Carmela completed an internship at Standard Chartered Bank where she worked on various finance-related tasks including quarterly performance reports, industry risk assessments, daily report summaries, and customer due diligence. She found the lessons from her European Studies course, especially those related to finance, accounting, economics, and globalization, very relevant to her work. While challenging at first, over time she learned to understand financial reports and analysis and built relationships with coworkers. Her boss and the work environment were very positive, allowing independence while also fostering collaboration. Compared to her classmates, her work focused more on finance and reports for corporate clients rather than direct client interaction.

1. My Summer Internship
Carmela Ang

2. Question 1
• What did you find most significant in your work
assignment?
Identify specific contributions…

4. • QPR----This was my very first task in Standard
Chartered bank. My department has to do this for
every quarter for the year. In this case, our clients
were other banks and some insurance
companies. This report showed our clients how
they fared per quarter.
• Industry Risk Assesment Report---Here the bank
acts as a “broker” wherein we make a report
about our client ((background of the field his
business is in, industry outlook (opportunities in
the country and situation abroad), a summarized
financial report. We also rate the “risk” of the
client to possible interested investors.

5. • SPREADS---Basically, I just input the info needed from
using the company’s financial reports (just like QPR)
except most of the time, I have to calculate some of the
terms there to get what’s needed.
• *This was hard for me at first. Accounting was my worst
subject at school but I got better at it in the end.
• DAILY REPORT SUMMARIES---I had to do summaries of
the latest reports about the movements of our clients
(banks).
• CUSTOMER DUE DILIGENCE---I helped out at another
department since their 3rd co-worker was on maternity
leave. I figured out how to “check”/stalk on people in case
they were wanted terrorists. Also learned how to use SEC
register for some info. Was the one who did the necessary
filing for employees(outside the bank) to get their salaries
approved.

6. • I also co-conducted an interview on a possible internship
candidate. *It really feels nice to be sitting on the other
side of that table :P “power tripping*

7. Question 2
• How would you rate your performance, in quantitative and
qualitative terms, preferably based upon certain key result
areas.

8. Performance

9. Disclaimer:
• In some weeks, I didn’t all of those things every single
week, but I rated myself in regards to how well I
performed on those tasks as the weeks went by.
• By the end of my stay there..I didn’t want to leave
anymore! I regretted not extending and moving to my
(now second internship) so I know that I didn’t feel like I
was performing poorly. My mood factor is dependent on
how well I do stuff 

10. Question 3
• What lessons from the European Studies course did you
find most relevant in the work assigned to you?

11. FINANCE

12. ACCOUNTING

13. ECONOMICS

14. GLOBALIZATION

15. • I added “globalization” because in European Studies we
usually talk about the importance of events happening
abroad. In my industry outlook reports, I had to research
and input so many stuff that happened in different parts of
the world because they affect our economy in so many
ways that I never imagined. Like the fact that the
earthquakes in Japan earlier this year impacted the
trading of electronic parts between our countries.

16. Question 4
• What skills or technical know-how did you find particularly
useful in your work?

17. EXCEL

18. LOTS AND LOTS OF PAPERS

19. RESEARCHING SKILLS

20. THANK YOU ATENEO FOR ALL
THOSE SLEEPLESS NIGHTS
CRAMMING 
FOPAPERS

21. Question 5
• What do you consider as the most challenging aspects of
your work? Which ones did you experience success? Or
failures?

22. TRYING TO UNDERSTAND HOW
THESE THINGS WORK..

23. MEETING NEW PEOPLE

24. AT FIRST….making analysis from
charts made me like this…

25. Trying to talk make friends with other
co-workers made me…

26. THEN..I tried to really understand so I
began to think of myself like..

27. I also made a lot of friends from
different departments 

28. Question 6
• Did the work environment allow you enough freedom to
work independently? What is conducive enough for you to
exercise your creativity and decision-making ability?

29. OUR OFFICE

30. MY “WELL”

31. MY FAVORITE PLACE IN THE
OFFICE

32. • The work environment there was really great! Everything
looks so bright and orderly. Since there’s no divisions
between people you’re forced to do your work. At the
same time, people there know how to have fun. That’s
why I liked it there, my motto for them would be
something like this : Play hard, Work harder. Overtime is
normal for them-even all nighters. That doesn’t stop them
from eating out like at greenbelt for lunch 

33. Question 7
• What positive values did you learn from the company’s
management approach? Any lasting ties gained from
interpersonal relationships with co-workers?

34. MY BOSS

35. MY BOSS: Sir Chris
• He is the nicest person I have ever met. He’s the type of
boss that rules not through fear but like-ability. The people
in my department have never complained about their
workload or the boss (unlike other depts). He’s usually
calm and collected and I want to be just like that.

36. CO-WORKERS
• Since I was the only lone intern in the entire floor (until like
the last 3 days) I became friends with my co-workers. I
never once hung out with the other interns and I never
regretted that. I became close with the “younger set” from
the different departments and I still intend to continue
those relationships. Even though am interning in a
different company/building, I still meet up with them.

37. Question 8
• What negative aspects, if any, did you find in your work?
Any intervention you made to eliminate or mitigate those
negative aspects?

39. Question 9
• How do you compare the work that you did with those of
your classmates?

40. • The big difference for me is the fact that I’ve never met or
even contacted a client. My department’s clients are all
corporations and other banks and my work is more of
reports and analytical research.
• My work was more “finance” compared to the others who
did marketing, international relations, teaching etc.