Abstract: To describe my contents in a concise manner the above topic throws light on credentials of a Indian financial market in both theoretical and pragmatic ways. Through this I want to highlight the working of share markets and how a common investor can achieve better return from his or her capital investment. Profit is the only “mantra” that can drive success in a capital market and for ensuring profitability one needs knowledge and self-interest. I feel privileged to write this topic and describe my own experiences of share market in a pictorial and best possible manner.
Need a quick overview of how financial markets work? This presentation is taken from my book: "Figuring Out Wall Street" and is one of several presentations prepared for seminars on stock markets, investing and financial planning. If you would like a copy, drop me an email at floyd@floydsaunders.com. We develop training for the financial services industry, contact us for details or a quote on your needs.
This is the project of Stock Market that tells us what is the environment of stock market and related investor.This is my first project of MBA from Bhai Gurdas Institute of Engineering & Technology
email amanpandher712@gmail.com
History of Indian Capital Markets, structure, SEBI, market concepts - bear and bull markets, stop loss, top-down approach, types of shares - preferential, common equity, hybrid, small mid and large cap, how to read stock quote, PE Ratio and its applications, order FAQ, risks, stock market indices, demat & trading accounts
Financial Markets, Financial Institutions, Interest Rates. asset demand and determination of asset prices, role of information in financial markets, causes and consequences of financial crises.
The stock market is a way for anyone to own the valuable assets of a company and, as investments; stocks historically have offered a good chance for long-term gains
A Study of Challenges Faced by Bankers While Managing Reputation Riskpaperpublications3
Abstract: Banking is totally different than other forms of organizations as it deals with public money. Indian economy has gone through various reforms since two decades. Reforms came into picture from Liberalization Privatization and Globalization policy and continued till today. The LPS policy has affected on Indian banking system and emerged with so many opportunities as well as problems for Indian banking. There are various risks with which bankers are dealing viz. credit risk, market risk, interest rate risk, foreign exchange risk etc. The research paper aims at studying one important and crucial type of risk. Reputation Risk is such a risk which may result in collapse of entire banking organization. However, the learner will be comparing and analyzing reputation risks between public, private and Co-operative banks. The learner will be studying challenges faced by the banker while managing reputation risk.
Effect of Digital Banking on Customer Satisfaction: A case of National Bank o...paperpublications3
Abstract: This study purposed to investigate the effect of digital banking on customer satisfaction case of National Bank of Kenya. The objective that guided the study: To determine the effect of speed of transactions on Customer Satisfaction case of National Bank of Kenya, Bungoma County. The target population for the study was bank customers and banking staff from National Bank in Bungoma County. The study utilized a sample size of 417. Descriptive survey design was undertaken and data was collected using a triangulation of methods including questionnaires, interview schedules and document reviews. Analysis was undertaken with the aid of Statistical Package for Social Sciences where both descriptive and correlation analysis were performed. The findings of the study established that there was a significant relationship between speed of transaction and customers satisfaction, χ2 (6, N=350) = 221.45. The study recommends that there is need by banks to invest more on robust reliable systems to reduce incidents of failed transactions and transactional errors in ATMs.
Government of Kenya Documents Reviewed During the Studypaperpublications3
Abstract: The documents that the researcher reviewed during the study were the Performance Contracting Guidelines, the Economic Recovery Strategy, the Second Medium Term Plan, the Jubilee Manifesto, the Sector Performance Standards, Citizens Service Delivery Charter and Kenya’s Vision 2030. She reviewed these documents as they are the blue prints towards realizing Vision 2030 and they are the road map to this realization. Currently all chief officers in all government ministries and accounting departments, State corporations, Local authorities and tertiary Institutions have signed performance contracts. There has been tremendous and measurable performance arising out of these ongoing government reform initiatives and resulting in international recognition and wide acclaim. For instance, the United Nations Public Service Award 2007 was awarded to Kenya in the category of improved Transparency, Accountability and Responsiveness in the Public Sector. This is a clear testimony of the great strides the Kenya Public Service is making in the area of reforms.
Need a quick overview of how financial markets work? This presentation is taken from my book: "Figuring Out Wall Street" and is one of several presentations prepared for seminars on stock markets, investing and financial planning. If you would like a copy, drop me an email at floyd@floydsaunders.com. We develop training for the financial services industry, contact us for details or a quote on your needs.
This is the project of Stock Market that tells us what is the environment of stock market and related investor.This is my first project of MBA from Bhai Gurdas Institute of Engineering & Technology
email amanpandher712@gmail.com
History of Indian Capital Markets, structure, SEBI, market concepts - bear and bull markets, stop loss, top-down approach, types of shares - preferential, common equity, hybrid, small mid and large cap, how to read stock quote, PE Ratio and its applications, order FAQ, risks, stock market indices, demat & trading accounts
Financial Markets, Financial Institutions, Interest Rates. asset demand and determination of asset prices, role of information in financial markets, causes and consequences of financial crises.
The stock market is a way for anyone to own the valuable assets of a company and, as investments; stocks historically have offered a good chance for long-term gains
A Study of Challenges Faced by Bankers While Managing Reputation Riskpaperpublications3
Abstract: Banking is totally different than other forms of organizations as it deals with public money. Indian economy has gone through various reforms since two decades. Reforms came into picture from Liberalization Privatization and Globalization policy and continued till today. The LPS policy has affected on Indian banking system and emerged with so many opportunities as well as problems for Indian banking. There are various risks with which bankers are dealing viz. credit risk, market risk, interest rate risk, foreign exchange risk etc. The research paper aims at studying one important and crucial type of risk. Reputation Risk is such a risk which may result in collapse of entire banking organization. However, the learner will be comparing and analyzing reputation risks between public, private and Co-operative banks. The learner will be studying challenges faced by the banker while managing reputation risk.
Effect of Digital Banking on Customer Satisfaction: A case of National Bank o...paperpublications3
Abstract: This study purposed to investigate the effect of digital banking on customer satisfaction case of National Bank of Kenya. The objective that guided the study: To determine the effect of speed of transactions on Customer Satisfaction case of National Bank of Kenya, Bungoma County. The target population for the study was bank customers and banking staff from National Bank in Bungoma County. The study utilized a sample size of 417. Descriptive survey design was undertaken and data was collected using a triangulation of methods including questionnaires, interview schedules and document reviews. Analysis was undertaken with the aid of Statistical Package for Social Sciences where both descriptive and correlation analysis were performed. The findings of the study established that there was a significant relationship between speed of transaction and customers satisfaction, χ2 (6, N=350) = 221.45. The study recommends that there is need by banks to invest more on robust reliable systems to reduce incidents of failed transactions and transactional errors in ATMs.
Government of Kenya Documents Reviewed During the Studypaperpublications3
Abstract: The documents that the researcher reviewed during the study were the Performance Contracting Guidelines, the Economic Recovery Strategy, the Second Medium Term Plan, the Jubilee Manifesto, the Sector Performance Standards, Citizens Service Delivery Charter and Kenya’s Vision 2030. She reviewed these documents as they are the blue prints towards realizing Vision 2030 and they are the road map to this realization. Currently all chief officers in all government ministries and accounting departments, State corporations, Local authorities and tertiary Institutions have signed performance contracts. There has been tremendous and measurable performance arising out of these ongoing government reform initiatives and resulting in international recognition and wide acclaim. For instance, the United Nations Public Service Award 2007 was awarded to Kenya in the category of improved Transparency, Accountability and Responsiveness in the Public Sector. This is a clear testimony of the great strides the Kenya Public Service is making in the area of reforms.
Employees Attitude towards Health and Safety Measures At Jaysar Springs Priva...paperpublications3
Abstract: Industrial health and safety today mean protecting the life and health of people from the dangers arising during or through work. Industrial health and safety are one of the social components of industrialization. Jaysar Springs Private limited (JSPL) is a pioneer in the manufacture of laminated leaf springs & assemblies for automobiles. The objectives of this study is to find the awareness of health and Safety measures among the workers , too find the attitude of the workers towards industrial Health and Safety measure provided in the firm and to provide suggestions regarding Health and Safety measures. It is concluded that the employees have an overall positive attitude on health and safety measures provided by the firm and the study provide suggestions that the attitude of the employees can be increased by improving some of the measures as mentioned in the suggestions above.
HUMAN RESOURCES ACCOUNTING: AN ACCOUNTING TOOL FOR EFFECTIVE MANAGEMENT OF OR...paperpublications3
Abstract: The study explores and examines the scope of Human Resource Accounting towards effective management of Human Resources in the organization. As a phenomenon HRA attempts to valuate human resources in the organization, while it’s implemented in several global organizations some organizations have found the process beneficial and on other hand some have given away the concept of HRA in their accounting procedures. This research attempts to find a suitable arrangement to benefit organizations in using this methodology.
Abstract: Retailing is one of the India’s largest private industries. Liberalization in FDI has caused a massive restructuring in retail industry. The benefit of FDI in retail industry superimposes its cost factors. Opening the retail industry to FDI will bring forth benefits in its terms of advance employment, organized retail stores, availability of quality products at a better and cheaper price. It is to be noted that there is a prevalent widespread opposition, especially by the left parties towards FDI retail in India. May be in 1990s employing safeguard to protect the domestic retailers was the need of the day. Almost more than one and a half decades down the line there is a need for Foreign Direct Investment in retail trade.
Effect of On-The-Job Training on Employee Performance in Kenya: Case of Mumia...paperpublications3
Abstract: The quality of the human resource of an organization is essential to its success. Thus, every organization must seek to improve the quality of its workforce. It is worth noting that in Mumias Sugar Company, most unskilled workers rise up to positions that require specific skills with specific duties. Even some cane cutters find themselves in positions requiring skills, therefore the need for on-the-job-training. It is in this respect that the current study sought to establish the effect of on-the-job-training on employee performance in Mumias Sugar Company; Kakamega County based on the study objectives. The objectives of the study were: To establish the effect of on-the-job-training to employee’s performance at Mumias Sugar Company Limited, to establish the effect of on-the-job-training to employees’ task requirement at Mumias Sugar Company Limited and lastly to establish the effect of on-the-job training to the employees’ satisfaction at Mumias Sugar Company Limited. This study adopted a descriptive research design. The target population for the study was 115 employees where a sample size of 90was selected using Krejcie and Morgan table of determining sample size for research activities. Data was derived through questionnaires distributed to selected employees as well as the finance and human resource managers. Data was analyzed using the chi-squire and presented using frequency tables. The study findings show that on-the-job-training programmes are more likely to enhance employee capability than without. There was a significant direct relationship between on-the-job-training maintained by the firm and employee task requirements. The study recommends that organizations should come up with on-the-job-training programmes that enhance employee efficiency and performance, that will make the employee to love the job he/she is undertaking hence providing employee satisfaction services which intend to increase profitability in the organization.
Factors Factors Influencing Credit Risk For Small And Medium Enterprise Loans...paperpublications3
Abstract: There has been an increased concern over high credit risk for small and medium enterprise loan in financial institutions. High interest rates, credit rating, recovery mechanisms and business experience play an important role in influencing credit risk for small and medium enterprise loans. The main objective of this study was to investigate factors influencing credit risk for small and medium enterprise loans a survey of banks in Kitale Town, Kenya. The specific objectives of the study were: To establish the influence of interest rates on credit risk of small and medium enterprise loans in banks, bto find out the influence of credit rating in credit risk of small and medium enterprise loans in banks, to establish the influence of recovery mechanism in credit risk of small and medium enterprise loans in banks, and to assess the influence of business experience in credit risk of small and medium enterprise loans in banks. Credit management theory, trade-off theory, modern portfolio theory were used to underpin the study. Explanatory research design was used in this study. The study targeted 331 employees from 11 Commercial Banks in Kitale. The study used stratified sampling technique. Interest rates, credit rating, recovery mechanism and business experience were taken as the independent variables while credit risk was the dependent variable. Pilot study was used to test the validity and reliability of the research instrument. Interest rates showed a positive and significant effect on credit risk (β= 0.153, ρ<0.05).><0.05).><0.05).><0.05). In conclusion, the study has established that whenever there are high short-term interest rates, there is an increase in credit risk. In addition, interest rate shifts are heterogeneous across the firm and have different implications for leverage and default in the short run than in the longer run. Hence the study recommends for need for a comprehensive risk management process that ensures the timely identification, measurement, monitoring, and control of risk.
Abstract: The outlook for Indian exports in 2016/17 is expected to remain weak due to continued moderation in growth in China and the general slowdown in emerging markets economies. Low commodity prices and a global slowdown, driven by faltering Chinese economy, is all set to take exports to their lowest in five years in 2015-16. This in turn could derail the recovery process. With exports getting affected and domestic demand subdued, capacity utilisation levels for key sectors will take time to improve, which will delay the recovery process of companies. India's major requirement use to be food grains and other goods in import with fast industrialization, the composition of India's imports goods changed and needed chemicals, fertilizers and machinery which were required to meet the developmental requirements of country. In the composition of export; country sells agricultural products such as tea, spices, and other raw materials. However, with the industrialization of the financial system, compositions of exports changed. Currently, India exports products such as machinery chemicals and marine products. This may enhance the fiscal condition of India.
A Study on Cost of Intermediation in Agricultural Produce Market Committee (A...paperpublications3
Abstract: In India, buying and selling of agricultural commodities is regulated under APMC Act of respective State Government. APMC performs a crucial function of organizing agriculture trade, providing a meeting point for buyers and sellers. Thus, by creating regulated markets, the price paid to farmers by licensed middlemen for their produce could be monitored and thereby ensuring that they were not exploited (Aditya Singh). But over the years it grew into a monster, gaining layer upon layer of intermediaries, none of whom added any value to the commodities they traded, even as they added on their own margins mainly due to the non-transparent price setting in the market where seller and buyer are often cheated (Pradeep Kumar Mishra and Anjani Sinha). This makes the chain inefficient, resulting into costlier food products to the consumers. Therefore there exists the need for the commodity exchanges which can lead to development of structured mechanism of agricultural produce through which non-transparency in price setting can be overcome and could help in making available up-to-date market information through various means including internet at the exchange. In this regard, the present study has been undertaken to study the pricing patterns of APMC and Regional commodity exchange and to know the Cost of intermediation involved when they trade through APMC and exchange to suggest measures to improve the efficiency of the agricultural marketing system. Soya bean (commodity) has been chosen for the study.
Factors Influencing Implementation of CDF Projects in Secondary Schools in Mo...paperpublications3
Abstract: Constituency Development Fund (CDF) came into existence in Kenya after the National Rainbow Coalition (NARC) came into power with the enactment of CDF Act in 2003, subsequently amended in 2007. The CDF forms one of the devolved funds channeled by central government to the constituencies. It aims at supporting development projects in the constituencies. Over ten years after its inception, various achievements have been made although there is continuous outcry from stakeholders on the ineffective management of the projects funded by CDF. This is blamed on the ineffective management framework of Constituency Development Fund Committees (CDFC). This study looked at the factors influencing project implementation process of CDF projects in the education sector in Mosop Constituency, Nandi County, Kenya, with a view to establishing more effective ways of implementing the projects. The study reviewed literature on some past studies and evaluated their contribution to the objectives of this study. Descriptive survey design was used in carrying out the study and entailed the collection of both qualitative and quantitative data. This design was deemed appropriate for this study because it shows clearly the relationships that may exist between the variables. 20 schools were sampled for the study. The intended respondents were 20 Principals, 20 PTA Chairpersons and 20 BOM Chairpersons. The stratified random sampling technique was used in order to cover the different categories of players that were involved in the implementation process. Purposive sampling was used to select 10 CDF officers and 10 community members who had had previous experience in CDF management to provide information on CDF. The study gives recommendations on a number of issues that need to be attended to in order to bring about a more efficient and effective utilization of CDF assistance especially in the education sector. These recommendations especially address the roles played by Principals as well as Chairpersons of PTA and BOM respectively. The study also tried to show whether school Principals have competency in planning, supervising and monitoring of school projects. Similarly it tried to show whether PTA and BOM Chairpersons have the capacity to assist principals in project implementation.
Investment in Education Entrepreneurship and Economic Growth in Nigeriapaperpublications3
Abstract: The paper investigated the relationship between investment in education, entrepreneurship and economic growth in Nigeria using annual time-series data from 1981 to 2013. OLS methodology, Johansen Co-integration and Error correction technique were employed to analyze macroeconomic data sourced from CBN statistical bulletin. The OLS result shows through its 98% goodness of fit value that all variable except unemployment are positively related to the gross domestic product, proxy for economic growth in Nigeria. The Co-integration test and the Error-correction technique revealed that a long-run relationship exists between investment in education, entrepreneurship and economic growth in Nigeria. The study suggests that the government should take appropriate measures to adequately invest in the educational sector and also place more attention on the development of small and medium-sized enterprises in order to ensure sustainable economic growth in Nigeria.
Effects of Alternative Sources of Financing Education on Provision of Teachin...paperpublications3
Abstract: This paper sought to examine the effects of alternative sources of financing education provision of teaching and learning resourcesin public secondary schools, guided by four objectives. To find out the contributions of alternative sources of income in financing education on provision of teaching and learning resources in public secondary schools in Trans-Nzoia East Sub County, to assess the extent to which the various alternative income sources of financing education are reliable and adequate to purchase quality teaching and learning resources in public secondary school, to find out to what extent alternatives sources of financing education are utilized to acquire quality teaching and learning resource in public secondary schools , to find out which strategies can be devised to improve alterative income sources of funding to enhance the financing of public secondary schools. Purposive sampling was used to select a target population of 62 respondents. Questionnaires were used as the main data collection instruments. Descriptive and inferential statistics were used in data analysis aided by SPSS software. The major finding was that the alternative sources of financing education in public secondary schools are grossly inadequate and irregular and fraught with myriad of challenges.
Women Empowerment through SHGs in India and Andhra Pradeshpaperpublications3
Abstract: The self-help group is functioning very effective dimension role at creating rural livelihood at sustain, the savings and bank linkages are eliminating poverty and creating the effective social functions by participating women at village level committees as a member at each and every village level committees. The self help group members are very active part of an economical status, through Banks they are getting the loan, and loan amount is utilizing for purposeful fields and at their children education, economic activity. And it creates self-reliance, self-esteem, self-production, joint responsibility, self-determination by mobilizing internal indigenous resources of the person the group. In this paper attempt to women empowerment through SHGs in India and Andhra Pradesh.
Software Vendor Appraisal Process in the Context of Urban Cooperative Banks i...paperpublications3
Abstract: This article is related to give overview of problems faced by Urban Cooperative Banks in India while selecting the software vendors at the time of adopting any new software solution.
Further it also gives suggestions for selecting the software vendor and legal reforms that are necessary in this regard. The basic objective is to protect the large stakeholder’s money that has been involved in this software vendor selection process by the Urban Cooperative Banks.
This tutorial from Chris Roush is a crash course in financial markets. Roush, the director of the Carolina Business News Initiative and an associate professor at the University of North Carolina at Chapel Hill, will teach you:
* How to cover stocks and what to look for as news.
* The importance of bond coverage to business coverage.
* Why commodities and futures coverage is increasing.
Capital Market: Components & Functions of Capital Markets, Primary & Secondary Market Operations, Capital
Market Instruments - Preference Shares, Equity Shares, Non-voting Shares, Convertible Cumulative Debentures (CCD),
Fixed Deposits, Debentures and Bonds, Global Depository receipts, American Depository receipts, Global Debt
Instruments, Role of SEBI in Capital Market.
Final Report on Capital Market with all the components including derivatives, Classification of capital market, Trading Procedure, Legal frame work of capital market, Clearing and settlement procedures, Role of RBI &SEBI, Recommendations & Problem of capital market, Conclusion, etc.
The chapter consists of organizational structure of financial system, Components of financial system, Functions of securities of market, securities market and economic growth, profile of Indian securities market, structure of stock exchange, OTCEI, SEBI Act-1992, Role of SEBI in capital market, powers and functions of SEBI, Securities contract regulation act 1956, Reforms to promote investor confidence, and Role of International Organisation of Securities COmmissions.
Fiduciary or paper money is issued by the Central Bank on the basis of
computation of estimated demand for cash. Monetary policy guides the Central
Bank’s supply of money in order to achieve the objectives of price stability (or low
inflation rate), full employment, and growth in aggregate income.
Instructions for Submissions thorugh G- Classroom.pptxJheel Barad
This presentation provides a briefing on how to upload submissions and documents in Google Classroom. It was prepared as part of an orientation for new Sainik School in-service teacher trainees. As a training officer, my goal is to ensure that you are comfortable and proficient with this essential tool for managing assignments and fostering student engagement.
The French Revolution, which began in 1789, was a period of radical social and political upheaval in France. It marked the decline of absolute monarchies, the rise of secular and democratic republics, and the eventual rise of Napoleon Bonaparte. This revolutionary period is crucial in understanding the transition from feudalism to modernity in Europe.
For more information, visit-www.vavaclasses.com
Synthetic Fiber Construction in lab .pptxPavel ( NSTU)
Synthetic fiber production is a fascinating and complex field that blends chemistry, engineering, and environmental science. By understanding these aspects, students can gain a comprehensive view of synthetic fiber production, its impact on society and the environment, and the potential for future innovations. Synthetic fibers play a crucial role in modern society, impacting various aspects of daily life, industry, and the environment. ynthetic fibers are integral to modern life, offering a range of benefits from cost-effectiveness and versatility to innovative applications and performance characteristics. While they pose environmental challenges, ongoing research and development aim to create more sustainable and eco-friendly alternatives. Understanding the importance of synthetic fibers helps in appreciating their role in the economy, industry, and daily life, while also emphasizing the need for sustainable practices and innovation.
How to Make a Field invisible in Odoo 17Celine George
It is possible to hide or invisible some fields in odoo. Commonly using “invisible” attribute in the field definition to invisible the fields. This slide will show how to make a field invisible in odoo 17.
Welcome to TechSoup New Member Orientation and Q&A (May 2024).pdfTechSoup
In this webinar you will learn how your organization can access TechSoup's wide variety of product discount and donation programs. From hardware to software, we'll give you a tour of the tools available to help your nonprofit with productivity, collaboration, financial management, donor tracking, security, and more.
Francesca Gottschalk - How can education support child empowerment.pptxEduSkills OECD
Francesca Gottschalk from the OECD’s Centre for Educational Research and Innovation presents at the Ask an Expert Webinar: How can education support child empowerment?
The Roman Empire A Historical Colossus.pdfkaushalkr1407
The Roman Empire, a vast and enduring power, stands as one of history's most remarkable civilizations, leaving an indelible imprint on the world. It emerged from the Roman Republic, transitioning into an imperial powerhouse under the leadership of Augustus Caesar in 27 BCE. This transformation marked the beginning of an era defined by unprecedented territorial expansion, architectural marvels, and profound cultural influence.
The empire's roots lie in the city of Rome, founded, according to legend, by Romulus in 753 BCE. Over centuries, Rome evolved from a small settlement to a formidable republic, characterized by a complex political system with elected officials and checks on power. However, internal strife, class conflicts, and military ambitions paved the way for the end of the Republic. Julius Caesar’s dictatorship and subsequent assassination in 44 BCE created a power vacuum, leading to a civil war. Octavian, later Augustus, emerged victorious, heralding the Roman Empire’s birth.
Under Augustus, the empire experienced the Pax Romana, a 200-year period of relative peace and stability. Augustus reformed the military, established efficient administrative systems, and initiated grand construction projects. The empire's borders expanded, encompassing territories from Britain to Egypt and from Spain to the Euphrates. Roman legions, renowned for their discipline and engineering prowess, secured and maintained these vast territories, building roads, fortifications, and cities that facilitated control and integration.
The Roman Empire’s society was hierarchical, with a rigid class system. At the top were the patricians, wealthy elites who held significant political power. Below them were the plebeians, free citizens with limited political influence, and the vast numbers of slaves who formed the backbone of the economy. The family unit was central, governed by the paterfamilias, the male head who held absolute authority.
Culturally, the Romans were eclectic, absorbing and adapting elements from the civilizations they encountered, particularly the Greeks. Roman art, literature, and philosophy reflected this synthesis, creating a rich cultural tapestry. Latin, the Roman language, became the lingua franca of the Western world, influencing numerous modern languages.
Roman architecture and engineering achievements were monumental. They perfected the arch, vault, and dome, constructing enduring structures like the Colosseum, Pantheon, and aqueducts. These engineering marvels not only showcased Roman ingenuity but also served practical purposes, from public entertainment to water supply.
2024.06.01 Introducing a competency framework for languag learning materials ...Sandy Millin
http://sandymillin.wordpress.com/iateflwebinar2024
Published classroom materials form the basis of syllabuses, drive teacher professional development, and have a potentially huge influence on learners, teachers and education systems. All teachers also create their own materials, whether a few sentences on a blackboard, a highly-structured fully-realised online course, or anything in between. Despite this, the knowledge and skills needed to create effective language learning materials are rarely part of teacher training, and are mostly learnt by trial and error.
Knowledge and skills frameworks, generally called competency frameworks, for ELT teachers, trainers and managers have existed for a few years now. However, until I created one for my MA dissertation, there wasn’t one drawing together what we need to know and do to be able to effectively produce language learning materials.
This webinar will introduce you to my framework, highlighting the key competencies I identified from my research. It will also show how anybody involved in language teaching (any language, not just English!), teacher training, managing schools or developing language learning materials can benefit from using the framework.
Adversarial Attention Modeling for Multi-dimensional Emotion Regression.pdf
The Indian Financial Market Is Touted as Benchmark in Today’s Global Economic Scenario
1. ISSN 2349-7807
International Journal of Recent Research in Commerce Economics and Management (IJRRCEM)
Vol. 3, Issue 1, pp: (29-32), Month: January - March 2016, Available at: www.paperpublications.org
Page | 29
Paper Publications
The Indian Financial Market Is Touted as
Benchmark in Today’s Global Economic
Scenario
Sneha Sharma
Abstract: To describe my contents in a concise manner the above topic throws light on credentials of a Indian
financial market in both theoretical and pragmatic ways. Through this I want to highlight the working of share
markets and how a common investor can achieve better return from his or her capital investment. Profit is the
only “mantra” that can drive success in a capital market and for ensuring profitability one needs knowledge and
self-interest. I feel privileged to write this topic and describe my own experiences of share market in a pictorial and
best possible manner.
Keywords: Financial Market, describe my own experiences of share market, “mantra”.
1. INTRODUCTION
At present our country represents itself as the fifth largest economy in the world after US, China, Japan and UK. The
current GDP stands at around 7% of the total and it will definitely touch around 9% in coming fiscal years. Agriculture
being the still biggest employer of most Indians, the current account deficit surged to 4.1% of GDP. In context of capital
market which constitutes the important sector of financial market, the fluctuating situation of SENSEX has created a
greater impact on shareholders, investors and companies. Though the banking sector has gained stability but various
sectors like IT , Pharma & automobiles has been affected widely.
In other words I want to state further that market is a backbone of Indian economy and regulatory structure of monetary
system. With respect to china and US and specially Europe, India stands in a more stable condition as far as liquidity is
concerned. Basically financial markets trades in money and their price is the rate of return the buyer expects his financial
assets to yield. the value of financial assets changes with the investor expections on earnings or interest rates. Any
investors seeks the highest return for a given level of risk (by paying the lowest price) and users of funds attempt to
borrow at lowest rates possible so investors receive the highest return and the users obtain funds at the lowest cost to sum
up a financial system may be defined as a set of institutions, instruments and markets which fosters savings and channels
them to their efficient uses the system comprises of savers, intermediaries, markets and users of savers in the form of
govt, public & private sector entities. A well-developed market creates a balancing act in which capital markets provides
liquidity to meet any surge in demand for liquidity in times of financial crisis so they are necessary to derive appropriate
reference rates for pricing finamcial assets. Undoubtedly FDI plays a supporting role in Indian market for creating a
equilibrium between rupee & dollar.
2. SUBJECTIVE
Coming to theoretical portion of my research paper the Indian financial market is divided into two categories viz primary
and secondary market. Basically a financial maket can be defined as the market in which financial assets are created or
transferred. As against a real transaction that involves exchange of money for real goods or services, a financial
transaction requires creation or transfer of assets.
2. ISSN 2349-7807
International Journal of Recent Research in Commerce Economics and Management (IJRRCEM)
Vol. 3, Issue 1, pp: (29-32), Month: January - March 2016, Available at: www.paperpublications.org
Page | 30
Paper Publications
The term “finance” in our simple understanding i is perceived as equivalent to „money‟ a means of exchanging one goods
with another for basic consumption. The channel goes like this produce/manufacturer-wholesaler-retailer- distributor-
consumer-customer satisfaction (foremost requirement).
We read about money and banking in economics, about monetary theory and practice and „public finance‟ but finance is
not exactly money it is the source of providing funds for a particular activity.
Thus finance as a function is defined as the management of money in banking, insurance and investment sectors. The
functional nature of finance is categorized into investment decision, dividend decision, liquidity/financial decision. This
factors is implemented in both money and capital markets
Financial instruments represents a claim to the payment of a sum of money sometime in the future and / or periodic
payment in the form of interest or dividend. A broader primary market is again divided into capital mkt and money mkt
system. While stock/share market amalgamated into capital market and money market comprised of commercial bills,
treasury bills, CPs.
Like for example capital market is always dynamic in nature and so its stability & liquidity conditions is always
questioned basically it sets a benchmark for the market scene.
How the mkt and its related commodities behave with respect to producers,consumers and services is reflected through
capital market system.As the name suggests in primary market new securities are issued and it is the traded in the
secondary market. To sum up,the three important functions of financial markets are:
Price discovery process which results from the interaction of buyers and sellers in the mkt where they trade their assets.
Provision of liquidity by providing a mechanisms for an investor to sell his financial assets and low cost of transaction
and information.
Here time is precious resource so using it accordingly as per guidelines is important. Once Bill Gates wrote that being a
jealous protector of his time was an important lesson he had learned from great investor Buffet. Ignoring a opportunity is
like missing a bus which becomes difficult to chase.
For making it more convienient SENSEX ( also called sensitive index) was introduced.it served as a barometer for
securities , assets present in both banks and companies .NSE started its first operational business in 1994 and since then
more than 1500 securities are being traded every day.
It provides the clear cut view of price level ,its portfolio structure and liquidity condition of each equity, currencies and
commodity .if one needs to look up in derivatives he can go for “call & put” options.
whether the price goes up or down or is it reliable enough for the investor to buy or sell is decided mostly by share market
system.it serves as a boon for the investor to invest his money as capital and earning them back with profit.it is also
necessary to understand its “bullish”(rising tendency) & “bearish” (falling nature).investment is nothing but a wiser
expectation of profit avoiding the risks. With the advent of technological and internet progress, online trading came into
being for providing the convenience to many investors at one point of time. many research oriented companies like ways
to capital , make my money,moneycontrol.com served as stock broking intermediaries for gaining the confidence of
investors and giving them direction for right investment in right portfolio. In my opinion furnishing better return from
SIP,MFs is a more lucrative and comfortable option these days because it is less riskier as compared to other ventures
like commodities & currencies.
Today internet is an indispensible object so its contribution in the field of banking sectors and share mkt system cant be
ignored. Many viewers and investors drench themselves in the sea of share business with the hope of profitable returns
from their capital. Simply by browsing one can get the glimpse of many shares with their target price and stop loss.
“Green” colour shows rise in price and “red” shows fall in price of shares.
Being an MBA (finance) I felt an opportunity to indulge myself in this business as it also served as a platform for
exploring my knowledge in more efficient way as it helped me in keeping touch with current affairs of Indian economy
and its counterparts neighbouring countries like US, China.
3. ISSN 2349-7807
International Journal of Recent Research in Commerce Economics and Management (IJRRCEM)
Vol. 3, Issue 1, pp: (29-32), Month: January - March 2016, Available at: www.paperpublications.org
Page | 31
Paper Publications
At first instance it seemed to be a risky venture for me but news channels like CNBC and ZEE business facilatated the
guidelines. coming to the fundamentals, share trading is done on four major aspects and so it comprises of equity,
commodity, currencies and future-options.(call & put).While equity being a diversified and core mkt, commodities is
fluctuating and riskiest of all. equity sector is differentiated into large cap, midcap and small cap as per the capitalisation
structure and cost of capital of the organizations concerned, an investor may go for intra-day trading or holding options.
In terms of finance, Equity is defined as the combination of owner funds and liabilities i.e. the difference between the
value of assets/interest and the cost of liabilities of something owned. For instance if someone owns a car worth 4,00,000
and owes a liability/EMIof 150,000 then the car represents a equity of 2,50,000. This is reflected in every companies
balance sheet and so it forms the working mechanism of any blue-chip company. On the other hand Commodities is a
separate business which comprises of crude oil, gold, silver, copper, zinc , nickel (mining products) and agri-products like
pulses, spices etc.it is divided into hard and soft one.
Hard commodities are those which are extracted through minning and soft commodities are grown by agricultural means.
Commodity trading news updates can be fetched through” Mandi bazaar” programme on zee business.
My trading experience is mostly in the equity sector and for any first user equity trading can be more convenient and
learning platform. through sharekhan as a important reaserch franchisee and online trading company I opened up my
account with a starting amount of 32000 rupees as base capital.
in terms of financial terms, equity trading is buying and selling of shares in primary mkt and secondary mkt respectively.
the major stock exchanges in india are NSE,BSE & NIFTY.
More than 1300 securities and around 600 is being traded on NSE & BSE. As a beginner equity trading served as twisted
tool for me and so Sharekhan provided the helping hand for removing my confusions and furnished with the necessary
information‟s like intraday trading and holding up the portfolio. It gives brokerage services to its clients like opening of
DEMAT acc, suggestions to new investors .its online trading portal "trade tiger" furnished the information of market
watch, news, accounts, fund transfer, portfolio, research reports and order status.
Sharekhan as a business franchisee has seen an incredible growth since last 10 years with its physical presence of more
than 1800 offices nationally and it is internationally located in UAE & Oman.
Some of my trading investments are as given below: my client code/ customer ID is 1638149
3. TRADING INVESTMENTS
YESBK +100 @284.60
YESBK +100@800
YESBK -100@812.55
UNIONBK +500@175.25
YESBK -100@820.32
On 08/07
EQ Bill 27813.47 Dr
Mrgd bal 4917.23 Cr inc Mgn
On 13/07
EQ Bill 81056.27 Cr
Mrgd bal 33407.09 Cr inc Mgn
On 15/07
EQ Bill 81050.57 Dr
Mrgd bal 47643.48 Dr inc Mgn
On 16/07
EQ Bill 6753.87 Dr
4. ISSN 2349-7807
International Journal of Recent Research in Commerce Economics and Management (IJRRCEM)
Vol. 3, Issue 1, pp: (29-32), Month: January - March 2016, Available at: www.paperpublications.org
Page | 32
Paper Publications
Mrgd Bal 54397.35 Dr inc Mgn
On 23/07
109 union bank shares debited
On 31/07
75 union bank shares debited
On 17/08
24 Mahindcie debited
NSDL .
regulated through kotak mahindra bank.
EQ 27/11
Ashokley (-100 @96.25)
EQ Bill 9558.92 Cr
Mrgl bal 15469.59 cr Inc Mgn
23/12/15 (-80 shares of BOB)
EQ Bill 12710.66 Dr
Mrgd Bal 3781.46 Cr inc
Upto 18/01/16 0n hold.
4. CONCLUSION
At last I want to conclude my small yet consequential article on the note that finance is a vast subject a it deals with both
subjective and numerical points of views. Any common student or user will need to go through its contents, points in a
step by step manner rather than running hurriedly or haphazardly. It is a subject of patience & so requires consistency.
While dealing as a trader I noticed that investment in equity or commodity requires deeper understanding and without
homework or rooted knowledge one may become a looser in this big game of money. constant reading of newspapers like
economic times, TOI, Financial express & also viewing of news channels like CNBC,NDTV Profit can fetch a lot of help
and up gradation of skills. If one remains in touch with his or her respective RM of any trading company it can also
provide suggestions regarding investments thereby ensuring profit.
Therefore profit lies in your mind on how one captures or achieve it within a stipulated time. It needs efficiency and
patience because it is not blind game. As said by reputed Warren buffet “investing in yourself is the best things you can
do i.e. anything that can improve your talents”. last but not least Indian market is still dependent on agricultural
productivity so its enhancement is equally important in parallel to other spheres like FMCG,IT, Pharmaceuticals &
commodity(crude oil). So capital market being a regulator requires stability, planning & controlling and widespread
development of agri-based industries for stronger competence at global level.
REFERENCES
[1] I.M PANDEY, H.R Machiraju
[2] Trading browser Sharekhan.com
[3] Newspapers like TOI,Economic times
[4] News channels CNBC & ZEE Business
[5] www.sharekhan.com & www.kotakcommodities.com
