlining workflows
Advisors struggle with a number of applications on a
daily basis, compliance teams spend hours and days
on manual processes, and clients expect to have ‘on
...
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A TWM Insight Report
6. the go’ access to everything they need; technology
provides managers with the opportunity to modernise
and streamline these workflows. There are innovative
solutions for all such issues, for example, onboarding
system for digital applications, identity verification
and compliance checks, client portal and apps for
enhanced client touch points and intuitive reporting.
• Hyper-personalised digital engagement
Technology provides wealth managers with an array
of opportunities to spend more time enhancing their
overall client service and less time on some of the more
mundane tasks that fall under the firm’s regulatory and
legal statutory obligations. Firms willing to invest wisely
into technology to enhance the overall experience
both from a client and internal user experience will
benefit greatly in the longer term. Investing in these
areas as well as data analytics tools and AI will instantly
empower firms and enable the provision of clearer,
better informed insights into a client’s wealth universe.
• Self-service/client empowerment
The personal connection between manager and client
has always been of key strategic importance to wealth
management firms. Fast forward to the present day
and the only real change that we have noticed is the
demand for greater transparency, enhanced service
levels, as well as more tools and intuitive means of a
truly tailored client experience. Whilst the one-on-one
relationship is still incredibly important; most clients
want fast and convenient self-service options via the
digital devices of their choice. Technology empowers
managers to give their clients that bespoke service
offering with the enhanced tools to meet their every
evolving demands.
Being a leading technology provider, we’re ideally
positioned to help wealth management firms ensure
the best possible solution for their clients, this is achieved
througharobust,agileandever-evolvingproductoffering
in line with a meticulously planned, client led product
road map. With the right partner, wealth management
firms will be ideally positioned to successfully leverage
the opportunities that the digital era can offer.
Client Focus: When considering your wealth
management clients and prospects, where
are they currently focusing their technology
investments and resources: clients, advisers/staff
or their business infrastructure?
Given some of the conversations that we have had
over the last 6-12 months the recurring themes would
suggest that firms are focused on all three areas. The
front runner however would most definitely sit within
the front office function, particularly around client
onboarding, client lifecycle management and greater
needs for digital client engagement. If there is one
thing that can be said about the pandemic, it’s that
it has forced the hand and fast tracked many firms'
digital strategies.
Front end
Itisnosecretthattheneedforanenhanceddigitalclient
experience is of paramount importance, especially with
so much still unknown heading into 2021. Firms need
to focus on securing as many touchpoints with their
client’s as possible and that means arming themselves
with the technological solutions and building a greater
digital presence through tools like client portal and
client onboarding. Enhancing the client experience has
never been so crucial in order to retain as well as win
new business.
Middle & Back Office
Whilst the focus is predominantly front office client
engagement based, there has also been a common
trend whereby firms are using this time to review the
operating model as a whole and that includes key
areas such as the middle and back office functions. The
age-old debate of moving to an outsourced model or
indeed simply utilising market leading technologies to
automate specific areas within the organisation, is still
very relevant and hotly contested. Being a provider that
can support both models has enabled us to capture
requirements at a granular level for a multitude of target
operating models and evolving our solution with agility
at the forefront of our longer-term product roadmap.
Cloud
There has most certainly been a shift in mindset towards
cloud-based solutions, traditionally those who operated
an 'on premise' model for cyber-security purposes are
much more open to deploying cloud solutions; largely
due to remote work mandates.
While there remains various functions and reasons to
invest in technology, in 2021, wealth managers will look
to source modular, future-proof solutions to achieve
operational efficiency and reduce cost in a timely
manner.
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*Q&A William Rouse
7. Excite: When you look at the technology
capabilities and resources now available to the
wealth management sector, as a solution provider,
what excites you most in 2021?
It is fair to say that 2020 has not been without its
challenges. One prominent theme that has been pretty
consistent throughout however is firms’ abilities to learn,
evolve, adapt and ultimately overcome whatever hurdles
have come their way. We believe that 2021 won’t be
smooth sailing for these organisations and those ideally
positioned with the right technology partner will be in a
strong position to not merely survive in this climate but
ultimately thrive. As a cloud-based, modular solutions
provider to the wealth management community, we’re
excited to see an accelerated adoption of technology
and new digital capabilities in this space, which was
long overdue.
Legacy retirement
Those who were behind the curve in their deployment
of secure and scalable cloud-based solutions pre-COVID
have experienced business continuity challenges and
are now ready to accelerate their migration to the
Cloud. We have noticed that wealth managers are
now preparing for what comes next, reviewing the
technological implications and setting priorities to
ensure that they’re agile enough to accommodate a
host of potential eventualities.
We are also seeing a significant interest in the industry
for agile technology partners and solutions that could
operate at the speed of the market and safeguard
business growth, even in times of extreme volatility.
We are excited to see agility, communication, and
integration carrying the most weight in the digital
transformation journey.
Accelerated digitisation
The pandemic has most definitely altered, or in some
instances fast tracked, technological priorities in
wealth management. Companies have accelerated
the introduction of digital collaboration tools as well
the introduction of e-signatures, digital KYC, AML, and
onboarding. Firms are still on a journey of relieving their
clients from the burden of rafts of account opening
forms and paper-based suitability documents. The
thinking has now shifted from organisational priorities
to “how do we make this easier for the client, which, in
turn, will ultimately serve to benefit firms in the longer.
Going forward, investing in technologies will be the
most obvious way to gain a competitive advantage in
the very near future and the longer term.
Data, Analytics & AI Readiness
There has most certainly been a shift in attitude
towards the true power of data (when used correctly
of course), analytics (enabling firms to use their data
to its fullest potential) and artificial intelligence. The
importance of being able to quickly analyse and then
respond to business requirements in turbulent times
is of paramount importance. We’re excited to see this
change where those who would simply react instead
of forecast are slowly but surely coming round to the
essential need to think ahead using the tools and
technologies that are readily available to them.
The future of wealth management is digital, and it is
exciting to see the industry finally embracing it going
into 2021.
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*Q&A William Rouse
...
8. Focus for 2021: As a solution provider to the wealth
management sector, what will you be doing in
2021 to help your clients and prospects meet their
main technology and technology-related business
needs?
One of the key factors that we consider and keep a close
eye on when developing our technologies is evaluating
the market trends, issues and developments. Given the
fact that this is crucial to helping our clients continue
to grow, compete, and succeed in an increasingly
more complex and competitive business environment,
and allowing them to ‘do more with less’. In 2021 that
means:
• Expanding the functionality of our next-generation
Onboarding and Client lifecycle Management System
to ensure that wealth managers cover all their business
and compliance needs on a modern and user intuitive
digital front-end, whilst digitising the key processes
between the relationship manager and his clients.
• Analytics is going to be a key focus for us too
Our award-winning analytics solution can empower
wealth managers with the necessary means to
visualise their business-critical data in a way that
is simple, intuitive and in turn, easy to digest. Data
analytics will play a huge role in wealth management
throughout 2021 and beyond whether it’s gaining
insights on current business performance, projected
future performance, individual manager or branch
performance and future forecasting or very simply
compliance monitoring, the ability to turn otherwise
complex data patterns into easily digestible forecasts
and visualizations will be a necessity.
• Further expand the capabilities of our modern
Wealth Intelligence (WIN) platform which delivers
end-to-end wealth management solutions - from
flexible customer facing services, to robust and market
leading middle and back-office solutions. We are now
in a very strong position and maintaining our healthy
lead over our competition will be our priority. We intend
to achieve this through the constant engagement with
our clients and on-going product investment.
Overall the wealth management community has
been, and is still, on a digital drive. The need for the so
called “bells and whistles” is more apparent than ever,
particularly with regards to client engagement and
client retention. Client service levels have never been
held under such scrutiny and in order for managers to
truly focus on that critical part of the operation, they
need to automate in order to truly focus on meeting
the ever-evolving needs of their clients. At Contemi, we
will continue to evolve our existing solutions to aid our
clients in achieving operational scalability, seamless
client and adviser engagement and experience in a
cost-effective manner.
Find out more about Contemi
Technology provides wealth managers with
an array of opportunity to spend more time
enhancing their overall client service and less
time on some of the more mundane tasks
that fall under the firm’s regulatory and legal
statutory obligations. Firms willing to invest
wisely into technology to enhance the overall
experience both from a client and internal
user experience will benefit greatly in the
longer term.
“
“
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*Q&A William Rouse