This document provides an overview of trends in wealth management and how technology is impacting the industry. Some key points: - The number of wealthy individuals is growing significantly in Asia and India. More high-net-worth individuals are seeking advice from wealth managers on investing and social causes. - Common investments include real estate, equities, and fixed income. More borrowing is occurring for investments and real estate among younger and wealthier clients. - Technology solutions are becoming more important for mobility, data analytics, and meeting regulatory requirements. Cloud-based solutions can improve scalability, integration, and lower costs. Case studies show benefits of digital platforms. - Future opportunities exist in aggregation solutions, social media, and providing a

1. Technology and Wealth Management
in the Digital Age
August 28, 2015

2. Disclaimer
• All trademarks or logos used throughout this presentation are for representational purpose only.
These properties belong to their respective owners
• The content of this presentation may, at any time, be modified by Miles Software Solutions (P) Ltd.
• No warranty is made regarding the accuracy of the information contained in this presentation

3. Everything is CHANGING!
Clients
Competition
Technology
Business

4. 34%
Rest of the World
48%
Asia
How have the Rich Grown??
104%

5. The Rich in India!!
August 28, 2015
10
65
68
136
25
157
165
337
PAST CURRENT 1 CURRENT 2 FUTURE
Billionaires UHNWI
BENGALURU
75 164
AHMEDABAD
20 46
MUMBAI
619 1490
DELHI
157 373
HYDERABAD
39 92
CHENNAI
49 111
REST OF INDIA
693 1095
India UHNWI
ranking to improve
from 20th to 19th in
by 2014
India UHNWI
ranking to
improve from 20th
to 19th in by 2014

6. Where are the Rich Investing?
26%
26%18%
17%
13%
Fixed
Income
Real
Estate
Cash &
Deposits
Equities
Alternative
Investments

7. The Credit Story
18% of HNWI assets financed through borrowed money
Who’s borrowing more?
HNWIs under 40
– 27% of assets
Wealthiest HNWIs
– 22% of assets
Female HNWIs
– 19% of assets
Why are they borrowing?
Investments
– 40% of HNWIs
Real Estate
– 22% of HNWIs
Business Purposes
– 14% of HNWIs

8. What Advice do the Rich want??
Measuring
effectiveness of the
social impact plan
Identifying
key goals

9. The Rich and Social Causes?
18
12
28
22
20
May not
take advice
Get it from
Friends
54% are looking for more advice
from Wealth Managers
30% Get it from
Wealth Managers
Get it from Family Members

10. New Digital Wealth Managers?
Telecom
Companies
RetailersTechnology
Companies
Aggregators

11. Aggregation
Solutions are
very
attractive
Technology
not able to
keep pace
with
demands
Advisors not
interacting in
a digital
manner
Using
Different
Tech
Solutions for
Different
Clients
Wealth Management Technology
360⁰ view
of all
holdings
Goals-
based
planning
A
Consistent
experience
Comprehensive
Solutions
On the move
Causes of
Client Dissatisfaction
Solutions customer expect
from wealth managers

12. What Areas of Technology are of Interest?
Mobility and
customer centric tools
Big Data
Solutions for Managing
profitability
of customers
Meeting regulatory
& compliance
requirements
Cloud Based
And Social Media
Management

13. SaaS
SaaS allows for quick Go To
Market and Customer
Engagement
SaaS improves
scalability and
integration
SaaS increases Self Service
Capabilities
How is the Cloud Helping?
SaaS
The Pay as you Use
Model Lowers Capex
and TCO
SaaS Allows for Scale
in Operations and Efficiencies

14. Success Stories
28/08/2015
A Private Bank in India delivers enhanced customer experience
Demographics:
Over 1250 branches across 640+ locations
Products:
Private wealth management, Investment
banking, trade finance services, cash
management and financial product
distribution
Solution:
MoneyWare Wealth Management Suite
Benefits:
360 degree portfolio view, easy analytics
& reporting, minimal manual errors
A leading bank provides 360⁰ view across all its products to their customers
Demographics:
Over 3,603 branches with presence in 19
countries.
Products:
Retail Banking, Consumer
banking, corporate banking, finance and
insurance, investment banking, mortgage
loans, private banking, wealth
management
Solution:
MoneyWare Wealth Management Suite
with Mobility solutions
Benefits:
One solution for all asset classes,
Integrated view of clients across all
relationship with the bank, handling 500,
000 accounts with an increase of 10% p.a.,
seamless reporting and analytics.
From Financial Offering to Digital and Self Service Excellence
Demographics :
Over 1482 locations across 526 cities with
740,000 registered customers in India.
First Indian company to offer International
funds.
Total Assets:
$88.64 Million
Products:
Wealth Management, Retail Broking &
Distribution, Commodity Broking, Asset
Management, Institutional Broking,
Private Equity, Investment Banking
Services & Principal Strategies
Solution:
MoneyWare Wealth Management Suite
Benefits:
Integrated view of the client’s portfolio
and asset classes, One central application
to upload into all the systems such as
CRM, Mutual Funds and Equity, The
robust solution design allows other
systems to run smoothly even if the
systems were down

15. Suite
• Trusted Techno
Functional Technology
Partner
• Over 300 customers
across 16 countries
• Over a decade
experience in Financial
domain across
geographies
• Catering to businesses
with over $ 200 billion
Assets Under
Management
• Proven market
leadership in Wealth,
Asset and Portfolio
Management
About Miles Software

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