ITS EXCELLENT PRESENTAION

2. UNIT TRUST OF INDIA
PRASANNA AMT

3. CONTENT
Introduction
Schemes
Structure
Objective
Power & Function
Role

4. INTRODUCTION
UTI Was Formed
To Increase The Propensity
Of
Lower Group Middle Group
To Save & To Invest

5. INTRODUCTION
UTI Came Into
Existence
In 1963, During a period marked by
great political & economic
uncertainty in India
To channelize savings of the
community into equity markets to make
them available for the companies to
speed up the process of industrial
growth UTI was organized
With war on the borders &
economic turmoil that depressed
the financial market
The company & entrepreneurs
were found difficult to access
the equity markets

6. INTRODUCTION
UTI was the idea of the Finance Minister, T.T.
Krishnamachari, which would “open to any person or
institution to purchase the units offered by the trust”.
UTI was formed as an
intermediary to full fill the
twin objectives
Investing those savingsMobilizing retail savings
In the capital market & passing on
the benefits so accrued to the
small investors.

7. SCHEMES
Open Ended Schemes (Income):
 UTI - CRTS 81 - Dividend Option
 TI - CRTS 81 - Growth Option
 UTI - MIS-Growth
 UTI - MIS-ADVANTAGE-FLEXI DIVIDEND
 UTI Bond Fund-Growth (for rep. After 6 months- No Load)
 UTI BALANCED FUND
 UTI Dynamic Bond Fund – Dividend Option
 UTI Dynamic Bond Fund – Growth Option
 UTI Mahila Unit Scheme - Dividend Option
 UTI - Treasury Advantage Fund - Institutional Monthly Dividend Option
 UTI - Treasury Advantage Fund - Retail Weekly Dividend Option
 TI - Treasury Advantage Fund - Growth Option
 UTI - Treasury Advantage Fund - Institutional-weekly Dividend
 UTI - Treasury Advantage Fund - Institutional-Growth
 UTI - Short Term Income Fund - Dividend Option
 UTI - Short Term Income Fund -Institutional Dividend Option
 UTI - Unit Linked Insurance Plan

8. SCHEMES
Open Ended Schemes (Growth):
 UTI - Equity Fund-Growth Option
 UTI - Equity Fund-Income Option
 UTI - INDEX SELECT FUND-Growth Option
 UTI - INDEX SELECT FUND-Income Option
 UTI - Master Index Fund-Growth Option
 UTI - Master Index Fund-Income Option
 UTI - Master Plus Unit Scheme-Growth Option
 UTI - Master Plus Unit Scheme-Income Option
 UTI - Master Share-Growth Option
 UTI - Master Value Fund-Growth Option
 UTI - Master Value Fund-Income Option
 UTI - MNC Fund (UGS 10000)-Growth Option
 UTI - MNC Fund (UGS 10000)-Income Option
 UTI - NIFTY Index Fund-Growth Option
 UTI - NIFTY Index Fund-Income Option
 UTI - TOP 100 Fund- Growth Option
 UTI - TOP 100 Fund-Income Option

9. SCHEMES
Open Ended Schemes (Balanced):
 UTI - Variable Investment Scheme-Growth Option
 UTI - Variable Investment Scheme-Income Option
 UTI – Balanced Fund-Growth
 UTI – Balanced Fund-Income
Open Ended Schemes (Liquid):
 UTI- Liquid Fund-Cash Plan-Growth
 UTI- Liquid Fund-Cash Plan-Income
 UTI- Liquid Fund-Cash Plan-INST – Income
 UTI- Liquid Fund-Cash Plan-INST Growth
 UTI- Liquid Fund-Cash Plan-INST Mthl
 UTI- Liquid Fund-Cash Plan-INST Wkly
 UTI- Liquid Fund-Cash Plan-MTLY

10. SCHEMES
Open Ended Schemes (Money Market):
 UTI MMF - Instn Growth Plan
 UTI MMF - Instn Plan-Daily Dividend
 UTI MMF - Instn Weekly Option
 UTI MMF-Daily Dividend
 UTI MMF-Growth
 UTI MMF-Income
Open Ended Schemes (Gilt):
 UTI - G-Sec Fund-Growth
 UTI - G-Sec Fund-Income
 UTI - G-Sec Fund-STP Growth
 UTI - G-Sec Fund-STP Income
 UTI - G-Sec Fund-STP Income
 UTI - GILT ADVANTAGE-LONG TERM PF-DIVIDEND
 UTI - GILT ADVANTAGE-LONG TERM PF-GROWTH
 UTI - GILT ADVANTAGE-LONG TERM PF-PRESCRIBED DATE
 AUTO REDEMPTION

11. SCHEMES
Open Ended Schemes (Floating Rate):
 UTI - FLOATING RATE STP - INSTN DAILY DIVIDEND
 UTI - FLOATING RATE STP - INSTN GROWTH OPTION
 UTI - FLOATING RATE STP -Instn Weekly Dividend Option
 UTI - FLOATING RATE STP-DAILY DIVIDEND
 UTI - FLOATING RATE STP-DIVIDEND
 UTI - FLOATING RATE STP-GROWTH
Close Ended Schemes (Income):
 Fixed Income Interval Fund – Monthly Interval Plan - Growth Option
 Fixed Income Interval Fund – Monthly Interval Plan – Dividend Option
 Fixed Income Interval Fund – Monthly Interval Plan – Institutional Dividend Option
 Fixed Income Interval Fund – Monthly Interval Plan – Institutional Growth Option
 UTI- Fixed Term Income Fund Series -II Plan-16 - Growth Institutional
 UTI- Fixed Term Income Fund Series -II Plan-16 - Growth Retail
 UTI- Fixed Term Income Fund Series -II Plan-16 - Income Retail
 UTI - FMP Quarterly Series Feb 2012 – Dividend Option
 UTI - FMP Quarterly Series Feb 2012 – Growth Option

12. SCHEMES
 UTI - FMP Quarterly Series Feb 2012 – Instn Growth Option
 UTI - FMP Quarterly Series Feb 2012 – Instn. Dividend Option
 UTI - FMP Quarterly Series Feb 2012 Plan II – Dividend Option
 UTI - FMP Quarterly Series Feb 2012 Plan II – Instn Dividend Option
 UTI - FMP Quarterly Series Feb 2012 Plan II – Instn Growth Option
 UTI Capital Protection Oriented Scheme 3 years - Income Option
 UTI F I I F Series II -Quarterly Interval Plan – IV –Dividend Option
 UTI F I I F Series II -Quarterly Interval Plan – IV –Growth Option
 UTI F I I F Series II -Quarterly Interval Plan – IV –Instn. Dividend Option
 UTI F I I F Series II -Quarterly Interval Plan – IV –Instn. Growth Option
 UTI F I I F Series II -Quarterly Interval Plan – V - Instn Growth Option
 UTI F I I F Series II -Quarterly Interval Plan – V – Dividend Option
 UTI F I I F Series II -Quarterly Interval Plan – V – Growth Option
 UTI F I I F Series II -Quarterly Interval Plan – V – Instn Dividend Option
 UTI F I I F Series II -Quarterly Interval Plan – VI-Divided Option
 UTI F I I F Series II -Quarterly Interval Plan – VI-Growth Option
 UTI F I I F Series II -Quarterly Interval Plan – VI-Institutional Divided Option

13. SCHEMES
 UTI F I I F Series II -Quarterly Interval Plan – VII – Dividend Option
 UTI F I I F Series II -Quarterly Interval Plan – VII – Instn Dividend Option
 UTI Fixed Income Interval Fund ( Half Yearly Plan – I) – Dividend Option
 UTI Fixed Income Interval Fund ( Half Yearly Plan – I) – Instn Dividend Option
 UTI Fixed Income Interval Fund ( Half Yearly Plan–II)- Dividend Option
 UTI Fixed Income Interval Fund ( Half Yearly Plan–II)- Instn. Dividend Option
 UTI Fixed Income Interval Fund ( Half Yearly Plan–II)- Instn. Growth Option
 UTI Fixed Income Interval Fund ( Quarterly Interval Plan – I) – Dividend Plan
 UTI Fixed Income Interval Fund ( Quarterly Interval Plan – I) – Inst Dividend Plan
 UTI Fixed Income Interval Fund ( Quarterly Interval Plan – I) – Inst Growth Plan
 UTI Fixed Maturity Plan - Half Yearly March 08- Dividend Option
 UTI Fixed Maturity Plan - Half Yearly March 08- Growth Option
 UTI Fixed Maturity Plan - Half Yearly March 08- Instn. Dividend Option
 UTI Fixed Maturity Plan - Half Yearly March 08- Instn. Growth Option
 UTI Fixed Maturity Plan - Half Yearly Series Nov 2007 – Dividend Option
 UTI Fixed Maturity Plan - Half Yearly Series Nov 2007 – Growth Option
 UTI Fixed Maturity Plan -Half Yearly Feb 2012 – Dividend Option
 UTI Fixed Maturity Plan -Half Yearly Feb 2012 – Growth Option
 UTI Fixed Maturity Plan -Half Yearly Feb 2012 – Instn Growth Option
 UTI Fixed Maturity Plan -Quarterly June08 – Growth Option
 UTI Fixed Maturity Plan -Quarterly June08 – Instn. Dividend Option
 UTI Fixed Maturity Plan -Quarterly June08 –Dividend Option

14. SCHEMES
 UTI Fixed Maturity Plan -Quarterly Mar 2008 Sr.1 – Growth Option--10.26530016-Jun-2008 UTI
Fixed M
 UTI Fixed Maturity Plan -Quarterly Mar 2008 Sr.1 – Instn Dividend Option
 UTI Fixed Maturity Plan -Quarterly Mar 2008 Sr.1 – Instn. Growth Option
 UTI Fixed Maturity Plan Quarterly Feb 2008 - Series II – Instn. Dividend Option
 UTI Fixed Maturity Plan Quarterly Feb 2008 - Series II – Instn. Growth Option
 UTI Fixed Maturity Plan Quarterly February '08 Series I - Dividend Option
 UTI Fixed Maturity Plan Quarterly February '08 Series I - Growth Option
 UTI Fixed Maturity Plan Quarterly February '08 Series I - Institutional Dividend Option
 UTI Fixed Maturity Plan Quarterly February '08 Series I - Institutional Growth Option
 UTI Fixed Maturity Plan Quarterly May’08 Series II - Dividend Option
 UTI Fixed Maturity Plan Quarterly May’08 Series II - Growth Option
 UTI Fixed Maturity Plan Quarterly May’08 Series II - Instn. Dividend Option
 UTI Fixed Maturity Plan Quarterly November 2007 Series – II – Dividend Option
 UTI Fixed Maturity Plan Quarterly November 2007 Series – II – Growth Option
 UTI Fixed Maturity Plan Quarterly November 2007 Series – II – Instn. Dividend Option
 UTI Fixed Maturity Plan Quarterly November 2007 Series – II – Instn. Growth Option
 UTI Fixed Maturity Plan Yearly Series June 2007 Institutional Growth Option
 UTI Fixed Maturity Plan Yearly Series - March07 - Dividend Option
 UTI Fixed Maturity Plan Yearly Series –Sept 09 – Growth Option

15. SCHEMES
 UTI Fixed Maturity Plan Yearly Series - April 2007 - Institutional Dividend Option
 UTI Fixed Maturity Plan Yearly Series April 2007 - Dividend Option
 UTI Fixed Maturity Plan Yearly Series Aptil 2008 – Dividend Option
 UTI Fixed Maturity Plan Yearly Series Aptil 2008 – Instn. Growth Option
 UTI Fixed Maturity Plan Yearly Series August 2007 – Dividend Option

16. STRUCTURE
UTI represent an unique organization without
ownership capital and on independent board
of trustee.
Under the provision of the first UTI schemes,
US - 64, certain institutions contributed to the
scheme’s initial capital.

17. STRUCTURE
The contributors to the initial capital of Rs. 5
crore for US – 64 schemes were…
 Reserve Bank Of India(RBI)
 Other Financial Institutions
 Life Insurance Corporation(LIC)
 State Bank Of India(SBI)
 And its subsidiaries & other scheduled
banks including a few foreign banks.

18. STRUCTURE
Since, UTI does not have any share capital, it operates on
the principle of “no profit & loss”.
Under The Provision Of The
Act
Chairman Of The Board Of
UTI
Was Appointed By The
Government Of India
Perform Its Function
Based On Commercial Principle,
keeping in mind the Int of the Unit
Holder Under Various Schemes

19. OBJECTIVE
The basic objective of the UTI is to offer both
small and large investors the means of
acquiring shares in the widening prosperity
resulting from the steady, industrial growth of
the country.

20. OBJECTIVE
Primary Objectives of
UTI
To give them an opportunity to
share the benefits
To promote and pull the small
savings

21. OBJECTIVE
To encourage
the savings of
people.
Other Objectives of UTI
To mobilize
savings from the
small savers
To allow
investors to
participate
To channelize
savings to
industrial growth

22. POWER & FUNCTION
To sell units to investors in different parts of the
country.
To provide liquidity to units.
To cover the small savings into industrial finance.

23. POWER & FUNCTION
To underwrite the issue of shares & debentures
To mobilize the savings of the community through
sale of units.
To serve unit holders along the length and breath
of the country

24. ROLE
UTI have relied extensively or intermediaries
to market their schemes to investors.
With the help of UTI recently banks finance
companies, secondary market brokers &
even post offices have also begun to market
mutual funds to their existing & potential
client basis.
It is thus clear that all types of intermediaries
are required for the growth of the industry.

25. It helps in
mobilize
savings
Operational Practices of
UTI
Distribution
of
assistance
Financial
assistance
to corporate
enterprises
Channelizati
on of funds

26. QUIZ
1. Fresh shares or units of the ‘open-end’ investment
trust are continuously offered for sale at their face
value.
2. A ‘closed-end’ investment trust does not buy back its
shares or units.
3. The UTI does not underwrite shares and debentures
issued by companies.
4. Investment through UTI results in lower risk of loss
and higher return.
5. The market value of shares or units of closed-end
trusts depends on the market forces of demand and
supply.

27. Thank You