The document provides statistics and information about self-managed superannuation funds (SMSFs) in Australia. It notes that there are over 440,000 SMSFs managing over $400 billion in assets. In the past 3 years, SMSF assets have risen 18% to $400 billion, with cash increasing by almost 10% in the past 12 months. The document also outlines SMSF costs, trustee profiles, and trends in the SMSF sector.
NAIFA-NYS 97th Annual State of the State 2015NAIFA NYS
NAIFA-NYS 2015 State of the State Membership Conference
The 97th Annual State of the State was held on the grounds of The U.S. Military Academy at West Point.
President’s Welcome – Lawrence J. Holzberg, LUTCF &
Brief address by Senator William Larkin
Don Trone – On Being a Fiduciary
Awards Ceremony & Dinner: Colonel Donald Bernstein – Retired Deputy Post
Commander, U.S. Military Academy, West Point
State Leg / Reg and Inter-Industry update:
Special Guest presenter, Steve Acunto, CINN Worldwide
NAIFA National Update & Town Hall – Diane Boyle, Sr. VP
October 2016 Cattle outlook and 101 Cattle Forwards Andrew Whitelaw
In this webinar, Meat & Livestock Australia’s (MLA’s) Manager, Market Information, Ben Thomas will outline the key points of MLA’s latest five-year cattle industry projections, released in mid-October.
Mecardo’s Matt Dalgleish will then look at what these projections mean for prices, and a short explanation of cattle forwards.
Our aim is to give satisfaction to customers with sure and profitable option trading tips. With proper research of the market our analysts creates stock option and nifty option tips.
This session provides an overview of the political and financial futures for local government, and sets out some potential scenarios for the sector for the year 2020
NAIFA-NYS 97th Annual State of the State 2015NAIFA NYS
NAIFA-NYS 2015 State of the State Membership Conference
The 97th Annual State of the State was held on the grounds of The U.S. Military Academy at West Point.
President’s Welcome – Lawrence J. Holzberg, LUTCF &
Brief address by Senator William Larkin
Don Trone – On Being a Fiduciary
Awards Ceremony & Dinner: Colonel Donald Bernstein – Retired Deputy Post
Commander, U.S. Military Academy, West Point
State Leg / Reg and Inter-Industry update:
Special Guest presenter, Steve Acunto, CINN Worldwide
NAIFA National Update & Town Hall – Diane Boyle, Sr. VP
October 2016 Cattle outlook and 101 Cattle Forwards Andrew Whitelaw
In this webinar, Meat & Livestock Australia’s (MLA’s) Manager, Market Information, Ben Thomas will outline the key points of MLA’s latest five-year cattle industry projections, released in mid-October.
Mecardo’s Matt Dalgleish will then look at what these projections mean for prices, and a short explanation of cattle forwards.
Our aim is to give satisfaction to customers with sure and profitable option trading tips. With proper research of the market our analysts creates stock option and nifty option tips.
This session provides an overview of the political and financial futures for local government, and sets out some potential scenarios for the sector for the year 2020
The Changing landscape of GST and LCT and their influence on the Australian Automotive Industry as presented by Jon Graham, Partner and Doug Tredinnick, Account Director, Deloitte at this year's AADA National Dealer Convention held on the Gold Coast, 10 - 12 July.
Epic Research private limited have best technical research team, Our research team provide Daily report on SGX Singapore and SGX Exchange, You can get Daily Favorable Tips & future Strategy for SGX Stocks Market.
A slide share outlining the risk that a company or individual can be exposed to for inaccurate and non compliant mileage expenses. We point out the risk, where it is hiding, what it might cost you and how to prevent it.
Epic Research private limited have best technical research team, Our research team provide Daily report on SGX Singapore and SGX Exchange, You can get Daily Favorable Tips & future Strategy for SGX Stocks Market.
First of our 4 part series on using Self Managed Superannuation Funds as part of your Wealth and Retirement Planning.
this is the introduction to SMSF and why and how to use them as well as the respobsibilities and some tips and traps to avoidT
As Australia's largest super fund, our size and scale gives members access to some of the world's best investments which have delivered strong long-term investment returns and help us keep fees low.
Herewith an update of some research of mine on the relative performance of Emerging or Early Stage Hedge funds versus that of their older typically larger brethren. Given the recent announcement by CalPERS that they are withdrawing from hedge funds I thought it might be germane to show that notwithstanding CalPERS exit there remain some signs of life for hedge funds yet.
Should I Buy Now OR Wait Until 2024? + Mortgage Update with Expert Hugo Dos ReisVolition Properties
This meetup is going to be a DOUBLE HEADER featuring Matthew Lee & Ming Lim from Volition answering the single most FAQ the Volition team has been asked in the past few months is: "Should I buy NOW or WAIT until 2024?"... PLUS we’re bringing Expert Mortgage Broker Hugo Dos Reis (Partner at Vine Group) to give us an update on Interest Rates & the Mortgage Industry.
***
Part 1: Matthew Lee & Ming Lim from Volition Properties
“Should I buy NOW or WAIT until 2024?" We will reframe this question that is on everyone's mind, cut through the noise, and give you the real story of what’s happening in the market. We’ll dive into topics and recent developments including:
-Interest Rates & Inflation & Market Psychology
- Fallout of Sept 6 Bank of Canada Rate announcement and predictions of Fall Real Estate Market trends
- What is happening to Rents?
- “OMG I’m cashflow negative on an existing investment property, now what??” Strategies for dealing with negative cashflow.
- How do I know if this is a good time to BUY my primary residence / investment property?
- How do I know if this is a good time to SELL my primary residence / investment property?
- Examples of solid investment opportunities
- Examples of primary residence opportunities
MORE IMPORTANTLY... We will be talking about WHAT YOU SHOULD BE DOING AS AN INVESTOR to be successful in the current volatile environment. As with everything we do, Volition doesn't just read and regurgitate headlines, we will go deep PAST the "research & analysis" that any monkey can do, and actually SYNTHESIZE this into meaningful, actionable strategies and tactics in order to mitigate risk, boost cashflow, and build sustainable wealth.
Toronto has never been an easy market to invest in. Beside Vancouver, it is probably the single most challenging market to invest in in Canada. Volition makes it viable and achievable. We Make Toronto Work!
***
Part 2: Hugo Dos Reis from Vine Group
Mortgage Updates:
- BOC announcement and impacts on mortgage markets
- OSFI changes effective Oct. 31
- Interest rate forecasts
- Refinancing laneway suites
- High net worth programs and how they work
- Reverse mortgages
- Recommendation if buying/refinancing today
Remember: "There are only two types of real estate investors out there: ones who HAVE run out of money, and those who WILL run out of money." Let's all be the latter!!
Financing is the SINGLE BIGGEST CHALLENGE facing real estate investors.
We strive to solve problems, so we’re bringing in a titan in the industry, Hugo Dos Reis. Hugo is a partner at VINE Group, one of the top mortgage brokerages in Canada. They fund billions (that's not a typo!) in mortgages every year and have the expertise to handle complex investor and personal portfolios.
The Changing landscape of GST and LCT and their influence on the Australian Automotive Industry as presented by Jon Graham, Partner and Doug Tredinnick, Account Director, Deloitte at this year's AADA National Dealer Convention held on the Gold Coast, 10 - 12 July.
Epic Research private limited have best technical research team, Our research team provide Daily report on SGX Singapore and SGX Exchange, You can get Daily Favorable Tips & future Strategy for SGX Stocks Market.
A slide share outlining the risk that a company or individual can be exposed to for inaccurate and non compliant mileage expenses. We point out the risk, where it is hiding, what it might cost you and how to prevent it.
Epic Research private limited have best technical research team, Our research team provide Daily report on SGX Singapore and SGX Exchange, You can get Daily Favorable Tips & future Strategy for SGX Stocks Market.
First of our 4 part series on using Self Managed Superannuation Funds as part of your Wealth and Retirement Planning.
this is the introduction to SMSF and why and how to use them as well as the respobsibilities and some tips and traps to avoidT
As Australia's largest super fund, our size and scale gives members access to some of the world's best investments which have delivered strong long-term investment returns and help us keep fees low.
Herewith an update of some research of mine on the relative performance of Emerging or Early Stage Hedge funds versus that of their older typically larger brethren. Given the recent announcement by CalPERS that they are withdrawing from hedge funds I thought it might be germane to show that notwithstanding CalPERS exit there remain some signs of life for hedge funds yet.
Should I Buy Now OR Wait Until 2024? + Mortgage Update with Expert Hugo Dos ReisVolition Properties
This meetup is going to be a DOUBLE HEADER featuring Matthew Lee & Ming Lim from Volition answering the single most FAQ the Volition team has been asked in the past few months is: "Should I buy NOW or WAIT until 2024?"... PLUS we’re bringing Expert Mortgage Broker Hugo Dos Reis (Partner at Vine Group) to give us an update on Interest Rates & the Mortgage Industry.
***
Part 1: Matthew Lee & Ming Lim from Volition Properties
“Should I buy NOW or WAIT until 2024?" We will reframe this question that is on everyone's mind, cut through the noise, and give you the real story of what’s happening in the market. We’ll dive into topics and recent developments including:
-Interest Rates & Inflation & Market Psychology
- Fallout of Sept 6 Bank of Canada Rate announcement and predictions of Fall Real Estate Market trends
- What is happening to Rents?
- “OMG I’m cashflow negative on an existing investment property, now what??” Strategies for dealing with negative cashflow.
- How do I know if this is a good time to BUY my primary residence / investment property?
- How do I know if this is a good time to SELL my primary residence / investment property?
- Examples of solid investment opportunities
- Examples of primary residence opportunities
MORE IMPORTANTLY... We will be talking about WHAT YOU SHOULD BE DOING AS AN INVESTOR to be successful in the current volatile environment. As with everything we do, Volition doesn't just read and regurgitate headlines, we will go deep PAST the "research & analysis" that any monkey can do, and actually SYNTHESIZE this into meaningful, actionable strategies and tactics in order to mitigate risk, boost cashflow, and build sustainable wealth.
Toronto has never been an easy market to invest in. Beside Vancouver, it is probably the single most challenging market to invest in in Canada. Volition makes it viable and achievable. We Make Toronto Work!
***
Part 2: Hugo Dos Reis from Vine Group
Mortgage Updates:
- BOC announcement and impacts on mortgage markets
- OSFI changes effective Oct. 31
- Interest rate forecasts
- Refinancing laneway suites
- High net worth programs and how they work
- Reverse mortgages
- Recommendation if buying/refinancing today
Remember: "There are only two types of real estate investors out there: ones who HAVE run out of money, and those who WILL run out of money." Let's all be the latter!!
Financing is the SINGLE BIGGEST CHALLENGE facing real estate investors.
We strive to solve problems, so we’re bringing in a titan in the industry, Hugo Dos Reis. Hugo is a partner at VINE Group, one of the top mortgage brokerages in Canada. They fund billions (that's not a typo!) in mortgages every year and have the expertise to handle complex investor and personal portfolios.
Adding to our series of existing events, Finance in the South West and Finance in Cornwall, Finance in Dorset looks to bring together people representing the funding and support streams potentially available to SMEs. Therefore, the event is of great relevance to Business Owners and Managers looking to find the best finance options available for their business and the support on offer to help them achieve their aims.
As part of the event we are running targeted sessions depending on your business needs - aimed at start-ups/businesses who have been trading for less than two years and those that have been trading for more than two years.
Model Attribute Check Company Auto PropertyCeline George
In Odoo, the multi-company feature allows you to manage multiple companies within a single Odoo database instance. Each company can have its own configurations while still sharing common resources such as products, customers, and suppliers.
The French Revolution, which began in 1789, was a period of radical social and political upheaval in France. It marked the decline of absolute monarchies, the rise of secular and democratic republics, and the eventual rise of Napoleon Bonaparte. This revolutionary period is crucial in understanding the transition from feudalism to modernity in Europe.
For more information, visit-www.vavaclasses.com
Francesca Gottschalk - How can education support child empowerment.pptxEduSkills OECD
Francesca Gottschalk from the OECD’s Centre for Educational Research and Innovation presents at the Ask an Expert Webinar: How can education support child empowerment?
Biological screening of herbal drugs: Introduction and Need for
Phyto-Pharmacological Screening, New Strategies for evaluating
Natural Products, In vitro evaluation techniques for Antioxidants, Antimicrobial and Anticancer drugs. In vivo evaluation techniques
for Anti-inflammatory, Antiulcer, Anticancer, Wound healing, Antidiabetic, Hepatoprotective, Cardio protective, Diuretics and
Antifertility, Toxicity studies as per OECD guidelines
Unit 8 - Information and Communication Technology (Paper I).pdfThiyagu K
This slides describes the basic concepts of ICT, basics of Email, Emerging Technology and Digital Initiatives in Education. This presentations aligns with the UGC Paper I syllabus.
Safalta Digital marketing institute in Noida, provide complete applications that encompass a huge range of virtual advertising and marketing additives, which includes search engine optimization, virtual communication advertising, pay-per-click on marketing, content material advertising, internet analytics, and greater. These university courses are designed for students who possess a comprehensive understanding of virtual marketing strategies and attributes.Safalta Digital Marketing Institute in Noida is a first choice for young individuals or students who are looking to start their careers in the field of digital advertising. The institute gives specialized courses designed and certification.
for beginners, providing thorough training in areas such as SEO, digital communication marketing, and PPC training in Noida. After finishing the program, students receive the certifications recognised by top different universitie, setting a strong foundation for a successful career in digital marketing.
2. www.lasseter.com.au
info@lasseter.com.autel.: 1300 083 691
Lasseter has prepared this presentation for general information purposes only and does not constitute personal
advice.
You should not act solely on the basis of material contained in this presentation.We recommend that formal advice
is sought which considers all your individual objectives and needs.
No material contained within this report should be construed or relied upon as providing recommendations in
relation to any financial product.
General Advice Disclaimer
3. www.lasseter.com.au
info@lasseter.com.autel.: 1300 083 691
• Over 440,000 SMSFs and 850,000 SMSF trustees
• $400b invested in SMSF
• In the 2011 financial year there were 32,875 SMSF’s were established
• In the past 3 years SMSF assets rose 18% to $400B.
• Cash increased by close to 10% in the past 12 month the largest movement of any asset class
Recent Statistics
4. www.lasseter.com.au
info@lasseter.com.autel.: 1300 083 691
SMSF Location Demographic
Funds Members Assets
ACT 2.00% 2.00% 2.00%
NSW 31.30% 31.40% 32.00%
NT 0.20% 0.20% 0.20%
QLD 16.80% 16.90% 16.80%
SA 7.30% 7.40% 7.10%
TAS 1.40% 1.40% 1.20%
VIC 29.80% 29.70% 30.10%
WA 11.10% 11.10% 10.40%
7. www.lasseter.com.au
info@lasseter.com.autel.: 1300 083 691
Asset Allocations
Asset Allocation Dec-10 Dec-11 Change
Listed trusts 19,791 19,685 -0.54%
Unlisted trusts 36,468 36,273 -0.53%
Insurance policy 195 196 0.51%
Other Managed Investments 20,495 20,605 0.54%
Cash and term deposits 104,542 114,932 9.94%
Debt securities 2,338 2,570 9.92%
Loans 2,313 2,470 6.79%
Listed Shares 131,539 122,005 -7.25%
Unlisted Shares 4,228 4,514 6.76%
Derivatives and instalment warrants 737 810 9.91%
Non-residential real property 42,912 45,560 6.17%
Residential real property 13,996 14,860 6.17%
Artwork, collectibles, metal or jewels 622 664 6.75%
Other assets 10,969 11,713 6.78%
Overseas shares 1,070 992 -7.29%
Overseas Non-residential real property 77 71 -7.79%
Overseas Residential real property 135 125 -7.41%
Overseas Managed Investments 337 313 -7.12%
Other overseas assets 1,652 1,533 -7.20%
Total Australian and Overseas Assets ($m) 394,416 399,892 1.39%
8. www.lasseter.com.au
info@lasseter.com.autel.: 1300 083 691
• The SMSF Sector is poised for growth coming from a new segment
o Middle Australians who are Coach seekers
• Traditional ‘advice’ model redundant
o Repositioning to a financial mentor model
• Contribution caps are stifling growth
o In retirement income & in National savings
• Providers need to break the ‘product’ mindset
o IMA’s and SMA’s are a low cost implementation solution
• Trustees have a right to quality information and services
o Genuine desire to be responsible decision makers
o Genuine requirement for competent specialist SMSF guidance
Trends
9. www.lasseter.com.au
info@lasseter.com.autel.: 1300 083 691
Here are the types of SMSF trustees, which type are you?
•Controllers – “I’d rather do it myself”
oHigh number of SMEs (45%)
oControl is key driver
•Coach Seekers – “Help me help myself”
oDIY driver, but want support
oSeek external affirmation for decisions
•Outsources – “Do it for me”
oMake decisions based on fear
oNot typically SMSF candidate
oTrust passed to 3rd party
SMSFTrustee Profiles
11. www.lasseter.com.au
info@lasseter.com.autel.: 1300 083 691
• Establishment Costs – FREE (Lasseter will establish your SMSF at no cost)
• Corporate Trustee - $444 (One Off – ASIC Fee) see our SMSF Starter Package
• Annual Accounting and Tax – starting from $1320, see our Compliance and Administration Package
• Annual Audit – starting from $330 *
• Annual ATO Levy - $150
• Annual ASIC Fees - $212 (only for corporate trustee)
• Other Professional Fees – ie Financial Advisor
• Investment Fees – depending on investments chosen
SMSF Costs
12. www.lasseter.com.au
info@lasseter.com.autel.: 1300 083 691
If you have any queries please call us on 1300 083 691.
or
We can contact you request via our website press here
View our SMSF Starter Package
View our Compliance and Administration Package
What Next?