Learn how our Virtual Card Capture solves email card payment pain points.

1. Virtual Card Capture

2. VIRTUAL CARD CAPTURE
Key Benefits to Suppliers
Cash Flow Reduce Manual
Labor
Reduce Costs Improve Security

3. EMAILED VIRTUAL CARDS
Virtual Card Payment Pain Points
Payments are increasingly sent as emails:
• Emails include links to one-time use
(purchasing) cards which must be hand-
keyed
• Purchasing cards carry the highest rate
of acceptance (around 3%)
• Remittance is often hand-keyed into the
ERP for each payment
• Repeat-use cards included in emails can
also create PCI concerns

4. SUCCESS IN ACTION
Medela Automates Virtual Card Acceptance and Cuts Costs
Solution:
• Medela implemented Billtrust’s Virtual Card Capture
solution
• Once Billtrust processes virtual card payments, a
consolidated payment file is sent to Medela daily for
easy posting to ERP
Pain Points:
• Medela was receiving thousands of emailed virtual
card payments a month
• One FTE dedicated eight hours a day to manually
process and apply emailed virtual card payments
• Optimizing interchange was not possible, making
virtual card acceptance even costlier
“You would be crazy not to go with Billtrust! We’ve been
looking for a way to automate these emailed card
payments for five years, and Billtrust delivered on a
great solution. They truly listen to their customers.”
- Tina Schneider, Credit & A/R Manager
Results:
• Touchless virtual card processing
• Reduced interchange fees associated with virtual
cards by 0.26%
• Reallocated one FTE
• Simplified cash application

5. HOW VIRTUAL CARD CAPTURE WORKS

6. THE VIRTUAL CARD LANDSCAPE
Estimated U.S. Commercial Card
Purchase Volume by Product Type
Virtual Card Spend to Exceed Traditional
P-Cards by 2021
Source: Mercator Advisory Group

7. QUANTUM
Acceleraing the invoice-to-cash process with payment cycle management
Quantum
Payments
Quantum
Invoice
Quantum
Cash Application

8. AUTOMATING INVOICE-TO-CASH
Reduce pain points and increase efficiency
EVOLVING AP PROCESSES
A/R PRESSURES TO
DO MORE WITH LESS
SHIFT TO ELECTRONIC PROCESSES
AP departments are shifting to electronic forms of
invoicing and payment processes
PAPER-BASED
FORMS ELECTRONIC
FORMS

9. Want to learn more about virtual card automation
and accelerating your cash flow?
Request a demo!
GET IN TOUCH
www.billtrust.com/demo
888-580-2455