The future of mobile payments
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Electronic transaction law no 2
In the light of the rapid technological developments in our world , it has become necessary for states to keep pace with the technological revolution in order for them to become modern and advanced countries, or, at least , to be on the road to become so, by investing in modern technologies of communication of information, and through the development and investment in favor of public services.
There is no doubt that the tremendous revolution that took place in the world of communications has led to a change in the means and methods of business transactions and expressions of the will for what is called now “Electronic Data Interchange”. In lieu of paper documents seeking the legislation of modern developments and keeping up with the technological developments of the countries, Jordanian legislators took the lead among their Arab counterparts and issued the Interim Electronic Transactions Act No. 85 for the year 2011 on 11/12/2001. This legislation comprised of the first Jordanian law in the field of information technology , which was the second Arab law in the field of e-commerce after the Tunisian law making room for other Arab countries, out of which was Dubai which enacted the Act on electronic exchanges and Bahrain which passed the Bahraini law of e-commerce.
The Jordanian legislature came up with this law to put a legal framework that conforms with the international legislative framework in order to regulate the electronic transactions and to recognize all means of electronic data and electronic signatures in terms of their validity or invalidity. Moreover, the objective was the establishment of legal obligations on one side and the recognition electronic records on the other side.
The Electronic Transactions Act allowed the establishment of authorities of authentication and electronic signatures for giving evidence in a given argument.
E-commerce regulation pria chetty
This document summarizes a presentation on electronic commerce regulation in Africa. It discusses how countries can benefit from electronic commerce by assessing their policy and legal frameworks. It provides an overview of global electronic commerce trends and regulations, including models from UNCITRAL, the African Union, SADC, ECOWAS, and various countries. The presentation explores issues around developing enabling environments for e-commerce and regulating areas like electronic transactions, data protection, cybercrime, and intellectual property. It also discusses challenges African countries face in developing appropriate ICT policies and legal frameworks to promote regional economic integration and access to the global digital economy.
Electronic Transactions Law - Lecture 3: contracts
This document discusses electronic contracts under South African law. It covers:
1) The essential requirements for a valid contract and how they apply to electronic contracts.
2) The reception theory which determines when electronic contracts are formed based on when messages are sent and received.
3) Different types of online agreements like shrinkwrap, clickwrap, and browsewrap contracts and when their terms can be considered binding.
4) Automated transactions under the Electronic Communications and Transactions Act and situations where agreements formed through electronic agents may not be enforceable.
THE ELECTRONIC BANKING INDUSTRY IN TANZANIA_STRENGTHS AND WEAKNESSES OF THE L...
This document summarizes a research paper on the electronic banking industry in Tanzania. The paper examines the legal framework governing electronic banking and identifies strengths and weaknesses. It was submitted by Christopher Martin Masai to fulfill requirements for a Bachelor of Laws degree from Tumaini University. The paper consists of an introduction outlining the background and objectives of the study. It also includes a literature review and methodology. The full paper will analyze the development of banking laws and electronic banking in Tanzania, compare practices internationally, and make recommendations.
Mobile payment solution
This presentation is about mobile payment solution: what it is, how it works, benefits when using mobile payment, system architecture.
The Future of Mobile Payments – Role of mobile wallets in consumer purchase j...
This report will look into why US consumers aren’t warming up to mobile payment services and how mobile wallets can integrate shopping and peer-to-peer transfers to make payments relevant with smartphone owners for wider adoption.
Mobile Payments - How is it done?
Different Types of Mobile payments
Payment Models
- SMS/USSD-based transactional payments
- Direct mobile billing
- Mobile web payments (WAP)
- QR Code Payments
- Contactless Near Field Communication
- Cloud-based mobile payments (Please elaborate applepay, google, paypal and others)
- Audio signal-based payments
- Direct carrier/bank co-operation
Information technology uses in insurance industry
Purpose
Efficiency
Convenience
Information technologies' role in General Insurance
How Is Information Technology Used inLife Insurance?
Challenges Faced
What needs to be done?
IBM Solutions..
Recommended
Electronic transaction law no 2
In the light of the rapid technological developments in our world , it has become necessary for states to keep pace with the technological revolution in order for them to become modern and advanced countries, or, at least , to be on the road to become so, by investing in modern technologies of communication of information, and through the development and investment in favor of public services.
There is no doubt that the tremendous revolution that took place in the world of communications has led to a change in the means and methods of business transactions and expressions of the will for what is called now “Electronic Data Interchange”. In lieu of paper documents seeking the legislation of modern developments and keeping up with the technological developments of the countries, Jordanian legislators took the lead among their Arab counterparts and issued the Interim Electronic Transactions Act No. 85 for the year 2011 on 11/12/2001. This legislation comprised of the first Jordanian law in the field of information technology , which was the second Arab law in the field of e-commerce after the Tunisian law making room for other Arab countries, out of which was Dubai which enacted the Act on electronic exchanges and Bahrain which passed the Bahraini law of e-commerce.
The Jordanian legislature came up with this law to put a legal framework that conforms with the international legislative framework in order to regulate the electronic transactions and to recognize all means of electronic data and electronic signatures in terms of their validity or invalidity. Moreover, the objective was the establishment of legal obligations on one side and the recognition electronic records on the other side.
The Electronic Transactions Act allowed the establishment of authorities of authentication and electronic signatures for giving evidence in a given argument.
E-commerce regulation pria chetty
This document summarizes a presentation on electronic commerce regulation in Africa. It discusses how countries can benefit from electronic commerce by assessing their policy and legal frameworks. It provides an overview of global electronic commerce trends and regulations, including models from UNCITRAL, the African Union, SADC, ECOWAS, and various countries. The presentation explores issues around developing enabling environments for e-commerce and regulating areas like electronic transactions, data protection, cybercrime, and intellectual property. It also discusses challenges African countries face in developing appropriate ICT policies and legal frameworks to promote regional economic integration and access to the global digital economy.
Electronic Transactions Law - Lecture 3: contracts
This document discusses electronic contracts under South African law. It covers:
1) The essential requirements for a valid contract and how they apply to electronic contracts.
2) The reception theory which determines when electronic contracts are formed based on when messages are sent and received.
3) Different types of online agreements like shrinkwrap, clickwrap, and browsewrap contracts and when their terms can be considered binding.
4) Automated transactions under the Electronic Communications and Transactions Act and situations where agreements formed through electronic agents may not be enforceable.
THE ELECTRONIC BANKING INDUSTRY IN TANZANIA_STRENGTHS AND WEAKNESSES OF THE L...
This document summarizes a research paper on the electronic banking industry in Tanzania. The paper examines the legal framework governing electronic banking and identifies strengths and weaknesses. It was submitted by Christopher Martin Masai to fulfill requirements for a Bachelor of Laws degree from Tumaini University. The paper consists of an introduction outlining the background and objectives of the study. It also includes a literature review and methodology. The full paper will analyze the development of banking laws and electronic banking in Tanzania, compare practices internationally, and make recommendations.
Mobile payment solution
This presentation is about mobile payment solution: what it is, how it works, benefits when using mobile payment, system architecture.
The Future of Mobile Payments – Role of mobile wallets in consumer purchase j...
This report will look into why US consumers aren’t warming up to mobile payment services and how mobile wallets can integrate shopping and peer-to-peer transfers to make payments relevant with smartphone owners for wider adoption.
Mobile Payments - How is it done?
Different Types of Mobile payments
Payment Models
- SMS/USSD-based transactional payments
- Direct mobile billing
- Mobile web payments (WAP)
- QR Code Payments
- Contactless Near Field Communication
- Cloud-based mobile payments (Please elaborate applepay, google, paypal and others)
- Audio signal-based payments
- Direct carrier/bank co-operation
Information technology uses in insurance industry
Purpose
Efficiency
Convenience
Information technologies' role in General Insurance
How Is Information Technology Used inLife Insurance?
Challenges Faced
What needs to be done?
IBM Solutions..
The Future of Mobile Payments
The document discusses the future of mobile payments, including the transition to a cashless society through new identification technologies like fingerprint and vein scanning. It describes how devices will identify users through biometrics and location data, allowing new payment methods via technologies like Bluetooth and connected "Internet of Things" devices. This will change both how people pay for items and entire store experiences. Overall, the document outlines emerging mobile and identification technologies that will transform how payments are made.
Payment systems
This document provides an overview of payment systems in banking in India. It discusses the history of payment instruments from coins to paper money to modern systems like cheques and electronic funds transfer. It outlines some key milestones in the evolution of payment systems in India such as the introduction of magnetic ink character recognition for cheque processing and real-time gross settlement. The document also describes the role played by the Reserve Bank of India in payment systems as a user, service provider, and regulator. It discusses the organizational structure established by RBI to oversee reforms to the national payment system, including the Payment Systems Group, Payment Systems Advisory Committee, and National Payments Council.
General insurance
Fire insurance protects people from financial losses caused by fires. It involves sharing fire-related losses incurred by some through contributions to a common fund by all who are exposed to fire risk. Fire insurance pays for losses that are unexpected and occur due to chance. It aims to restore the insured's financial position prior to the loss through the principle of indemnity.
Stock exchange simple ppt
The document discusses stock exchanges, including what they are, their functions, types of members (brokers and jobbers), and speculation. It provides definitions and examples of key stock exchange terms. It also lists some of the largest stock exchanges in the world and in India, highlighting features of important Indian exchanges like the National Stock Exchange and Over-The-Counter Exchange of India.
Banking Services (7 P's Included)
The document provides an overview of banking services in India. It discusses the history of banking in India from 1786 to the present in three phases. It defines banking as accepting deposits from the public that are repayable on demand. The banking sector contributes significantly to India's GDP and economy. Major players discussed are State Bank of India and ICICI Bank. SBI was established in 1806 and was nationalized in 1955. ICICI Bank was established in 1994 as a subsidiary of ICICI and transformed to a diversified financial institution.
Overview of Mobile Payment Systems
Overview of the Different Mobile Payment systems
- NFC based Platforms such as Google Wallet and ISIS
- Systems like Square, VeriFone, Card.io Naratte Zoosh and other exciting and disruptive startups in this space.
Chapter 4: INSURANCE COMPANY OPERATIONS
1-INSURANCE COMPANY OPERATIONS
The most important insurance company operations consist of the following:
Ratemaking
Underwriting
Production
Claim settlement
Reinsurance
Insurers also engage in other operations, such as accounting, legal services, loss control, and information systems.
2-RATING AND RATEMAKING
Ratemaking refers to the pricing of insurance and the calculation of insurance premiums .
A rate is the price per unit of insurance.
An exposure unit is the unit of measurement used in insurance pricing, which varies by line of insurance.
The person who determines rates and premiums is known as an actuary . An actuary is a highly skilled mathematician who is involved in all phases of insurance company operations, including planning, pricing, and research.
3-UNDERWRITING
Underwriting refers to the process of selecting, classifying, and pricing applicants for insurance . The underwriter is the person who decides to accept or reject an application.
Statement of Underwriting Policy:Underwriting starts with a clear statement of underwriting policy.
An insurer must establish an underwriting policy that is consistent with company objectives.
4-PRODUCTION
The term production refers to the sales and marketing activities of insurers. Agents who sell insurance are frequently referred to as producers .
Life insurers have an agency or sales department. This department is responsible for recruiting and training new agents and for the supervision of general agents, branch office managers, and local agents.
Property and casualty insurers have marketing departments. To assist agents in the field, special agents may also be appointed.
A special agent is a highly specialized technician who provides local agents in the field with technical help and assistance with their marketing problems.
5-CLAIMS SETTLEMENT
Every insurance company has a claims division or department for adjusting claims. This section of the chapter examines the basic objectives in adjusting claims, the different types of claim adjustors, and the various steps in the claim-settlement process.
Basic Objectives in Claims Settlement:
Verification of a covered loss
Fair and prompt payment of claims
Personal assistance to the insured
6-REINSURANCE
Reinsurance is an arrangement by which the primary insurer that initially writes the insurance transfers to another insurer (called the reinsurer) part or all of the potential losses associated with such insurance .
The primary insurer that initially writes the insurance is called the ceding company .
The insurer that acceptspart or all of the insurance from the ceding com pany is called the reinsurer .
The amount of insurance retained by the ceding company for its own account is called the retention limit or net retention .
The amount of insurance ceded to the reinsurer is known as the cession
General insurance
This document summarizes a presentation about general/non-life insurance. It defines insurance and outlines key principles like utmost good faith, insurable interest, indemnity, contribution, subrogation, and loss minimization. It defines general insurance and describes major types like fire, motor, health, and marine insurance. For fire insurance, it explains scope and perils covered. For marine insurance, it outlines scope, who can take policies, selecting sum insured, and claims. It provides an overview of New India Assurance Co., including its history, position in the market, vision, mission, strengths, international presence, and awards.
Chapter 4 payment systems in e-commerce
Credit cards are dominant form of online payment, accounting for around 80% of
online payments in 2005
-New forms of electronic payment include:
3-1
3-2
3-3
3-4
3-5
3-6
Digital
Digital
Online
Digital
Digital
Digital
Wallet
cash
stored value systems
accumulating balance payment systems
credit accounts
checking
Modelling Up - DDDEurope 2024 - Amsterdam
What to do when you have a perfect model for your software but you are constrained by an imperfect business model?
This talk explores the challenges of bringing modelling rigour to the business and strategy levels, and talking to your non-technical counterparts in the process.
一比一原版(USF毕业证)旧金山大学毕业证如何办理
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国外毕业证学位证成绩单办理方法：
1客户提供办理旧金山大学旧金山大学本科毕业证成绩单信息：姓名生日专业学位毕业时间等（如信息不确定可以咨询顾问：我们有专业老师帮你查询）；
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6快递给客户（国内顺丰国外DHLUPS等快读邮寄）。
教育部文凭学历认证认证的用途：
如果您计划在国内发展那么办理国内教育部认证是必不可少的。事业性用人单位如银行国企公务员在您应聘时都会需要您提供这个认证。其他私营 #外企企业无需提供！办理教育部认证所需资料众多且烦琐所有材料您都必须提供原件我们凭借丰富的经验帮您快速整合材料让您少走弯路。
实体公司专业为您服务如有需要请联系我: 微信95270640奈一次次令他失望山娃今年岁上五年级识得很多字从走出小屋开始山娃就知道父亲的家和工地共有一个很动听的名字——天河工地的底层空空荡荡很宽阔很凉爽在地上铺上报纸和水泥袋父亲和工人们中午全睡在地上地面坑坑洼洼山娃曾多次绊倒过也曾有长铁钉穿透凉鞋刺在脚板上但山娃不怕工地上也常有五六个从乡下来的小学生他们的父母亲也是高楼上的建筑工人小伙伴来自不同省份都操着带有浓重口音的普通话可不知为啥山娃不仅很快与他们熟识了
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The Future of Mobile Payments
The document discusses the future of mobile payments, including the transition to a cashless society through new identification technologies like fingerprint and vein scanning. It describes how devices will identify users through biometrics and location data, allowing new payment methods via technologies like Bluetooth and connected "Internet of Things" devices. This will change both how people pay for items and entire store experiences. Overall, the document outlines emerging mobile and identification technologies that will transform how payments are made.
Payment systems
This document provides an overview of payment systems in banking in India. It discusses the history of payment instruments from coins to paper money to modern systems like cheques and electronic funds transfer. It outlines some key milestones in the evolution of payment systems in India such as the introduction of magnetic ink character recognition for cheque processing and real-time gross settlement. The document also describes the role played by the Reserve Bank of India in payment systems as a user, service provider, and regulator. It discusses the organizational structure established by RBI to oversee reforms to the national payment system, including the Payment Systems Group, Payment Systems Advisory Committee, and National Payments Council.
General insurance
Fire insurance protects people from financial losses caused by fires. It involves sharing fire-related losses incurred by some through contributions to a common fund by all who are exposed to fire risk. Fire insurance pays for losses that are unexpected and occur due to chance. It aims to restore the insured's financial position prior to the loss through the principle of indemnity.
Stock exchange simple ppt
The document discusses stock exchanges, including what they are, their functions, types of members (brokers and jobbers), and speculation. It provides definitions and examples of key stock exchange terms. It also lists some of the largest stock exchanges in the world and in India, highlighting features of important Indian exchanges like the National Stock Exchange and Over-The-Counter Exchange of India.
Banking Services (7 P's Included)
The document provides an overview of banking services in India. It discusses the history of banking in India from 1786 to the present in three phases. It defines banking as accepting deposits from the public that are repayable on demand. The banking sector contributes significantly to India's GDP and economy. Major players discussed are State Bank of India and ICICI Bank. SBI was established in 1806 and was nationalized in 1955. ICICI Bank was established in 1994 as a subsidiary of ICICI and transformed to a diversified financial institution.
Overview of Mobile Payment Systems
Overview of the Different Mobile Payment systems
- NFC based Platforms such as Google Wallet and ISIS
- Systems like Square, VeriFone, Card.io Naratte Zoosh and other exciting and disruptive startups in this space.
Chapter 4: INSURANCE COMPANY OPERATIONS
1-INSURANCE COMPANY OPERATIONS
The most important insurance company operations consist of the following:
Ratemaking
Underwriting
Production
Claim settlement
Reinsurance
Insurers also engage in other operations, such as accounting, legal services, loss control, and information systems.
2-RATING AND RATEMAKING
Ratemaking refers to the pricing of insurance and the calculation of insurance premiums .
A rate is the price per unit of insurance.
An exposure unit is the unit of measurement used in insurance pricing, which varies by line of insurance.
The person who determines rates and premiums is known as an actuary . An actuary is a highly skilled mathematician who is involved in all phases of insurance company operations, including planning, pricing, and research.
3-UNDERWRITING
Underwriting refers to the process of selecting, classifying, and pricing applicants for insurance . The underwriter is the person who decides to accept or reject an application.
Statement of Underwriting Policy:Underwriting starts with a clear statement of underwriting policy.
An insurer must establish an underwriting policy that is consistent with company objectives.
4-PRODUCTION
The term production refers to the sales and marketing activities of insurers. Agents who sell insurance are frequently referred to as producers .
Life insurers have an agency or sales department. This department is responsible for recruiting and training new agents and for the supervision of general agents, branch office managers, and local agents.
Property and casualty insurers have marketing departments. To assist agents in the field, special agents may also be appointed.
A special agent is a highly specialized technician who provides local agents in the field with technical help and assistance with their marketing problems.
5-CLAIMS SETTLEMENT
Every insurance company has a claims division or department for adjusting claims. This section of the chapter examines the basic objectives in adjusting claims, the different types of claim adjustors, and the various steps in the claim-settlement process.
Basic Objectives in Claims Settlement:
Verification of a covered loss
Fair and prompt payment of claims
Personal assistance to the insured
6-REINSURANCE
Reinsurance is an arrangement by which the primary insurer that initially writes the insurance transfers to another insurer (called the reinsurer) part or all of the potential losses associated with such insurance .
The primary insurer that initially writes the insurance is called the ceding company .
The insurer that acceptspart or all of the insurance from the ceding com pany is called the reinsurer .
The amount of insurance retained by the ceding company for its own account is called the retention limit or net retention .
The amount of insurance ceded to the reinsurer is known as the cession
General insurance
This document summarizes a presentation about general/non-life insurance. It defines insurance and outlines key principles like utmost good faith, insurable interest, indemnity, contribution, subrogation, and loss minimization. It defines general insurance and describes major types like fire, motor, health, and marine insurance. For fire insurance, it explains scope and perils covered. For marine insurance, it outlines scope, who can take policies, selecting sum insured, and claims. It provides an overview of New India Assurance Co., including its history, position in the market, vision, mission, strengths, international presence, and awards.
Chapter 4 payment systems in e-commerce
Credit cards are dominant form of online payment, accounting for around 80% of
online payments in 2005
-New forms of electronic payment include:
3-1
3-2
3-3
3-4
3-5
3-6
Digital
Digital
Online
Digital
Digital
Digital
Wallet
cash
stored value systems
accumulating balance payment systems
credit accounts
checking
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Modelling Up - DDDEurope 2024 - Amsterdam
What to do when you have a perfect model for your software but you are constrained by an imperfect business model?
This talk explores the challenges of bringing modelling rigour to the business and strategy levels, and talking to your non-technical counterparts in the process.
一比一原版(USF毕业证)旧金山大学毕业证如何办理
USF硕士毕业证成绩单【微信95270640】一比一伪造旧金山大学文凭@假冒USF毕业证成绩单+Q微信95270640办理USF学位证书@仿造USF毕业文凭证书@购买旧金山大学毕业证成绩单USF真实使馆认证/真实留信认证回国人员证明
#一整套旧金山大学文凭证件办理#—包含旧金山大学旧金山大学本科毕业证成绩单学历认证|使馆认证|归国人员证明|教育部认证|留信网认证永远存档教育部学历学位认证查询办理国外文凭国外学历学位认证#我们提供全套办理服务。
一整套留学文凭证件服务：
一：旧金山大学旧金山大学本科毕业证成绩单毕业证 #成绩单等全套材料从防伪到印刷水印底纹到钢印烫金
二：真实使馆认证（留学人员回国证明）使馆存档
三：真实教育部认证教育部存档教育部留服网站永久可查
四：留信认证留学生信息网站永久可查
国外毕业证学位证成绩单办理方法：
1客户提供办理旧金山大学旧金山大学本科毕业证成绩单信息：姓名生日专业学位毕业时间等（如信息不确定可以咨询顾问：我们有专业老师帮你查询）；
2开始安排制作毕业证成绩单电子图；
3毕业证成绩单电子版做好以后发送给您确认；
4毕业证成绩单电子版您确认信息无误之后安排制作成品；
5成品做好拍照或者视频给您确认；
6快递给客户（国内顺丰国外DHLUPS等快读邮寄）。
教育部文凭学历认证认证的用途：
如果您计划在国内发展那么办理国内教育部认证是必不可少的。事业性用人单位如银行国企公务员在您应聘时都会需要您提供这个认证。其他私营 #外企企业无需提供！办理教育部认证所需资料众多且烦琐所有材料您都必须提供原件我们凭借丰富的经验帮您快速整合材料让您少走弯路。
实体公司专业为您服务如有需要请联系我: 微信95270640奈一次次令他失望山娃今年岁上五年级识得很多字从走出小屋开始山娃就知道父亲的家和工地共有一个很动听的名字——天河工地的底层空空荡荡很宽阔很凉爽在地上铺上报纸和水泥袋父亲和工人们中午全睡在地上地面坑坑洼洼山娃曾多次绊倒过也曾有长铁钉穿透凉鞋刺在脚板上但山娃不怕工地上也常有五六个从乡下来的小学生他们的父母亲也是高楼上的建筑工人小伙伴来自不同省份都操着带有浓重口音的普通话可不知为啥山娃不仅很快与他们熟识了
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June. 18, 2024
For more Alluxio Events: https://www.alluxio.io/events/
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Penify - Let AI do the Documentation, you write the Code.
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About the event
14th Edition of International conference on computer vision
Computer conferences organized by ScienceFather group. ScienceFather takes the privilege to invite speakers participants students delegates and exhibitors from across the globe to its International Conference on computer conferences to be held in the Various Beautiful cites of the world. computer conferences are a discussion of common Inventions-related issues and additionally trade information share proof thoughts and insight into advanced developments in the science inventions service system. New technology may create many materials and devices with a vast range of applications such as in Science medicine electronics biomaterials energy production and consumer products.
Nomination are Open!! Don't Miss it
Visit: computer.scifat.com
Award Nomination: https://x-i.me/ishnom
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