This document provides information to unemployment insurance claimants in Georgia about their benefit rights and responsibilities. It covers how to qualify for benefits based on past wages and job separation, availability and work search requirements to maintain eligibility each week. It also explains how to claim weekly benefits either online, by phone, or in person. Claimants must report all earnings each week and continue meeting eligibility criteria to receive payments. The document outlines the appeals process and includes several forms to track work searches and payment records.
Salaried employees will receive pay for October 8th-15th on October 15th. Hourly employees will only be paid for hours worked September 16th-30th on October 15th. Any furlough hours for October 8th-15th will be deducted from salaried employees' October 31st paycheck. Hourly employees will only be paid for hours worked October 1st-15th on October 31st. Employees can adjust tax withholdings or decrease deferred compensation to lessen the impact of deductions. While on furlough, employees can apply for unemployment benefits but may have to repay if given the option to use paid leave later. The furlough will not affect health insurance coverage but
Rapid Response helps unemployed individuals file for unemployment insurance benefits and provides resources to assist with their job search. The document outlines the steps to file a claim including determining eligibility, calculating benefits, requirements to remain eligible, and tools to maximize benefits and actively search for work such as the Jersey Job Club and Talent Networks. It emphasizes that filing promptly and dedicating time each day to job searching is important.
Slf065 multi purposeloanapplicationform_v03ジョー イデラクルーズ
This document is an application form for a Multi-Purpose Loan (MPL) from Pag-IBIG Fund, a Philippine government run savings fund. The form collects personal information from the applicant such as name, address, employer details, and loan request information. It specifies the requirements to qualify for the loan including having made at least 24 monthly membership savings payments. It outlines the loan features such as maximum loan amounts, interest rates, repayment terms over 24 months and consequences of defaulting on payments. The applicant signs to authorize the loan, payroll deductions for repayment and penalties in case of issues.
This document is a Calamity Loan application form from Pag-IBIG Fund, a Philippine government-run savings program. The form collects personal and employment information from applicants, including name, address, date of birth, employer details, and loan purpose. Applicants agree to have their monthly loan payments deducted from their salary. If approved, the loan proceeds will be credited to the applicant's payroll account. The form also contains instructions for who is eligible to apply for the Calamity Loan.
SBI Agrees to issue receipt for EPFO chequesADP India
Shri K.K. Jalan, Central P.F. Commissioner told press reporters that EPFO has finally been able to resolve a major problem of employers, covered under Employees’ P.F. & M.P. Act, 1952, with regard to State Bank of India.
State of karnataka vs ameerbi judgmentZahidManiyar
This 3 sentence summary provides the key details from the document:
The document discusses a case regarding whether Anganwadi workers, who implement the Integrated Child Development Services program in India, should be considered holders of civil posts. The Supreme Court of India examines the scheme which appoints Anganwadi workers and helpers to implement welfare programs, pays them honorariums rather than salaries, and does not consider them to hold sanctioned posts. The Court reviews arguments on whether they should be recognized as civil servants based on their role and relationship with the State.
Families First Coronavirus Response Act: What it Does and How to RespondParsons Behle & Latimer
The document summarizes a webinar about the Families First Coronavirus Response Act. It discusses provisions of the act related to expanded FMLA leave, paid sick leave, and tax credits for employers. Specifically, it covers who is covered under the expanded FMLA leave, benefits provided, eligibility and benefits for paid sick leave, details of the tax credits available to employers, and considerations for terminations under the WARN Act during the COVID-19 crisis. Presenters are available to answer questions on these topics.
Salaried employees will receive pay for October 8th-15th on October 15th. Hourly employees will only be paid for hours worked September 16th-30th on October 15th. Any furlough hours for October 8th-15th will be deducted from salaried employees' October 31st paycheck. Hourly employees will only be paid for hours worked October 1st-15th on October 31st. Employees can adjust tax withholdings or decrease deferred compensation to lessen the impact of deductions. While on furlough, employees can apply for unemployment benefits but may have to repay if given the option to use paid leave later. The furlough will not affect health insurance coverage but
Rapid Response helps unemployed individuals file for unemployment insurance benefits and provides resources to assist with their job search. The document outlines the steps to file a claim including determining eligibility, calculating benefits, requirements to remain eligible, and tools to maximize benefits and actively search for work such as the Jersey Job Club and Talent Networks. It emphasizes that filing promptly and dedicating time each day to job searching is important.
Slf065 multi purposeloanapplicationform_v03ジョー イデラクルーズ
This document is an application form for a Multi-Purpose Loan (MPL) from Pag-IBIG Fund, a Philippine government run savings fund. The form collects personal information from the applicant such as name, address, employer details, and loan request information. It specifies the requirements to qualify for the loan including having made at least 24 monthly membership savings payments. It outlines the loan features such as maximum loan amounts, interest rates, repayment terms over 24 months and consequences of defaulting on payments. The applicant signs to authorize the loan, payroll deductions for repayment and penalties in case of issues.
This document is a Calamity Loan application form from Pag-IBIG Fund, a Philippine government-run savings program. The form collects personal and employment information from applicants, including name, address, date of birth, employer details, and loan purpose. Applicants agree to have their monthly loan payments deducted from their salary. If approved, the loan proceeds will be credited to the applicant's payroll account. The form also contains instructions for who is eligible to apply for the Calamity Loan.
SBI Agrees to issue receipt for EPFO chequesADP India
Shri K.K. Jalan, Central P.F. Commissioner told press reporters that EPFO has finally been able to resolve a major problem of employers, covered under Employees’ P.F. & M.P. Act, 1952, with regard to State Bank of India.
State of karnataka vs ameerbi judgmentZahidManiyar
This 3 sentence summary provides the key details from the document:
The document discusses a case regarding whether Anganwadi workers, who implement the Integrated Child Development Services program in India, should be considered holders of civil posts. The Supreme Court of India examines the scheme which appoints Anganwadi workers and helpers to implement welfare programs, pays them honorariums rather than salaries, and does not consider them to hold sanctioned posts. The Court reviews arguments on whether they should be recognized as civil servants based on their role and relationship with the State.
Families First Coronavirus Response Act: What it Does and How to RespondParsons Behle & Latimer
The document summarizes a webinar about the Families First Coronavirus Response Act. It discusses provisions of the act related to expanded FMLA leave, paid sick leave, and tax credits for employers. Specifically, it covers who is covered under the expanded FMLA leave, benefits provided, eligibility and benefits for paid sick leave, details of the tax credits available to employers, and considerations for terminations under the WARN Act during the COVID-19 crisis. Presenters are available to answer questions on these topics.
Mothers and fathers can take paid family leave through New York's Paid Family Leave program to bond with a newly born, adopted, or fostered child within the first 12 months. The document provides instructions on how to request this paid family leave, which involves filling out Request for Paid Family Leave forms, obtaining required documentation, and submitting materials to the employer's insurance carrier within 30 days of starting leave to receive benefits. It outlines eligibility requirements, required documentation that varies depending on the type of leave, and contact information for questions.
The document summarizes recent developments in California workers' compensation news from October 2010 blog posts. It discusses how the state budget stalemate may cause some to lose benefits, amendments to required workplace notices, a case where a $56 dispute over attorney fees ended up costing much more, an audit finding mismanagement of claims costing Los Angeles millions, and a case where a bank teller was denied ongoing benefits after suffering a heart attack during an armed robbery.
The document is a response from the Minister of Health and Family Welfare of India to an unstarred question asked in Lok Sabha regarding remuneration and benefits for ASHA workers. It provides details on:
1) The current remuneration structure for ASHA workers including a fixed monthly incentive of Rs. 2000 and additional performance-based incentives for various health programs.
2) ASHA workers are considered community volunteers and not full-time employees. However, they are provided some social security benefits like insurance coverage.
3) Additional incentives of Rs. 1000 per month were provided to ASHAs engaged in COVID-19 related work. Insurance coverage of Rs. 50 lakhs is also provided in
The document summarizes key provisions of the Employees' Provident Funds & Miscellaneous Provisions Act, 1952 in India, which established a mandatory provident fund and pension scheme. It outlines the three schemes currently operated under the Act: provident fund, pension fund, and insurance for employees. Contribution rates for employers and employees are provided. Examples are given showing calculations of monthly contributions for different salary amounts.
The document provides an overview of New York workers' compensation law, outlining who is covered, the claims investigation process, benefits provided, and reasons for denial of claims. Key aspects of the claims process are explained, including initial reporting of accidents, medical treatment and forms, employer responsibilities, and ongoing payments. Potential issues like consequential injuries and the appeals process are also briefly discussed.
ECC Benefits: Employees' Compensation Program. Unknown to many employers and employees, there are ECC benefits granted to employees in the event of work-related illness, injury, and death.
ESIC Benefits | Only for the Private Use for the Staff of SandMartin Group of Companies & should not be treated as professional opinion/recommendations.
In this issue of Benefit Beat: AGENCIES RELEASE 2013 FORM 5500: FORM M-1 FILERS NOW REQUIRED TO FILE FORM 5500; SAN FRANCISCO’S HCSO: MORE FAQS ON HRAS AND 2014 RESOURCES; MORE LOCAL GOVERNMENTS ENACTING LEAVE LAWS; SOCIAL SECURITY AND MEDICARE TAX REFUNDS FOR SAME-SEX MARRIAGE COUPLES; CONTRIBUTIONS TO SAFE HARBOR 401(K) PLANS
Pension schemes of epfo, eps 95 and fps-71Suresh Murugan
The document summarizes information about pension schemes administered by the Employees' Provident Fund Organization (EPFO) in India. It discusses the Family Pension Scheme 1971 (FPS-71) and the Employees' Pension Scheme 1995 (EPS-95), including eligibility requirements, beneficiaries, and how pensions are calculated under each scheme. It also provides details on funding, types of pensions, death benefits, and processes for applying for a pension.
This document summarizes recent changes to India's provident fund rules for international workers. Key changes include: provident fund money is now locked until retirement at age 58; international workers risk losing pension contributions unless covered by a social security agreement between India and their home country; international workers now need an Indian bank account to receive provident fund refunds. The goal of the changes is to encourage other countries to sign social security agreements with India to protect the social security of Indian workers overseas.
The document summarizes the Employees' Provident Fund Scheme in India. It is a mandatory retirement benefits scheme for salaried employees earning up to Rs. 6,500 per month. Both employees and employers contribute 12% of wages each month to the fund, of which 8.33% of the employer contribution goes to the Employee Pension Scheme. Employees can take advances or withdraw funds for approved purposes like housing, education, or medical expenses. On retirement after 10 years of service, members are eligible to receive a monthly pension from the Employee Pension Scheme based on their years of contributions and wages.
Covid19 guidance for multiemployer plans and labor unions webinarWithum
COVID-19 Guidance: Multiemployer Plans and Labor Unions
In this webinar we talk about how COVID-19 is impacting Multiemployer Plans and Labor Unions, including relief programs and FAQs
The document outlines recent amendments and developments to Ontario's Employment Standards Act, including new complaint procedures that require employees to notify their employer and the Ministry in writing of any violations. It also discusses new powers given to Employment Standards Officers to attempt to settle complaints or require parties to provide evidence. Exemptions for notice and severance pay as well as overtime pay are explained, along with what constitutes "willful misconduct."
Holiday Pay: Regular Holidays. During holidays in the Philippines, Labor Law prescribes payment of holiday pay - even if no work is done. If work is done, the wage rate will be twice than the regular rate. If work is done on a double holiday, the wage rate will be thrice than the regular rate.
The document discusses India's pension schemes for EPFO members. The Family Pension Scheme of 1971 provided small pensions only to spouses if members passed away. The Employees Pension Scheme of 1995 provides pensions to living members and spouses/children if members pass away. Pension amounts are calculated based on average salary and years of service, with a maximum of 35 years considered. Members can apply for different types of pensions based on age and years of service. The document provides details on pension funding, calculation, commutation, and other benefits.
EY Human Capital Conference 2012: the global employment tax landscapeEY
The document summarizes a presentation on global employment taxes. It discusses trends toward managing employment taxes on a regional or global basis rather than locally. It also covers increased government focus on compliance and risk management. The presentation highlights that many companies have excluded employment taxes from finance transformations. It provides examples of how leading companies are transforming their tax functions and optimizing processes to address these changing requirements.
Fotos II Seminário Internacional de Frulticulturafruticultura
A empresa de tecnologia anunciou um novo smartphone com câmera aprimorada, maior tela e melhor desempenho. O dispositivo também possui um preço mais acessível em comparação aos modelos anteriores para atrair mais consumidores. O lançamento ocorrerá no próximo mês e a empresa espera que o novo smartphone ajude a aumentar suas vendas e participação no mercado.
La Unión Europea ha acordado un embargo petrolero contra Rusia en respuesta a la invasión de Ucrania. El embargo prohibirá la mayoría de las importaciones de petróleo ruso a la UE a partir de finales de año. Algunos países como Hungría aún dependen en gran medida del petróleo ruso y podrían obtener una exención temporal al embargo.
The document provides 10 tips for blogging success. It advises finding your own unique voice, considering your target audience, perfecting headlines, focusing on relevant keywords, using internal and external links with descriptive text, creating engaging and original content, including images, identifying yourself as the author, posting regularly, and promoting your blog content aggressively. The overall message is that blogging can help people become addicted to winning if they follow best practices to grow an engaged audience and drive traffic.
This document provides instructions for assembling a cupcake pillow pattern. It includes guidance on checking pattern scale using a test square, taping together the pattern pages in numerical order, and following cutting lines corresponding to the desired size. Key pattern markings are explained such as grainlines, notches, darts, and drill holes to accurately cut and assemble the pillow pieces from fleece and cotton fabrics. Diagrams illustrate the cupcake pillow pattern pieces to cut out for the pillow top, back, and bottom.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive function. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
Mothers and fathers can take paid family leave through New York's Paid Family Leave program to bond with a newly born, adopted, or fostered child within the first 12 months. The document provides instructions on how to request this paid family leave, which involves filling out Request for Paid Family Leave forms, obtaining required documentation, and submitting materials to the employer's insurance carrier within 30 days of starting leave to receive benefits. It outlines eligibility requirements, required documentation that varies depending on the type of leave, and contact information for questions.
The document summarizes recent developments in California workers' compensation news from October 2010 blog posts. It discusses how the state budget stalemate may cause some to lose benefits, amendments to required workplace notices, a case where a $56 dispute over attorney fees ended up costing much more, an audit finding mismanagement of claims costing Los Angeles millions, and a case where a bank teller was denied ongoing benefits after suffering a heart attack during an armed robbery.
The document is a response from the Minister of Health and Family Welfare of India to an unstarred question asked in Lok Sabha regarding remuneration and benefits for ASHA workers. It provides details on:
1) The current remuneration structure for ASHA workers including a fixed monthly incentive of Rs. 2000 and additional performance-based incentives for various health programs.
2) ASHA workers are considered community volunteers and not full-time employees. However, they are provided some social security benefits like insurance coverage.
3) Additional incentives of Rs. 1000 per month were provided to ASHAs engaged in COVID-19 related work. Insurance coverage of Rs. 50 lakhs is also provided in
The document summarizes key provisions of the Employees' Provident Funds & Miscellaneous Provisions Act, 1952 in India, which established a mandatory provident fund and pension scheme. It outlines the three schemes currently operated under the Act: provident fund, pension fund, and insurance for employees. Contribution rates for employers and employees are provided. Examples are given showing calculations of monthly contributions for different salary amounts.
The document provides an overview of New York workers' compensation law, outlining who is covered, the claims investigation process, benefits provided, and reasons for denial of claims. Key aspects of the claims process are explained, including initial reporting of accidents, medical treatment and forms, employer responsibilities, and ongoing payments. Potential issues like consequential injuries and the appeals process are also briefly discussed.
ECC Benefits: Employees' Compensation Program. Unknown to many employers and employees, there are ECC benefits granted to employees in the event of work-related illness, injury, and death.
ESIC Benefits | Only for the Private Use for the Staff of SandMartin Group of Companies & should not be treated as professional opinion/recommendations.
In this issue of Benefit Beat: AGENCIES RELEASE 2013 FORM 5500: FORM M-1 FILERS NOW REQUIRED TO FILE FORM 5500; SAN FRANCISCO’S HCSO: MORE FAQS ON HRAS AND 2014 RESOURCES; MORE LOCAL GOVERNMENTS ENACTING LEAVE LAWS; SOCIAL SECURITY AND MEDICARE TAX REFUNDS FOR SAME-SEX MARRIAGE COUPLES; CONTRIBUTIONS TO SAFE HARBOR 401(K) PLANS
Pension schemes of epfo, eps 95 and fps-71Suresh Murugan
The document summarizes information about pension schemes administered by the Employees' Provident Fund Organization (EPFO) in India. It discusses the Family Pension Scheme 1971 (FPS-71) and the Employees' Pension Scheme 1995 (EPS-95), including eligibility requirements, beneficiaries, and how pensions are calculated under each scheme. It also provides details on funding, types of pensions, death benefits, and processes for applying for a pension.
This document summarizes recent changes to India's provident fund rules for international workers. Key changes include: provident fund money is now locked until retirement at age 58; international workers risk losing pension contributions unless covered by a social security agreement between India and their home country; international workers now need an Indian bank account to receive provident fund refunds. The goal of the changes is to encourage other countries to sign social security agreements with India to protect the social security of Indian workers overseas.
The document summarizes the Employees' Provident Fund Scheme in India. It is a mandatory retirement benefits scheme for salaried employees earning up to Rs. 6,500 per month. Both employees and employers contribute 12% of wages each month to the fund, of which 8.33% of the employer contribution goes to the Employee Pension Scheme. Employees can take advances or withdraw funds for approved purposes like housing, education, or medical expenses. On retirement after 10 years of service, members are eligible to receive a monthly pension from the Employee Pension Scheme based on their years of contributions and wages.
Covid19 guidance for multiemployer plans and labor unions webinarWithum
COVID-19 Guidance: Multiemployer Plans and Labor Unions
In this webinar we talk about how COVID-19 is impacting Multiemployer Plans and Labor Unions, including relief programs and FAQs
The document outlines recent amendments and developments to Ontario's Employment Standards Act, including new complaint procedures that require employees to notify their employer and the Ministry in writing of any violations. It also discusses new powers given to Employment Standards Officers to attempt to settle complaints or require parties to provide evidence. Exemptions for notice and severance pay as well as overtime pay are explained, along with what constitutes "willful misconduct."
Holiday Pay: Regular Holidays. During holidays in the Philippines, Labor Law prescribes payment of holiday pay - even if no work is done. If work is done, the wage rate will be twice than the regular rate. If work is done on a double holiday, the wage rate will be thrice than the regular rate.
The document discusses India's pension schemes for EPFO members. The Family Pension Scheme of 1971 provided small pensions only to spouses if members passed away. The Employees Pension Scheme of 1995 provides pensions to living members and spouses/children if members pass away. Pension amounts are calculated based on average salary and years of service, with a maximum of 35 years considered. Members can apply for different types of pensions based on age and years of service. The document provides details on pension funding, calculation, commutation, and other benefits.
EY Human Capital Conference 2012: the global employment tax landscapeEY
The document summarizes a presentation on global employment taxes. It discusses trends toward managing employment taxes on a regional or global basis rather than locally. It also covers increased government focus on compliance and risk management. The presentation highlights that many companies have excluded employment taxes from finance transformations. It provides examples of how leading companies are transforming their tax functions and optimizing processes to address these changing requirements.
Fotos II Seminário Internacional de Frulticulturafruticultura
A empresa de tecnologia anunciou um novo smartphone com câmera aprimorada, maior tela e melhor desempenho. O dispositivo também possui um preço mais acessível em comparação aos modelos anteriores para atrair mais consumidores. O lançamento ocorrerá no próximo mês e a empresa espera que o novo smartphone ajude a aumentar suas vendas e participação no mercado.
La Unión Europea ha acordado un embargo petrolero contra Rusia en respuesta a la invasión de Ucrania. El embargo prohibirá la mayoría de las importaciones de petróleo ruso a la UE a partir de finales de año. Algunos países como Hungría aún dependen en gran medida del petróleo ruso y podrían obtener una exención temporal al embargo.
The document provides 10 tips for blogging success. It advises finding your own unique voice, considering your target audience, perfecting headlines, focusing on relevant keywords, using internal and external links with descriptive text, creating engaging and original content, including images, identifying yourself as the author, posting regularly, and promoting your blog content aggressively. The overall message is that blogging can help people become addicted to winning if they follow best practices to grow an engaged audience and drive traffic.
This document provides instructions for assembling a cupcake pillow pattern. It includes guidance on checking pattern scale using a test square, taping together the pattern pages in numerical order, and following cutting lines corresponding to the desired size. Key pattern markings are explained such as grainlines, notches, darts, and drill holes to accurately cut and assemble the pillow pieces from fleece and cotton fabrics. Diagrams illustrate the cupcake pillow pattern pieces to cut out for the pillow top, back, and bottom.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive function. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
Kings Lake Education Center is an alternative education site that aims to provide curriculum aligned to Common Core standards and programs appealing to student interests through a positive environment. The staff is committed to helping every student reach their potential and become responsible members of society. The center offers several programs for students in grades K-12, including independent study, continuation high school, and programs for expelled students. It also provides in-house suspension and special education services. The campus includes classrooms for subjects like English, math, and science as well as programs for freshman intervention, AFROTC, counseling, adult education, and graduation ceremonies.
Tamatha Collins is applying for a human resources recruitment position in Los Angeles. She has over 4 years of experience in human resources recruitment, including experience recruiting for executive and campus positions. Her resume details her work recruiting for various companies over the past 15 years, demonstrating her experience in sourcing candidates, interviewing, background checks, and onboarding new employees. She is relocating to Los Angeles in late August and is enthusiastic about finding a new position.
Current Law: There are seven regular individual income tax brackets of 10 percent, 15 percent, 25 percent, 28 percent, 33 percent, 35 percent, and 39.6 percent. In addition, there are five categories of filing status: single, head of household, married filing jointly (and surviving spouses), married filing separately, and estates and trusts. For married individuals filing jointly, the upper bounds of the 10- and 15-percent brackets are exactly double the upper bounds that apply to single individuals, to prevent a marriage penalty from applying at these income levels.
Provision: Under the provision, the current seven tax brackets would be consolidated and simplified into three brackets: 10 percent, 25 percent, and 35 percent. Generally, the new 10-percent bracket would replace the current 10- and 15-percent brackets; the new 25-percent bracket would replace the current 25-, 28-, 33-, and 35-percent brackets; and the new 35-percent bracket would replace the current 39.6-percent bracket.
Understanding the tax implications of classifying a worker as an independent contractor and/or employee for your business as well as other compensation and employment issues that arise with regard to filing with the IRS. Contact Goldin Peiser & Peiser, LLP for more information or visit www.gppcpa.com.
EY - US Employment Tax Year in Review (November 2013)EY
The presentation covers:
- FICA on severance
- Fiscal cliff legislation – impacts for 2013 and beyond
- The additional Medicare tax began this year
- Reporting change in responsible party to the IRS
- 2010 HIRE Act – IRS notices and refund deadline
- Same-sex partner benefits in wake of Supreme Court ruling
- Affordable Care Act – what to know about 2014
- Unemployment insurance – new laws mean a new approach
- States go retro in 2013
- Pay card controversy – seven things employers should do
Unemployment insurance is a program that provides temporary financial assistance to unemployed workers. It is funded by taxes paid by employers. Many state unemployment insurance trust funds are facing insolvency due to increased benefits being paid out during the economic downturn. In response, Maryland increased unemployment insurance taxes on employers in 2010 by raising tax rates and the taxable wage base. However, this places additional costs on both low-wage and high-wage workers. It is recommended that Maryland revise its tax policy to build up reserve funds in its trust by proportionally lowering tax rates and raising the taxable ceiling. This would stabilize the unemployment program and provide benefits to unemployed citizens without unduly burdening employers.
HR & EMPLOYMENT LAW COMPLIANCE GUIDE for Arizona EmployersHRHelp
By threshold numbers of employees, learn the laws with which employers are required to comply, the compliance requirements, the notice & poster requirements, and the recordkeeping & documentation requirements.
The New Zealand Institute for Plant & Food Research Limited
Plant physiology as a tool of productivity
in different orchard systems
John Palmer, Plant & Food Research Ltd., Motueka Research Centre,
New Zealand
Lightning Talk #9: How UX and Data Storytelling Can Shape Policy by Mika Aldabaux singapore
How can we take UX and Data Storytelling out of the tech context and use them to change the way government behaves?
Showcasing the truth is the highest goal of data storytelling. Because the design of a chart can affect the interpretation of data in a major way, one must wield visual tools with care and deliberation. Using quantitative facts to evoke an emotional response is best achieved with the combination of UX and data storytelling.
This document is a Social Security statement that provides Mark Bizzelle with information about his estimated Social Security benefits, earnings record, and facts about Social Security. It estimates that Mark has paid over $11,000 in Social Security taxes and over $2,000 in Medicare taxes based on his reported earnings. It also notes that his actual benefits may differ from the estimates depending on future earnings. The statement encourages Mark to review his earnings record for accuracy and contact Social Security if he sees any mistakes.
This document is a Social Security statement that provides Mark Bizzelle with information about his estimated Social Security benefits, earnings record, and important facts about Social Security. It estimates that Mark has paid over $11,000 in Social Security taxes and $2,700 in Medicare taxes based on his recorded earnings. The statement notes that benefit estimates may differ from actual benefits due to future earnings changes, cost of living adjustments, or changes to the law. It also explains provisions like the Windfall Elimination Provision that could impact Mark's benefits. The statement encourages Mark to review his earnings record for accuracy and completeness.
This document is a Social Security statement that provides Mark Bizzelle with information about his estimated Social Security benefits, earnings record, and important facts about Social Security. It estimates that Mark has paid over $11,000 in Social Security taxes and $2,700 in Medicare taxes based on his recorded earnings. The statement notes that benefit estimates may differ from actual benefits due to future earnings changes, cost of living adjustments, or changes to the law. It also explains provisions like the Windfall Elimination Provision that could impact Mark's benefits. The statement encourages Mark to review his earnings record for accuracy and completeness.
This document is a Social Security statement that provides Mark Bizzelle with information about his estimated Social Security benefits, earnings record, and facts about Social Security. It estimates that Mark has paid over $11,000 in Social Security taxes and $2,700 in Medicare taxes based on his reported earnings. The statement notes that benefit estimates may differ from actual benefits due to future earnings changes, cost of living adjustments, and eligibility for other pensions. It also explains provisions that could reduce benefits, such as the Windfall Elimination Provision and Government Pension Offset. The statement advises Mark to check the accuracy of his earnings record reported.
This document is a summary of a Social Security benefits statement. It provides 3 key pieces of information:
1. It estimates the recipient's Social Security benefits based on their lifetime earnings record. However, it notes the recipient has already filed for benefits, so actual benefits will depend on the initial determination.
2. It outlines other Social Security benefits like disability and survivors benefits that may be available based on the recipient's work history and family situation.
3. It provides information about ensuring the accuracy of the recipient's earnings record and encourages reviewing it carefully against personal records. Any discrepancies should be reported.
This document is a summary of 3 key points from a Social Security benefits statement:
1. The statement provides the recipient's earnings record and estimates of retirement, disability, and survivor benefits based on their lifetime earnings and current law. It notes that actual benefits may differ depending on future earnings.
2. The statement emphasizes the importance of reviewing the earnings record for accuracy and contacting Social Security right away if any errors are found. An accurate earnings record is crucial for determining benefit amounts.
3. Additional information is provided about eligibility for benefits depending on factors like age, disability status, family situation. The statement also notes other programs like Medicare and options to receive benefits while continuing to work before full retirement age.
Your Complete Compliance Guide For Hiring EmployeesJustworks
Congratulations are in order – you’re ready to hire your first employee! But growing your team can be complicated to navigate. Hiring new people demands compliance with a long list of laws and regulations: discrimination laws, tax withholdings, background check restrictions.
You can see how hiring might get messy without the help. Justworks’ slide will walk you through the labyrinth of staying compliant while hiring.
The RE Investment News is the monthly newsletter for Mid-America Association of Real Estate Investors. Serving the Real Estate Investor Community in Kansas City Since 2005.
The document discusses common myths about credit reports and scores. It asserts that inaccurate, obsolete, or unverifiable information can be challenged and removed from credit reports under the Fair Credit Reporting Act. The document also outlines the credit restoration process, which involves disputing negative items on credit reports every 45 days to have them removed. Credit restoration services are offered for $499 along with other financial products.
This document is a summary of an individual's Social Security statement. It provides estimates of their Social Security benefits based on their lifetime earnings record. It notes that the individual has already filed for and is receiving benefits. It also provides information about Social Security retirement, disability, family and survivor benefits. Additionally, it discusses factors that could impact estimated benefits and encourages the individual to review their earnings record for accuracy.
This document is a summary of an individual's Social Security statement. It provides estimates of their Social Security benefits based on their lifetime earnings record. It notes that the individual has already filed for and is receiving benefits. It also provides information about Social Security retirement, disability, family and survivor benefits. Additionally, it discusses factors that could impact estimated benefits and encourages the individual to review their earnings record for accuracy.
United Credit Education Services reveals the 10 myths about credit and the credit reporting agencies. Credit Restoration is legal thats why we have the Credit Repair Organization Act.
The document provides information about applying for Social Security disability benefits. It discusses deciding whether to apply by considering if the applicant is working, capable of working, has a severe medical impairment, and if the impairment will last over 12 months. It also outlines the application process of applying in person, by phone, or online and information needed. Tips are provided for completing applications and submitting medical records. Timelines for applying and waiting for a decision are also reviewed.
The document discusses financial well-being and how it is defined by the Consumer Financial Protection Bureau. Financial well-being has four key components: having control over day-to-day finances, having the capacity to absorb financial shocks, being on track to meet financial goals, and having financial freedom to enjoy life. The document focuses on the first two components - having control over finances and absorbing financial shocks. It emphasizes the importance of an emergency fund and having a back-up plan for income to be prepared for unexpected expenses and job loss.
Employee Handbook Intitials and dates updated 5-28-09Jo Woolery
The document outlines policies for ATS regarding employee conduct and documentation. It states that candidates must provide proper documentation like a Social Security card to be interviewed. It also prohibits discrimination and harassment, and mandates reporting any such incidents. Employees must provide updated personal information and documentation to ATS and will be terminated for violating any policies. The document also addresses dress code, driver's license requirements, and disciplinary actions.
Understanding Your Credit Report & Score provides information about credit reports, credit scores, and how to positively impact your credit. It explains that credit reports are compiled by three major credit bureaus and include your payment history, accounts, inquiries and public records. Your credit score, or FICO score, is calculated based on your credit report and influences your ability to get loans, credit cards, apartments and more. The article provides tips for building credit, checking your credit report and score, disputing errors, and factors that affect your credit score.
The document provides a 4-step action plan for obtaining assistance in Anywhere USA. Step 1 explains how to file for unemployment benefits. Step 2 details how to apply for public assistance programs. Step 3 offers tips for managing finances and bills. Step 4 provides information on healthcare and prescription coverage options.
Chapter wise All Notes of First year Basic Civil Engineering.pptxDenish Jangid
Chapter wise All Notes of First year Basic Civil Engineering
Syllabus
Chapter-1
Introduction to objective, scope and outcome the subject
Chapter 2
Introduction: Scope and Specialization of Civil Engineering, Role of civil Engineer in Society, Impact of infrastructural development on economy of country.
Chapter 3
Surveying: Object Principles & Types of Surveying; Site Plans, Plans & Maps; Scales & Unit of different Measurements.
Linear Measurements: Instruments used. Linear Measurement by Tape, Ranging out Survey Lines and overcoming Obstructions; Measurements on sloping ground; Tape corrections, conventional symbols. Angular Measurements: Instruments used; Introduction to Compass Surveying, Bearings and Longitude & Latitude of a Line, Introduction to total station.
Levelling: Instrument used Object of levelling, Methods of levelling in brief, and Contour maps.
Chapter 4
Buildings: Selection of site for Buildings, Layout of Building Plan, Types of buildings, Plinth area, carpet area, floor space index, Introduction to building byelaws, concept of sun light & ventilation. Components of Buildings & their functions, Basic concept of R.C.C., Introduction to types of foundation
Chapter 5
Transportation: Introduction to Transportation Engineering; Traffic and Road Safety: Types and Characteristics of Various Modes of Transportation; Various Road Traffic Signs, Causes of Accidents and Road Safety Measures.
Chapter 6
Environmental Engineering: Environmental Pollution, Environmental Acts and Regulations, Functional Concepts of Ecology, Basics of Species, Biodiversity, Ecosystem, Hydrological Cycle; Chemical Cycles: Carbon, Nitrogen & Phosphorus; Energy Flow in Ecosystems.
Water Pollution: Water Quality standards, Introduction to Treatment & Disposal of Waste Water. Reuse and Saving of Water, Rain Water Harvesting. Solid Waste Management: Classification of Solid Waste, Collection, Transportation and Disposal of Solid. Recycling of Solid Waste: Energy Recovery, Sanitary Landfill, On-Site Sanitation. Air & Noise Pollution: Primary and Secondary air pollutants, Harmful effects of Air Pollution, Control of Air Pollution. . Noise Pollution Harmful Effects of noise pollution, control of noise pollution, Global warming & Climate Change, Ozone depletion, Greenhouse effect
Text Books:
1. Palancharmy, Basic Civil Engineering, McGraw Hill publishers.
2. Satheesh Gopi, Basic Civil Engineering, Pearson Publishers.
3. Ketki Rangwala Dalal, Essentials of Civil Engineering, Charotar Publishing House.
4. BCP, Surveying volume 1
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You will hear from Liz Willett, the Head of Nonprofits, and hear about what Walmart is doing to help nonprofits, including Walmart Business and Spark Good. Walmart Business+ is a new offer for nonprofits that offers discounts and also streamlines nonprofits order and expense tracking, saving time and money.
The webinar may also give some examples on how nonprofits can best leverage Walmart Business+.
The event will cover the following::
Walmart Business + (https://business.walmart.com/plus) is a new shopping experience for nonprofits, schools, and local business customers that connects an exclusive online shopping experience to stores. Benefits include free delivery and shipping, a 'Spend Analytics” feature, special discounts, deals and tax-exempt shopping.
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Answers about how you can do more with Walmart!"
1. CLAIMANT HANDBOOK
UNEMPLOYMENT
INSURANCE
Your Benefit Rights
and Responsibilities
Mark Butler, Commissioner
www.dol.state.ga.us
2. Information in this handbook….
is provided to help you understand the requirements of
the Unemployment Insurance (UI) Program.
If you have any questions about this information, do not
hesitate to ask someone in your Georgia Department of
Labor (GDOL) Career Center.
Unemployment insurance provides temporary
financial assistance to workers unemployed
through no fault of their own. Unemployment
insurance benefits are paid by employer taxes.
Georgia law prohibits deductions from your
paycheck, or your taxes, to pay these benefits.
NOTICE: The department will provide an interpreter for the
hearing or voice impaired and for those individuals with limited
English proficiency. Individuals with hearing or voice impairment
may contact the Georgia Relay Center at 1-800-255-0056 to
access GDOL services. Should you require assistance with
documents that you have received you may take them to your local
Career Center for translation. These services are provided at no
cost to you.
Equal Opportunity Employer/Program
Auxiliary Aids & Services Are Available Upon Request To Individuals With Disabilities
3. Protecting Your Rights -
Information you must know
about Unemployment Insurance
Please take time to read this booklet. Do not risk losing
your benefits because you do not know your rights and
responsibilities.
You must:
l Be unemployed through no fault of your own
(more information on page 6)
l CLAIM YOUR BENEFITS EACH WEEK
(more information on page 8)
l Report your gross earnings for the week the work was performed
(more information on page 12)
l Make a search for work each week, be physically able to work and
be available to accept work (more information on page 6)
l Keep a record of your search for work each week
(more information on pages 6, 25, 26, 27)
l Register with the Employment Service except in special
circumstances (more information on page 6)
l Keep your address current with the Department of Labor
(more information on page 17)
1
4. IMPORTANT POINTS
PERSONAL IDENTIFICATION NUMBER (PIN)
If you claim benefits electronically, you will establish your 4 digit PIN the first
time you claim a week of benefits. If you do not certify electronically, you will be
mailed a PIN shortly after filing your claim.
Your PIN has the same legal authority as your signature on a paper docu-
ment. Do not share it with anyone. The same PIN can be used on our Internet
applications and on OLIVoR (On-Line Interactive Voice Response system.)
PINs have many different uses in our system now and more are planned for the
future. Presently your PIN is needed to:
l Claim your weekly benefits.
l Update your direct deposit information.
l Inquire about your weekly payments.
l Inquire about your annual 1099G form for tax purposes.
l Request referrals to jobs listed with the Department.
If you need a new PIN, contact your Career Center. Your PIN will be reset and
you will be able to choose a new PIN.
SERVICES AVAILABLE ON THE INTERNET
(www.dol.state.ga.us)
You can:
l Learn about recent changes to the Law or GDOL programs that may
directly affect you.
l File an Unemployment Insurance claim.
l File for your weekly benefits.
l Start/Update direct deposit information.
l Review the amount of unemployment benefits and taxes paid that were
shown on your 1099G.
l Look for job opportunities and request referrals to specific jobs.
l Obtain job search advice.
l Find labor market information.
l See what services are available at GDOL Career Centers.
You will need your PIN and SSN to use some of the services. Many additional
services are being planned.
2
5. TABLE OF CONTENTS
Basic Claims Information:
How do I qualify?................................................................................. 5
What if I disagree with a decision? (Appeal Rights)............................. 7
Benefit Payments / Deductions
Claiming Weekly Benefits.................................................................... 8
Direct Deposit................................................................................... 12
Income Tax........................................................................................ 13
Deductions......................................................................................... 14
Overpayments................................................................................... 15
General Information
How do I get a decision?.................................................................... 17
What if I change my address?............................................................. 17
What do I have to report?.................................................................. 18
Is information verified?....................................................................... 18
Employment Resources........................................................................... 19
Special Programs..................................................................................... 20
Legal Requirements................................................................................. 22
Definitions............................................................................................... 23
Work Search Record............................................................................... 25
Payment Records..................................................................................... 28
Appointments with the Career Center................................................... 29
3
7. HOW DO I QUALIFY?
Georgia law sets qualifying requirements in three main areas. You must meet all
three to be paid benefits. They are:
1. Your past wages, and
2. Your job separation, and
3. Availability and work search requirements.
YOUR PAST WAGES
1. To establish a claim you must have:
l “Insured” wages in at least two quarters of the base period
(see Definitions page 23); and
l “Insured” wages totaling at least $1,134 in the two highest quarters of
your base period; and
l Total base period wages of at least one and one-half times the amount of
money you were paid in the highest quarter.
If you cannot establish a claim only because of the one and one-half times
requirement, an alternate calculation will automatically be used (see Definitions -
page 23.)
2. You will be mailed a determination which shows the:
l Insured wages paid in the base period.
l Weekly benefit amount of your claim.
l Number of weeks in your claim.
l Total amount of your claim.
3. If you believe the wages shown on your determination are incorrect or
incomplete, you may ask for a “reconsideration.” This must be done in
writing to your Career Center within 15 days of the date of the
determination. Career Center staff will be glad to assist you.
5
8. YOUR JOB SEPARATION
1. You must be unemployed or partially unemployed through no fault of your
own to receive benefits. Information will be obtained from your employer
regarding your separation. Examples of potentially qualifying reasons are:
l You were laid off due to lack of work.
l You are still working but the employer reduced your hours due to a
lack of work.
l You were fired without work-related misconduct.
l You quit your job for a good work-related reason.
2. A written decision will be made on your eligibility to receive benefits. It will
be based on the reason for your separation from your most
recent employer. (This is not always your last employer.) Georgia law
defines the criteria for “most recent employer.” (see Definitions - page 24)
AVAILABILITY AND WORK SEARCH REQUIREMENTS
EACH WEEK YOU MUST:
l Report as instructed by the Career Center.
NOTE: Failure to report may result in loss of benefits.
l Be physically able to perform some type of work that you qualify
for (even if it is not your regular field of work.)
l Be actively looking for full-time work (or part-time, as instructed) each
week. You must make a broad search for work and make contacts for
work each week, as instructed.
l Be prepared to show a list of your job search contacts. (A form for
listing contacts is included in this handbook.)
l Be registered for work, if so instructed, with the Georgia Department
of Labor’s Employment Service.
l If you have an interstate claim you must register with the State
Workforce Agency in the state where you reside. You must
continue to follow the rules of Georgia in reference to work search
requirements and availability.
l Have no unreasonable restrictions that would keep you from
working or accepting available work, as instructed.
REMINDER: To continue to be paid benefits you MUST meet all
eligibility requirements each week. A decision holding you not
eligible may be issued for any week(s) you do not meet these
eligibility requirements.
6
9. AFFIDAVIT TO VERIFY APPLICANT’S
LAWFUL PRESENCE IN THE U.S.
Georgia law requires all applicants applying for unemployment benefits who are
18 years of age or older sign an affidavit attesting they are (1) a United States
citizen or a legal permanent resident or (2) a non-citizen legally present in
the United States. You cannot receive benefits until the affidavit has been
completed.
If at the time of claim filing you are 18 years of age or older, you must execute this
affidavit whether you file via the Internet or file your claim in a career center.
If at the time of claim filing you are 18 years of age or older and are a Georgia
resident and are filing your claim via the Internet, you will receive an e-mail
advising you to report in person on a specific date to your local career center
to complete the affidavit. You must bring a valid government-issued photo ID.
If you are not a citizen of the United States you must also bring your valid,
unexpired Employment Authorization Document(s). The registration status with
the U. S. Department of Homeland Security must be verified.
NOTE: Decisions and payments cannot be released until verification has
been made.
JOB REFERRALS
You must be willing to accept a job under the same working conditions in which
you earned the wages used to establish your claim.
When you are given a referral to a job by the department, you must apply as
instructed. Failure to do so could affect your benefits.
Depending on how long you are unemployed, you must be willing to adjust your
employment expectations.
APPEAL RIGHTS
A decision on your eligibility for Unemployment Insurance benefits can
only be changed through the appeals process. You have the right to appeal
ANY decision that denies or restricts your benefits. Your employer may also
request an appeal on any decisions on your claim related to your job separation
or an offer of suitable work.
Appeals must be (1) in writing; (2) faxed, mailed or delivered in person, to
a Georgia Department of Labor Career Center; (3) filed within the time
allowed by law for filing the appeal; and (4) must include the name of the
claimant, the social security number contained on the determination being
appealed, and the date of that determination. The nearest Career Center usually
has the initial claim file and is the best location for filing an appeal. Appeals not
7
10. filed in accordance with these requirements will be delayed and a request for an
Administrative Hearing may be denied.
NOTE: Interstate claimant appeals must be (1) in writing (2) faxed to
(404) 232-3087 or mailed to the Interstate Unit, P O. Box 38184, Atlanta GA
.
30334; (3) filed within the time allowed by law for filing the appeal; and (4)
must include the name of the claimant, the social security number contained on
the determination being appealed, and the date of that determination. Appeals
on Interstate claims that are not filed in accordance with these requirements
will be delayed and a request for an Administrative Hearing may be denied.
You may appeal any determination within 15 days of its mailing
date. If the 15th day is a Saturday, Sunday or legal holiday, the
next work day is the last day to file a timely appeal.
If you need an interpreter for your hearing contact the Appeals Tribunal
immediately. (See Page 18 for contact information)
The Appeals Tribunal will schedule a hearing and mail a notice of the hearing
time and date as well as the issues to be discussed. After the hearing, a decision
will be mailed to all parties based on the information given in the hearing. If you
disagree with the decision, you have the right to further appeal.
NOTE:
l Continue to claim your benefits weekly throughout the appeals process
and report as instructed.
l If the decision is in your favor, weeks which were not claimed timely
cannot be paid.
l If any determination allowing benefits is reversed, YOU WILL BE
REQUIRED TO REPAY THE BENEFITS RECEIVED during the period of
disqualification as specified by the hearing officer, or the Board
of Review.
CLAIMING WEEKLY BENEFITS
There are three ways to claim benefits:
- a computer linked to the Internet
- a touch tone telephone
- reporting in person to a Career Center
(The automated systems are available 24 hours a day, seven days a week, and can
also be used to check payment status.)
An unemployment benefit week begins on Sunday and ends on Saturday at
midnight. If you are a claimant trainee, an unemployment benefit week
begins on Saturday and ends on Friday at midnight.
You MUST wait until the week has ended to claim benefits for that week.
8
11. Important Points for Claiming Benefits
l Benefits must be claimed for each week that you expect to be
paid unemployment benefits. Failure to timely claim a week of
benefits may result in a loss of eligibility for that week.
l You can only certify for the most recent week ending date and
one week prior.
l Remember your PIN. Entering your PIN incorrectly three times in
a row will revoke your PIN.
l If you do not claim your weekly benefits for more than 2 weeks in
a row, you will have to return to the Career Center to reopen
your claim.
l To check on the balance of your claim or the number of weeks
remaining, you must use the telephone.
l To check on the status of your payment, you can use the telephone or
the Internet.
l After you answer all questions, the system will tell you whether your
weekly claim was accepted and processed OR whether it was NOT
accepted. If your weekly claim was not accepted, you will not be paid
until you contact your Career Center.
If you are eligible and have successfully claimed a week of benefits, you will
usually receive your benefits:
- Within three days, if you have direct deposit.
- Within ten days, if your check is mailed.
REPORT ALL EARNINGS EACH WEEK
Report the amount of earnings before deductions.
Earnings must be reported for the week they are earned, even if you
have not actually been paid for the work.
Social security, vacation pay, severance pay, jury duty income and pay for
weekend military reserve duty are not earnings. Therefore; they should
not be reported on a weekly basis, but must be reported at the time a
claim is filed.
NOTE: When Monday is a state holiday, you will experience a delay in
receiving your benefit check. This includes direct deposits made into
your account. (See Page 24 for a list of state holidays.)
9
12. Claiming Weekly Benefits By Computer
You will need a PIN and an Internet browser equal to Microsoft Internet
Explorer or Netscape, 4.0 or higher. The browser must be JavaScript enabled
and set to accept “cookies.”
1. The Georgia Department of Labor web site is: www.dol.state.ga.us.
2. Select Claim Weekly Unemployment Benefits from either the department’s
home page or the Job Seekers landing page.
3. On the Certification Access page:
l Select the week for which you want to certify
l Enter your Social Security number
l Enter your 4-digit PIN
NOTE: If you are using electronic certification for the first time, enter your
chosen PIN in the designated box, then re-enter it in the next box to verify.
l Select Submit.
4. When the Certification page displays, select YES or NO, as appropriate, to
answer each question.
If you are entering earnings for the week, enter the amount earned
BEFORE deductions in the boxes provided. Enter dollars and cents. If you
earn $1000 or more during a week, enter $999.99. (Wages must be
reported for the week they were earned, even if you have not
actually been paid.)
To finalize the process and complete certification, read the statements at
the bottom of the screen and select I Agree.
NOTE: You may change any responses before selecting I Agree by
returning to the space requiring correction and making appropriate changes.
5. After answers are confirmed, you will be advised whether the weekly c l a i m
was processed or if you need to contact your Career Center.
To inquire about weekly unemployment payments, select Learn About
Unemployment Benefits for Individuals from either the home page or the
Job Seekers landing page. On the Certification Inquiry page, enter your Social
Security number and PIN and select Submit. All weeks claimed for the past
90 days will display with the status of each certification and payment.
10
13. Claiming Weekly Benefits By Telephone
On-Line Interactive Voice Response (OLIVoR)
A touch tone phone and a 4 digit PIN are needed to claim benefits by telephone.
(Problems may occur with cordless telephones and cell phones).
OLIVoR Telephone Numbers
METRO ATLANTA AREA
404-232-4290
OUTSIDE METRO ATLANTA AREA
(Toll Free Number)
1-866-873-5676
If you have a problem certifying, call Customer Service at 404-232-3001 or
1-877-709-8185, if you are outside the Metro Area. Customer Service hours
are 8:00 a.m. to 4:30 p.m., Monday through Friday.
NOTE: Due to the volume of telephone calls received on Monday,
Tuesday or a day after a holiday, you may experience a longer wait time
to speak to a representative. To avoid this possibility, you may want to
call on a Wednesday or Thursday, which are our least busy days.
OLIVoR Instructions
(An option for instructions in Spanish is available)
1. Before placing the call, know the gross amount of any earnings for the week
being claimed.
2. LISTEN CAREFULLY AND FOLLOW ALL INSTRUCTIONS.
3. Select option 3 (Claiming Weekly Benefits) to claim benefits.
4. Answer each question by entering 1 for YES or 9 for No.
a. “Were you able, available and actively seeking work?”
Press 1 for Yes OR press 9 for No.
b. “Did you refuse any work offered?”
Press 1 for Yes OR press 9 for No.
c. “Did you work or earn any wages during the week?”
Press 1 for Yes OR press 9 for No.
11
14. 5. When entering earnings, enter the amount earned BEFORE deductions.
Enter dollars and cents and the # sign. If you earn $1,000.00 or more
during a week, enter $999.99. (Wages must be reported for the week they
were earned, even if you have not actually been paid.)
Examples: $110.50 enter 11050#
$29.50 enter 2950#
$1,035.00 enter 99999#
6. OLIVoR will repeat your answers following the completion of all entries.
If you realize you have made an error in certifying, do not confirm your
certification but press 9 for “No” and the system will revert to the
a. b. & c. questions listed on page 11. If you hang up before confirming
your answers YOUR WEEKLY CLAIM WILL NOT BE COMPLETE.
7. After answers are confirmed you will be advised whether the weekly
claim was processed or a Career Center contact is required.
Inquiring about Payments
l Select option 5.
l Follow instructions for entry.
l Enter the six digit week ending date
(example: March 5, 2005 would be entered 030505.)
NOTICE TO ALL CLAIMANTS
Giving false information when reporting on your unemployment
insurance claim is against the law.
Make sure that your entries are truthful and correct. If you make a
mistake and cannot re-enter the correct information, contact your
Career Center.
DIRECT DEPOSIT
Direct deposit of your unemployment insurance checks is strongly encouraged.
If your benefit check is mailed, it may take as long as 10 days or more to reach
your mail box. With direct deposit, your benefits can be in your account within
three days after you have claimed benefits.
Your benefits can be deposited to your checking or savings account. To enroll,
provide your bank name, routing number and your account number. (You can
12
15. find this on your checks or by contacting your bank.)
You may request direct deposit at any time during the claim year. Direct deposit
can be requested or updated on our secure web site, www.dol.state.ga.us
or you can visit your Career Center.
Use OLIVoR or the Internet to verify the payment of your weekly claim.
You should not write any checks or schedule automatic withdrawals
against the deposit until you have verified that the funds have been
credited to your account by your bank.
If your account information changes, you should update your banking
information on our secure web site or notify your Career Center immediately.
Your Name _________ 6214
Your Address
City, State Zip
Pay to the Order of: ____________________________ $ _______
______________________________________________________
For: ________________________ _________________________
_
.___________ 2000202145:6214
:073921938: __________ ____
Bank Routing Number Check Number--DO NOT ENTER
Account Number
INCOME TAX INFORMATION
Unemployment compensation must be reported on your federal and
state income tax returns. You may:
1. Request that the GDOL withhold state and federal taxes from your benefit
payments. Taxes will be calculated on the gross payment for the week
being paid (weekly benefit amount minus any earnings and any regular
retirement deduction.) Since withholding of income taxes is voluntary, taxes
are deducted only after any involuntary deductions are made (i.e. child
support and repayment of an overpayment.)
OR
2. Make estimated tax payments to the IRS if your taxable income
withholding status meets the IRS’ estimated payment requirements.
13
16. Federal taxes are deducted at 10 percent and state taxes at 6 percent.
You can have both or either deducted from your benefits. (Example: Weekly
benefit amount = $274, federal taxes would be $27 and state taxes would
be $16.)
At the end of January you will be mailed Form 1099G which reports benefits
paid to you during the previous calendar year, even if you repaid benefits to the
department. The same information will be provided to the IRS and the Georgia
Department of Revenue.
NOTE: To ensure you receive your Form 1099G, report address changes
immediately.
Information regarding the amount of unemployment benefits paid and the taxes
withheld for the prior calendar year is available on the Georgia Department of
Labor’s web site. The information is updated early in January each year. You will
need your PIN to access the information. The 1099G form itself does not have
to be sent with your income tax returns.
Questions about the taxation of unemployment insurance benefits, making
estimated tax payments or other tax matters should be directed to the IRS or the
Georgia Department of Revenue.
DEDUCTIONS FROM YOUR
UNEMPLOYMENT BENEFITS
Certain types of deductions may be taken out of your weekly benefit
payment or may delay your benefit payments. (See page 9 for
exceptions.)
PAYMENTS and INCOME TO BE REPORTED WHEN
CERTIFYING FOR BENEFITS WEEKLY
Earnings - YOU MUST REPORT all earnings for the week you
actually earned them - even if you did not receive the pay during that
week. You must report your gross earnings. For all new claims filed
July 1, 2002 or after, earnings over $50 per week are deducted dollar
for dollar from your weekly payment.
14
17. PAYMENTS and INCOME TO BE REPORTED TO THE
CAREER CENTER WHEN CLAIM IS FILED or
PAYMENT RECEIVED
Retirement - Includes pension, retirement or similar payment from any
employer whose wages are being used to establish the claim. A
determination will be mailed to you to show how the retirement
income will affect your unemployment benefits. If your retirement
payment changes, that information must be reported to your Career
Center immediately.
Severance/Separation/Wages In Lieu Of Notice - Any type of payment
you have received, or will receive, must be reported. If the weekly amount
of the payment is more than your weekly benefit amount, benefits may not
be payable for the period of time the payment covers. If these types of
payments are paid in a lump sum, they will be prorated using your average
gross weekly earnings.
Worker’s Compensation - You must report that you have applied for or
are receiving Worker’s Compensation.
**FAILURE TO REPORT ABOVE PAYMENTS MAY BE
CONSIDERED FRAUD**
(See page 16)
OTHER DEDUCTIONS
Child Support Obligations - If you are required (or volunteer) to make
child support payments to a court, district attorney’s office or other child
support enforcement agency, a deduction from your weekly benefit check
may be required.
Repayment Of An Overpayment - If you have an overpayment of
unemployment benefits, one-half of your weekly benefit check will be
applied to your overpayment.
OVERPAYMENTS
You may be required to repay money you receive for a week of unemployment
insurance if it is determined that you are not eligible for that week. This includes
repayment of any income taxes you had withheld in addition to the benefits you
received.
15
18. There are two types of overpayments:
1. NON-FRAUD OVERPAYMENT - Occurs when there is not an
intentional act committed to knowingly make a false statement, misrepresent
material facts or fail to disclose a material fact to obtain or increase benefits.
Penalties For Non-Fraud
l You must pay back the overpaid amount.
l You may be subject to other civil penalties in a court of law and you may
have to pay certain court costs or filing fees.
2. FRAUD OVERPAYMENT - Occurs when you knowingly make a false
statement, knowingly fail to disclose a material fact or misrepresent material
facts to obtain or increase benefits.
Penalties For Fraud
l You must pay back the overpaid amount.
l You must pay a 10 percent penalty on the amount of the overpayment
PLUS interest.
l You will not be able to collect benefits for the remainder of the calendar
quarter in which the fraud determination is released AND for one year
after that quarter.
l You may be subject to other civil or criminal penalties in a court of law
and you may have to pay certain court costs or filing fees.
METHODS USED TO REPAY/COLLECT OVERPAYMENTS:
l Lump sum repayment.
l Signed agreement to repay based on a scheduled payment plan.
l Having 50% of future benefit payments deducted and applied to the
overpayment.
l Taking your state income tax refund to apply to your overpayment.
(This includes joint returns.)
l Possible legal action, such as liens, levies and/or garnishment in small
claims court or other courts of law.
16
19. WAIVER OF NON-FRAUD OVERPAYMENTS
Contact the office where you filed your claim or call the telephone number
on your overpayment notice for instructions on requesting a waiver of
overpayment. A waiver must be requested within 15 days of the release
date of the overpayment notice.
The following will be considered:
l Whether you intentionally caused the overpayment.
l Whether the repayment of the overpaid amount would cause a severe
financial hardship.
GENERAL INFORMATION
How do I get a decision on my claim?
After you file your claim, you may be scheduled for a telephone interview to
give information about your separation or other situations which may affect your
eligibility for unemployment insurance benefits.
BEFORE we can call you to get this information, you MUST have claimed a
week of benefits, or otherwise certified by using the Internet or OLIVoR. To
meet this requirement, claims for weekly benefits should be made, as instructed.
(See back cover)
If additional information is needed on your claim and you are not
available, your decision could be delayed.
IF YOU HAVE NOT CLAIMED A WEEK OF BENEFITS, A DECISION
WILL NOT BE MADE ON YOUR CLAIM.
What if I change my address?
Report in person to your Career Center. This will help to prevent a delay
of benefit payments.
For your protection, identification is required when you report an address
change.
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20. If you have an appeal in process when your address changes, you MUST
ALSO notify the Appeals Tribunal:
Georgia Department of Labor
Appeals Tribunal
Suite 201
1630 Phoenix Blvd.
College Park, GA 30349
Telephone: 770-909-2828
Email: appeals@dol.state.ga.us
What do I have to report?
l Change of address (report in person.)
l All job offers, even if the offer is refused.
l Earnings (when you earn the money - not when you are paid.)
l Receipt of severance pay.
l New employment.
l Self-employment.
l Commissioned employment.
l Retirement pension.
l Worker’s Compensation.
l Enrollment in school and any change in school attendance.
l Receipt of training allowances.
l Illness or injury.
l Vacation or leave of absence.
l Inability to work or look for work.
l Unavailability for work.
l Unwillingness to work or look for work.
Is information verified?
It is important to give complete and true information any time you provide
information to the Georgia Department of Labor. Information is verified by
several different methods to ensure that only those who are entitled to
benefits receive them.
l Separation information is verified with employers to determine eligibility
for benefits. Verification can be done in writing or by telephone.
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21. l To detect unreported wages, your Social Security number is checked
against wages reported by employers. A nationwide network is also used
to locate wages earned in other states.
l Federal law requires all claims be subject to random audit. If your claim
is selected, there will be an interview with you, and your job search
contacts and other information in your file will be verified.
l Employers are required to report any new employees hired.
This information is matched against unemployment insurance claims.
l Information received from employers, family, friends and others is also
investigated.
EMPLOYMENT RESOURCES
Staff of the Georgia Department of Labor can provide many valuable
services to help prepare you for your job search and shorten your period
of unemployment.
The following Internet services are available at www.dol.state.ga.us:
l Job opportunities - In addition to GDOL’s Job Information
System with job openings statewide, there are links to Career One
stop which list jobs throughout the nation and provides résumé assistance.
l Career and job market information.
l Job search advice with links to many additional useful sites.
l Information on using the Internet for job search with links to several
resource guides.
l Educational and training resources.
The computer resource areas of GDOL’s Career Centers contain additional
job search tools and products including:
l Georgia Labor Market Explorer - research specific occupations, find
assistance in looking for or getting placed in a new job, find a suitable
training or educational program or access information about labor market
trends, statistics and economic and demographic data.
l O*net On-Line @ www.onetonline.org. - a wealth of information on
jobs, schools, education & training programs and financial aid as well as
tools to match one’s skills and interests to occupations.
19
22. l mySkills myFuture @ www.myskillsmyfuture.org - explore new career
options based on the skills you have used in a past job, compare careers,
find training, and search for jobs.
l WinWay Résumé Program - is a comprehensive job search
software program that can assist individuals with résumés, letters and
envelopes, interviewing and salary negotiation.
l Mavis Beacon - is a software training program used to help individuals
learn to type or improve their typing proficiency.
l MyNext Move @ www.mynextmove.org - search new career choices
that match your interest and training.
The Career Centers also have job search brochures, books and videos. Copiers
and fax machines are available for customer use.
Informative workshops, offered on a variety of topics, are designed to help
individuals become reemployed and to cope with the impact of job loss.
Counseling and assessment services are available to assist with career
exploration.
Take advantage of all these resources. They are available in each Career
Center at no charge.
SPECIAL PROGRAMS
Claimant-Trainee Program
In some cases unemployment insurance benefits may be paid to individuals
attending school or training. School attendance requirements must be met and
satisfactory progress shown for continued participation in the program. Your
Career Center will assist you in determining whether you qualify for this
program.
If you quit school without good cause, you may not be eligible to receive further
benefits.
Profiling and Reemployment Services
Federal legislation requires GDOL to identify claimants who are at risk of
exhausting regular unemployment insurance and who could benefit from job
search assistance. The information you provided when you applied for benefits
(your occupation, work history, education) along with the area unemployment
rate, are used to determine whether you qualify for these special services.
20
23. If you qualify, you will be:
l Mailed a letter to report to your Career Center.
l Assisted in developing a reemployment plan which will include the
activities and services required for participation.
Trade Adjustment Assistance
Trade Adjustment Assistance (TAA) is available to workers who lose their
jobs as a result of increased imports or a shift in production to other
countries. A petition must be certified by the U.S. Department of Labor for
individuals to be eligible for services and benefits. A petition may be filed by:
a group of three or more workers; an official of a certified/recognized union
or other representative; an official of the employer/firm; a one-stop
operator/partner; or, the state Dislocated Worker Unit. The certification will
contain an “impact date” up to one year before the date of the petition.
Workers who are laid off on or after the “impact date” and are covered by
the petition are eligible to apply for benefits. A petition may be downloaded
at www.doleta.gov/tradeact/downloadPetitions.cfm or obtained at any
Georgia Department of Labor Career Center.
Based on individual eligibility, members of a TAA certified worker group may
receive one or more of the following services: reemployment services;
training services; job search allowances; relocation allowances; and, Trade
Readjustment Act (TRA) allowances. TRA allowances may only be received
after regular unemployment benefits have been exhausted. To receive TRA,
individuals must be attending or have completed approved training or be
granted a waiver from the training requirement.
GA Work$
Georgia Work$ (GW$) is a Georgia Department of Labor (GDOL) initiative
designed to stimulate job growth in Georgia. The Georgia Department of
Labor developed this innovative project to encourage hiring and job creation
in Georgia
The initiative allows eligible unemployment insurance (UI) claimants to
simultaneously receive on-site workplace training, regular UI benefits, and a
special training allowance. Training is provided by employers for a limited
period. The opportunity to train through Georgia Work$ is limited to a
maximum of 24 hours per week for up to eight weeks. However, the
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24. claimant is still required to conduct an active job search during non training
hours. For additional information on Georgia Work$, contact your local
career center.
NOTE: Failure to respond to a call-in letter and to participate
in program activities could affect your eligibility for
unemployment benefits.
LEGAL REQUIREMENTS
Privacy
Because you are being asked to furnish your Social Security Number on the
claim forms given to you, the Privacy Act of 1974 requires that you be provided
the following statement:
Your Social Security Number is solicited under the authority of the Internal
Revenue Code of 1954 [26 U.S.C. 85, 6011(a), 6050B, and 6109(a)].
Disclosure of your Social Security Number for this purpose is mandatory,
and must be entered on the forms you submit to claim unemployment
compensation.
Your Social Security Number will be used to:
l Report your unemployment compensation to the Internal Revenue
Service as income that is potentially taxable.
l Process and store your claim for statistical purposes.
l Verify your eligibility for benefits.
If you decline to provide your Social Security Number, your claim cannot
be processed.
Georgia law protects records or documents required by the Georgia
Department of Labor regarding a claim. The circumstances under which
information may be released are provided in the Official Code of Georgia
Annotated (OCGA) Sections 34-8-120 through 34-8-129.
Non-Discrimination
The Georgia Department of Labor does not discriminate on the basis of:
l Race l Color
l Religion l Sex
l National origin l Age
l Disability l Political affiliation or belief
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25. DEFINITIONS
BASE PERIOD- The first 4 of the last 5 calendar quarters (see chart below)
completed at the time you file your claim.
IF YOU THIS IS YOUR
APPLY IN BASE PERIOD
January Oct Jan Apr July
February Nov Feb May Aug
March Dec Mar June Sept
2 years ago Last Year
April Jan Apr July Oct
May Feb May Aug Nov
June Mar June Sept Dec
Last Year
July Apr July Oct Jan
August May Aug Nov Feb
September June Sept Dec Mar
Year Last
October July Oct Jan Apr
November Aug Nov Feb May
December Sept Dec Mar June
Last Year This Year
ALTERNATIVE BASE PERIOD - The last four calendar quarters completed
at the time you file your claim. (Alternative Base Period can be used only if you
do not have enough wages to set up a claim using the Base Period as defined
above.)
CALENDAR QUARTER - a 3-month period.
1st quarter - January 1 through March 31
2nd quarter - April 1 through June 30
3rd quarter - July 1 through September 30
4th quarter - October 1 through December 31
ALTERNATE CALCULATION - This calculation is automatically performed
when the only reason a claim is not monetarily eligible is because total wages are
not equal to one and one-half times the high quarter of wages. To calculate the
weekly benefit amount divide the highest quarter of wages by 21. The weekly
benefit amount cannot be higher than the maximum allowed by law. Wages must
be earned in at least two quarters of the base period and total wages must be at
least 40 times the weekly benefit amount.
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26. BENEFIT YEAR - The 365-day period a valid claim is in effect beginning with
the date a new claim is filed. The number of weeks established for any claim
(a minimum of six up to a maximum of 26) may be paid ONLY
during the benefit year period for that claim. NOTE: Any benefits not
paid out during the benefit year will NOT carry over to a new benefit year.
INSURED EMPLOYMENT - Work for an employer who pays unemployment
insurance tax.
INSURED WAGES - Those wages paid by employers who pay unemployment
insurance tax.
GDOL- Georgia Department of Labor
MOST RECENT EMPLOYER (MRE) - Generally the MRE is defined as:
The last liable employer for whom an individual worked and was:
l Separated from work for a disqualifying reason; OR,
l Released or separated from work under nondisqualifying conditions
and earned wages of at least ten times the weekly benefit amount
of the claim.
A representative at your Career Center will be glad to assist with any questions
about how GDOL determines MRE.
STATE HOLIDAYS
l New Year’s Day
l Martin Luther King Jr.’s Birthday - observed
l Confederate Memorial Day
l Memorial Day
l Independence Day
l Labor Day
l Columbus Day
l Veterans Day
l Thanksgiving Day
l Robert E. Lee’s Birthday - observed on Friday after Thanksgiving Day
l Washington’s Birthday - normally observed in conjunction with
Christmas Day
l Christmas Day
UI - Unemployment Insurance
WBA - Weekly Benefit Amount
24
27. Change to the Maximum Benefits Payable
Effective July 1, 2012, the maximum number of weeks a claim can
be established will range from 14 to 20, depending on the seasonal
adjusted average statewide unemployment rate in use at the time
the claim is filed. The minimum number of weeks a claim can be
established is six. The current unemployment rate used to determine
your unemployment insurance eligibility is ____%. The table below
indicates the maximum number of potential UI weeks for this
unemployment rate.
Seasonal Maximum
Maximum Benefits Payable
Adjusted Number
will equal the lesser of:
UI Rate of Weeks
Less than or
14 x WBA or 1/4 of base
equal 14 weeks period wages
to 6.5%
Greater than
6.5% 15 x WBA or 1/4 of base
15 weeks
up to 7.0% period wages
Greater than
7.0% 16 x WBA or 1/4 of base
16 weeks
up to 7.5% period wages
Greater than
17 x WBA or 1/4 of base
7.5% 17 weeks period wage
up to 8.0%
Greater than
18 x WBA or 1/4 of base
8.0% 18 weeks
period wages
up to 8.5%
Greater than
8.5% 19 x WBA or 1/4 of base
but less than 19 weeks
period wages
9.0%
20 x WBA or 1/4 of Base
9.0% or above 20 weeks
Period wages
DOL-414 Ins. (6/12)
28. __________________________
Name
WORK SEARCH RECORD
_____________________________________________________________________________________________
Date of Name of Company Type of Work Method of Contact Result of Contact
Contact and Person Contact (In person, Mail, Phone) Amount
___________________________________________________________________________________________________
_____________________________________________________________________________________________
_____________________________________________________________________________________________
_____________________________________________________________________________________________
_____________________________________________________________________________________________
_____________________________________________________________________________________________
25
_____________________________________________________________________________________________
_____________________________________________________________________________________________
_____________________________________________________________________________________________
_____________________________________________________________________________________________
_____________________________________________________________________________________________
_____________________________________________________________________________________________
_____________________________________________________________________________________________
_____________________________________________________________________________________________
_____________________________________________________________________________________________
29. __________________________
Name
WORK SEARCH RECORD
_____________________________________________________________________________________________
Date of Name of Company Type of Work Method of Contact Result of Contact
Contact and Person Contact (In person, Mail, Phone) Amount
___________________________________________________________________________________________________
_____________________________________________________________________________________________
_____________________________________________________________________________________________
_____________________________________________________________________________________________
_____________________________________________________________________________________________
_____________________________________________________________________________________________
26
_____________________________________________________________________________________________
_____________________________________________________________________________________________
_____________________________________________________________________________________________
_____________________________________________________________________________________________
_____________________________________________________________________________________________
_____________________________________________________________________________________________
_____________________________________________________________________________________________
_____________________________________________________________________________________________
______________________________________________________________________________________________
30. __________________________
Name
WORK SEARCH RECORD
_____________________________________________________________________________________________
Date of Name of Company Type of Work Method of Contact Result of Contact
Contact and Person Contact (In person, Mail, Phone) Amount
___________________________________________________________________________________________________
_____________________________________________________________________________________________
_____________________________________________________________________________________________
_____________________________________________________________________________________________
_____________________________________________________________________________________________
_____________________________________________________________________________________________
27
_____________________________________________________________________________________________
_____________________________________________________________________________________________
_____________________________________________________________________________________________
_____________________________________________________________________________________________
_____________________________________________________________________________________________
_____________________________________________________________________________________________
_____________________________________________________________________________________________
_____________________________________________________________________________________________
______________________________________________________________________________________________
31. PAYMENT RECORD
_____________________________________________________________
Week Ending Claimed Check Check Check
Date Date Date Number Amount
_____________________________________________________________
_____________________________________________________________
_____________________________________________________________
_____________________________________________________________
_____________________________________________________________
_____________________________________________________________
_____________________________________________________________
_____________________________________________________________
_____________________________________________________________
_____________________________________________________________
_____________________________________________________________
_____________________________________________________________
_____________________________________________________________
_____________________________________________________________
_____________________________________________________________
_____________________________________________________________
_____________________________________________________________
_____________________________________________________________
_____________________________________________________________
_____________________________________________________________
_____________________________________________________________
_____________________________________________________________
_____________________________________________________________
_____________________________________________________________
_____________________________________________________________
_____________________________________________________________
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32. APPOINTMENTS WITH THE CAREER CENTER
______________________________________________________________
Date to Time to Staff Member
Report Report Activity Scheduled (if applicable)
______________________________________________________________
______________________________________________________________
______________________________________________________________
______________________________________________________________
______________________________________________________________
______________________________________________________________
______________________________________________________________
______________________________________________________________
______________________________________________________________
______________________________________________________________
______________________________________________________________
______________________________________________________________
______________________________________________________________
______________________________________________________________
______________________________________________________________
______________________________________________________________
______________________________________________________________
______________________________________________________________
______________________________________________________________
______________________________________________________________
______________________________________________________________
______________________________________________________________
______________________________________________________________
______________________________________________________________
______________________________________________________________
______________________________________________________________
29
33. IMPORTANT REMINDERS
You must claim benefits each week. If you don’t claim at least one week
of benefits a decision will not be made on your claim.
Start claiming benefits on: _________________
If you have claimed a week of benefits and have not received your
written decision or a telephone call from a claims examiner by the 19th
day from the date your claim was filed, please call immediately.
404-232-3001 Metro Atlanta Area
1-877-709-8185 Other Areas in Georgia
and Outside Georgia
Remember it is your responsibility to:
l Read the Claimant Handbook.
l Make a work search each week (unless an exception
was made.)
l Keep a record of your work search EACH WEEK.
Ready for a new job?
Your Career Center lists hundreds of jobs each week, and statistics show over
260,000 people got new jobs last year. Ask what services are available for you.
DOL-414 (R-6/12)