This document outlines the eligibility criteria and terms for an auto loan. To qualify, individuals must have an annual income over Rs. 75,000 for a motorcycle/scooter or Rs. 1.5 lacs for a car. Companies must be profitable for the last two years with over Rs. 3 lacs in net profit. Loan amounts are up to Rs. 50,000 for two-wheelers and Rs. 8 lacs for cars. Interest rates are 11.5-12.75% depending on loan duration and vehicle age. Loans are secured by the vehicle and disbursed directly to authorized dealers. Repayment is in 60 monthly installments for new vehicles and 36 for old.