The future ux of money

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The document discusses the future of user experience (UX) in commerce, payments, and money. It describes how data and mobile technology will shape more personalized shopping experiences. Emerging models using data and risk analysis may power more customized retail recommendations and delivery. The integration of payments into digital identities and on mobile through services like Venmo will also change the UX of money transfer and shopping. Security of payments will rely on new authentication methods beyond passwords.

Technology

The future UX of Money
Cristiano Betta, @cbetta, PayPal + Braintree

• Name, email, location
• Friends, address
• Verified address, payment address, account type
• Seamless checkout
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Top 10 of 2013
1. 123456
2. PASSWORD
3. 12345678
4. QWERTY
5. ABC123
6. 123456789
7. 111111
8. 1234567
9. ILOVEYOU
10. ADOBE123
cbsnews.com/news/the-25-most-common-passwords-of-2013

4.7% of users have the password password
8.5% have the passwords password or 123456
9.8% have the passwords password, 123456 or 12345678
14% have a password from the top 10 passwords
40% have a password from the top 100 passwords
79% have a password from the top 500 passwords
91% have a password from the top 1000 passwords

Berlin June 21/22
Warsaw July 12/13
London October 11/12
Moscow October 25/26
!
battlehack.org
!

Cristiano Betta @cbetta @paypaldev battlehack.org

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