This document provides information about a study tour to Poland from April 10-11, 2019 focused on digital SME banking and creating ecosystems for SME customers. The tour will include visits to 3 banks and 2 fintech companies in Warsaw and Lodz to learn about their digital transformation efforts, open banking models, lending to SMEs, and collaborations between banks and fintechs. The goal is for participants to gain insights on Poland's innovation in digital banking for SMEs. The 2-day agenda and registration fees are also outlined. The event is limited to 16 banking and finance professionals.

1. Digital SME Banking & Creating Ecosystem to SME Customers
Study Tour to Poland (April 10-11, 2019)

2. About SME Banking Club Study Tour
• SME Banking Club Study Tours are exclusive events where senior executives
meet for high level debates and interaction in the headquarters and
branches of major industry players.
• Business trips ally knowledge and culture, participants explore some of the
key topical issues facing the industry, drawing on the latest information
and feedback from companies on the cutting edge.
• During the Tour, participants are immersed into the culture of the country
via tour guides, gastronomy and meetings. Being a small group makes it
easy for them to create bounds and opportunities throughout this unique
adventure.

3. Key Reasons to Attend
1. Visit the most innovative country in the CEE region.
The Bloomberg 2017 Innovation Index ranked Poland 22nd (up from 23rd in 2016
ranking), which is the best result among CEE countries
2. Discover how Polish banks are creating Ecosystem for their SME
customers.
3. See how Polish banks cooperate with FinTechs in their
Accelerators and Innovation Labs
4. Discover Digital transformation of Polish banks in the area of
SME banking
5. Speak with innovators who put their ideas into action

4. Event program |
Overview
• Number of days: 2 working days
• Dates: 10-11 April 2019 (Wed-Thu)
• Places: Warsaw, Lodz
• Number of companies to be visited: 3
banks & 2 FinTechs

5. Tour Agenda | April 10 - Day 1
Digital Banking & SME Ecosystem
• Introductory note (9.00 – 10.00)
• Meeting with ING Bank (10.00 – 13.00)
✓ Digital Business Banking
✓ Digital platforms for SMEs & e-commerce
✓ Lending to SME customers
• Lunch (13.00 – 14.00)

6. Tour Agenda| April 10 - Day 1
Digital Banking & SME Ecosystem
• Meeting in Alior Bank Accelerator (14.30 – 17.30)
Read more here
• Open Banking & Cooperation with Fintechs (Alior
Bank, RBL_ Accelerator)
• Open Banking & BFM models for SMEs,
integration with banks (BanqUP)
• Dinner (18.00 – 20.00)

7. Tour agenda | April 11 - Day 2
Creating Ecosystem for SME customers
• Meeting in mBank (Trip to Lodz by bus) (10.00 – 13.00)
✓ Ecosystem for SME customers
✓ Online & Mobile Banking
✓ Lending to SME customers
Read about Ecosystem in mBank here
• Lunch (13.00 – 14.00)
Trip back to Warsaw by bus (14.00 – 16.00)
• Visit to SMEO ( Factoring FinTech) / LeaseLink (Leasing
FinTech) (tbd) (16.00 – 17.30)
• Dinner (18.00 – 19.00)

8. Study Tour April 10-11 | Event budget
• The registration fee for this Study Tour covers
documents, lunches, dinners, transfers to banks’ visits.
• Registration fee must be paid in full prior to the event.
• This event is limited to 16 guests
Registration fee:
• EUR 850 per delegate (VAT is not applied) – for SME
Banking Club Members
• EUR 1200 per delegate (VAT is not applied) – for Non-
members

9. SME Banking Club
Banking Professionals Association
SME Banking Club
Operated by Gidulyan Company (Ukraine) and
GG Company Sp. z o.o. (Poland)
www.smebanking.club
cee@smebanking.club
+ 38 0672516552 (Ukraine)
+ 48 733404985 (Poland)