This document discusses three common HR challenges faced by small and mid-sized businesses: 1) Ineffective processes that can cause errors in employee data and payroll; 2) Lack of accessibility to employee information from anywhere at any time; 3) Using disparate systems that require duplicate data entry and importing/exporting between systems. It suggests that cloud-based human capital management platforms can help address these challenges by streamlining processes, improving accessibility through mobile apps, and integrating all HR functions into a single, scalable system.