LaShawnta Toombs
15311 Foster Lane • Rosharon, Texas 77583 • (281) 236-1046 ltoombs@yahoo.com
Objective: To obtain a challenging career that will allow me to utilize as well as expand my
current knowledge and skills with opportunity for advancement within company.
Education: Cal Polly University, Pomona, Ca -1992 – 1993
Experience:
K-Force (BANK OF AMERICA-Custom Residential) Post Closing Auditor/Exception Specialist July
2013---September 2014
• Responsible for reviewing all final Custom Real Estate routine Documents in accordance with
Bank policies and procedures for a multi-state lending environment.
• Analyzed the Entity documents, Car, Appraisal and Preliminary Title Commitment/Policy Etc.
• Obtained missing data on documents, validate accuracy of data in compliance with explicit
internal/external requirements in order to insure accuracy.
• Preformed quality control for loan documents prepared by team members to ensure
accuracy. - Validated that all terms and conditions were in compliance with state and federal
regulations as well as bank policies and procedures.
• Responsible for locating additional errors in AFC system solving and clearing errors within the
documents. Reviewing CML Access System and Virtual Vault while auditing RESPA, Note,
Mortgage and or Deed of Trust, Insurance, Hud, Til, Calculations, and proper Insurance
coverage.
• Responsible for contacting internal and external clients, Company Vendors, Closing Agent,
Insurance Company, Legal Counsel and or TitleEscrow companies to clear Curative
Exception, correct closing issues and system discrepancies.
• Additional duties: Process incoming mail, prepare and send documentation for image system
Virtual Vault and provide assistance to Pre-Close Specialist request as needed
Insight Global (STEWART TITLE) Post-Closing Auditor December 2011—April 2013
• Review final FHA, VA and conventional loan documents evaluate whether or not they are
processed correctly per state and county specific standards.
• Responsible for clearing and managing the clearing of Title exceptions and requirements in
accordance with underwriting and Title company guidelines and specific standards to insure
that all recordable instruments are in the required recordable format.
• Assemble documents, data and information organize and send to imaging as required.
Examine for completeness accuracy.
• Direct and coordinate errors between lender, funding, and curative teams in resolutions to
lender comments to clear fund or wire delays and necessary corrections made reducing
curative errors.
• Communicate errors, resolutions and work progress to management. * Clear exception
errors in accordance to underwriting and lender or state guidelines.
• Provide accurate documentation of work progress.
• Review data extract specific data elements from documents enter and save into required
template system.
Intersearch Staffing (PNC MORTGAGE CO.) Processor January 2004--March 2004
• Processed initial documentation packages for refinance loans. Input data and verify fees
from Title Company. Maintain daily log for all good faith packages. Insure that all documents
were per state regulations.
• Quality control documents preparations. Working closely with credit agencies reviewing
reports.
Intersearch Staffing (CORNERSTONE MORTGAGE CO.) Secondary Marketing/Lock Desk Specialist
October 2002-- December 2003
• Confirm loan rate, loan amount, and loan investor against lock registration and lock
confirmation.
• Enter lock confirmation into rate link system. Verify and confirm any discrepancies with loan
officer.
Intersearch Staffing (SHANKS TRITTER &ASSOC.) Closing/Shipper/Funding January 2002--
September 2002
• Prepared, received, review, and edit VA FHA and Conventional loan documents.
• Scheduled closings for borrowers and request final documents from Title Company.
• Shipped permanent files as well as put collateral and servicing packages together.
• Clear underwriting conditions, booked loans, process wire request, and maintained direct
contact with Title Companies, brokers, and lenders.
Related Skills:
• Organization specialist
• Strong communication and interpersonal skills
• Perform general office duties including all daily correspondence and phone etiquette
Awards & Recognition:
• 2013 Regulation W Enterprise Fundamentals
• 2013 Information Protection & Privacy
• 2013 Flood Insurance Compliance
• 2013 Service members Civil Relief Act
• (SCRA) Enterprise Awareness Training
References Available Upon Request

Toombs resume 2014 (1)

  • 1.
    LaShawnta Toombs 15311 FosterLane • Rosharon, Texas 77583 • (281) 236-1046 ltoombs@yahoo.com Objective: To obtain a challenging career that will allow me to utilize as well as expand my current knowledge and skills with opportunity for advancement within company. Education: Cal Polly University, Pomona, Ca -1992 – 1993 Experience: K-Force (BANK OF AMERICA-Custom Residential) Post Closing Auditor/Exception Specialist July 2013---September 2014 • Responsible for reviewing all final Custom Real Estate routine Documents in accordance with Bank policies and procedures for a multi-state lending environment. • Analyzed the Entity documents, Car, Appraisal and Preliminary Title Commitment/Policy Etc. • Obtained missing data on documents, validate accuracy of data in compliance with explicit internal/external requirements in order to insure accuracy. • Preformed quality control for loan documents prepared by team members to ensure accuracy. - Validated that all terms and conditions were in compliance with state and federal regulations as well as bank policies and procedures. • Responsible for locating additional errors in AFC system solving and clearing errors within the documents. Reviewing CML Access System and Virtual Vault while auditing RESPA, Note, Mortgage and or Deed of Trust, Insurance, Hud, Til, Calculations, and proper Insurance coverage. • Responsible for contacting internal and external clients, Company Vendors, Closing Agent, Insurance Company, Legal Counsel and or TitleEscrow companies to clear Curative Exception, correct closing issues and system discrepancies. • Additional duties: Process incoming mail, prepare and send documentation for image system Virtual Vault and provide assistance to Pre-Close Specialist request as needed Insight Global (STEWART TITLE) Post-Closing Auditor December 2011—April 2013 • Review final FHA, VA and conventional loan documents evaluate whether or not they are processed correctly per state and county specific standards. • Responsible for clearing and managing the clearing of Title exceptions and requirements in accordance with underwriting and Title company guidelines and specific standards to insure that all recordable instruments are in the required recordable format. • Assemble documents, data and information organize and send to imaging as required. Examine for completeness accuracy. • Direct and coordinate errors between lender, funding, and curative teams in resolutions to lender comments to clear fund or wire delays and necessary corrections made reducing curative errors. • Communicate errors, resolutions and work progress to management. * Clear exception errors in accordance to underwriting and lender or state guidelines. • Provide accurate documentation of work progress. • Review data extract specific data elements from documents enter and save into required template system.
  • 2.
    Intersearch Staffing (PNCMORTGAGE CO.) Processor January 2004--March 2004 • Processed initial documentation packages for refinance loans. Input data and verify fees from Title Company. Maintain daily log for all good faith packages. Insure that all documents were per state regulations. • Quality control documents preparations. Working closely with credit agencies reviewing reports. Intersearch Staffing (CORNERSTONE MORTGAGE CO.) Secondary Marketing/Lock Desk Specialist October 2002-- December 2003 • Confirm loan rate, loan amount, and loan investor against lock registration and lock confirmation. • Enter lock confirmation into rate link system. Verify and confirm any discrepancies with loan officer. Intersearch Staffing (SHANKS TRITTER &ASSOC.) Closing/Shipper/Funding January 2002-- September 2002 • Prepared, received, review, and edit VA FHA and Conventional loan documents. • Scheduled closings for borrowers and request final documents from Title Company. • Shipped permanent files as well as put collateral and servicing packages together. • Clear underwriting conditions, booked loans, process wire request, and maintained direct contact with Title Companies, brokers, and lenders. Related Skills: • Organization specialist • Strong communication and interpersonal skills • Perform general office duties including all daily correspondence and phone etiquette Awards & Recognition: • 2013 Regulation W Enterprise Fundamentals • 2013 Information Protection & Privacy • 2013 Flood Insurance Compliance • 2013 Service members Civil Relief Act • (SCRA) Enterprise Awareness Training References Available Upon Request