This document summarizes new payment services regulations in Turkey that aim to increase financial inclusion and competition. Key points of the new law and regulations include: 1. The law establishes rules for payment institutions and electronic money issuers to increase consumer protection and align with EU standards. 2. It defines payment services, electronic money and rules for non-bank payment providers regarding licensing, capital requirements, and consumer safeguards. 3. Final regulations will provide further details on requirements for payment service providers to obtain operating licenses and comply with conduct and information standards.