Here are potential obstacles of TQM implementation in the given local businesses: Private commercial bank: - Inability to change organizational culture due to hierarchy - Isolated individuals and departments due to siloed operations Health-care facility: - Improper planning due to emergency nature of operations - Ineffective measurement techniques due to complexity of care delivery University academic department: - Lack of management commitment due to focus on research - Failure to continually improve due to resistance to change traditions University non-academic department: - Incompatible organizational structure due to bureaucracy - Lack of continuous training due to budget constraints Large grocery/department chain: - Paying inadequate